Cost of Living in San Fernando, La Union - Updated Prices & Insights

Name: San Fernando, La Union
Address: San Fernando, La Union, PH

Solo nomad: Estimated monthly costs are $461 (excluding rent), and $686 including rent.

Family of 3: Estimated monthly costs are $1,037 (excluding rent), and $1,373 including rent.

Meal at Budget Restaurant

$3.63 ₱202

$1.81 ₱101

$9.06 ₱505

Three-Course Dinner for Two, Mid-Range

$17.52 ₱975

$13.99 ₱779

$52.5 ₱2,925

Fast Food Meal (McDonalds, etc)

$3.35 ₱187

$2.69 ₱150

$4.93 ₱275

Cappuccino

$2.35 ₱131

$1.21 ₱67.2

$4.31 ₱240

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₱43.28

$0.49 ₱27.05

$1.38 ₱76.8

Water (0.33 liter bottle)

$0.4 ₱22.18

$0.28 ₱15.76

$0.74 ₱41.44

Local Beer (0.5 liter draught)

$1.35 ₱75.2

$0.9 ₱50.3

$2.35 ₱131

Imported Beer (0.33 liter bottle)

$2.32 ₱129

$1.54 ₱86

$4.36 ₱243

Milk (1 liter)

$2.99 ₱166

$1.59 ₱88.4

$4.4 ₱245

White Bread (500g)

$1.2 ₱67.1

$0.86 ₱48.15

$1.72 ₱95.8

Rice (white) (1kg)

$1 ₱55.6

$0.84 ₱46.97

$1.28 ₱71

Eggs

$1.81 ₱101

$1.14 ₱63.4

$2.46 ₱137

Local Cheese (1kg)

$8.16 ₱455

$3.61 ₱201

$14.43 ₱804

Chicken Fillets (1kg)

$4.33 ₱241

$2.71 ₱151

$6.32 ₱352

Beef Round Steak (1kg)

$7.82 ₱435

$6.28 ₱350

$10.46 ₱583

Apples (1kg)

$2.9 ₱161

$1.76 ₱97.8

$4.4 ₱245

Banana (1kg)

$1.58 ₱87.8

$0.9 ₱50.1

$2.95 ₱164

Oranges (1kg)

$2.72 ₱152

$1.46 ₱81.2

$5.37 ₱299

Tomato (1kg)

$1.56 ₱87.1

$0.79 ₱44.08

$2.63 ₱147

Potato (1kg)

$2.27 ₱126

$1.15 ₱64.3

$3.56 ₱198

Onion (1kg)

$2.62 ₱146

$1.8 ₱100

$4.51 ₱251

Lettuce (1 head)

$1.07 ₱59.8

$0.57 ₱31.82

$1.74 ₱97.1

Water (1.5 liter bottle)

$0.72 ₱40.01

$0.43 ₱23.79

$1.29 ₱71.9

Cigarettes 20 Pack (Marlboro, Camel)

$2.78 ₱155

$2.34 ₱130

$3.47 ₱193

Wine (Bottle)

$6.95 ₱387

$3.96 ₱220

$12.16 ₱677

Local Beer (0.5 liter bottle)

$1.12 ₱62.5

$0.76 ₱42.35

$1.68 ₱93.7

Imported Beer (0.33 liter bottle)

$1.84 ₱103

$1.01 ₱56.1

$2.44 ₱136

One-way Ticket (Public Transport)

$0.26 ₱14.6

$0.2 ₱11.36

$0.26 ₱14.6

Taxi Start (Normal Tariff)

$0.78 ₱43.39

$0.69 ₱38.51

$0.87 ₱48.27

Taxi (Normal Tariff) (1km)

$0.22 ₱12.25

$0.13 ₱7.46

$0.43 ₱23.96

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₱119

$3.55 ₱198

Gasoline (1 liter)

$1.14 ₱63.4

$0.93 ₱52

$1.34 ₱74.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ₱1.5M

$25K ₱1.4M

$28.5K ₱1.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₱1.1M

$19.7K ₱1.1M

$21.5K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ₱6,355

$81 ₱4,507

$194 ₱10.8K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.71 ₱1,710

$8.3 ₱462

$41.5 ₱2,310

Internet (50+ Mbps, Unlimited Data)

$26.96 ₱1,501

$22.6 ₱1,259

$38.26 ₱2,130

Gym Membership (Monthly)

$13.13 ₱731

$8.75 ₱487

$17.51 ₱975

Cinema Ticket

$5.84 ₱325

$4.35 ₱242

$8.71 ₱485

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 ₱8,426

$66.3 ₱3,693

$354 ₱19.7K

International Primary School, 1 Child (Yearly)

$5,745 ₱319.9K

$2,705 ₱150.6K

$8,785 ₱489.1K

Jeans (Levis 501 Or Similar)

$46.22 ₱2,573

$8.94 ₱498

$71.6 ₱3,984

Summer Dress (H&M, Zara, etc)

$26.65 ₱1,484

$8.88 ₱494

$53.3 ₱2,967

Sport Shoes (Adidas, Nike)

$35.38 ₱1,970

$26.54 ₱1,478

$44.23 ₱2,462

Men's Leather Business Shoes

$39.8 ₱2,216

$26.54 ₱1,477

$53.1 ₱2,955

1-bedroom Apartment, City Center (Monthly)

$130 ₱7,256

$86.9 ₱4,837

$174 ₱9,674

1-bedroom Apartment, Outside City Center (Monthly)

$122 ₱6,795

3-bedroom Apartment, City Center (Monthly)

$247 ₱13.7K

$176 ₱9,813

$317 ₱17.7K

3-bedroom Apartment, Outside City Center (Monthly)

$215 ₱12K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

8.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

⛩️ Asia

Cost of Living in San Fernando, La Union - Frequently Asked Questions

San Fernando offers a warmth and pace that many travelers, expats, and digital nomads find appealing. Compared with big metros, you can move around on a modest daily routine while still enjoying reliable local services. The Cost of Living in San Fernando, La Union, Philippines tends to favor simple pleasures: home-cooked meals, casual eateries, and affordable transport options. Living costs vary by neighborhood, with coastal and central areas offering convenience at a gentle premium. Quick wins include shopping at local markets, walking or biking, and choosing smaller rental units. Tip: Start with a short-term stay in a couple of neighborhoods to gauge what fits your work and life rhythm.

Daily life here blends small-town charm with a steady flow of conveniences. For housing, look at modest villas, studio units, and shared options within walking distance of markets or beaches. Food choices range from budget-friendly staples at markets to casual cafes where you can work with a latte. Local transport includes tricycles and short taxi rides, while walking and biking are practical for short trips. Many digital nomads find cafes with decent wifi and pocket-friendly coworking days, especially outside peak season. San Fernando, La Union, Philippines living cost varies by neighborhood but remains approachable for the long haul. Tip: test a few coworking spots, and use a local SIM for reliable connectivity.

Quality of life here rewards those who blend simple routines with local exploration. To maximize value, pick a neighborhood that matches your pace – coastal districts for easy access to cafés and sunsets, or inland pockets for quieter mornings and lower noise. Frame a loose budget around fixed housing and flexible daily costs like groceries and dining out, and keep a cushion for seasonal spikes during holidays or festivals. Seasonal weather can affect transport, outdoor activities, and crowding at popular spots, so plan ahead. A practical approach includes trial stays, local chats, and noting which markets offer fresh produce near your chosen area. Tip: make a short daily plan and rotate neighborhoods every few weeks to find your best fit.