Cost of Living in San Fernando, La Union - Updated Prices & Insights

Name: San Fernando, La Union
Address: San Fernando, La Union, PH

Solo nomad: Estimated monthly costs are $397 (excluding rent), and $680 including rent.

Family of 3: Estimated monthly costs are $965 (excluding rent), and $1,401 including rent.

Meal at Budget Restaurant

$3.59 ₱209

$1.79 ₱104

$8.96 ₱523

Three-Course Dinner for Two, Mid-Range

$17.77 ₱1,037

$14.19 ₱828

$53.3 ₱3,110

Fast Food Meal (McDonalds, etc)

$3.23 ₱188

$2.59 ₱151

$4.75 ₱277

Cappuccino

$2.42 ₱141

$1.25 ₱72.7

$4.45 ₱260

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱48.65

$0.52 ₱30.41

$1.48 ₱86.4

Water (0.33 liter bottle)

$0.37 ₱21.55

$0.26 ₱15.31

$0.69 ₱40.26

Local Beer (0.5 liter draught)

$1.29 ₱75.4

$0.86 ₱50.5

$2.24 ₱131

Imported Beer (0.33 liter bottle)

$2.08 ₱121

$1.39 ₱80.9

$3.92 ₱229

Milk (1 liter)

$3.05 ₱178

$1.62 ₱94.6

$4.49 ₱262

White Bread (500g)

$1.27 ₱74.3

$0.91 ₱53.3

$1.82 ₱106

Rice (white) (1kg)

$0.93 ₱54.4

$0.79 ₱45.99

$1.19 ₱69.6

Eggs

$1.99 ₱116

$1.25 ₱72.9

$2.7 ₱158

Local Cheese (1kg)

$7.84 ₱457

$3.47 ₱202

$13.86 ₱809

Chicken Fillets (1kg)

$4.21 ₱246

$2.63 ₱154

$6.14 ₱358

Beef Round Steak (1kg)

$7.95 ₱464

$6.39 ₱373

$10.64 ₱621

Apples (1kg)

$2.95 ₱172

$1.79 ₱104

$4.47 ₱261

Banana (1kg)

$1.53 ₱89.1

$0.87 ₱50.8

$2.86 ₱167

Oranges (1kg)

$2.6 ₱152

$1.39 ₱81.4

$5.13 ₱300

Tomato (1kg)

$1.57 ₱91.4

$0.79 ₱46.29

$2.64 ₱154

Potato (1kg)

$2.21 ₱129

$1.13 ₱65.7

$3.48 ₱203

Onion (1kg)

$2.52 ₱147

$1.74 ₱101

$4.35 ₱254

Lettuce (1 head)

$1.07 ₱62.6

$0.57 ₱33.3

$1.74 ₱102

Water (1.5 liter bottle)

$0.76 ₱44.58

$0.45 ₱26.51

$1.37 ₱80.1

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₱170

$2.46 ₱143

$3.65 ₱213

Wine (Bottle)

$6.71 ₱392

$3.36 ₱196

$12.58 ₱734

Local Beer (0.5 liter bottle)

$1.15 ₱67

$0.78 ₱45.44

$1.72 ₱101

Imported Beer (0.33 liter bottle)

$2.04 ₱119

$1.11 ₱65.1

$2.7 ₱157

One-way Ticket (Public Transport)

$0.26 ₱15.08

$0.2 ₱11.73

$0.26 ₱15.08

Taxi Start (Normal Tariff)

$0.78 ₱45.81

$0.7 ₱40.66

$0.87 ₱51

Taxi (Normal Tariff) (1km)

$0.22 ₱12.83

$0.13 ₱7.81

$0.43 ₱25.1

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱121

$3.46 ₱202

Gasoline (1 liter)

$1.18 ₱69

$0.97 ₱56.6

$1.39 ₱81.3

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ₱1.6M

$24.9K ₱1.5M

$28.4K ₱1.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₱1.2M

$19.8K ₱1.2M

$21.6K ₱1.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 ₱6,487

$78.8 ₱4,601

$189 ₱11K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.42 ₱1,892

$8.76 ₱511

$43.82 ₱2,557

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,608

$23.09 ₱1,348

$39.09 ₱2,282

Gym Membership (Monthly)

$13.12 ₱766

$8.75 ₱511

$17.51 ₱1,022

Cinema Ticket

$5.87 ₱342

$4.38 ₱255

$8.75 ₱511

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱8,684

$65.2 ₱3,806

$348 ₱20.3K

International Primary School, 1 Child (Yearly)

$5,871 ₱342.6K

$2,764 ₱161.3K

$8,977 ₱523.9K

Jeans (Levis 501 Or Similar)

$45.89 ₱2,678

$8.88 ₱518

$71.1 ₱4,147

Summer Dress (H&M, Zara, etc)

$26.3 ₱1,535

$8.76 ₱511

$52.6 ₱3,070

Sport Shoes (Adidas, Nike)

$35.61 ₱2,079

$26.71 ₱1,559

$44.51 ₱2,598

Men's Leather Business Shoes

$39.31 ₱2,294

$26.21 ₱1,530

$52.4 ₱3,059

1-bedroom Apartment, City Center (Monthly)

$131 ₱7,641

$87.3 ₱5,094

$175 ₱10.2K

1-bedroom Apartment, Outside City Center (Monthly)

$122 ₱7,149

3-bedroom Apartment, City Center (Monthly)

$244 ₱14.2K

$174 ₱10.2K

$313 ₱18.3K

3-bedroom Apartment, Outside City Center (Monthly)

$214 ₱12.5K

Buy Apartment in City Center (m2)

$2,125 ₱124K

$773 ₱45.1K

$2,514 ₱146.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

8.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia

Cost of Living in San Fernando, La Union - Frequently Asked Questions

San Fernando offers a warmth and pace that many travelers, expats, and digital nomads find appealing. Compared with big metros, you can move around on a modest daily routine while still enjoying reliable local services. The Cost of Living in San Fernando, La Union, Philippines tends to favor simple pleasures: home-cooked meals, casual eateries, and affordable transport options. Living costs vary by neighborhood, with coastal and central areas offering convenience at a gentle premium. Quick wins include shopping at local markets, walking or biking, and choosing smaller rental units. Tip: Start with a short-term stay in a couple of neighborhoods to gauge what fits your work and life rhythm.

Daily life here blends small-town charm with a steady flow of conveniences. For housing, look at modest villas, studio units, and shared options within walking distance of markets or beaches. Food choices range from budget-friendly staples at markets to casual cafes where you can work with a latte. Local transport includes tricycles and short taxi rides, while walking and biking are practical for short trips. Many digital nomads find cafes with decent wifi and pocket-friendly coworking days, especially outside peak season. San Fernando, La Union, Philippines living cost varies by neighborhood but remains approachable for the long haul. Tip: test a few coworking spots, and use a local SIM for reliable connectivity.

Quality of life here rewards those who blend simple routines with local exploration. To maximize value, pick a neighborhood that matches your pace – coastal districts for easy access to cafés and sunsets, or inland pockets for quieter mornings and lower noise. Frame a loose budget around fixed housing and flexible daily costs like groceries and dining out, and keep a cushion for seasonal spikes during holidays or festivals. Seasonal weather can affect transport, outdoor activities, and crowding at popular spots, so plan ahead. A practical approach includes trial stays, local chats, and noting which markets offer fresh produce near your chosen area. Tip: make a short daily plan and rotate neighborhoods every few weeks to find your best fit.