Cost of Living in San Fernando, La Union - Updated Prices & Insights

Name: San Fernando, La Union
Address: San Fernando, La Union, PH

Solo nomad: Estimated monthly costs are $416 (excluding rent), and $697 including rent.

Family of 3: Estimated monthly costs are $1,023 (excluding rent), and $1,394 including rent.

Meal at Budget Restaurant

$3.57 ₱212

$1.78 ₱106

$8.91 ₱530

Three-Course Dinner for Two, Mid-Range

$17.39 ₱1,033

$13.88 ₱825

$52.2 ₱3,099

Fast Food Meal (McDonalds, etc)

$3.36 ₱200

$2.70 ₱160

$4.94 ₱294

Cappuccino

$2.44 ₱145

$1.25 ₱74.5

$4.48 ₱266

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.29

$0.51 ₱30.18

$1.44 ₱85.7

Water (0.33 liter bottle)

$0.36 ₱21.46

$0.26 ₱15.25

$0.67 ₱40.09

Local Beer (0.5 liter draught)

$1.36 ₱80.6

$0.91 ₱53.9

$2.35 ₱140

Imported Beer (0.33 liter bottle)

$2.07 ₱123

$1.38 ₱82.1

$3.90 ₱232

Milk (1 liter)

$2.98 ₱177

$1.58 ₱94.2

$4.39 ₱261

White Bread (500g)

$1.26 ₱74.8

$0.90 ₱53.7

$1.80 ₱107

Rice (white) (1kg)

$0.94 ₱55.6

$0.79 ₱47.02

$1.20 ₱71.1

Eggs

$2.06 ₱123

$1.29 ₱76.9

$2.80 ₱166

Local Cheese (1kg)

$7.85 ₱467

$3.47 ₱207

$13.88 ₱825

Chicken Fillets (1kg)

$4.34 ₱258

$2.71 ₱161

$6.32 ₱376

Beef Round Steak (1kg)

$7.80 ₱464

$6.26 ₱372

$10.44 ₱620

Apples (1kg)

$2.98 ₱177

$1.81 ₱107

$4.53 ₱269

Banana (1kg)

$1.58 ₱93.9

$0.90 ₱53.6

$2.96 ₱176

Oranges (1kg)

$2.71 ₱161

$1.45 ₱86.2

$5.34 ₱317

Tomato (1kg)

$1.56 ₱92.9

$0.79 ₱47.01

$2.63 ₱156

Potato (1kg)

$2.24 ₱133

$1.14 ₱67.9

$3.53 ₱210

Onion (1kg)

$2.64 ₱157

$1.82 ₱108

$4.55 ₱270

Lettuce (1 head)

$1.11 ₱65.8

$0.59 ₱34.99

$1.80 ₱107

Water (1.5 liter bottle)

$0.76 ₱45.15

$0.45 ₱26.85

$1.37 ₱81.2

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱167

$2.37 ₱141

$3.52 ₱209

Wine (Bottle)

$6.81 ₱405

$3.58 ₱213

$13.63 ₱810

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

$0.79 ₱46.96

$1.75 ₱104

Imported Beer (0.33 liter bottle)

$2.02 ₱120

$1.11 ₱65.8

$2.68 ₱159

One-way Ticket (Public Transport)

$0.26 ₱15.45

$0.20 ₱12.01

$0.26 ₱15.45

Taxi Start (Normal Tariff)

$0.79 ₱46.91

$0.70 ₱41.64

$0.88 ₱52.2

Taxi (Normal Tariff) (1km)

$0.22 ₱13.06

$0.13 ₱7.95

$0.43 ₱25.55

Taxi 1hour Waiting (Normal Tariff)

$2.15 ₱128

$3.59 ₱213

Gasoline (1 liter)

$1.18 ₱70.2

$0.97 ₱57.6

$1.39 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K ₱1.6M

$24.9K ₱1.5M

$28.4K ₱1.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ₱1.2M

$19.8K ₱1.2M

$21.6K ₱1.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₱6,806

$81.2 ₱4,828

$195 ₱11.6K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.48 ₱1,930

$8.78 ₱522

$43.89 ₱2,608

Internet (50+ Mbps, Unlimited Data)

$27.00 ₱1,605

$22.64 ₱1,345

$38.32 ₱2,277

Gym Membership (Monthly)

$13.18 ₱784

$8.79 ₱522

$17.59 ₱1,045

Tennis Court (1 Hour on Weekend)

$4.51 ₱268

$0.91 ₱53.9

$4.51 ₱268

Cinema Ticket

$5.89 ₱350

$4.39 ₱261

$8.79 ₱522

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,073

$66.9 ₱3,977

$357 ₱21.2K

International Primary School, 1 Child (Yearly)

$5,722 ₱340.1K

$2,694 ₱160.1K

$8,750 ₱520.0K

Jeans (Levis 501 Or Similar)

$46.43 ₱2,759

$8.98 ₱534

$71.9 ₱4,272

Summer Dress (H&M, Zara, etc)

$26.87 ₱1,597

$8.95 ₱532

$53.7 ₱3,194

Sport Shoes (Adidas, Nike)

$35.51 ₱2,111

$26.64 ₱1,583

$44.39 ₱2,638

Men's Leather Business Shoes

$39.66 ₱2,357

$26.44 ₱1,572

$52.9 ₱3,143

1-bedroom Apartment, City Center (Monthly)

$131 ₱7,760

$87.1 ₱5,174

$174 ₱10.3K

1-bedroom Apartment, Outside City Center (Monthly)

$122 ₱7,234

3-bedroom Apartment, City Center (Monthly)

$248 ₱14.8K

$177 ₱10.5K

$319 ₱19.0K

3-bedroom Apartment, Outside City Center (Monthly)

$212 ₱12.6K

Buy Apartment in City Center (m2)

$2,346 ₱139.4K

$964 ₱57.3K

$2,892 ₱171.9K

Buy Apartment Outside City Center (m2)

$956 ₱56.8K

$384 ₱22.8K

$956 ₱56.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

8.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

San Fernando, La Union Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

128

Mbps

123

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

⛩️ Asia

Cost of Living in San Fernando, La Union - Frequently Asked Questions

San Fernando offers a warmth and pace that many travelers, expats, and digital nomads find appealing. Compared with big metros, you can move around on a modest daily routine while still enjoying reliable local services. The Cost of Living in San Fernando, La Union, Philippines tends to favor simple pleasures: home-cooked meals, casual eateries, and affordable transport options. Living costs vary by neighborhood, with coastal and central areas offering convenience at a gentle premium. Quick wins include shopping at local markets, walking or biking, and choosing smaller rental units. Tip: Start with a short-term stay in a couple of neighborhoods to gauge what fits your work and life rhythm.

Daily life here blends small-town charm with a steady flow of conveniences. For housing, look at modest villas, studio units, and shared options within walking distance of markets or beaches. Food choices range from budget-friendly staples at markets to casual cafes where you can work with a latte. Local transport includes tricycles and short taxi rides, while walking and biking are practical for short trips. Many digital nomads find cafes with decent wifi and pocket-friendly coworking days, especially outside peak season. San Fernando, La Union, Philippines living cost varies by neighborhood but remains approachable for the long haul. Tip: test a few coworking spots, and use a local SIM for reliable connectivity.

Quality of life here rewards those who blend simple routines with local exploration. To maximize value, pick a neighborhood that matches your pace – coastal districts for easy access to cafés and sunsets, or inland pockets for quieter mornings and lower noise. Frame a loose budget around fixed housing and flexible daily costs like groceries and dining out, and keep a cushion for seasonal spikes during holidays or festivals. Seasonal weather can affect transport, outdoor activities, and crowding at popular spots, so plan ahead. A practical approach includes trial stays, local chats, and noting which markets offer fresh produce near your chosen area. Tip: make a short daily plan and rotate neighborhoods every few weeks to find your best fit.