Last update: Oct 2026 United States 95.5K

Cost of Living in Portsmouth, NH

For one person, living costs in Portsmouth, NH are estimated at $2,779 a month, including rent and utilities, which take almost two thirds of the total. Other living expenses average about $33 a day.

Monthly Cost of Living

How much you'll spend in Portsmouth, NH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Portsmouth, NH actually costs, broken down by who's living it.

A single person spends around $2,779 per month with rent, or $1,003 for everyday expenses alone.

$2,779 /mo

A couple spends around $4,019 per month with rent, or $1,806 for everyday expenses alone.

$4,019 /mo

A family of three spends around $5,259 per month with rent, or $2,609 without housing.

$5,259 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.79 $20.79
$15.21 $15.21
$30.43 $30.43
Three-Course Dinner for Two, Mid-Range
$101 $101
$76.0 $76.0
$132 $132
Fast Food Meal (McDonalds, etc)
$8.77 $8.77
$7.80 $7.80
$14.62 $14.62
Cappuccino
$3.88 $3.88
$2.72 $2.72
$4.86 $4.86
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$1.48 $1.48
$3.93 $3.93
Water (0.33 liter bottle)
$1.51 $1.51
$1.01 $1.01
$3.02 $3.02
Local Beer (0.5 liter draught)
$6.86 $6.86
$4.90 $4.90
$8.82 $8.82
Imported Beer (0.33 liter bottle)
$7.65 $7.65
$5.10 $5.10
$9.18 $9.18
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.31 $1.31
$0.80 $0.80
$2.14 $2.14
White Bread (500g)
$5.28 $5.28
$3.96 $3.96
$6.79 $6.79
Rice (white) (1kg)
$4.18 $4.18
$1.17 $1.17
$10.98 $10.98
Eggs
$3.60 $3.60
$1.84 $1.84
$7.21 $7.21
Local Cheese (1kg)
$11.20 $11.20
$11.20 $11.20
$26.88 $26.88
Chicken Fillets (1kg)
$12.87 $12.87
$5.41 $5.41
$19.54 $19.54
Beef Round Steak (1kg)
$17.37 $17.37
$6.10 $6.10
$31.36 $31.36
Apples (1kg)
$5.28 $5.28
$1.81 $1.81
$13.60 $13.60
Banana (1kg)
$2.14 $2.14
$1.13 $1.13
$3.39 $3.39
Oranges (1kg)
$4.68 $4.68
$3.35 $3.35
$8.94 $8.94
Tomato (1kg)
$4.32 $4.32
$2.15 $2.15
$8.60 $8.60
Potato (1kg)
$1.57 $1.57
$1.51 $1.51
$8.64 $8.64
Onion (1kg)
$2.64 $2.64
$1.74 $1.74
$4.35 $4.35
Lettuce (1 head)
$2.44 $2.44
$1.95 $1.95
$2.93 $2.93
Water (1.5 liter bottle)
$2.97 $2.97
$1.46 $1.46
$7.77 $7.77
Cigarettes 20 Pack (Marlboro, Camel)
$14.22 $14.22
$13.45 $13.45
$15.24 $15.24
Wine (Bottle)
$15.72 $15.72
$11.79 $11.79
$21.61 $21.61
Local Beer (0.5 liter bottle)
$1.78 $1.78
$1.47 $1.47
$1.78 $1.78
Imported Beer (0.33 liter bottle)
$1.99 $1.99
$1.99 $1.99
$1.99 $1.99
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$5.93 $5.93
$4.94 $4.94
$6.92 $6.92
Taxi (Normal Tariff) (1km)
$4.83 $4.83
$4.83 $4.83
$4.83 $4.83
Gasoline (1 liter)
$0.86 $0.86
$0.77 $0.77
$1.15 $1.15
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$37.1K $37.1K
$37.2K $37.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.5K $25.5K
$26.5K $26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 $195
$183 $183
$201 $201
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.6 $52.6
$39.93 $39.93
$105 $105
Internet (50+ Mbps, Unlimited Data)
$53.1 $53.1
$40.07 $40.07
$180 $180
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$24.52 $24.52
$9.81 $9.81
$39.23 $39.23
Cinema Ticket
$12.03 $12.03
$11.78 $11.78
$24.55 $24.55
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$826 $826
$499 $499
$1,154 $1,154
International Primary School, 1 Child (Yearly)
$33.8K $33.8K
$10.1K $10.1K
$50.7K $50.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$25.06 $25.06
$25.06 $25.06
$70.2 $70.2
Summer Dress (H&M, Zara, etc)
$37.36 $37.36
$23.13 $23.13
$49.42 $49.42
Sport Shoes (Adidas, Nike)
$51.1 $51.1
$49.16 $49.16
$78.7 $78.7
Men's Leather Business Shoes
$80.0 $80.0
$49.99 $49.99
$120 $120
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,149 $2,149
$1,983 $1,983
$2,479 $2,479
1-bedroom Apartment, Outside City Center (Monthly)
$1,581 $1,581
$1,186 $1,186
$1,976 $1,976
3-bedroom Apartment, City Center (Monthly)
$4,227 $4,227
$4,058 $4,058
$4,566 $4,566
3-bedroom Apartment, Outside City Center (Monthly)
$2,454 $2,454
$2,454 $2,454
$2,454 $2,454
Buy Apartment in City Center (m2)
$4,838 $4,838
$2,688 $2,688
$6,988 $6,988
Buy Apartment Outside City Center (m2)
$3,081 $3,081
$1,913 $1,913
$4,250 $4,250
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,066 $6,066
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.1
5
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Portsmouth, NH $2,779
Accommodation & Living
$1.6K
Groceries & Markets
$426
Eating Out
$305
Monthly Utilities & Internet
$301
Clothing & Footwear
$87
Sport & Entertainment
$49
Getting Around
$30 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $2,149, dropping to $1,581 outside central areas. Housing accounts for roughly 35% of the average salary ($6,066) – well above the 30% international benchmark.

The average net salary is $6,066 – comfortably above monthly costs of $2,779. Most workers can save and live well. A comfortable lifestyle typically starts at $4,169.

Groceries cost around $426 per month for one person. A mid-range dinner for two is priced at $101.

Cost Highlights

Taxi is more expensive than 99% of cities in North America

White bread is more expensive than 98% of cities in North America

3-bedroom apartment, city center is more expensive than 95% of cities in North America

Good to know
🕒 Local time
12:16 12:16 PM
🌤 Weather
👥 Population
95,535
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Portsmouth, NH Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Portsmouth, NH - Frequently Asked Questions
Is Portsmouth, NH, United States a good value for travelers, expats, and digital nomads compared with other Northeast cities?
Portsmouth offers a balanced mix of coastal charm and compact, walkable neighborhoods. For travelers, expats, and digital nomads, value comes from a smaller city footprint with easy access to services, a slower pace than big metro areas, and abundant free or low-cost outdoor options. Housing tends to be more affordable than larger Northeast cities, while shops, dining, and culture stay high quality. Cost of Living in Portsmouth, NH, United States is favorable for those who want reliable infrastructure, safety, and a short commute. Tip: Start with a trial week in a central neighborhood to test tasks like coworking, groceries, and transit.
How does daily life in Portsmouth, NH, United States unfold for housing, groceries, transport, and coworking?
Portsmouth rewards practical planning. The city is compact enough to walk or bike most errands, with a handful of coworking spaces and coffee shops that offer reliable wifi. In housing, target neighborhoods near the waterfront or downtown for shorter commutes; you’ll find a mix of historic rentals and newer units. Groceries lean on local markets and familiar chain options, with seasonal produce a highlight. For transport, walking, cycling, and rideshares cover most needs, with occasional longer trips by rail or bus. Portsmouth, NH, United States living cost gives you a quick gauge for balancing rent with daily spending. Tip: Build a one-week test route across neighborhoods before committing.
What quality of life considerations, budgeting frameworks, and seasonal factors should guide your choice of neighborhood in Portsmouth, NH, United States?
Quality of life here rewards planning and flexibility. Use a simple budgeting framework that separates fixed costs (housing, utilities) from flexible ones (entertainment, dining, travel). Seasonal factors matter: summer crowds can affect pace, parking, and listings; shoulder seasons often offer quieter streets and better visibility for leases. To pick a neighborhood, test a few areas – downtown for walkability and nightlife, the West End for quieter residential streets, and the waterfront edge for outdoor access. Look for local libraries, parks, and free community events to stretch your budget. Tip: Start with short-term stays or month-to-month options to compare neighborhoods before signing a longer lease.
Why is Portsmouth, NH so expensive to live in?
Portsmouth, NH is expensive by global standards – monthly costs hit about $2,779. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
Is Portsmouth, NH expensive to live in?
There's no getting around it – Portsmouth, NH is expensive. Monthly costs with rent typically hit $2,779, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What is the average salary in Portsmouth, NH?
After taxes, the average worker in Portsmouth, NH takes home about $6,066 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Portsmouth, NH?
Rent hits hard in Portsmouth, NH – 1-bedroom apartments range from $1,581 to $2,149 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How expensive is a gym membership in Portsmouth, NH?
Gym memberships in Portsmouth, NH cost about $24.52 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
How much does childcare cost in Portsmouth, NH?
Private kindergarten in Portsmouth, NH costs about $826 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Is $2,000 enough to live comfortably in Portsmouth, NH?
$2,000 in Portsmouth, NH is a stretch – monthly costs with rent hit $2,779, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Portsmouth, NH good for families with children?
Portsmouth, NH is a solid pick for families. Childcare runs about $826 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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