Cost of Living in Andover, MA - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,774 per month with rent, or $1,357 for everyday expenses alone.

A couple spends around $4,128 per month with rent, or $2,173 for everyday expenses alone.

A family of three spends around $5,483 per month with rent, or $2,989 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$30.25 $30.25
$20.17 $20.17
$60.5 $60.5
Three-Course Dinner for Two, Mid-Range
$89.6 $89.6
$69.7 $69.7
$129 $129
Fast Food Meal (McDonalds, etc)
$11.94 $11.94
$9.95 $9.95
$17.90 $17.90
Cappuccino
$6.27 $6.27
$2.99 $2.99
$7.97 $7.97
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.90 $2.90
$2.52 $2.52
$3.03 $3.03
Water (0.33 liter bottle)
$2.42 $2.42
$2.06 $2.06
$3.07 $3.07
Local Beer (0.5 liter draught)
$6.20 $6.20
$4.96 $4.96
$8.93 $8.93
Imported Beer (0.33 liter bottle)
$8.18 $8.18
$6.14 $6.14
$12.27 $12.27
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.02 $1.02
$0.81 $0.81
$1.22 $1.22
White Bread (500g)
$3.60 $3.60
$2.19 $2.19
$4.38 $4.38
Rice (white) (1kg)
$7.58 $7.58
$2.08 $2.08
$12.99 $12.99
Eggs
$4.19 $4.19
$2.96 $2.96
$5.91 $5.91
Local Cheese (1kg)
$16.80 $16.80
$14.49 $14.49
$20.19 $20.19
Chicken Fillets (1kg)
$10.70 $10.70
$5.51 $5.51
$15.54 $15.54
Beef Round Steak (1kg)
$16.67 $16.67
$15.47 $15.47
$17.89 $17.89
Apples (1kg)
$3.47 $3.47
$2.24 $2.24
$4.83 $4.83
Banana (1kg)
$1.64 $1.64
$0.97 $0.97
$2.76 $2.76
Oranges (1kg)
$6.71 $6.71
$2.19 $2.19
$13.20 $13.20
Tomato (1kg)
$4.61 $4.61
$2.15 $2.15
$8.60 $8.60
Potato (1kg)
$2.77 $2.77
$1.29 $1.29
$6.00 $6.00
Onion (1kg)
$5.55 $5.55
$4.02 $4.02
$8.24 $8.24
Lettuce (1 head)
$3.25 $3.25
$2.01 $2.01
$5.03 $5.03
Water (1.5 liter bottle)
$2.39 $2.39
$1.23 $1.23
$2.97 $2.97
Cigarettes 20 Pack (Marlboro, Camel)
$12.48 $12.48
$10.97 $10.97
$14.00 $14.00
Wine (Bottle)
$13.76 $13.76
$8.85 $8.85
$14.74 $14.74
Local Beer (0.5 liter bottle)
$1.90 $1.90
$1.72 $1.72
$2.81 $2.81
Imported Beer (0.33 liter bottle)
$3.12 $3.12
$2.05 $2.05
$5.12 $5.12
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Taxi Start (Normal Tariff)
$2.03 $2.03
$2.03 $2.03
$2.03 $2.03
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.11 $1.11
$1.73 $1.73
Taxi 1hour Waiting (Normal Tariff)
$28.88 $28.88
$26.12 $26.12
$34.63 $34.63
Gasoline (1 liter)
$0.87 $0.87
$0.80 $0.80
$0.92 $0.92
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K $29.9K
$23.5K $23.5K
$36.2K $36.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.6K $36.6K
$24.6K $24.6K
$36.6K $36.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 $210
$150 $150
$601 $601
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.8 $54.8
$42.94 $42.94
$74.9 $74.9
Internet (50+ Mbps, Unlimited Data)
$81.6 $81.6
$59.7 $59.7
$99.5 $99.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.65 $43.65
$17.76 $17.76
$50.8 $50.8
Cinema Ticket
$14.36 $14.36
$11.89 $11.89
$17.83 $17.83
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,307 $1,307
$1,007 $1,007
$1,859 $1,859
International Primary School, 1 Child (Yearly)
$23.1K $23.1K
$16.5K $16.5K
$26.8K $26.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$50.0 $50.0
$34.67 $34.67
$64.4 $64.4
Summer Dress (H&M, Zara, etc)
$76.3 $76.3
$35.59 $35.59
$153 $153
Sport Shoes (Adidas, Nike)
$120 $120
$78.8 $78.8
$197 $197
Men's Leather Business Shoes
$132 $132
$119 $119
$149 $149
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,601 $1,601
$1,199 $1,199
$1,856 $1,856
1-bedroom Apartment, Outside City Center (Monthly)
$1,329 $1,329
$982 $982
$1,473 $1,473
3-bedroom Apartment, City Center (Monthly)
$2,612 $2,612
$1,986 $1,986
$2,979 $2,979
3-bedroom Apartment, Outside City Center (Monthly)
$2,256 $2,256
$1,725 $1,725
$2,537 $2,537
Buy Apartment in City Center (m2)
$2,627 $2,627
$1,912 $1,912
$2,627 $2,627
Buy Apartment Outside City Center (m2)
$2,363 $2,363
$1,917 $1,917
$2,363 $2,363
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,707 $5,707
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.71
6.19
7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,601, dropping to $1,329 outside central areas. Housing accounts for roughly 28% of the average salary ($5,707) – noticeably above the typical 30% rent-to-income guideline.

The average net salary is $5,707 – comfortably above monthly costs of $2,774. Most workers can save and live well. A comfortable lifestyle typically starts at $4,161.

Groceries cost around $429 per month for one person. A mid-range dinner for two is priced at $90.

A monthly public transport pass costs about $0.

Cost Highlights

Meal at budget restaurant is more expensive than 98% of cities in North America

Cappuccino is more expensive than 98% of cities in North America

Rice is more expensive than 97% of cities in North America

Andover, MA Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Andover, MA - Frequently Asked Questions
How affordable is Andover overall for travelers, expats, and digital nomads, and how does it compare to nearby metro areas?
Compared with larger metro hubs, the Cost of Living in Andover, MA, United States tends to feel more manageable for everyday needs. You’ll notice housing can lean toward the premium side in established neighborhoods, but there are quieter pockets with good value and strong community amenities. Local shops, cafes, and parks offer a ready-made lifestyle that reduces the need for long commutes. The trade-off is sometimes a longer drive or train ride to reach major city centers. Overall, you get a blend of suburban ease and access to regional amenities. Tip: Start your housing search in the spring to catch listings that align with school calendars and local events.
What does daily life look like for a traveler, expat, or remote worker in Andover when it comes to housing, food, and getting around?
Daily life in Andover blends small-town charm with practical access to larger cities. When you're housing hunting, target near the town center or the commuter rail for easier trips; there are family-friendly neighborhoods and pocket areas with parks and schools. Grocery shopping spans local markets and larger chains, with a steady rotation of seasonal produce. For work or study, you’ll find quiet cafés and libraries, plus flexible coworking spaces nearby. Andover, MA, United States living cost comes into play as you map rent, groceries, and transit against your budget. Tip: Start with a neighborhood plan and test a few transit routes to see what fits your rhythm.
What strategies help you optimize quality of life and budgeting in Andover, including seasonality and neighborhood fit?
Quality of life here hinges on finding the right neighborhood fit – quiet streets near parks for daily walks or a lively center with cafes for remote work breaks. A simple budgeting framework helps: separate housing, groceries, transport, and leisure, then tweak as the seasons shift. Spring and fall bring outdoor markets and community events with plentiful low-cost options; winter can prompt indoor hobbies and energy-conscious routines. Ways to save include longer leases for stability, shared housing if suitable, and choosing transit routes that cut down on back-and-forth. Tip: build a lightweight, month-by-month plan to spot where you can adjust time and money for a comfortable rhythm.
What drives the high cost of living in Andover, MA?
Andover, MA is expensive by global standards – monthly costs hit about $2,774. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
How expensive is daily life in Andover, MA?
There's no getting around it – Andover, MA is expensive. Monthly costs with rent typically hit $2,774, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
How much do people earn on average in Andover, MA?
After taxes, the average worker in Andover, MA takes home about $5,707 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How affordable is housing in Andover, MA?
Rent hits hard in Andover, MA – 1-bedroom apartments range from $1,329 to $1,601 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
What does fitness cost in Andover, MA?
Gym memberships in Andover, MA cost about $43.65 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
What are kindergarten prices in Andover, MA?
Private kindergarten in Andover, MA costs about $1,307 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $2,000 monthly in Andover, MA?
$2,000 in Andover, MA is a stretch – monthly costs with rent hit $2,774, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
How family-friendly is Andover, MA?
Andover, MA is a solid pick for families. Childcare runs about $1,307 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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