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Cost of Living in Pembroke - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,849 (excluding rent), and $2,405 including rent.
Family of 3: Estimated monthly costs are $4,899 (excluding rent), and $5,561 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$60.8 BMD 60.8
$30.4 BMD 30.4
$101 BMD 101
Three-Course Dinner for Two, Mid-Range
$148 BMD 148
$123 BMD 123
$197 BMD 197
Fast Food Meal (McDonalds, etc)
$14.92 BMD 14.92
$11.94 BMD 11.94
$16.91 BMD 16.91
Cappuccino
$4.59 BMD 4.59
$4.59 BMD 4.59
$10.19 BMD 10.19
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 BMD 3.33
$2.92 BMD 2.92
$3.89 BMD 3.89
Water (0.33 liter bottle)
$2.98 BMD 2.98
$2.55 BMD 2.55
$4.09 BMD 4.09
Local Beer (0.5 liter draught)
$7.92 BMD 7.92
$7.92 BMD 7.92
$9.9 BMD 9.9
Imported Beer (0.33 liter bottle)
$8.65 BMD 8.65
$8.14 BMD 8.14
$11.19 BMD 11.19
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.45 BMD 4.45
$1.86 BMD 1.86
$5.64 BMD 5.64
White Bread (500g)
$8.78 BMD 8.78
$6.22 BMD 6.22
$11.05 BMD 11.05
Rice (white) (1kg)
$5.56 BMD 5.56
$3.46 BMD 3.46
$8.65 BMD 8.65
Eggs
$7.43 BMD 7.43
$5.33 BMD 5.33
$13.2 BMD 13.2
Local Cheese (1kg)
$11.63 BMD 11.63
$6.99 BMD 6.99
$26.43 BMD 26.43
Chicken Fillets (1kg)
$24.86 BMD 24.86
$14.21 BMD 14.21
$50.7 BMD 50.7
Beef Round Steak (1kg)
$32.18 BMD 32.18
$13.2 BMD 13.2
$74.8 BMD 74.8
Apples (1kg)
$10.49 BMD 10.49
$5.08 BMD 5.08
$20.22 BMD 20.22
Banana (1kg)
$6.29 BMD 6.29
$4.95 BMD 4.95
$6.96 BMD 6.96
Oranges (1kg)
$12.61 BMD 12.61
$6.92 BMD 6.92
$17.8 BMD 17.8
Tomato (1kg)
$11.45 BMD 11.45
$4.04 BMD 4.04
$18.2 BMD 18.2
Potato (1kg)
$8.16 BMD 8.16
$6.86 BMD 6.86
$9.8 BMD 9.8
Onion (1kg)
$5.13 BMD 5.13
$3.04 BMD 3.04
$8.1 BMD 8.1
Lettuce (1 head)
$6.08 BMD 6.08
$4.05 BMD 4.05
$8.1 BMD 8.1
Water (1.5 liter bottle)
$3.19 BMD 3.19
$1.97 BMD 1.97
$3.94 BMD 3.94
Cigarettes 20 Pack (Marlboro, Camel)
$17.6 BMD 17.6
$13.98 BMD 13.98
$19.97 BMD 19.97
Wine (Bottle)
$24.93 BMD 24.93
$19.95 BMD 19.95
$34.91 BMD 34.91
Local Beer (0.5 liter bottle)
$5.29 BMD 5.29
$4.5 BMD 4.5
$5.99 BMD 5.99
Imported Beer (0.33 liter bottle)
$4.43 BMD 4.43
$1.97 BMD 1.97
$9.84 BMD 9.84
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.77 BMD 3.77
-
Public Transport Monthly Pass (Regular Price)
$69 BMD 69
-
Taxi Start (Normal Tariff)
$6.4 BMD 6.4
$6.09 BMD 6.09
$6.69 BMD 6.69
Taxi 1hour Waiting (Normal Tariff)
$54.8 BMD 54.8
$38.39 BMD 38.39
$71.1 BMD 71.1
Gasoline (1 liter)
$2.29 BMD 2.29
$2.15 BMD 2.15
$2.3 BMD 2.3
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.8K BMD 34.8K
$29.8K BMD 29.8K
$37.7K BMD 37.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.2K BMD 39.2K
$35.2K BMD 35.2K
$40.2K BMD 40.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 BMD 236
$193 BMD 193
$403 BMD 403
SIM Card Monthly Plan (Calls and 10GB+ Data)
$121 BMD 121
$101 BMD 101
$178 BMD 178
Internet (50+ Mbps, Unlimited Data)
$158 BMD 158
$132 BMD 132
$197 BMD 197
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$80.6 BMD 80.6
-
Cinema Ticket
$13.25 BMD 13.25
$11.78 BMD 11.78
$14.72 BMD 14.72
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,312 BMD 1,312
$1,193 BMD 1,193
$2,320 BMD 2,320
International Primary School, 1 Child (Yearly)
$25K BMD 25K
$23.5K BMD 23.5K
$25.5K BMD 25.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$79.6 BMD 79.6
$39.81 BMD 39.81
$149 BMD 149
Summer Dress (H&M, Zara, etc)
$59.2 BMD 59.2
$39.47 BMD 39.47
$98.7 BMD 98.7
Sport Shoes (Adidas, Nike)
$137 BMD 137
$121 BMD 121
$156 BMD 156
Men's Leather Business Shoes
$127 BMD 127
$100 BMD 100
$150 BMD 150
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$3,709 BMD 3,709
-
Buy Apartment in City Center (m2)
$5,767 BMD 5,767
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$8,039 BMD 8,039
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.22
5
10

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Pembroke - Frequently Asked Questions
How does Pembroke, Bermuda compare in value for a first-time stay or long-term work?
Pembroke sits in a high-cost region with reliable services and easy access to island amenities. For travelers, expats, and digital nomads, it often feels like good value for convenience rather than rock-bottom prices. The Cost of Living in Pembroke, Bermuda tends to be driven by service costs and import-heavy goods, with housing options that vary by neighborhood. You can still find balance by choosing smaller guesthouses or short-term rentals closer to central amenities and by using coworking spaces for workdays. Tip: set a monthly budget buffer and test a few neighborhoods before committing.
What does daily life look like in Pembroke, including housing search, food options, transport, and errands for a short or long stay?
Daily life here blends ease with careful planning. For housing, start your search near Hamilton for quick commutes or opt for quieter pockets around Pembroke proper if you prefer walks to the sea. Food choices range from local markets to international eateries, with seasonal produce visible in markets. Transport leans on efficient bus routes and occasional car sharing, while coastal paths invite easy strolls. Pembroke, Bermuda living cost shows in daily purchases, so prioritize staples and batch errands to save time and money. Tip: book flexi-term stays to test neighborhoods.
How can you maximize quality of life, budget effectively, and choose a neighborhood that fits work and leisure in Pembroke?
Quality of life here comes from a mix of outdoor access, grid-stable services, and a compact downtown feel. Build a budgeting framework by dividing expenses into housing, groceries, and discretionary fun, then adapt seasonally as demand shifts around holidays and peak events. Neighborhoods near the harbor or parks tend to be more walkable, while hillside zones offer quieter evenings and views. Practical savings come from shopping local, cooking at home, and leveraging community spaces for meetings. Tip: align your routine with off-peak times for transport and research coworking options that fit your workflow.

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