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Cost of Living in Pembroke - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,409 (excluding rent), and $2,325 including rent.
Family of 3: Estimated monthly costs are $4,516 (excluding rent), and $5,383 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$61.1 BMD 61.1
$30.57 BMD 30.57
$102 BMD 102
Three-Course Dinner for Two, Mid-Range
$149 BMD 149
$124 BMD 124
$199 BMD 199
Fast Food Meal (McDonalds, etc)
$15.28 BMD 15.28
$12.22 BMD 12.22
$17.31 BMD 17.31
Cappuccino
$4.38 BMD 4.38
$4.38 BMD 4.38
$9.74 BMD 9.74
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.44 BMD 3.44
$3.02 BMD 3.02
$4.02 BMD 4.02
Water (0.33 liter bottle)
$2.95 BMD 2.95
$2.52 BMD 2.52
$4.04 BMD 4.04
Local Beer (0.5 liter draught)
$7.85 BMD 7.85
$7.85 BMD 7.85
$9.82 BMD 9.82
Imported Beer (0.33 liter bottle)
$8.58 BMD 8.58
$8.07 BMD 8.07
$11.10 BMD 11.10
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.48 BMD 4.48
$1.88 BMD 1.88
$5.68 BMD 5.68
White Bread (500g)
$9.01 BMD 9.01
$6.38 BMD 6.38
$11.35 BMD 11.35
Rice (white) (1kg)
$5.42 BMD 5.42
$3.38 BMD 3.38
$8.45 BMD 8.45
Eggs
$7.36 BMD 7.36
$5.28 BMD 5.28
$13.07 BMD 13.07
Local Cheese (1kg)
$11.55 BMD 11.55
$6.95 BMD 6.95
$26.25 BMD 26.25
Chicken Fillets (1kg)
$24.86 BMD 24.86
$14.20 BMD 14.20
$50.7 BMD 50.7
Beef Round Steak (1kg)
$32.22 BMD 32.22
$13.22 BMD 13.22
$74.9 BMD 74.9
Apples (1kg)
$10.18 BMD 10.18
$4.93 BMD 4.93
$19.63 BMD 19.63
Banana (1kg)
$6.29 BMD 6.29
$4.96 BMD 4.96
$6.97 BMD 6.97
Oranges (1kg)
$12.74 BMD 12.74
$6.99 BMD 6.99
$17.98 BMD 17.98
Tomato (1kg)
$11.27 BMD 11.27
$3.98 BMD 3.98
$17.91 BMD 17.91
Potato (1kg)
$8.18 BMD 8.18
$6.88 BMD 6.88
$9.82 BMD 9.82
Onion (1kg)
$4.95 BMD 4.95
$2.93 BMD 2.93
$7.81 BMD 7.81
Lettuce (1 head)
$5.94 BMD 5.94
$3.95 BMD 3.95
$7.92 BMD 7.92
Water (1.5 liter bottle)
$3.33 BMD 3.33
$2.06 BMD 2.06
$4.11 BMD 4.11
Cigarettes 20 Pack (Marlboro, Camel)
$17.81 BMD 17.81
$14.15 BMD 14.15
$20.22 BMD 20.22
Wine (Bottle)
$25.21 BMD 25.21
-
Local Beer (0.5 liter bottle)
$5.23 BMD 5.23
$4.45 BMD 4.45
$5.93 BMD 5.93
Imported Beer (0.33 liter bottle)
$4.40 BMD 4.40
$1.95 BMD 1.95
$9.77 BMD 9.77
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.72 BMD 3.72
-
Public Transport Monthly Pass (Regular Price)
$67.3 BMD 67.3
-
Taxi Start (Normal Tariff)
$6.14 BMD 6.14
$5.85 BMD 5.85
$6.42 BMD 6.42
Taxi 1hour Waiting (Normal Tariff)
$53.4 BMD 53.4
$37.47 BMD 37.47
$69.4 BMD 69.4
Gasoline (1 liter)
$2.39 BMD 2.39
$2.25 BMD 2.25
$2.40 BMD 2.40
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K BMD 34.5K
$29.6K BMD 29.6K
$37.5K BMD 37.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K BMD 39.4K
$35.3K BMD 35.3K
$40.4K BMD 40.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 BMD 232
$190 BMD 190
$396 BMD 396
SIM Card Monthly Plan (Calls and 10GB+ Data)
$121 BMD 121
$101 BMD 101
$178 BMD 178
Internet (50+ Mbps, Unlimited Data)
$156 BMD 156
$130 BMD 130
$195 BMD 195
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$80.3 BMD 80.3
-
Cinema Ticket
$13.49 BMD 13.49
$11.99 BMD 11.99
$14.99 BMD 14.99
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,311 BMD 1,311
$1,192 BMD 1,192
$2,318 BMD 2,318
International Primary School, 1 Child (Yearly)
$24.2K BMD 24.2K
$22.8K BMD 22.8K
$24.7K BMD 24.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$79.8 BMD 79.8
$39.90 BMD 39.90
$150 BMD 150
Summer Dress (H&M, Zara, etc)
$59.1 BMD 59.1
$39.37 BMD 39.37
$98.4 BMD 98.4
Sport Shoes (Adidas, Nike)
$137 BMD 137
$120 BMD 120
$155 BMD 155
Men's Leather Business Shoes
$129 BMD 129
$101 BMD 101
$152 BMD 152
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$3,802 BMD 3,802
-
Buy Apartment in City Center (m2)
$5,774 BMD 5,774
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$7,899 BMD 7,899
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.22
5
10

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Pembroke Median Internet Speeds (Updated December 2025)

Mobile

Download
142
Mbps
Upload
25
Mbps
Latency
18
ms

Fixed Broadband

Download
214
Mbps
Upload
63
Mbps
Latency
9
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Pembroke - Frequently Asked Questions
How does Pembroke, Bermuda compare in value for a first-time stay or long-term work?
Pembroke sits in a high-cost region with reliable services and easy access to island amenities. For travelers, expats, and digital nomads, it often feels like good value for convenience rather than rock-bottom prices. The Cost of Living in Pembroke, Bermuda tends to be driven by service costs and import-heavy goods, with housing options that vary by neighborhood. You can still find balance by choosing smaller guesthouses or short-term rentals closer to central amenities and by using coworking spaces for workdays. Tip: set a monthly budget buffer and test a few neighborhoods before committing.
What does daily life look like in Pembroke, including housing search, food options, transport, and errands for a short or long stay?
Daily life here blends ease with careful planning. For housing, start your search near Hamilton for quick commutes or opt for quieter pockets around Pembroke proper if you prefer walks to the sea. Food choices range from local markets to international eateries, with seasonal produce visible in markets. Transport leans on efficient bus routes and occasional car sharing, while coastal paths invite easy strolls. Pembroke, Bermuda living cost shows in daily purchases, so prioritize staples and batch errands to save time and money. Tip: book flexi-term stays to test neighborhoods.
How can you maximize quality of life, budget effectively, and choose a neighborhood that fits work and leisure in Pembroke?
Quality of life here comes from a mix of outdoor access, grid-stable services, and a compact downtown feel. Build a budgeting framework by dividing expenses into housing, groceries, and discretionary fun, then adapt seasonally as demand shifts around holidays and peak events. Neighborhoods near the harbor or parks tend to be more walkable, while hillside zones offer quieter evenings and views. Practical savings come from shopping local, cooking at home, and leveraging community spaces for meetings. Tip: align your routine with off-peak times for transport and research coworking options that fit your workflow.

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