Cost of Living in Pembroke - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,321 (excluding rent), and $2,359 including rent.

Family of 3: Estimated monthly costs are $5,597 (excluding rent), and $5,477 including rent.

Meal at Budget Restaurant

$60.1 BMD 60.1

$30.06 BMD 30.06

$100 BMD 100

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$124 BMD 124

$198 BMD 198

Fast Food Meal (McDonalds, etc)

$14.87 BMD 14.87

$11.90 BMD 11.90

$16.86 BMD 16.86

Cappuccino

$4.37 BMD 4.37

$9.71 BMD 9.71

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 BMD 3.48

$3.05 BMD 3.05

$4.07 BMD 4.07

Water (0.33 liter bottle)

$2.85 BMD 2.85

$2.44 BMD 2.44

$3.91 BMD 3.91

Local Beer (0.5 liter draught)

$7.84 BMD 7.84

$9.80 BMD 9.80

Imported Beer (0.33 liter bottle)

$8.30 BMD 8.30

$7.81 BMD 7.81

$10.74 BMD 10.74

Milk (1 liter)

$4.30 BMD 4.30

$1.80 BMD 1.80

$5.44 BMD 5.44

White Bread (500g)

$8.86 BMD 8.86

$6.28 BMD 6.28

$11.16 BMD 11.16

Rice (white) (1kg)

$5.54 BMD 5.54

$3.45 BMD 3.45

$8.62 BMD 8.62

Eggs

$7.31 BMD 7.31

$5.24 BMD 5.24

$12.99 BMD 12.99

Local Cheese (1kg)

$11.87 BMD 11.87

$7.14 BMD 7.14

$26.98 BMD 26.98

Chicken Fillets (1kg)

$24.40 BMD 24.40

$13.94 BMD 13.94

$49.79 BMD 49.79

Beef Round Steak (1kg)

$32.39 BMD 32.39

$13.29 BMD 13.29

$75.3 BMD 75.3

Apples (1kg)

$10.52 BMD 10.52

$5.10 BMD 5.10

$20.28 BMD 20.28

Banana (1kg)

$6.21 BMD 6.21

$4.89 BMD 4.89

$6.87 BMD 6.87

Oranges (1kg)

$12.62 BMD 12.62

$6.93 BMD 6.93

$17.81 BMD 17.81

Tomato (1kg)

$11.16 BMD 11.16

$3.94 BMD 3.94

$17.73 BMD 17.73

Potato (1kg)

$8.37 BMD 8.37

$7.03 BMD 7.03

$10.05 BMD 10.05

Onion (1kg)

$5.17 BMD 5.17

$3.06 BMD 3.06

$8.16 BMD 8.16

Lettuce (1 head)

$5.83 BMD 5.83

$3.88 BMD 3.88

$7.76 BMD 7.76

Water (1.5 liter bottle)

$3.31 BMD 3.31

$2.04 BMD 2.04

$4.09 BMD 4.09

Cigarettes 20 Pack (Marlboro, Camel)

$17.85 BMD 17.85

$14.19 BMD 14.19

$20.27 BMD 20.27

Wine (Bottle)

$24.87 BMD 24.87

Local Beer (0.5 liter bottle)

$5.23 BMD 5.23

$4.45 BMD 4.45

$5.93 BMD 5.93

Imported Beer (0.33 liter bottle)

$4.58 BMD 4.58

$2.04 BMD 2.04

$10.18 BMD 10.18

One-way Ticket (Public Transport)

$3.82 BMD 3.82

Public Transport Monthly Pass (Regular Price)

$68.3 BMD 68.3

Taxi Start (Normal Tariff)

$6.36 BMD 6.36

$6.05 BMD 6.05

$6.64 BMD 6.64

Taxi 1hour Waiting (Normal Tariff)

$53.3 BMD 53.3

$37.37 BMD 37.37

$69.2 BMD 69.2

Gasoline (1 liter)

$2.28 BMD 2.28

$2.14 BMD 2.14

$2.29 BMD 2.29

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K BMD 34.9K

$29.9K BMD 29.9K

$37.9K BMD 37.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K BMD 38.7K

$34.8K BMD 34.8K

$39.7K BMD 39.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 BMD 234

$191 BMD 191

$400 BMD 400

SIM Card Monthly Plan (Calls and 10GB+ Data)

$118 BMD 118

$98.4 BMD 98.4

$174 BMD 174

Internet (50+ Mbps, Unlimited Data)

$154 BMD 154

$128 BMD 128

$192 BMD 192

Gym Membership (Monthly)

$78.0 BMD 78.0

Cinema Ticket

$13.37 BMD 13.37

$11.89 BMD 11.89

$14.86 BMD 14.86

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,324 BMD 1,324

$1,203 BMD 1,203

$2,340 BMD 2,340

International Primary School, 1 Child (Yearly)

$24.6K BMD 24.6K

$23.1K BMD 23.1K

$25.2K BMD 25.2K

Jeans (Levis 501 Or Similar)

$78.9 BMD 78.9

$39.42 BMD 39.42

$148 BMD 148

Summer Dress (H&M, Zara, etc)

$58.8 BMD 58.8

$39.22 BMD 39.22

$98.1 BMD 98.1

Sport Shoes (Adidas, Nike)

$139 BMD 139

$122 BMD 122

$158 BMD 158

Men's Leather Business Shoes

$126 BMD 126

$99.4 BMD 99.4

$149 BMD 149

1-bedroom Apartment, City Center (Monthly)

$3,790 BMD 3,790

Buy Apartment in City Center (m2)

$5,679 BMD 5,679

Average Monthly Net Salary (After Tax)

$8,000 BMD 8,000

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Pembroke Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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Cost of Living in Pembroke - Frequently Asked Questions

Pembroke sits in a high-cost region with reliable services and easy access to island amenities. For travelers, expats, and digital nomads, it often feels like good value for convenience rather than rock-bottom prices. The Cost of Living in Pembroke, Bermuda tends to be driven by service costs and import-heavy goods, with housing options that vary by neighborhood. You can still find balance by choosing smaller guesthouses or short-term rentals closer to central amenities and by using coworking spaces for workdays. Tip: set a monthly budget buffer and test a few neighborhoods before committing.

Daily life here blends ease with careful planning. For housing, start your search near Hamilton for quick commutes or opt for quieter pockets around Pembroke proper if you prefer walks to the sea. Food choices range from local markets to international eateries, with seasonal produce visible in markets. Transport leans on efficient bus routes and occasional car sharing, while coastal paths invite easy strolls. Pembroke, Bermuda living cost shows in daily purchases, so prioritize staples and batch errands to save time and money. Tip: book flexi-term stays to test neighborhoods.

Quality of life here comes from a mix of outdoor access, grid-stable services, and a compact downtown feel. Build a budgeting framework by dividing expenses into housing, groceries, and discretionary fun, then adapt seasonally as demand shifts around holidays and peak events. Neighborhoods near the harbor or parks tend to be more walkable, while hillside zones offer quieter evenings and views. Practical savings come from shopping local, cooking at home, and leveraging community spaces for meetings. Tip: align your routine with off-peak times for transport and research coworking options that fit your workflow.