Cost of Living in Pembroke - Updated Prices & Insights

89.72
Solo nomad: Estimated monthly costs are $2,121 (excluding rent), and $2,362 including rent.
Family of 3: Estimated monthly costs are $5,171 (excluding rent), and $5,444 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$60.8 BMD 60.8
$30.38 BMD 30.38
$101 BMD 101
Three-Course Dinner for Two, Mid-Range
$148 BMD 148
$123 BMD 123
$197 BMD 197
Fast Food Meal (McDonalds, etc)
$14.75 BMD 14.75
$11.8 BMD 11.8
$16.71 BMD 16.71
Cappuccino
$4.58 BMD 4.58
$4.58 BMD 4.58
$10.18 BMD 10.18
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.35 BMD 3.35
$2.94 BMD 2.94
$3.91 BMD 3.91
Water (0.33 liter bottle)
$2.89 BMD 2.89
$2.47 BMD 2.47
$3.95 BMD 3.95
Local Beer (0.5 liter draught)
$7.91 BMD 7.91
$7.91 BMD 7.91
$9.89 BMD 9.89
Imported Beer (0.33 liter bottle)
$8.7 BMD 8.7
$8.19 BMD 8.19
$11.26 BMD 11.26
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$4.44 BMD 4.44
$1.86 BMD 1.86
$5.62 BMD 5.62
White Bread (500g)
$8.97 BMD 8.97
$6.36 BMD 6.36
$11.3 BMD 11.3
Rice (white) (1kg)
$5.57 BMD 5.57
$3.47 BMD 3.47
$8.67 BMD 8.67
Eggs
$7.68 BMD 7.68
$5.51 BMD 5.51
$13.66 BMD 13.66
Local Cheese (1kg)
$11.6 BMD 11.6
$6.98 BMD 6.98
$26.37 BMD 26.37
Chicken Fillets (1kg)
$24.73 BMD 24.73
$14.13 BMD 14.13
$50.5 BMD 50.5
Beef Round Steak (1kg)
$32.64 BMD 32.64
$13.39 BMD 13.39
$75.9 BMD 75.9
Apples (1kg)
$10.47 BMD 10.47
$5.07 BMD 5.07
$20.19 BMD 20.19
Banana (1kg)
$6.41 BMD 6.41
$5.05 BMD 5.05
$7.1 BMD 7.1
Oranges (1kg)
$12.79 BMD 12.79
$7.02 BMD 7.02
$18.06 BMD 18.06
Tomato (1kg)
$11.15 BMD 11.15
$3.94 BMD 3.94
$17.72 BMD 17.72
Potato (1kg)
$8.17 BMD 8.17
$6.87 BMD 6.87
$9.81 BMD 9.81
Onion (1kg)
$5.21 BMD 5.21
$3.08 BMD 3.08
$8.22 BMD 8.22
Lettuce (1 head)
$6.16 BMD 6.16
$4.1 BMD 4.1
$8.21 BMD 8.21
Water (1.5 liter bottle)
$3.29 BMD 3.29
$2.03 BMD 2.03
$4.07 BMD 4.07
Cigarettes 20 Pack (Marlboro, Camel)
$17.97 BMD 17.97
$14.27 BMD 14.27
$20.39 BMD 20.39
Wine (Bottle)
$24.88 BMD 24.88
$19.91 BMD 19.91
$34.84 BMD 34.84
Local Beer (0.5 liter bottle)
$5.44 BMD 5.44
$4.62 BMD 4.62
$6.16 BMD 6.16
Imported Beer (0.33 liter bottle)
$4.42 BMD 4.42
$1.96 BMD 1.96
$9.82 BMD 9.82
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.74 BMD 3.74
-
Public Transport Monthly Pass (Regular Price)
$66.8 BMD 66.8
-
Taxi Start (Normal Tariff)
$6.12 BMD 6.12
$5.82 BMD 5.82
$6.4 BMD 6.4
Taxi 1hour Waiting (Normal Tariff)
$52.8 BMD 52.8
$37.05 BMD 37.05
$68.6 BMD 68.6
Gasoline (1 liter)
$2.32 BMD 2.32
$2.18 BMD 2.18
$2.33 BMD 2.33
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K BMD 35.4K
$30.3K BMD 30.3K
$38.4K BMD 38.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39K BMD 39K
$35K BMD 35K
$40K BMD 40K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$236 BMD 236
$193 BMD 193
$403 BMD 403
SIM Card Monthly Plan (Calls and 10GB+ Data)
$118 BMD 118
$98.4 BMD 98.4
$174 BMD 174
Internet (50+ Mbps, Unlimited Data)
$154 BMD 154
$129 BMD 129
$193 BMD 193
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$80.8 BMD 80.8
-
Cinema Ticket
$13.65 BMD 13.65
$12.13 BMD 12.13
$15.17 BMD 15.17
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,303 BMD 1,303
$1,185 BMD 1,185
$2,304 BMD 2,304
International Primary School, 1 Child (Yearly)
$24.1K BMD 24.1K
$22.7K BMD 22.7K
$24.6K BMD 24.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$78.6 BMD 78.6
$39.28 BMD 39.28
$147 BMD 147
Summer Dress (H&M, Zara, etc)
$59.2 BMD 59.2
$39.49 BMD 39.49
$98.7 BMD 98.7
Sport Shoes (Adidas, Nike)
$138 BMD 138
$121 BMD 121
$157 BMD 157
Men's Leather Business Shoes
$128 BMD 128
$101 BMD 101
$151 BMD 151
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$3,686 BMD 3,686
-
Buy Apartment in City Center (m2)
$5,604 BMD 5,604
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$7,977 BMD 7,977
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.22
5
10
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Pembroke - Frequently Asked Questions
How does Pembroke, Bermuda compare in value for a first-time stay or long-term work?
Pembroke sits in a high-cost region with reliable services and easy access to island amenities. For travelers, expats, and digital nomads, it often feels like good value for convenience rather than rock-bottom prices. The Cost of Living in Pembroke, Bermuda tends to be driven by service costs and import-heavy goods, with housing options that vary by neighborhood. You can still find balance by choosing smaller guesthouses or short-term rentals closer to central amenities and by using coworking spaces for workdays. Tip: set a monthly budget buffer and test a few neighborhoods before committing.
What does daily life look like in Pembroke, including housing search, food options, transport, and errands for a short or long stay?
Daily life here blends ease with careful planning. For housing, start your search near Hamilton for quick commutes or opt for quieter pockets around Pembroke proper if you prefer walks to the sea. Food choices range from local markets to international eateries, with seasonal produce visible in markets. Transport leans on efficient bus routes and occasional car sharing, while coastal paths invite easy strolls. Pembroke, Bermuda living cost shows in daily purchases, so prioritize staples and batch errands to save time and money. Tip: book flexi-term stays to test neighborhoods.
How can you maximize quality of life, budget effectively, and choose a neighborhood that fits work and leisure in Pembroke?
Quality of life here comes from a mix of outdoor access, grid-stable services, and a compact downtown feel. Build a budgeting framework by dividing expenses into housing, groceries, and discretionary fun, then adapt seasonally as demand shifts around holidays and peak events. Neighborhoods near the harbor or parks tend to be more walkable, while hillside zones offer quieter evenings and views. Practical savings come from shopping local, cooking at home, and leveraging community spaces for meetings. Tip: align your routine with off-peak times for transport and research coworking options that fit your workflow.
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