Last update: Oct 2026 United States 8K

Cost of Living in London, KY

For one person, living costs in London, KY are estimated at $2,351 a month, including rent and utilities, which take almost two thirds of the total. Other living expenses average about $29 a day.

Monthly Cost of Living

How much you'll spend in London, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London, KY actually costs, broken down by who's living it.

Living costs for one person come to about $2,351 monthly including rent, or $895 excluding housing.

$2,351 /mo

Estimated monthly costs for a couple: $3,361 with rent, or $1,484 without housing.

$3,361 /mo

Monthly costs for a family of three come to about $4,372 including rent, or $2,072 for daily expenses alone.

$4,372 /mo
Currency
Do you live in London, KY? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.06 $15.06
$11.04 $11.04
$25.10 $25.10
Three-Course Dinner for Two, Mid-Range
$50.6 $50.6
$40.49 $40.49
$127 $127
Fast Food Meal (McDonalds, etc)
$9.93 $9.93
$7.94 $7.94
$10.92 $10.92
Cappuccino
$5.03 $5.03
$2.03 $2.03
$7.09 $7.09
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.01 $2.01
$2.01 $2.01
$3.02 $3.02
Water (0.33 liter bottle)
$1.66 $1.66
$0.98 $0.98
$3.94 $3.94
Local Beer (0.5 liter draught)
$5.65 $5.65
$3.08 $3.08
$10.27 $10.27
Imported Beer (0.33 liter bottle)
$5.03 $5.03
$5.03 $5.03
$8.05 $8.05
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.80 $0.80
$0.54 $0.54
$1.13 $1.13
White Bread (500g)
$2.60 $2.60
$1.44 $1.44
$5.43 $5.43
Rice (white) (1kg)
$4.12 $4.12
$1.97 $1.97
$6.64 $6.64
Eggs
$3.04 $3.04
$2.03 $2.03
$7.94 $7.94
Local Cheese (1kg)
$12.56 $12.56
$9.28 $9.28
$17.28 $17.28
Chicken Fillets (1kg)
$7.00 $7.00
$4.48 $4.48
$20.04 $20.04
Beef Round Steak (1kg)
$16.16 $16.16
$13.32 $13.32
$17.76 $17.76
Apples (1kg)
$3.01 $3.01
$2.66 $2.66
$7.29 $7.29
Banana (1kg)
$1.39 $1.39
$1.29 $1.29
$2.97 $2.97
Oranges (1kg)
$1.99 $1.99
$1.02 $1.02
$7.91 $7.91
Tomato (1kg)
$2.20 $2.20
$2.01 $2.01
$10.26 $10.26
Potato (1kg)
$2.00 $2.00
$1.19 $1.19
$10.84 $10.84
Onion (1kg)
$1.74 $1.74
$1.74 $1.74
$3.79 $3.79
Lettuce (1 head)
$1.38 $1.38
$1.03 $1.03
$2.83 $2.83
Water (1.5 liter bottle)
$1.93 $1.93
$1.02 $1.02
$3.07 $3.07
Cigarettes 20 Pack (Marlboro, Camel)
$10.11 $10.11
$10.11 $10.11
$10.58 $10.58
Wine (Bottle)
$14.74 $14.74
$9.82 $9.82
$15.72 $15.72
Local Beer (0.5 liter bottle)
$2.09 $2.09
$2.08 $2.08
$2.12 $2.12
Imported Beer (0.33 liter bottle)
$2.93 $2.93
$1.65 $1.65
$3.65 $3.65
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.18 $2.18
$1.09 $1.09
$2.18 $2.18
Taxi Start (Normal Tariff)
$3.66 $3.66
$3.66 $3.66
$3.66 $3.66
Taxi (Normal Tariff) (1km)
$1.26 $1.26
$1.26 $1.26
$1.26 $1.26
Taxi 1hour Waiting (Normal Tariff)
$25.12 $25.12
$25.12 $25.12
$25.12 $25.12
Gasoline (1 liter)
$0.96 $0.96
$0.74 $0.74
$1.25 $1.25
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$27.3K $27.3K
$35.8K $35.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.8K $25.8K
$26.9K $26.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 $149
$107 $107
$273 $273
SIM Card Monthly Plan (Calls and 10GB+ Data)
$78.2 $78.2
$35.67 $35.67
$153 $153
Internet (50+ Mbps, Unlimited Data)
$73.4 $73.4
$45.46 $45.46
$101 $101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.90 $37.90
$18.19 $18.19
$45.49 $45.49
Cinema Ticket
$14.93 $14.93
$11.95 $11.95
$14.93 $14.93
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$446 $446
$446 $446
$1,629 $1,629
International Primary School, 1 Child (Yearly)
$19.3K $19.3K
$19.3K $19.3K
$19.3K $19.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$30.22 $30.22
$20.15 $20.15
$54.9 $54.9
Summer Dress (H&M, Zara, etc)
$22.41 $22.41
$14.94 $14.94
$49.80 $49.80
Sport Shoes (Adidas, Nike)
$74.2 $74.2
$59.4 $59.4
$105 $105
Men's Leather Business Shoes
$59.2 $59.2
$59.2 $59.2
$128 $128
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$576 $576
$576 $576
$577 $577
1-bedroom Apartment, Outside City Center (Monthly)
$1,306 $1,306
$1,005 $1,005
$1,507 $1,507
3-bedroom Apartment, City Center (Monthly)
$838 $838
$672 $672
$1,004 $1,004
3-bedroom Apartment, Outside City Center (Monthly)
$2,150 $2,150
$1,600 $1,600
$2,501 $2,501
Buy Apartment in City Center (m2)
$2,449 $2,449
$1,800 $1,800
$2,449 $2,449
Buy Apartment Outside City Center (m2)
$2,039 $2,039
$1,594 $1,594
$2,039 $2,039
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.2
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
London, KY $2,351
Accommodation & Living
$1.3K
Groceries & Markets
$310
Monthly Utilities & Internet
$301
Eating Out
$264
Clothing & Footwear
$84
Sport & Entertainment
$68
Getting Around
$19 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to spend about $310 monthly on groceries. Dining out at a mid-range restaurant costs roughly $51.0 for two.

Cost Highlights

3-bedroom apartment, city center is cheaper than 97% of cities in North America

1-bedroom apartment, city center is cheaper than 95% of cities in North America

Milk is cheaper than 93% of cities in North America

Good to know
🕒 Local time
01:21 1:21 AM
🌤 Weather
👥 Population
8,000
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
From you
  • London, KY

Distances are measured in a straight line. Your location is detected approximately.

London, KY Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in London, KY - Frequently Asked Questions
Is London, KY affordable for longer stays, and who tends to find good value here compared with bigger markets?
London, KY offers a welcoming blend of small-town charm and practical value for travelers, expats, and digital nomads. The Cost of Living in London, KY, United States tends to be gentler than in larger metro areas, thanks to modest rents, reasonable everyday expenses, and straightforward services. You’ll enjoy a relaxed pace, reliable internet in many cafes, and easy access to outdoor recreation, all while keeping essential costs predictable. It’s easy to weigh proximity to Lexington for bigger-city amenities against quieter neighborhood life here. Tip: start with a short-term base in a central district and test a few stays before committing.
What does day-to-day life look like in London, KY, including housing search, groceries, transport, and coworking options?
Look for a neighborhood with a walkable core and easy access to groceries and internet. Housing options range from modest rentals to small homes, often with flexible leases for shorter stays. Groceries cover local markets and familiar chains, with cooking at home usually the most economical option. Transportation remains car-oriented for most errands, though you’ll find a compact town layout and some bus routes; parking is typically straightforward in-town. For remote work, try a few coffee shops with reliable Wi-Fi or a small coworking space nearby. London, KY, United States living cost stays approachable as you balance convenience and exploration. Tip: Build a simple weekly plan that clusters work days, errands, and shopping to maximize downtime.
What are the quality of life considerations, budgeting frameworks, seasonality, and neighborhood fit?
London, KY offers a stable, community-focused quality of life with easy outdoor access and a friendly, small-town rhythm. Use a simple budgeting framework that splits housing, groceries, transport, and discretionary spending, then adjust with the seasons and travel plans. In winter, plan for heating and cozy indoor activities; in spring and fall, take advantage of parks and trails at a gentler pace. Neighborhood fit matters: downtown cores suit social life and short strolls, while quieter streets suit longer stays and work-in-peace. Tip: set a biweekly check-in to re-balance your budget as you test different areas and routines.
Is London, KY worth the cost of living?
At around $2,351 monthly all-in, London, KY offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
What is the average cost of living in London, KY in 2026?
As of 2026, monthly living costs in London, KY come to around $2,351 including rent, or roughly $895 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
What is a good salary in London, KY?
Earning $3,526 monthly in London, KY means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What are typical rents in London, KY?
Where you live in London, KY makes all the difference. Central one-bedrooms cost about $576; commute-friendly outer districts come in around $1,306. Overall, the market runs from $1,306 to $576 depending on size, location, and apartment condition.
What is a typical grocery budget in London, KY?
Expect to spend around $310 per month on groceries in London, KY. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
How expensive is a gym membership in London, KY?
A regular gym membership in London, KY costs around $37.90 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
Can a person live on $2,000 monthly in London, KY?
Living on $2,000 in London, KY means careful planning, since monthly costs average $2,351. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is London, KY a good place to live?
Living in London, KY means access to fast internet, family-friendly facilities, café culture at about $2,351 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

London, KY vs other spots: cost of living compared

Nearby cities

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?