Last update: Oct 2026

Cost of Living Comparison Between London, KY and New York, NY

For one person, living is cheaper in London, KY: $2,351 a month against $4,938 in New York, NY, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in London, KY
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London, KY Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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London, KY

🇺🇸 United States

$2,351

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in London, KY and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London, KY and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in London, KY versus $4,938 in New York, NY.

London, KY $2,351
New York, NY $4,938

Estimated couple costs with rent: $3,361 in London, KY versus $7,273 in New York, NY.

London, KY $3,361
New York, NY $7,273

Monthly costs for a family of three with rent: $4,372 in London, KY versus $9,608 in New York, NY.

London, KY $4,372
New York, NY $9,608

Living in London, KY costs roughly 52% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: London, KY 73% above, New York, NY 264% above.

Meal at Budget Restaurant

$15.06 $15.06

$24.99 $24.99

-39.74%

Three-Course Dinner for Two, Mid-Range

$50.6 $50.6

$120 $120

-57.92%

Fast Food Meal (McDonalds, etc)

$9.93 $9.93

$13.74 $13.74

-27.73%

Cappuccino

$5.03 $5.03

$6.60 $6.60

-23.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 $2.01

$3.82 $3.82

-47.38%

Water (0.33 liter bottle)

$1.66 $1.66

$2.87 $2.87

-42.16%

Local Beer (0.5 liter draught)

$5.65 $5.65

$7.95 $7.95

-28.93%

Imported Beer (0.33 liter bottle)

$5.03 $5.03

$10.06 $10.06

-50.00%

Milk (1 liter)

$0.80 $0.80

$1.37 $1.37

-41.61%

White Bread (500g)

$2.60 $2.60

$4.75 $4.75

-45.26%

Rice (white) (1kg)

$4.12 $4.12

$7.69 $7.69

-46.42%

Eggs

$3.04 $3.04

$5.87 $5.87

-48.21%

Local Cheese (1kg)

$12.56 $12.56

$19.25 $19.25

-34.75%

Chicken Fillets (1kg)

$7.00 $7.00

$17.83 $17.83

-60.74%

Beef Round Steak (1kg)

$16.16 $16.16

$19.03 $19.03

-15.08%

Apples (1kg)

$3.01 $3.01

$6.69 $6.69

-55.01%

Banana (1kg)

$1.39 $1.39

$2.29 $2.29

-39.30%

Oranges (1kg)

$1.99 $1.99

$6.41 $6.41

-68.95%

Tomato (1kg)

$2.20 $2.20

$6.75 $6.75

-67.41%

Potato (1kg)

$2.00 $2.00

$3.93 $3.93

-49.11%

Onion (1kg)

$1.74 $1.74

$4.52 $4.52

-61.50%

Lettuce (1 head)

$1.38 $1.38

$2.79 $2.79

-50.54%

Water (1.5 liter bottle)

$1.93 $1.93

$2.51 $2.51

-23.11%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 $10.11

$18.10 $18.10

-44.14%

Wine (Bottle)

$14.74 $14.74

$20.16 $20.16

-26.88%

Local Beer (0.5 liter bottle)

$2.09 $2.09

$3.26 $3.26

-35.89%

Imported Beer (0.33 liter bottle)

$2.93 $2.93

$3.75 $3.75

-21.87%

One-way Ticket (Public Transport)

$2.18 $2.18

$2.92 $2.92

-25.34%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.66 $3.66

$3.06 $3.06

19.61%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$2.16 $2.16

-41.67%

Taxi 1hour Waiting (Normal Tariff)

$25.12 $25.12

$41.33 $41.33

-39.22%

Gasoline (1 liter)

$0.96 $0.96

$1.12 $1.12

-14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$33.1K $33.1K

8.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.7K $25.7K

1.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$219 $219

-31.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.2 $78.2

$75.3 $75.3

3.74%

Internet (50+ Mbps, Unlimited Data)

$73.4 $73.4

$70.5 $70.5

4.07%

Gym Membership (Monthly)

$37.90 $37.90

$116 $116

-67.19%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$14.93 $14.93

$21.37 $21.37

-30.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 $446

$3,432 $3,432

-87.01%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$61.7K $61.7K

-68.74%

Jeans (Levis 501 Or Similar)

$30.22 $30.22

$74.9 $74.9

-59.64%

Summer Dress (H&M, Zara, etc)

$22.41 $22.41

$52.1 $52.1

-57.02%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$117 $117

-36.40%

Men's Leather Business Shoes

$59.2 $59.2

$135 $135

-56.02%

1-bedroom Apartment, City Center (Monthly)

$576 $576

$4,347 $4,347

-86.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 $1,306

$3,117 $3,117

-58.09%

3-bedroom Apartment, City Center (Monthly)

$838 $838

$9,110 $9,110

-90.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,150 $2,150

$5,379 $5,379

-60.03%

Buy Apartment in City Center (m2)

$2,449 $2,449

$19.3K $19.3K

-87.30%

Buy Apartment Outside City Center (m2)

$2,039 $2,039

$6,943 $6,943

-70.64%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.2

6.85

-9.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London, KY: October 17, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London, KY

$1.3K 55.6%

New York, NY

$3.1K 63.1% 139% $1.8K

Groceries & Markets

London, KY

$310 13.2%

New York, NY

$552 11.2% 78.2% $242

Monthly Utilities & Internet

London, KY

$301 12.8%

New York, NY

$365 7.4% 21.4% $64

Eating Out

London, KY

$264 11.2%

New York, NY

$407 8.2% 54.4% $143

Clothing & Footwear

London, KY

$84 3.6%

New York, NY

$170 3.5% 103% $87

Sport & Entertainment

London, KY

$68 2.9%

New York, NY

$158 3.2% 134% $90

Getting Around

London, KY

$19 * 0.8%

New York, NY

$168 3.4% 800% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $576 in London, KY and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $51.0 in London, KY vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $310 vs $552 per month, with London, KY cheaper across the board.

Good to know

🇺🇸 London, KY

🇺🇸 New York, NY

🕒 Local time

02:02 2:02 AM

Same time as London, KY

🌤 Weather

👥 Population

8,000

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

London, KY New York, NY 940 km ≈ 1 h 45 min nonstop flight

From you

London, KY
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London, KY vs New York, NY: Cost of Living - Frequently Asked Questions

London, KY wins on cost – living expenses run 110% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making London, KY the obvious pick if budget is a priority.

You'd need roughly $3,526 in London, KY and $7,407 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $576 in London, KY versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $446 in London, KY versus $3,432 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in London, KY – a meal for two runs $51.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,351 in London, KY versus $4,938 in New York, NY, a $2,000 budget is realistic in London, KY but tight or insufficient in New York, NY. The gap between the two cities makes London, KY the clear choice for anyone on this budget.

Both work as nomad bases, but London, KY delivers better value – similar infrastructure at $2,351 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes London, KY hard to pass up.

Expats usually find London, KY gentler on the wallet – expenses run 110% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.