For one person, living costs in Morristown, TN are estimated at $2,012 a month, including rent and utilities – 26% below the national average. Rent and utilities take more than a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morristown, TN actually costs, broken down by who's living it.
Living costs for one person come to about $2,012 monthly including rent, or $1,182 excluding housing.
$2,012 /mo
Estimated monthly costs for a couple: $3,099 with rent, or $2,063 without housing.
$3,099 /mo
Monthly costs for a family of three come to about $4,187 including rent, or $2,944 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K$28.2K
$28.2K$28.2K
$37.7K$37.7K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K$26.3K
$25.4K$25.4K
$26.8K$26.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$156$156
$84.7$84.7
$299$299
SIM Card Monthly Plan(Calls and 10GB+ Data)
$83.1$83.1
$47.08$47.08
$150$150
Internet(50+ Mbps, Unlimited Data)
$76.6$76.6
$60.6$60.6
$89.8$89.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$41.45$41.45
$19.90$19.90
$49.75$49.75
Cinema Ticket
$14.79$14.79
$11.83$11.83
$15.77$15.77
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,103$1,103
$814$814
$1,272$1,272
International Primary School, 1 Child(Yearly)
$24.8K$24.8K
$24.8K$24.8K
$24.8K$24.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$41.55$41.55
$29.91$29.91
$54.8$54.8
Summer Dress(H&M, Zara, etc)
$38.55$38.55
$20.12$20.12
$50.3$50.3
Sport Shoes(Adidas, Nike)
$99.9$99.9
$51.0$51.0
$127$127
Men's Leather Business Shoes
$121$121
$61.2$61.2
$204$204
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$817$817
$590$590
$976$976
1-bedroom Apartment, Outside City Center(Monthly)
$673$673
$552$552
$795$795
3-bedroom Apartment, City Center(Monthly)
$1,289$1,289
$1,203$1,203
$1,375$1,375
3-bedroom Apartment, Outside City Center(Monthly)
$1,087$1,087
$1,047$1,047
$1,127$1,127
Buy Apartment in City Center(m2)
$2,740$2,740
$2,015$2,015
$2,740$2,740
Buy Apartment Outside City Center(m2)
$2,238$2,238
$1,750$1,750
$2,238$2,238
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,683$2,683
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.58
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Morristown, TN$2,012
Morristown, TN$4,187
🏠Accommodation & Living
$673 33.5%
🛒Groceries & Markets
$425 21.1%
🍽Eating Out
$318 15.8%
🧾Monthly Utilities & Internet
$316 15.7%
👕👟Clothing & Footwear
$135 6.7%
🚌Getting Around
$73 3.6%
🎉Sport & Entertainment
$71 3.5%
🏠Accommodation & Living
$1.1K 26%
🛒Groceries & Markets
$968 23.1%
🍽Eating Out
$1.1K 27.2%
🧾Monthly Utilities & Internet
$399 9.5%
👕👟Clothing & Footwear
$301 7.2%
🚌Getting Around
$151 3.6%
🎉Sport & Entertainment
$142 * 3.4%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠Expect to pay about $817 for a central one-bedroom, or $673 outside the center. At 30% of the average salary ($2,683), housing is the biggest financial pressure.
💰Average take-home pay sits at $2,683, while typical expenses reach $2,012. This leaves some room for savings, though a comfortable buffer starts closer to $3,018.
🛒Expect to spend about $425 monthly on groceries. Dining out at a mid-range restaurant costs roughly $99.0 for two.
🚌Public transport is priced at around $51.0 per month.
Cost Highlights
⭐Three-course dinner for two, mid-range is more expensive than 91% of cities in North America
⭐Morristown, TN is more expensive than 66% globally but cheaper than 73% within North America.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Morristown, TN - Frequently Asked Questions
How does Morristown compare for affordability and value for travelers, expats, and digital nomads?
Morristown tends to offer a balanced mix of affordability and value for a mid-sized Southern town. For travelers, expats, and digital nomads, you often gain more space, easier parking, and a slower pace without sacrificing essential services. The Cost of Living in Morristown, TN, United States sits lower than in major metro hubs, with a range of housing options from cozy apartments to small houses, plus practical grocery and dining choices. Local amenities – parks, libraries, and coworking spaces – give you work-life balance. Seasonal events bring variety without the hustle. Tip: map out a base neighborhood near transit hubs for the best balance of cost and convenience.
What does daily life look like in Morristown for housing, food, transport, and errands?
In terms of daily life, housing search leans toward smaller rentals in walkable neighborhoods or modest houses in family-friendly suburbs. Food options include grocery chains, local markets, and casual dining with regional flavors. Transport often centers on a car for flexibility, with traffic light but modest commutes; some folks rely on bikes or local buses. Co-working and internet are solid in town, with affordable pop-up spots and dedicated spaces. Morristown, TN, United States living cost considerations help you choose a balance between rent, proximity, and amenities while you shop around. Tip: Look for neighborhoods with transit access and nearby groceries to save time, fuel, and planning effort.
How can you plan a lifestyle budget and pick neighborhoods for long-term comfort in Morristown?
Quality of life comes from fit and pace. Downtown Morristown can feel lively, with nearby services and weekend events, while suburban pockets offer more space and quieter streets. Build a simple budget around housing, utilities, groceries, and transport, then add a small buffer for occasional coworking, dining, or short local trips. Seasonality can shift crowds and prices, so try shoulder-season visits to gauge demand and vibe. Prioritize areas with reliable internet, walkable essentials, and access to outdoors like lakes and parks to sustain your daily rhythms. Tip: Align housing with your daily routines and test neighborhoods to find the best fit.
How much does it cost to live in Morristown, TN in 2026?
As of 2026, monthly living costs in Morristown, TN come to around $2,012 including rent, or roughly $1,182 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Does Morristown, TN offer good value for money?
At around $2,012 monthly all-in, Morristown, TN offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
How much should you earn to live well in Morristown, TN?
Earning $3,018 monthly in Morristown, TN means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Morristown, TN?
Rents for a 1-bedroom flat in Morristown, TN range from $673 to $817, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What does commuting cost in Morristown, TN?
A monthly transit pass in Morristown, TN goes for roughly $51.0, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Morristown, TN?
Childcare averages $1,103 monthly at a private kindergarten in Morristown, TN. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $2,500 a month enough for Morristown, TN?
Living on $2,500 in Morristown, TN means careful planning, since monthly costs average $2,012. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Morristown, TN a good place to retire?
Retirement in Morristown, TN is comfortable for most – total costs run about $2,012 monthly. Healthcare, daily amenities, and social infrastructure are all in place, and most retirees find it a practical, enjoyable place to settle.
Is it possible to save on a local salary in Morristown, TN?
Monthly expenses in Morristown, TN run around $2,012, so putting money aside takes more than $3,018 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Morristown, TN vs other spots: cost of living compared