Last update: Oct 2026 United States 24.8K

Cost of Living in Nicholasville, KY

For one person, living costs in Nicholasville, KY are estimated at $2,472 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $33 a day.

Monthly Cost of Living

How much you'll spend in Nicholasville, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicholasville, KY actually costs, broken down by who's living it.

A single person spends around $2,472 per month with rent, or $989 for everyday expenses alone.

$2,472 /mo

A couple spends around $3,559 per month with rent, or $1,659 for everyday expenses alone.

$3,559 /mo

A family of three spends around $4,646 per month with rent, or $2,329 without housing.

$4,646 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.04 $14.04
$12.04 $12.04
$18.07 $18.07
Three-Course Dinner for Two, Mid-Range
$56.9 $56.9
$49.92 $49.92
$99.8 $99.8
Fast Food Meal (McDonalds, etc)
$8.96 $8.96
$7.97 $7.97
$9.96 $9.96
Cappuccino
$4.90 $4.90
$3.88 $3.88
$5.82 $5.82
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 $2.44
$1.98 $1.98
$2.97 $2.97
Water (0.33 liter bottle)
$1.85 $1.85
$1.48 $1.48
$1.97 $1.97
Local Beer (0.5 liter draught)
$5.01 $5.01
$4.51 $4.51
$6.01 $6.01
Imported Beer (0.33 liter bottle)
$5.92 $5.92
$5.42 $5.42
$8.88 $8.88
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.75 $0.75
$0.66 $0.66
$0.85 $0.85
White Bread (500g)
$2.82 $2.82
$2.02 $2.02
$3.39 $3.39
Rice (white) (1kg)
$3.77 $3.77
$2.18 $2.18
$5.66 $5.66
Eggs
$3.49 $3.49
$2.03 $2.03
$4.00 $4.00
Local Cheese (1kg)
$10.41 $10.41
$5.99 $5.99
$15.59 $15.59
Chicken Fillets (1kg)
$10.40 $10.40
$7.60 $7.60
$26.42 $26.42
Beef Round Steak (1kg)
$14.42 $14.42
$11.10 $11.10
$22.18 $22.18
Apples (1kg)
$5.79 $5.79
$3.87 $3.87
$8.75 $8.75
Banana (1kg)
$1.88 $1.88
$1.07 $1.07
$2.18 $2.18
Oranges (1kg)
$7.14 $7.14
$2.79 $2.79
$11.13 $11.13
Tomato (1kg)
$4.48 $4.48
$2.81 $2.81
$6.74 $6.74
Potato (1kg)
$3.11 $3.11
$2.15 $2.15
$4.07 $4.07
Onion (1kg)
$3.16 $3.16
$2.23 $2.23
$4.46 $4.46
Lettuce (1 head)
$2.11 $2.11
$1.78 $1.78
$2.47 $2.47
Water (1.5 liter bottle)
$2.81 $2.81
$2.02 $2.02
$3.05 $3.05
Cigarettes 20 Pack (Marlboro, Camel)
$9.18 $9.18
$8.79 $8.79
$9.18 $9.18
Wine (Bottle)
$15.72 $15.72
$12.18 $12.18
$19.27 $19.27
Local Beer (0.5 liter bottle)
$1.71 $1.71
$1.71 $1.71
$4.24 $4.24
Imported Beer (0.33 liter bottle)
$6.10 $6.10
$4.58 $4.58
$7.12 $7.12
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.75 $1.75
$0.88 $0.88
$1.75 $1.75
Taxi Start (Normal Tariff)
$4.96 $4.96
$4.96 $4.96
$4.96 $4.96
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.53 $1.53
$2.15 $2.15
Taxi 1hour Waiting (Normal Tariff)
$26.71 $26.71
$22.36 $22.36
$31.16 $31.16
Gasoline (1 liter)
$0.93 $0.93
$0.74 $0.74
$1.03 $1.03
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K $27.7K
$27.7K $27.7K
$36.9K $36.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.5K $25.5K
$26.4K $26.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$91.2 $91.2
$232 $232
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.0 $51.0
$34.85 $34.85
$59.8 $59.8
Internet (50+ Mbps, Unlimited Data)
$75.4 $75.4
$50.3 $50.3
$101 $101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$41.49 $41.49
$19.92 $19.92
$49.80 $49.80
Cinema Ticket
$14.39 $14.39
$13.12 $13.12
$20.19 $20.19
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$531 $531
$498 $498
$3,324 $3,324
International Primary School, 1 Child (Yearly)
$6,531 $6,531
$5,024 $5,024
$25.1K $25.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$40.25 $40.25
$28.36 $28.36
$60.8 $60.8
Summer Dress (H&M, Zara, etc)
$48.12 $48.12
$25.19 $25.19
$60.5 $60.5
Sport Shoes (Adidas, Nike)
$70.4 $70.4
$55.3 $55.3
$80.4 $80.4
Men's Leather Business Shoes
$123 $123
$71.2 $71.2
$203 $203
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,589 $1,589
$1,225 $1,225
$1,792 $1,792
1-bedroom Apartment, Outside City Center (Monthly)
$1,296 $1,296
$997 $997
$1,496 $1,496
3-bedroom Apartment, City Center (Monthly)
$2,513 $2,513
$1,886 $1,886
$2,805 $2,805
3-bedroom Apartment, Outside City Center (Monthly)
$2,130 $2,130
$1,585 $1,585
$2,477 $2,477
Buy Apartment in City Center (m2)
$2,848 $2,848
$2,093 $2,093
$2,848 $2,848
Buy Apartment Outside City Center (m2)
$2,178 $2,178
$1,703 $1,703
$2,178 $2,178
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Nicholasville, KY $2,472
Accommodation & Living
$1.3K
Groceries & Markets
$392
Monthly Utilities & Internet
$314
Eating Out
$252
Clothing & Footwear
$127
Sport & Entertainment
$70
Getting Around
$21 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Groceries cost around $392 per month for one person. A mid-range dinner for two is priced at $57.0.

Cost Highlights

Imported beer is more expensive than 99% of cities in North America

Milk is cheaper than 97% of cities in North America

Good to know
🕒 Local time
00:47 12:47 AM
🌤 Weather
👥 Population
24,791
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Nicholasville, KY Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Nicholasville, KY - Frequently Asked Questions
How does the overall affordability stack up in Nicholasville, and who tends to find it a good value?
In Cost of Living in Nicholasville, KY, United States you’ll find a balance of value and lifestyle that appeals to travelers, expats, and digital nomads. The town sits within easy reach of Lexington’s services while preserving a quieter pace. Housing options range from compact rentals to larger homes, often offered with sensible terms compared with bigger markets. Groceries, casual dining, and everyday services stay reasonable, and outdoor activities are accessible most of the year. You’ll want to compare neighborhoods by commute to work or study hubs, not just sticker price. Tip: Consider a short-term rental while you scout neighborhoods to avoid over-committing.
What does a typical day look like here, and how should you approach housing, groceries, and getting around?
Your day-to-day life centers on a compact town core with easy access to Lexington for larger groceries, events, or services. For housing, search along the main corridors or near the town center, and consider leases that include utilities or flexible terms. Food options include farmers markets, casual eateries, and affordable supermarkets with everyday staples. Local transport is practical if you drive or ride, and biking can work for shorter trips; many use a car for longer errands or commutes. For a sharper view of Nicholasville, KY, United States living cost, compare rents, utilities, and travel times across neighborhoods to optimize your budget. Tip: Build a weekly shopping and meal plan to cut waste.
What’s the quality of life like, and what budgeting tips and neighborhood fits should you consider for a longer stay?
Quality of life in Nicholasville flows from a friendly pace, accessible nature, and a sense of community that helps you settle in. For budgeting, try a straightforward, rule-based approach that allocates essentials first, discretionary spending second, and savings third. Save by cooking at home, buying in-season produce at farmers markets, and prioritizing co-working or public spaces with flexible terms. For neighborhood fit, walkability to a town center, safe streets, and a mix of quiet residential blocks with convenient amenities help you settle faster. Seasonal shifts influence activities, so plan outdoor days when weather allows. Tip: Review your budget monthly and switch plans when your routine changes.
What is the average cost of living in Nicholasville, KY?
A single person in Nicholasville, KY typically spends $2,472 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $989. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Why is Nicholasville, KY so expensive to live in?
Nicholasville, KY is expensive by global standards – monthly costs hit about $2,472. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
How much do you need to earn to live comfortably in Nicholasville, KY?
You'll want at least $3,708 per month after taxes to live comfortably in Nicholasville, KY. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Nicholasville, KY?
A central one-bedroom apartment in Nicholasville, KY runs about $1,589 per month. Move further out and that drops to around $1,296. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Nicholasville, KY?
Groceries in Nicholasville, KY aren't cheap – expect to spend around $392 per month. Even basic staples are priced above global averages, and organic or imported products push the bill higher. Cooking at home still saves money versus eating out, but food is a noticeable expense here.
Is food expensive in Nicholasville, KY?
Groceries are expensive in Nicholasville, KY – about $392 per month for one person. Imported goods and organic products are widely available but pricey. Local markets and discount stores help, but food is a noticeable budget item.
Is $2,000 enough to live comfortably in Nicholasville, KY?
$2,000 in Nicholasville, KY is a stretch – monthly costs with rent hit $2,472, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Nicholasville, KY good for families with children?
Nicholasville, KY is a solid pick for families. Childcare runs about $531 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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