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Cost of Living in Lomza - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $674 (excluding rent), and $1,427 including rent.
Family of 3: Estimated monthly costs are $1,461 (excluding rent), and $2,791 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.67 zł 35.22
$5.53 zł 20.13
$12.43 zł 45.27
Three-Course Dinner for Two, Mid-Range
$41.24 zł 150
$24.74 zł 90.1
$60.5 zł 220
Fast Food Meal (McDonalds, etc)
$8.31 zł 30.27
$8.31 zł 30.27
$8.31 zł 30.27
Cappuccino
$3.14 zł 11.45
$1.64 zł 5.98
$4.37 zł 15.92
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 zł 7.89
$1.93 zł 7.04
$2.48 zł 9.04
Water (0.33 liter bottle)
$1.73 zł 6.29
$1.4 zł 5.09
$2.23 zł 8.13
Local Beer (0.5 liter draught)
$2.99 zł 10.9
$2.72 zł 9.91
$3.82 zł 13.9
Imported Beer (0.33 liter bottle)
$3.6 zł 13.11
$2.4 zł 8.74
$4 zł 14.58
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.05 zł 3.82
$0.92 zł 3.34
$1.11 zł 4.04
White Bread (500g)
$1.27 zł 4.64
$0.96 zł 3.5
$1.65 zł 6
Rice (white) (1kg)
$1.53 zł 5.58
$0.79 zł 2.88
$2.38 zł 8.67
Eggs
$3.37 zł 12.28
$1.66 zł 6.03
$4.3 zł 15.65
Local Cheese (1kg)
$7.61 zł 27.73
$4.79 zł 17.44
$9.32 zł 33.94
Chicken Fillets (1kg)
$6.52 zł 23.76
$5.25 zł 19.12
$7.75 zł 28.22
Beef Round Steak (1kg)
$9.45 zł 34.42
$7.93 zł 28.88
$21.15 zł 77
Apples (1kg)
$1.19 zł 4.33
$0.97 zł 3.52
$1.38 zł 5.04
Banana (1kg)
$1.56 zł 5.67
$1.07 zł 3.91
$1.87 zł 6.82
Oranges (1kg)
$1.6 zł 5.85
$0.96 zł 3.49
$2.19 zł 7.98
Tomato (1kg)
$2.62 zł 9.54
$1.68 zł 6.1
$4.46 zł 16.24
Potato (1kg)
$0.99 zł 3.6
$0.7 zł 2.55
$1.12 zł 4.09
Onion (1kg)
$1.21 zł 4.4
$0.8 zł 2.92
$1.88 zł 6.85
Lettuce (1 head)
$1.29 zł 4.71
$0.79 zł 2.87
$1.85 zł 6.72
Water (1.5 liter bottle)
$0.6 zł 2.2
$0.26 zł 0.94
$0.78 zł 2.83
Cigarettes 20 Pack (Marlboro, Camel)
$5.27 zł 19.2
$4.06 zł 14.77
$6.76 zł 24.61
Wine (Bottle)
$7.03 zł 25.6
$6.75 zł 24.6
$9.46 zł 34.44
Local Beer (0.5 liter bottle)
$1.06 zł 3.87
$0.83 zł 3.01
$1.25 zł 4.53
Imported Beer (0.33 liter bottle)
$1.83 zł 6.66
$1.65 zł 6
$1.92 zł 7
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.06 zł 3.87
$1.06 zł 3.87
$1.11 zł 4.05
Public Transport Monthly Pass (Regular Price)
$32.59 zł 119
$27.14 zł 98.8
$32.73 zł 119
Taxi Start (Normal Tariff)
$2.23 zł 8.11
$1.67 zł 6.09
$3.35 zł 12.18
Taxi (Normal Tariff) (1km)
$0.79 zł 2.86
$0.68 zł 2.47
$0.97 zł 3.53
Taxi 1hour Waiting (Normal Tariff)
$10.42 zł 37.94
$10.42 zł 37.94
$10.42 zł 37.94
Gasoline (1 liter)
$1.78 zł 6.5
$1.7 zł 6.2
$1.95 zł 7.09
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K zł 122K
$32.6K zł 118.7K
$33.5K zł 122K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K zł 109.5K
$30.1K zł 109.5K
$30.1K zł 109.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$295 zł 1,075
$276 zł 1,005
$331 zł 1,206
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.58 zł 27.61
$5.35 zł 19.49
$9.36 zł 34.11
Internet (50+ Mbps, Unlimited Data)
$16.01 zł 58.3
$15.56 zł 56.7
$16.09 zł 58.6
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$36.14 zł 132
$25.45 zł 92.7
$40.4 zł 147
Tennis Court (1 Hour on Weekend)
$19.75 zł 71.9
$9.57 zł 34.87
$19.75 zł 71.9
Cinema Ticket
$8.61 zł 31.35
$7.54 zł 27.45
$9.42 zł 34.31
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$510 zł 1,858
$190 zł 693
$680 zł 2,477
International Primary School, 1 Child (Yearly)
$4,782 zł 17.4K
$3,890 zł 14.2K
$5,674 zł 20.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$92.6 zł 337
$54.9 zł 200
$123 zł 450
Summer Dress (H&M, Zara, etc)
$45.44 zł 166
$40.9 zł 149
$54.5 zł 199
Sport Shoes (Adidas, Nike)
$99.8 zł 363
$66.5 zł 242
$146 zł 533
Men's Leather Business Shoes
$129 zł 468
$68.9 zł 251
$193 zł 702
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$652 zł 2,373
$518 zł 1,887
$709 zł 2,582
1-bedroom Apartment, Outside City Center (Monthly)
$488 zł 1,777
$401 zł 1,462
$629 zł 2,290
3-bedroom Apartment, City Center (Monthly)
$982 zł 3,578
$737 zł 2,683
$1,165 zł 4,243
3-bedroom Apartment, Outside City Center (Monthly)
$807 zł 2,937
$591 zł 2,154
$941 zł 3,427
Buy Apartment in City Center (m2)
$2,487 zł 9,058
$2,054 zł 7,481
$2,644 zł 9,629
Buy Apartment Outside City Center (m2)
$2,345 zł 8,540
$1,985 zł 7,231
$2,552 zł 9,297
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
5.7
8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index
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Cost of Living in Lomza - Frequently Asked Questions
How affordable is Lomza for travelers, expats, and digital nomads compared with bigger Polish cities?
For many travelers, expats, and digital nomads, Cost of Living in Lomza, Poland is a practical starting point for budgeting. You may notice lower rent and everyday costs than in Poland's bigger cities, while essential services, groceries, and dining out remain accessible. The appeal is value: a walkable city center, slower pace, and reduced traffic can cut transport time and costs. Seasonality matters: winters drive heating needs; summers moderate utility use. Tip: choose an energy-efficient apartment and compare weekly markets for fresh produce to stretch your budget.
What does daily life look like for housing, food, transport, and coworking in Lomza?
Daily life centers in a compact, friendly city. Housing options range from modest flats in older blocks to newer rentals near the river, with neighborhoods offering walkability and easy access to shops. Food is anchored by markets, bakeries, and family-run eateries where you sample seasonal produce without a big spend. For digital nomads, coworking spaces and calm cafés with reliable Wi-Fi exist, though options are smaller than in bigger cities. Public transport is practical and affordable, and errands are often doable on foot or by a short bus ride. Lomza, Poland living cost stays approachable for steady, longer stays. Tip: align shopping with market days and keep a flexible schedule for errands.
How can you plan for quality of life and budget effectively, and what neighborhoods fit different vibes and seasons in Lomza?
Quality of life here hinges on balance, community feel, and predictable costs. Use a simple budgeting framework: divide your budget into housing, utilities, groceries, and leisure, then adjust seasonally for heating or cooling. Neighborhood fit matters: centers near the market and river offer evening strolls and convenience, while quieter residential blocks suit focus and longer stays. Save by cooking at home, buying in-season produce, and taking advantage of free local events and outdoor spaces. If you travel or work remotely, plan stays around slower weekend crowds or seasonal events to keep costs manageable. Tip: set a monthly apartment search window, track your expenses, and build a buffer for seasonal shifts.

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