Quality of life in Libya depends on location and expectations. Build a budgeting framework around essentials first, housing, utilities, groceries, and then add work costs, transport, and leisure. Look for neighborhoods with reliable wifi, security, and access to markets; expats often prefer compounds or expat-friendly districts with community spaces. Save by cooking at home, shopping at local markets, and choosing public transport where feasible. Seasonality can affect air conditioning use in summer, but winters are milder; plan for intermittent interruptions in services during peak periods. If you're visiting or staying long, establish a local contact or friend network to navigate permits or local advice. Tip: Map a flexible monthly plan, review your spending monthly, and build a small emergency fund for unexpected changes.