Cost of Living in Laoag City - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $477 (excluding rent), and $786 including rent.
Family of 3: Estimated monthly costs are $1,132 (excluding rent), and $1,617 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.57 ₱199
$1.78 ₱99.1
$8.91 ₱496
Three-Course Dinner for Two, Mid-Range
$15.12 ₱842
$12.45 ₱693
$17.79 ₱991
Fast Food Meal (McDonalds, etc)
$3.37 ₱187
$2.71 ₱151
$4.95 ₱276
Cappuccino
$2.1 ₱117
$1.08 ₱60.2
$3.86 ₱215
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.82 ₱45.86
$0.51 ₱28.66
$1.46 ₱81.4
Water (0.33 liter bottle)
$0.39 ₱21.83
$0.28 ₱15.51
$0.73 ₱40.79
Local Beer (0.5 liter draught)
$1.39 ₱77.4
$0.93 ₱51.8
$2.42 ₱134
Imported Beer (0.33 liter bottle)
$2.07 ₱115
$1.38 ₱76.8
$3.9 ₱217
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.91 ₱107
$1.45 ₱81
$2.99 ₱166
White Bread (500g)
$1.25 ₱69.7
$0.9 ₱50
$1.79 ₱99.5
Rice (white) (1kg)
$0.95 ₱53.1
$0.81 ₱44.89
$1.22 ₱67.9
Eggs
$2.34 ₱130
$1.74 ₱96.8
$2.93 ₱163
Local Cheese (1kg)
$8.15 ₱454
$3.61 ₱201
$14.4 ₱802
Chicken Fillets (1kg)
$7.48 ₱416
$4.31 ₱240
$10.64 ₱592
Beef Round Steak (1kg)
$7.61 ₱424
$6.11 ₱340
$10.18 ₱567
Apples (1kg)
$2.9 ₱161
$1.76 ₱97.8
$4.39 ₱245
Banana (1kg)
$1.53 ₱85.5
$0.88 ₱48.75
$2.87 ₱160
Oranges (1kg)
$2.62 ₱146
$1.4 ₱78.2
$5.17 ₱288
Tomato (1kg)
$1.53 ₱85.2
$0.77 ₱43.13
$2.58 ₱143
Potato (1kg)
$2.33 ₱130
$1.18 ₱66
$3.66 ₱204
Onion (1kg)
$2.45 ₱136
$1.69 ₱94
$4.22 ₱235
Lettuce (1 head)
$1.04 ₱57.7
$0.55 ₱30.68
$1.68 ₱93.6
Water (1.5 liter bottle)
$0.78 ₱43.22
$0.46 ₱25.7
$1.4 ₱77.7
Cigarettes 20 Pack (Marlboro, Camel)
$3.02 ₱168
$2.88 ₱160
$3.15 ₱175
Wine (Bottle)
$6.95 ₱387
$3.96 ₱220
$12.16 ₱677
Local Beer (0.5 liter bottle)
$0.94 ₱52.4
$0.67 ₱37.57
$1.21 ₱67.2
Imported Beer (0.33 liter bottle)
$2.05 ₱114
$1.12 ₱62.5
$2.71 ₱151
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.29 ₱16.28
$0.23 ₱12.66
$0.29 ₱16.28
Taxi Start (Normal Tariff)
$0.83 ₱46.24
$0.74 ₱41.04
$0.92 ₱51.5
Taxi (Normal Tariff) (1km)
$0.26 ₱14.48
$0.18 ₱9.85
$0.33 ₱18.53
Taxi 1hour Waiting (Normal Tariff)
$2.22 ₱123
$2.22 ₱123
$3.69 ₱206
Gasoline (1 liter)
$1.11 ₱61.8
$1.07 ₱59.5
$1.15 ₱64
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K ₱1.5M
$24.8K ₱1.4M
$28.4K ₱1.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K ₱1.1M
$19.3K ₱1.1M
$21.1K ₱1.2M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$111 ₱6,153
$78.4 ₱4,364
$188 ₱10.5K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.91 ₱1,776
$8.62 ₱480
$43.12 ₱2,401
Internet (50+ Mbps, Unlimited Data)
$26.07 ₱1,452
$26.07 ₱1,452
$26.07 ₱1,452
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$15.03 ₱837
$8.84 ₱492
$21.21 ₱1,181
Cinema Ticket
$6.03 ₱336
$4.5 ₱251
$9 ₱501
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 ₱8,544
$67.3 ₱3,745
$359 ₱20K
International Primary School, 1 Child (Yearly)
$4,444 ₱247.5K
$2,192 ₱122K
$9,132 ₱508.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$46.07 ₱2,565
$8.91 ₱496
$71.3 ₱3,972
Summer Dress (H&M, Zara, etc)
$26.67 ₱1,485
$8.89 ₱495
$53.3 ₱2,970
Sport Shoes (Adidas, Nike)
$75 ₱4,178
$44.14 ₱2,457
$106 ₱5,898
Men's Leather Business Shoes
$52.3 ₱2,911
$31.37 ₱1,746
$105 ₱5,821
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$262 ₱14.6K
$148 ₱8,255
$349 ₱19.4K
1-bedroom Apartment, Outside City Center (Monthly)
$207 ₱11.5K
$162 ₱9,035
$252 ₱14.1K
3-bedroom Apartment, City Center (Monthly)
$423 ₱23.5K
$141 ₱7,849
$705 ₱39.2K
3-bedroom Apartment, Outside City Center (Monthly)
$390 ₱21.7K
$210 ₱11.7K
$482 ₱26.8K
Buy Apartment in City Center (m2)
$531 ₱29.6K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$170 ₱9,458
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
4.5
8.5
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Laoag City - Frequently Asked Questions
Is Laoag City a good-value destination for travelers, expats, and digital nomads, and how does it compare to bigger cities in the region?
Yes, Laoag City tends to offer solid value for travelers, expats, and digital nomads who want a real sense of place without high metro prices. Cost of Living in Laoag City, Philippines tends to be friendlier than that of larger urban centers in the country, especially for housing and everyday essentials. You’ll find simple, comfortable stays, local eateries, and a walkable core that makes errands easy. Imported goods and specialty items can cost more, but everyday life remains affordable if you lean into local markets and public transport. Neighborhoods around the city center offer convenience, while quieter streets suit longer stays. Tip: Test a few neighborhoods during different days to gauge vibe and costs.
What does daily life look like in Laoag City, in terms of housing search, food options, transport, and errands, plus any notes for remote work or co-working?
Daily life in Laoag City blends a relaxed pace with practical options for living well on a modest budget. For housing, look near the city core or along the avenues where short walks to markets and cafes are easy. Food options range from venerable local eateries to modern groceries, with abundant fresh produce at markets. Transport leans on tricycles, jeepneys, and a growing set of ride-hailing options; many places are walkable. Co-working spots exist in town and in some hotels, often with affordable daily rates. Laoag City, Philippines living cost gives a reasonable baseline for groceries, transit, and casual meals. Tip: Bring cash for markets and use local transit to stretch your budget.
How can you optimize quality of life here, budgeting frameworks, ways to save, seasonality, and neighborhood fit in Laoag City?
Quality of life here comes from balance: you can keep costs predictable with a simple budgeting framework that prioritizes housing, groceries, and transport, then leaves room for occasional experiences. Favor neighborhoods with easy access to markets and shade, and consider walkable cores for shorter trips. Seasonal heat drives energy and water use; plan to stay cool with fans, roof shade, and early-morning errands. Save by shopping at local markets, cooking at home, and using public transport or biking. Build a flexible weekly routine, and rotate areas to avoid price surprises in busy months. Tip: Track your weekly spend and adjust meals to seasonally available produce.
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