Cost of Living Comparison Between Laoag City and Chiang Mai Cost of Living Comparison Between Laoag City and Chiang Mai

Monthly Cost of Living

A single person spends $742 per month in Laoag City vs $947 in Chiang Mai, rent included.

A couple spends around $1,099 per month in Laoag City vs $1,411 in Chiang Mai, rent included.

A family of three spends $1,456 per month in Laoag City vs $1,874 in Chiang Mai, rent included.

Laoag City is about 22% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Laoag City and Chiang Mai are more affordable than the global median – Laoag City 46% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Laoag City
Chiang Mai
Difference
Meal at Budget Restaurant
$3.67 ₱229
$2.08 ฿68.6
76.44%
Three-Course Dinner for Two, Mid-Range
$13.66 ₱854
$19.64 ฿646
-30.45%
Fast Food Meal (McDonalds, etc)
$2.85 ₱178
$5.65 ฿186
-49.56%
Cappuccino
$2.23 ₱139
$1.81 ฿59.4
23.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ₱35.71
$0.71 ฿23.45
-19.72%
Water (0.33 liter bottle)
$0.34 ₱20.99
$0.32 ฿10.38
6.25%
Local Beer (0.5 liter draught)
$1.12 ₱69.8
$2.24 ฿73.6
-50.00%
Imported Beer (0.33 liter bottle)
$1.92 ₱120
$3.63 ฿119
-47.11%
🛒 Groceries & Markets
Laoag City
Chiang Mai
Difference
Milk (1 liter)
$1.63 ₱102
$1.96 ฿64.4
-16.84%
White Bread (500g)
$1.11 ₱69.5
$1.50 ฿49.39
-26.00%
Rice (white) (1kg)
$0.97 ₱60.5
$1.34 ฿43.93
-27.61%
Eggs
$2.05 ₱128
$2.26 ฿74.5
-9.29%
Local Cheese (1kg)
$5.39 ₱337
$16.26 ฿535
-66.85%
Chicken Fillets (1kg)
$6.76 ₱423
$2.95 ฿97.1
129.15%
Beef Round Steak (1kg)
$7.02 ₱439
$9.94 ฿327
-29.38%
Apples (1kg)
$2.36 ₱148
$2.57 ฿84.6
-8.17%
Banana (1kg)
$1.52 ₱95.1
$1.06 ฿34.73
43.40%
Oranges (1kg)
$2.33 ₱146
$1.61 ฿53.0
44.72%
Tomato (1kg)
$1.18 ₱74.0
$1.52 ฿49.97
-22.37%
Potato (1kg)
$2.01 ₱126
$1.27 ฿41.77
58.27%
Onion (1kg)
$2.07 ₱130
$1.07 ฿35.06
93.46%
Lettuce (1 head)
$0.83 ₱51.9
$0.72 ฿23.68
15.28%
Water (1.5 liter bottle)
$0.56 ₱35.24
$0.51 ฿16.72
9.80%
Cigarettes 20 Pack (Marlboro, Camel)
$2.80 ₱175
$4.19 ฿138
-33.17%
Wine (Bottle)
$8.18 ₱512
$17.87 ฿587
-54.22%
Local Beer (0.5 liter bottle)
$0.93 ₱58.4
$1.69 ฿55.7
-44.97%
Imported Beer (0.33 liter bottle)
$2.00 ₱125
$2.84 ฿93.3
-29.58%
🚌 Getting Around
Laoag City
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.27 ₱16.81
$0.93 ฿30.43
-70.97%
Public Transport Monthly Pass (Regular Price)
$10.46 ₱654
$53.9 ฿1,771
-80.58%
Taxi Start (Normal Tariff)
$0.77 ₱48.41
$1.23 ฿40.59
-37.40%
Taxi (Normal Tariff) (1km)
$0.24 ₱15.03
$0.58 ฿18.96
-58.62%
Taxi 1hour Waiting (Normal Tariff)
$2.15 ₱135
$2.42 ฿79.7
-11.16%
Gasoline (1 liter)
$1.01 ₱63.1
$1.41 ฿46.43
-28.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ₱1.3M
$21.4K ฿705.1K
-0.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$27.3K ฿898.7K
-30.29%
🧾 Monthly Utilities & Internet
Laoag City
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 ₱7,788
$63.7 ฿2,093
95.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.07 ₱1,067
$12.85 ฿423
32.84%
Internet (50+ Mbps, Unlimited Data)
$23.95 ₱1,498
$20.22 ฿665
18.45%
🎉 Sport & Entertainment
Laoag City
Chiang Mai
Difference
Gym Membership (Monthly)
$13.41 ₱838
$38.74 ฿1,274
-65.38%
Tennis Court (1 Hour on Weekend)
$5.02 ₱314
$3.97 ฿130
26.45%
Cinema Ticket
$5.15 ₱322
$6.74 ฿222
-23.59%
🧸 Childcare & Education
Laoag City
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$131 ₱8,200
$778 ฿25.6K
-83.15%
International Primary School, 1 Child (Yearly)
$7,205 ₱450.6K
$14.6K ฿480.4K
-50.68%
👕👟 Clothing & Footwear
Laoag City
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$31.88 ₱1,994
$54.3 ฿1,785
-41.28%
Summer Dress (H&M, Zara, etc)
$19.29 ₱1,206
$25.45 ฿837
-24.20%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,491
$94.3 ฿3,102
-23.86%
Men's Leather Business Shoes
$55.1 ₱3,447
$73.4 ฿2,415
-24.96%
🏠 Accommodation & Living
Laoag City
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$269 ₱16.8K
$490 ฿16.1K
-45.09%
1-bedroom Apartment, Outside City Center (Monthly)
$187 ₱11.7K
$289 ฿9,512
-35.33%
3-bedroom Apartment, City Center (Monthly)
$386 ₱24.1K
$894 ฿29.4K
-56.83%
3-bedroom Apartment, Outside City Center (Monthly)
$350 ₱21.9K
$517 ฿17.0K
-32.32%
Buy Apartment in City Center (m2)
$2,632 ₱164.6K
$1,955 ฿64.3K
34.61%
Buy Apartment Outside City Center (m2)
$1,057 ₱66.1K
$1,477 ฿48.6K
-28.41%
💵 Salaries & Financials
Laoag City
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$161 ₱10.1K
$602 ฿19.8K
-73.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
5.57
21.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Laoag City: August 29, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $269 in Laoag City versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 274% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Laoag City versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $192 vs $240 – making Laoag City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Laoag City vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Laoag City or Chiang Mai?
Chiang Mai costs about 28% more than Laoag City, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Laoag City and in Chiang Mai?
For a comfortable life, plan on about $1,113 per month in Laoag City and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Laoag City or Chiang Mai?
Rent is clearly cheaper in Laoag City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Laoag City and in Chiang Mai?
Kindergarten costs $131 per month in Laoag City and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Laoag City or in Chiang Mai?
Groceries cost about 25% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Laoag City or in Chiang Mai?
A $1,000 monthly budget goes further in Laoag City, where all-in costs run around $742, than in Chiang Mai at $947. In Laoag City it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Laoag City or Chiang Mai?
For digital nomads, it depends on budget. Laoag City costs $742 versus $947 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Laoag City compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Laoag City or to Chiang Mai?
If budget matters most, go with Laoag City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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