Cost of Living in Karlovo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $435 (excluding rent), and $779 including rent.

Family of 3: Estimated monthly costs are $1,124 (excluding rent), and $1,744 including rent.

Meal at Budget Restaurant

$7.55 BGN 12.68

$6.04 BGN 10.15

$22.47 BGN 37.73

Three-Course Dinner for Two, Mid-Range

$35.83 BGN 60.2

$29.86 BGN 50.1

$59.7 BGN 100

Fast Food Meal (McDonalds, etc)

$9.02 BGN 15.15

$9.41 BGN 15.8

Cappuccino

$1.45 BGN 2.44

$1.17 BGN 1.96

$2.91 BGN 4.89

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.79

$0.86 BGN 1.45

$1.74 BGN 2.91

Water (0.33 liter bottle)

$0.65 BGN 1.1

$0.57 BGN 0.95

$1.11 BGN 1.86

Local Beer (0.5 liter draught)

$2.08 BGN 3.49

$1.19 BGN 2

$2.97 BGN 5

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.06

$3.56 BGN 5.97

Milk (1 liter)

$1.16 BGN 1.95

$1.86 BGN 3.12

White Bread (500g)

$0.91 BGN 1.53

$0.61 BGN 1.03

$1.47 BGN 2.48

Rice (white) (1kg)

$1.93 BGN 3.25

$1.21 BGN 2.03

$2.41 BGN 4.05

Eggs

$3.43 BGN 5.76

$2.48 BGN 4.16

$4.37 BGN 7.33

Local Cheese (1kg)

$9.45 BGN 15.87

$7.09 BGN 11.91

$14.77 BGN 24.8

Chicken Fillets (1kg)

$8.01 BGN 13.46

$4.45 BGN 7.47

$11.88 BGN 19.95

Beef Round Steak (1kg)

$5.76 BGN 9.68

$17.29 BGN 29.04

Apples (1kg)

$1.29 BGN 2.16

$1.17 BGN 1.96

$2.28 BGN 3.83

Banana (1kg)

$2.14 BGN 3.59

$1.27 BGN 2.13

$3.02 BGN 5.07

Oranges (1kg)

$2.01 BGN 3.37

$1.16 BGN 1.94

$3.5 BGN 5.87

Tomato (1kg)

$2.25 BGN 3.79

$1.78 BGN 2.99

$2.97 BGN 4.99

Potato (1kg)

$0.49 BGN 0.82

$2.46 BGN 4.12

Onion (1kg)

$0.92 BGN 1.55

$1.86 BGN 3.12

Lettuce (1 head)

$1.02 BGN 1.71

$0.64 BGN 1.08

$1.17 BGN 1.96

Water (1.5 liter bottle)

$0.78 BGN 1.32

$0.48 BGN 0.8

$1.2 BGN 2.02

Cigarettes 20 Pack (Marlboro, Camel)

$3.4 BGN 5.71

$3.2 BGN 5.37

$4.07 BGN 6.84

Wine (Bottle)

$6.59 BGN 11.06

$4.2 BGN 7.05

$11.97 BGN 20.11

Local Beer (0.5 liter bottle)

$1.02 BGN 1.72

$0.87 BGN 1.46

$1.23 BGN 2.07

Imported Beer (0.33 liter bottle)

$1.78 BGN 2.99

$1.19 BGN 1.99

$2.37 BGN 3.99

One-way Ticket (Public Transport)

$1.2 BGN 2.01

$0.6 BGN 1

$1.79 BGN 3.01

Public Transport Monthly Pass (Regular Price)

$26.6 BGN 44.67

$14.78 BGN 24.82

$26.6 BGN 44.67

Taxi Start (Normal Tariff)

$1.2 BGN 2.02

$0.72 BGN 1.22

$1.81 BGN 3.03

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.19

$0.66 BGN 1.11

$1.09 BGN 1.83

Taxi 1hour Waiting (Normal Tariff)

$12.94 BGN 21.73

$12.24 BGN 20.55

$13.64 BGN 22.91

Gasoline (1 liter)

$1.51 BGN 2.53

$1.45 BGN 2.43

$1.69 BGN 2.84

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K BGN 53.4K

$29.6K BGN 49.7K

$31.8K BGN 53.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K BGN 42.5K

$22.9K BGN 38.4K

$26.3K BGN 44.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 BGN 160

$67.4 BGN 113

$152 BGN 255

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.36 BGN 27.47

$11.62 BGN 19.52

$20.34 BGN 34.16

Internet (50+ Mbps, Unlimited Data)

$12.85 BGN 21.59

$8.76 BGN 14.72

$23.37 BGN 39.25

Gym Membership (Monthly)

$28.97 BGN 48.66

$20.29 BGN 34.07

$36.23 BGN 60.9

Tennis Court (1 Hour on Weekend)

$14.89 BGN 25.01

$8.92 BGN 14.98

$14.89 BGN 25.01

Cinema Ticket

$5.99 BGN 10.06

$9.59 BGN 16.1

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 395

$176 BGN 296

$417 BGN 701

International Primary School, 1 Child (Yearly)

$4,151 BGN 6,970

Jeans (Levis 501 Or Similar)

$29.79 BGN 50

$95.3 BGN 160

Summer Dress (H&M, Zara, etc)

$11.88 BGN 19.94

$89.1 BGN 150

Sport Shoes (Adidas, Nike)

$57.9 BGN 97.2

$52.1 BGN 87.5

$116 BGN 194

Men's Leather Business Shoes

$47.71 BGN 80.1

$89.5 BGN 150

1-bedroom Apartment, City Center (Monthly)

$287 BGN 481

$204 BGN 343

$321 BGN 539

1-bedroom Apartment, Outside City Center (Monthly)

$192 BGN 323

$180 BGN 303

$204 BGN 342

3-bedroom Apartment, City Center (Monthly)

$476 BGN 799

$357 BGN 599

$476 BGN 799

3-bedroom Apartment, Outside City Center (Monthly)

$354 BGN 595

$266 BGN 446

$354 BGN 595

Buy Apartment in City Center (m2)

$1,385 BGN 2,326

$955 BGN 1,603

$1,586 BGN 2,663

Buy Apartment Outside City Center (m2)

$983 BGN 1,651

$768 BGN 1,291

$1,183 BGN 1,986

Average Monthly Net Salary (After Tax)

$467 BGN 784

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

5.7

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Karlovo - Frequently Asked Questions

The Cost of Living in Karlovo tends to be friendlier for a slower pace and budget-conscious travelers. You'll find affordable meals at local eateries, simple but comfortable housing options, and reliable public services that support longer stays. Shopping at markets and cooking at home can stretch your budget without sacrificing variety. For work, smaller coworking networks and flexible spaces fit a nomad schedule. Overall, Karlovo offers approachable value, with easy access to nature, folklore, and day trips that enrich your time here without pressure. Tip: plan a two-week test visit to gauge daily rhythms before settling in.

Housing searches cluster around central streets and quiet residential blocks. Look for older brick buildings with reliable heating; ground-floor units can ease mobility in winter. Food options span family-owned taverns and fresh markets with dairy, bread, and seasonal produce; cooking at home helps keep daily costs predictable. Local transport relies on buses and modest rail links, plus bike-friendly streets for sunny commutes and errands. Understanding Karlovo living cost can guide your choice of location and size, keeping daily routines practical while you test longer stays. Tip: create a simple weekly routine to compare options and map essential grocery stops.

Quality of life in Karlovo blends small-town charm with access to natural scenery, making it easy to balance work and leisure. Budgeting frameworks help you allocate for housing, food, transport, utilities, and occasional adventures. In summer you may enjoy longer days and outdoor markets; winter brings cosier evenings and heating considerations. Neighborhood fit varies from a compact, walkable center to quieter slopes with better views and lower noise. For productivity, look for cafés or small co-working spaces with reliable Wi-Fi, and plan errands around markets and public transport. Tip: use a simple envelope budget to separate essentials from discretionary spend and adjust by season.