Cost of Living in Karlovo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $448 (excluding rent), and $791 including rent.

Family of 3: Estimated monthly costs are $1,216 (excluding rent), and $1,680 including rent.

Meal at Budget Restaurant

$7.44 BGN 12.12

$5.95 BGN 9.70

$22.12 BGN 36.06

Three-Course Dinner for Two, Mid-Range

$35.72 BGN 58.2

$29.76 BGN 48.51

$59.5 BGN 97.0

Fast Food Meal (McDonalds, etc)

$8.90 BGN 14.51

$9.29 BGN 15.14

Cappuccino

$1.50 BGN 2.44

$1.20 BGN 1.96

$3.01 BGN 4.91

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 BGN 1.82

$0.90 BGN 1.47

$1.82 BGN 2.96

Water (0.33 liter bottle)

$0.67 BGN 1.09

$0.58 BGN 0.94

$1.13 BGN 1.84

Local Beer (0.5 liter draught)

$2.08 BGN 3.39

$1.19 BGN 1.94

$2.98 BGN 4.86

Imported Beer (0.33 liter bottle)

$1.78 BGN 2.90

$3.48 BGN 5.67

Milk (1 liter)

$1.16 BGN 1.90

$1.86 BGN 3.04

White Bread (500g)

$0.92 BGN 1.50

$0.62 BGN 1.01

$1.49 BGN 2.42

Rice (white) (1kg)

$1.86 BGN 3.04

$1.16 BGN 1.90

$2.33 BGN 3.79

Eggs

$3.39 BGN 5.52

$2.44 BGN 3.98

$4.31 BGN 7.02

Local Cheese (1kg)

$9.46 BGN 15.42

$7.10 BGN 11.56

$14.78 BGN 24.09

Chicken Fillets (1kg)

$7.87 BGN 12.83

$4.37 BGN 7.13

$11.67 BGN 19.03

Beef Round Steak (1kg)

$5.74 BGN 9.35

$17.21 BGN 28.06

Apples (1kg)

$1.31 BGN 2.14

$1.19 BGN 1.94

$2.32 BGN 3.78

Banana (1kg)

$2.04 BGN 3.32

$1.21 BGN 1.97

$2.87 BGN 4.68

Oranges (1kg)

$1.98 BGN 3.23

$1.14 BGN 1.86

$3.46 BGN 5.64

Tomato (1kg)

$2.30 BGN 3.75

$1.82 BGN 2.96

$3.03 BGN 4.94

Potato (1kg)

$0.49 BGN 0.80

$2.46 BGN 4.01

Onion (1kg)

$0.92 BGN 1.50

$1.85 BGN 3.01

Lettuce (1 head)

$1.06 BGN 1.73

$0.67 BGN 1.09

$1.21 BGN 1.98

Water (1.5 liter bottle)

$0.75 BGN 1.23

$0.46 BGN 0.75

$1.15 BGN 1.88

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 BGN 5.73

$3.30 BGN 5.38

$4.21 BGN 6.86

Wine (Bottle)

$6.48 BGN 10.57

$4.13 BGN 6.73

$11.79 BGN 19.21

Local Beer (0.5 liter bottle)

$0.95 BGN 1.55

$0.81 BGN 1.32

$1.15 BGN 1.87

Imported Beer (0.33 liter bottle)

$1.80 BGN 2.93

$1.20 BGN 1.95

$2.39 BGN 3.90

One-way Ticket (Public Transport)

$1.19 BGN 1.95

$0.60 BGN 0.97

$1.79 BGN 2.92

Public Transport Monthly Pass (Regular Price)

$26.19 BGN 42.69

$14.55 BGN 23.72

$26.19 BGN 42.69

Taxi Start (Normal Tariff)

$1.20 BGN 1.96

$0.72 BGN 1.18

$1.80 BGN 2.93

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.17

$0.67 BGN 1.09

$1.10 BGN 1.80

Taxi 1hour Waiting (Normal Tariff)

$13.34 BGN 21.74

$12.61 BGN 20.56

$14.06 BGN 22.91

Gasoline (1 liter)

$1.44 BGN 2.34

$1.38 BGN 2.24

$1.61 BGN 2.63

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 51.7K

$29.5K BGN 48.1K

$31.7K BGN 51.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K BGN 41.0K

$22.7K BGN 37.1K

$26.1K BGN 42.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.5 BGN 152

$66.0 BGN 108

$149 BGN 242

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.31 BGN 26.58

$11.58 BGN 18.88

$20.27 BGN 33.04

Internet (50+ Mbps, Unlimited Data)

$12.78 BGN 20.84

$8.72 BGN 14.21

$23.24 BGN 37.88

Gym Membership (Monthly)

$29.57 BGN 48.20

$20.71 BGN 33.75

$36.98 BGN 60.3

Tennis Court (1 Hour on Weekend)

$14.53 BGN 23.68

$8.70 BGN 14.18

$14.53 BGN 23.68

Cinema Ticket

$6.01 BGN 9.80

$9.62 BGN 15.68

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 384

$177 BGN 288

$418 BGN 681

International Primary School, 1 Child (Yearly)

$4,165 BGN 6,788

Jeans (Levis 501 Or Similar)

$29.54 BGN 48.15

$94.5 BGN 154

Summer Dress (H&M, Zara, etc)

$12.01 BGN 19.57

$90.1 BGN 147

Sport Shoes (Adidas, Nike)

$59.1 BGN 96.4

$53.2 BGN 86.7

$118 BGN 193

Men's Leather Business Shoes

$47.01 BGN 76.6

$88.1 BGN 144

1-bedroom Apartment, City Center (Monthly)

$290 BGN 472

$206 BGN 336

$324 BGN 529

1-bedroom Apartment, Outside City Center (Monthly)

$193 BGN 315

$181 BGN 296

$205 BGN 334

3-bedroom Apartment, City Center (Monthly)

$472 BGN 769

$354 BGN 577

$472 BGN 769

3-bedroom Apartment, Outside City Center (Monthly)

$361 BGN 588

$271 BGN 441

$361 BGN 588

Buy Apartment in City Center (m2)

$1,491 BGN 2,430

$1,016 BGN 1,656

$1,651 BGN 2,692

Buy Apartment Outside City Center (m2)

$1,064 BGN 1,735

$782 BGN 1,275

$1,232 BGN 2,009

Average Monthly Net Salary (After Tax)

$483 BGN 787

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

5.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Karlovo Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Karlovo - Frequently Asked Questions

The Cost of Living in Karlovo tends to be friendlier for a slower pace and budget-conscious travelers. You'll find affordable meals at local eateries, simple but comfortable housing options, and reliable public services that support longer stays. Shopping at markets and cooking at home can stretch your budget without sacrificing variety. For work, smaller coworking networks and flexible spaces fit a nomad schedule. Overall, Karlovo offers approachable value, with easy access to nature, folklore, and day trips that enrich your time here without pressure. Tip: plan a two-week test visit to gauge daily rhythms before settling in.

Housing searches cluster around central streets and quiet residential blocks. Look for older brick buildings with reliable heating; ground-floor units can ease mobility in winter. Food options span family-owned taverns and fresh markets with dairy, bread, and seasonal produce; cooking at home helps keep daily costs predictable. Local transport relies on buses and modest rail links, plus bike-friendly streets for sunny commutes and errands. Understanding Karlovo living cost can guide your choice of location and size, keeping daily routines practical while you test longer stays. Tip: create a simple weekly routine to compare options and map essential grocery stops.

Quality of life in Karlovo blends small-town charm with access to natural scenery, making it easy to balance work and leisure. Budgeting frameworks help you allocate for housing, food, transport, utilities, and occasional adventures. In summer you may enjoy longer days and outdoor markets; winter brings cosier evenings and heating considerations. Neighborhood fit varies from a compact, walkable center to quieter slopes with better views and lower noise. For productivity, look for cafés or small co-working spaces with reliable Wi-Fi, and plan errands around markets and public transport. Tip: use a simple envelope budget to separate essentials from discretionary spend and adjust by season.