Cost of Living in Karlovo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $503 (excluding rent), and $786 including rent.
Family of 3: Estimated monthly costs are $1,253 (excluding rent), and $1,729 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.5 BGN 12.64
$6 BGN 10.12
$22.3 BGN 37.62
Three-Course Dinner for Two, Mid-Range
$34.88 BGN 58.8
$29.07 BGN 49.04
$58.1 BGN 98.1
Fast Food Meal (McDonalds, etc)
$8.95 BGN 15.11
$8.95 BGN 15.11
$9.34 BGN 15.75
Cappuccino
$1.45 BGN 2.44
$1.16 BGN 1.96
$2.91 BGN 4.9
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 BGN 1.87
$0.89 BGN 1.51
$1.8 BGN 3.03
Water (0.33 liter bottle)
$0.7 BGN 1.19
$0.61 BGN 1.03
$1.19 BGN 2.01
Local Beer (0.5 liter draught)
$2.04 BGN 3.44
$1.17 BGN 1.97
$2.92 BGN 4.92
Imported Beer (0.33 liter bottle)
$1.73 BGN 2.92
$1.73 BGN 2.92
$3.38 BGN 5.71
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.21 BGN 2.04
$1.21 BGN 2.04
$1.94 BGN 3.27
White Bread (500g)
$0.92 BGN 1.55
$0.62 BGN 1.04
$1.49 BGN 2.51
Rice (white) (1kg)
$1.86 BGN 3.13
$1.16 BGN 1.96
$2.32 BGN 3.91
Eggs
$3.35 BGN 5.65
$2.42 BGN 4.08
$4.26 BGN 7.19
Local Cheese (1kg)
$9.41 BGN 15.87
$7.06 BGN 11.91
$14.7 BGN 24.8
Chicken Fillets (1kg)
$8.07 BGN 13.61
$4.48 BGN 7.56
$11.96 BGN 20.17
Beef Round Steak (1kg)
$5.92 BGN 9.99
$5.92 BGN 9.99
$17.76 BGN 29.96
Apples (1kg)
$1.31 BGN 2.21
$1.19 BGN 2.01
$2.32 BGN 3.92
Banana (1kg)
$2.11 BGN 3.56
$1.25 BGN 2.11
$2.98 BGN 5.03
Oranges (1kg)
$2.01 BGN 3.39
$1.16 BGN 1.96
$3.51 BGN 5.92
Tomato (1kg)
$2.21 BGN 3.72
$1.74 BGN 2.94
$2.91 BGN 4.9
Potato (1kg)
$0.45 BGN 0.76
$0.45 BGN 0.76
$2.26 BGN 3.82
Onion (1kg)
$0.85 BGN 1.43
$0.85 BGN 1.43
$1.7 BGN 2.87
Lettuce (1 head)
$1.06 BGN 1.79
$0.67 BGN 1.13
$1.21 BGN 2.05
Water (1.5 liter bottle)
$0.75 BGN 1.26
$0.46 BGN 0.77
$1.15 BGN 1.93
Cigarettes 20 Pack (Marlboro, Camel)
$3.42 BGN 5.77
$3.21 BGN 5.42
$4.1 BGN 6.91
Wine (Bottle)
$6.88 BGN 11.6
$4.01 BGN 6.77
$11.46 BGN 19.33
Local Beer (0.5 liter bottle)
$1.01 BGN 1.71
$0.86 BGN 1.45
$1.22 BGN 2.06
Imported Beer (0.33 liter bottle)
$1.75 BGN 2.96
$1.17 BGN 1.97
$2.34 BGN 3.95
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.15 BGN 1.94
$0.58 BGN 0.97
$1.73 BGN 2.92
Public Transport Monthly Pass (Regular Price)
$26.8 BGN 45.22
$14.89 BGN 25.12
$26.8 BGN 45.22
Taxi Start (Normal Tariff)
$1.21 BGN 2.04
$0.73 BGN 1.23
$1.81 BGN 3.06
Taxi (Normal Tariff) (1km)
$0.67 BGN 1.13
$0.62 BGN 1.05
$1.03 BGN 1.73
Taxi 1hour Waiting (Normal Tariff)
$13.29 BGN 22.41
$12.57 BGN 21.2
$14.01 BGN 23.63
Gasoline (1 liter)
$1.45 BGN 2.45
$1.39 BGN 2.35
$1.63 BGN 2.75
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2K BGN 54.4K
$30K BGN 50.6K
$32.2K BGN 54.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K BGN 43.5K
$23.3K BGN 39.3K
$26.8K BGN 45.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.8 BGN 162
$67.6 BGN 114
$152 BGN 257
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.42 BGN 27.69
$11.66 BGN 19.67
$20.41 BGN 34.43
Internet (50+ Mbps, Unlimited Data)
$12.95 BGN 21.84
$8.83 BGN 14.89
$23.54 BGN 39.71
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$29 BGN 48.93
$20.31 BGN 34.26
$36.27 BGN 61.2
Tennis Court (1 Hour on Weekend)
$14.55 BGN 24.55
$8.71 BGN 14.7
$14.55 BGN 24.55
Cinema Ticket
$5.77 BGN 9.74
$5.77 BGN 9.74
$9.23 BGN 15.58
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 BGN 399
$177 BGN 299
$419 BGN 708
International Primary School, 1 Child (Yearly)
$4,133 BGN 6,971
$4,133 BGN 6,971
$4,133 BGN 6,971
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$30.03 BGN 50.7
$30.03 BGN 50.7
$96.1 BGN 162
Summer Dress (H&M, Zara, etc)
$12.01 BGN 20.26
$12.01 BGN 20.26
$90.1 BGN 152
Sport Shoes (Adidas, Nike)
$59.9 BGN 101
$53.9 BGN 91
$120 BGN 202
Men's Leather Business Shoes
$46.45 BGN 78.4
$46.45 BGN 78.4
$87.1 BGN 147
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$285 BGN 481
$203 BGN 343
$319 BGN 539
1-bedroom Apartment, Outside City Center (Monthly)
$197 BGN 333
$185 BGN 313
$209 BGN 353
3-bedroom Apartment, City Center (Monthly)
$473 BGN 798
$355 BGN 599
$473 BGN 798
3-bedroom Apartment, Outside City Center (Monthly)
$349 BGN 589
$262 BGN 442
$349 BGN 589
Buy Apartment in City Center (m2)
$1,135 BGN 1,914
$722 BGN 1,218
$1,238 BGN 2,088
Buy Apartment Outside City Center (m2)
$1,120 BGN 1,889
$790 BGN 1,333
$1,317 BGN 2,222
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$467 BGN 788
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
3
5.7
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Karlovo - Frequently Asked Questions
How does Karlovo stack up on affordability for travelers, expats, and digital nomads compared with bigger Bulgarian cities?
The Cost of Living in Karlovo tends to be friendlier for a slower pace and budget-conscious travelers. You'll find affordable meals at local eateries, simple but comfortable housing options, and reliable public services that support longer stays. Shopping at markets and cooking at home can stretch your budget without sacrificing variety. For work, smaller coworking networks and flexible spaces fit a nomad schedule. Overall, Karlovo offers approachable value, with easy access to nature, folklore, and day trips that enrich your time here without pressure. Tip: plan a two-week test visit to gauge daily rhythms before settling in.
What does daily life look like in Karlovo in terms of housing searches, food options, transport, and errands?
Housing searches cluster around central streets and quiet residential blocks. Look for older brick buildings with reliable heating; ground-floor units can ease mobility in winter. Food options span family-owned taverns and fresh markets with dairy, bread, and seasonal produce; cooking at home helps keep daily costs predictable. Local transport relies on buses and modest rail links, plus bike-friendly streets for sunny commutes and errands. Understanding Karlovo living cost can guide your choice of location and size, keeping daily routines practical while you test longer stays. Tip: create a simple weekly routine to compare options and map essential grocery stops.
What about quality of life, budgeting frameworks, seasonality, and neighborhood fit in Karlovo?
Quality of life in Karlovo blends small-town charm with access to natural scenery, making it easy to balance work and leisure. Budgeting frameworks help you allocate for housing, food, transport, utilities, and occasional adventures. In summer you may enjoy longer days and outdoor markets; winter brings cosier evenings and heating considerations. Neighborhood fit varies from a compact, walkable center to quieter slopes with better views and lower noise. For productivity, look for cafés or small co-working spaces with reliable Wi-Fi, and plan errands around markets and public transport. Tip: use a simple envelope budget to separate essentials from discretionary spend and adjust by season.
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