🙂A single person spends $813 per month in Karlovo vs $1,255 in Plovdiv, rent included.
🙂A couple spends around $1,324 per month in Karlovo vs $1,928 in Plovdiv, rent included.
🙂A family of three spends $1,834 per month in Karlovo vs $2,601 in Plovdiv, rent included.
🙂Karlovo is about 35% cheaper than Plovdiv, driven mainly by Clothing & Footwear.
📊Both Karlovo and Plovdiv are more affordable than the global median – Karlovo41% lower, Plovdiv9% lower.
Currency
🍽 Eating Out
Karlovo
Plovdiv
Difference
Meal at Budget Restaurant
$7.42BGN 12.34
$9.43BGN 15.69
-21.31%
Three-Course Dinner for Two, Mid-Range
$35.60BGN 59.2
$46.81BGN 77.9
-23.95%
Fast Food Meal(McDonalds, etc)
$8.96BGN 14.91
$9.74BGN 16.21
-8.01%
Cappuccino
$1.46BGN 2.43
$2.97BGN 4.95
-50.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.07BGN 1.77
$1.76BGN 2.93
-39.20%
Water(0.33 liter bottle)
$0.79BGN 1.31
$1.64BGN 2.73
-51.83%
Local Beer(0.5 liter draught)
$2.13BGN 3.54
$2.72BGN 4.52
-21.69%
Imported Beer(0.33 liter bottle)
$1.82BGN 3.03
$4.09BGN 6.80
-55.50%
🛒 Groceries & Markets
Karlovo
Plovdiv
Difference
Milk(1 liter)
$1.21BGN 2.01
$1.87BGN 3.10
-35.29%
White Bread(500g)
$0.91BGN 1.52
$1.22BGN 2.02
-25.41%
Rice(white)(1kg)
$1.95BGN 3.25
$2.24BGN 3.72
-12.95%
Eggs
$3.52BGN 5.86
$3.78BGN 6.28
-6.88%
Local Cheese(1kg)
$9.27BGN 15.42
$12.10BGN 20.13
-23.39%
Chicken Fillets(1kg)
$8.43BGN 14.02
$8.95BGN 14.90
-5.81%
Beef Round Steak(1kg)
$5.77BGN 9.60
$14.73BGN 24.51
-60.83%
Apples(1kg)
$1.35BGN 2.24
$1.78BGN 2.97
-24.16%
Banana(1kg)
$2.07BGN 3.45
$1.93BGN 3.21
7.25%
Oranges(1kg)
$1.98BGN 3.29
$2.02BGN 3.35
-1.98%
Tomato(1kg)
$2.28BGN 3.79
$2.63BGN 4.38
-13.31%
Potato(1kg)
$0.47BGN 0.78
$1.11BGN 1.85
-57.66%
Onion(1kg)
$0.90BGN 1.50
$1.14BGN 1.90
-21.05%
Lettuce(1 head)
$1.02BGN 1.70
$1.22BGN 2.03
-16.39%
Water(1.5 liter bottle)
$0.81BGN 1.34
$0.75BGN 1.25
8.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.49BGN 5.81
$4.20BGN 6.99
-16.90%
Wine(Bottle)
$6.95BGN 11.55
$6.36BGN 10.57
9.28%
Local Beer(0.5 liter bottle)
$1.01BGN 1.67
$1.23BGN 2.04
-17.89%
Imported Beer(0.33 liter bottle)
$1.86BGN 3.10
$2.04BGN 3.40
-8.82%
🚌 Getting Around
Karlovo
Plovdiv
Difference
One-way Ticket(Public Transport)
$1.20BGN 2.00
$0.62BGN 1.03
93.55%
Public Transport Monthly Pass(Regular Price)
$25.48BGN 42.38
$30.02BGN 49.94
-15.12%
Taxi Start(Normal Tariff)
$1.22BGN 2.04
$1.34BGN 2.23
-8.96%
Taxi(Normal Tariff)(1km)
$0.80BGN 1.33
$0.67BGN 1.12
19.40%
Taxi 1hour Waiting(Normal Tariff)
$12.41BGN 20.64
$10.90BGN 18.13
13.85%
Gasoline(1 liter)
$1.46BGN 2.43
$1.68BGN 2.79
-13.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7KBGN 52.8K
$31.0KBGN 51.5K
2.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KBGN 38.8K
$25.4KBGN 42.3K
-8.24%
🧾 Monthly Utilities & Internet
Karlovo
Plovdiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$112BGN 186
$119BGN 197
-5.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.02BGN 24.99
$19.32BGN 32.14
-22.26%
Internet(50+ Mbps, Unlimited Data)
$12.13BGN 20.18
$16.32BGN 27.15
-25.67%
🎉 Sport & Entertainment
Karlovo
Plovdiv
Difference
Gym Membership(Monthly)
$31.72BGN 52.8
$42.57BGN 70.8
-25.49%
Tennis Court(1 Hour on Weekend)
$20.13BGN 33.49
$21.66BGN 36.04
-7.06%
Cinema Ticket
$5.76BGN 9.59
$9.35BGN 15.56
-38.40%
🧸 Childcare & Education
Karlovo
Plovdiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$242BGN 402
$536BGN 891
-54.87%
International Primary School, 1 Child(Yearly)
$6,030BGN 10.0K
$5,743BGN 9,554
5.00%
👕👟 Clothing & Footwear
Karlovo
Plovdiv
Difference
Jeans(Levis 501 Or Similar)
$29.31BGN 48.75
$70.5BGN 117
-58.40%
Summer Dress(H&M, Zara, etc)
$11.66BGN 19.41
$43.64BGN 72.6
-73.28%
Sport Shoes(Adidas, Nike)
$58.3BGN 96.9
$102BGN 170
-42.83%
Men's Leather Business Shoes
$46.83BGN 77.9
$109BGN 182
-57.12%
🏠 Accommodation & Living
Karlovo
Plovdiv
Difference
1-bedroom Apartment, City Center(Monthly)
$351BGN 583
$546BGN 908
-35.77%
1-bedroom Apartment, Outside City Center(Monthly)
$199BGN 332
$398BGN 662
-49.88%
3-bedroom Apartment, City Center(Monthly)
$559BGN 931
$917BGN 1,525
-38.98%
3-bedroom Apartment, Outside City Center(Monthly)
$415BGN 691
$677BGN 1,126
-38.67%
Buy Apartment in City Center(m2)
$1,569BGN 2,610
$2,365BGN 3,935
-33.67%
Buy Apartment Outside City Center(m2)
$1,133BGN 1,884
$1,619BGN 2,693
-30.03%
💵 Salaries & Financials
Karlovo
Plovdiv
Difference
Average Monthly Net Salary(After Tax)
$477BGN 794
$1,174BGN 1,954
-59.37%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.25
3.1
4.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Karlovo: August 31, 2026
Last update for Plovdiv: August 29, 2026
Cost Breakdown
🏠A central one-bedroom costs $351 in Karlovo versus $546 in Plovdiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 146% higher in Plovdiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $36.00 in Karlovo versus $47.00 in Plovdiv. Monthly groceries follow the same trend: $208 vs $264 – making Karlovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karlovo vs Plovdiv: Cost of Living - Frequently Asked Questions
Is Plovdiv cheaper than Karlovo?
Yes – Plovdiv is pricier by about 54%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,220 per month in Karlovo and $1,882 in Plovdiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 18% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $242 per month in Karlovo and $536 in Plovdiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Karlovo or in Plovdiv?
A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $813, than in Plovdiv at $1,255. In Karlovo it covers expenses comfortably, while in Plovdiv it requires careful planning or may not stretch far enough.
Is Karlovo or Plovdiv more family-friendly?
Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Karlovo or Plovdiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Plovdiv makes more sense. Both are solid long-term options with distinct trade-offs.