🙂A single person spends $791 per month in Karlovo vs $1,102 in Plovdiv, rent included.
🙂A couple spends around $1,255 per month in Karlovo vs $1,712 in Plovdiv, rent included.
🙂A family of three spends $1,718 per month in Karlovo vs $2,321 in Plovdiv, rent included.
🙂Karlovo is about 28% cheaper than Plovdiv, driven mainly by Clothing & Footwear.
📊Both Karlovo and Plovdiv are more affordable than the global median – Karlovo41% lower, Plovdiv18% lower.
Currency
🍽 Eating Out
Karlovo
Plovdiv
Difference
Meal at Budget Restaurant
$7.49BGN 12.46
$8.70BGN 14.47
-13.91%
Three-Course Dinner for Two, Mid-Range
$35.49BGN 59.0
$47.28BGN 78.7
-24.94%
Fast Food Meal(McDonalds, etc)
$8.94BGN 14.87
$8.69BGN 14.46
2.88%
Cappuccino
$1.50BGN 2.49
$2.49BGN 4.15
-39.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.08BGN 1.80
$1.49BGN 2.48
-27.52%
Water(0.33 liter bottle)
$0.70BGN 1.16
$0.91BGN 1.51
-23.08%
Local Beer(0.5 liter draught)
$2.09BGN 3.48
$2.99BGN 4.97
-30.10%
Imported Beer(0.33 liter bottle)
$1.80BGN 2.99
$2.93BGN 4.88
-38.57%
🛒 Groceries & Markets
Karlovo
Plovdiv
Difference
Milk(1 liter)
$1.15BGN 1.91
$1.81BGN 3.02
-36.46%
White Bread(500g)
$0.86BGN 1.43
$1.07BGN 1.78
-19.63%
Rice(white)(1kg)
$1.91BGN 3.18
$2.11BGN 3.51
-9.48%
Eggs
$3.36BGN 5.59
$3.40BGN 5.66
-1.18%
Local Cheese(1kg)
$9.28BGN 15.43
$11.61BGN 19.31
-20.07%
Chicken Fillets(1kg)
$7.76BGN 12.92
$7.95BGN 13.22
-2.39%
Beef Round Steak(1kg)
$5.94BGN 9.88
$12.02BGN 19.99
-50.58%
Apples(1kg)
$1.28BGN 2.14
$1.50BGN 2.49
-14.67%
Banana(1kg)
$2.14BGN 3.56
$1.76BGN 2.93
21.59%
Oranges(1kg)
$2.08BGN 3.46
$1.66BGN 2.76
25.30%
Tomato(1kg)
$2.21BGN 3.68
$2.48BGN 4.12
-10.89%
Potato(1kg)
$0.45BGN 0.75
$1.02BGN 1.70
-55.88%
Onion(1kg)
$0.87BGN 1.44
$1.14BGN 1.90
-23.68%
Lettuce(1 head)
$1.06BGN 1.76
$1.09BGN 1.82
-2.75%
Water(1.5 liter bottle)
$0.78BGN 1.30
$0.77BGN 1.28
1.30%
Cigarettes 20 Pack(Marlboro, Camel)
$3.41BGN 5.67
$3.61BGN 6.01
-5.54%
Wine(Bottle)
$6.65BGN 11.07
$6.07BGN 10.11
9.56%
Local Beer(0.5 liter bottle)
$1.01BGN 1.67
$1.04BGN 1.73
-2.88%
Imported Beer(0.33 liter bottle)
$1.81BGN 3.01
$1.80BGN 2.99
0.56%
🚌 Getting Around
Karlovo
Plovdiv
Difference
One-way Ticket(Public Transport)
$1.17BGN 1.94
$0.60BGN 1.00
95.00%
Public Transport Monthly Pass(Regular Price)
$27.08BGN 45.04
$28.44BGN 47.32
-4.78%
Taxi Start(Normal Tariff)
$1.21BGN 2.02
$1.16BGN 1.93
4.31%
Taxi(Normal Tariff)(1km)
$0.70BGN 1.17
$0.66BGN 1.09
6.06%
Taxi 1hour Waiting(Normal Tariff)
$13.19BGN 21.94
$10.48BGN 17.44
25.86%
Gasoline(1 liter)
$1.45BGN 2.41
$1.50BGN 2.50
-3.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0KBGN 53.2K
$31.9KBGN 53.1K
0.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2KBGN 41.8K
$28.7KBGN 47.8K
-12.51%
🧾 Monthly Utilities & Internet
Karlovo
Plovdiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$95.7BGN 159
$97.8BGN 163
-2.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.31BGN 27.13
$18.10BGN 30.11
-9.89%
Internet(50+ Mbps, Unlimited Data)
$12.75BGN 21.20
$15.31BGN 25.47
-16.72%
🎉 Sport & Entertainment
Karlovo
Plovdiv
Difference
Gym Membership(Monthly)
$29.31BGN 48.75
$37.70BGN 62.7
-22.25%
Tennis Court(1 Hour on Weekend)
$14.82BGN 24.66
$14.69BGN 24.44
0.88%
Cinema Ticket
$5.74BGN 9.54
$8.96BGN 14.90
-35.94%
🧸 Childcare & Education
Karlovo
Plovdiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$234BGN 389
$425BGN 706
-44.87%
International Primary School, 1 Child(Yearly)
$4,076BGN 6,781
$7,126BGN 11.9K
-42.80%
👕👟 Clothing & Footwear
Karlovo
Plovdiv
Difference
Jeans(Levis 501 Or Similar)
$29.19BGN 48.57
$61.5BGN 102
-52.51%
Summer Dress(H&M, Zara, etc)
$12.03BGN 20.01
$35.35BGN 58.8
-65.97%
Sport Shoes(Adidas, Nike)
$59.6BGN 99.1
$98.1BGN 163
-39.32%
Men's Leather Business Shoes
$47.03BGN 78.2
$106BGN 176
-55.59%
🏠 Accommodation & Living
Karlovo
Plovdiv
Difference
1-bedroom Apartment, City Center(Monthly)
$289BGN 481
$482BGN 802
-39.96%
1-bedroom Apartment, Outside City Center(Monthly)
$197BGN 328
$336BGN 558
-41.26%
3-bedroom Apartment, City Center(Monthly)
$473BGN 787
$816BGN 1,357
-42.05%
3-bedroom Apartment, Outside City Center(Monthly)
$355BGN 590
$609BGN 1,013
-41.76%
Buy Apartment in City Center(m2)
$1,367BGN 2,275
$2,299BGN 3,824
-40.51%
Buy Apartment Outside City Center(m2)
$1,110BGN 1,847
$1,556BGN 2,589
-28.67%
💵 Salaries & Financials
Karlovo
Plovdiv
Difference
Average Monthly Net Salary(After Tax)
$485BGN 807
$1,160BGN 1,929
-58.16%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
4.49
1.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Karlovo: June 1, 2026
Last update for Plovdiv: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $289 in Karlovo versus $482 in Plovdiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 139% higher in Plovdiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $35.00 in Karlovo versus $47.00 in Plovdiv. Monthly groceries follow the same trend: $203 vs $238 – making Karlovo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karlovo vs Plovdiv: Cost of Living - Frequently Asked Questions
Is Plovdiv cheaper than Karlovo?
Yes – Plovdiv is pricier by about 39%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,187 per month in Karlovo and $1,654 in Plovdiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 5% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $234 per month in Karlovo and $425 in Plovdiv. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Karlovo or Plovdiv?
A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $791, than in Plovdiv at $1,102. In Karlovo it covers expenses comfortably, while in Plovdiv it requires careful planning or may not stretch far enough.
Is Karlovo or Plovdiv more family-friendly?
Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Karlovo or Plovdiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Plovdiv makes more sense. Both are solid long-term options with distinct trade-offs.