Cost of Living Comparison Between Karlovo and Varna Cost of Living Comparison Between Karlovo and Varna

🙂 Solo nomad: Karlovo is 30.4% cheaper than Varna without rent, and 35.9% cheaper with rent.
🙂 Family of 3: Karlovo is 22.9% cheaper than Varna without rent, and 33.9% cheaper with rent.
Currency
🍽 Eating Out
Karlovo
Varna
Difference
Meal at Budget Restaurant
$7.42 BGN 12.31
$11.90 BGN 19.76
-37.65%
Three-Course Dinner for Two, Mid-Range
$35.75 BGN 59.4
$46.33 BGN 76.9
-22.84%
Fast Food Meal (McDonalds, etc)
$8.68 BGN 14.40
$8.94 BGN 14.85
-2.91%
Cappuccino
$1.51 BGN 2.51
$2.60 BGN 4.31
-41.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 BGN 1.78
$1.81 BGN 3.01
-40.88%
Water (0.33 liter bottle)
$0.66 BGN 1.09
$1.28 BGN 2.13
-48.44%
Local Beer (0.5 liter draught)
$2.10 BGN 3.48
$3.03 BGN 5.03
-30.69%
Imported Beer (0.33 liter bottle)
$1.82 BGN 3.02
$2.99 BGN 4.97
-39.13%
🛒 Groceries & Markets
Karlovo
Varna
Difference
Milk (1 liter)
$1.19 BGN 1.98
$1.88 BGN 3.11
-36.70%
White Bread (500g)
$0.85 BGN 1.42
$1.03 BGN 1.70
-17.48%
Rice (white) (1kg)
$1.87 BGN 3.10
$2.47 BGN 4.10
-24.29%
Eggs
$3.27 BGN 5.43
$3.41 BGN 5.67
-4.11%
Local Cheese (1kg)
$9.40 BGN 15.60
$10.84 BGN 18.00
-13.28%
Chicken Fillets (1kg)
$8.09 BGN 13.43
$8.49 BGN 14.09
-4.71%
Beef Round Steak (1kg)
$6.05 BGN 10.05
$12.21 BGN 20.27
-50.45%
Apples (1kg)
$1.31 BGN 2.18
$1.62 BGN 2.69
-19.14%
Banana (1kg)
$2.15 BGN 3.56
$2.08 BGN 3.45
3.37%
Oranges (1kg)
$1.98 BGN 3.28
$1.85 BGN 3.07
7.03%
Tomato (1kg)
$2.26 BGN 3.74
$2.74 BGN 4.54
-17.52%
Potato (1kg)
$0.49 BGN 0.81
$1.21 BGN 2.01
-59.50%
Onion (1kg)
$0.90 BGN 1.50
$1.15 BGN 1.90
-21.74%
Lettuce (1 head)
$1.02 BGN 1.69
$0.99 BGN 1.65
3.03%
Water (1.5 liter bottle)
$0.76 BGN 1.26
$0.75 BGN 1.24
1.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.36 BGN 5.57
$3.73 BGN 6.19
-9.92%
Wine (Bottle)
$6.02 BGN 10.00
$7.94 BGN 13.18
-24.18%
Local Beer (0.5 liter bottle)
$0.96 BGN 1.59
$1.11 BGN 1.84
-13.51%
Imported Beer (0.33 liter bottle)
$1.73 BGN 2.87
$1.83 BGN 3.03
-5.46%
🚌 Getting Around
Karlovo
Varna
Difference
One-way Ticket (Public Transport)
$1.16 BGN 1.92
$1.15 BGN 1.91
0.87%
Public Transport Monthly Pass (Regular Price)
$26.51 BGN 44.00
$29.11 BGN 48.32
-8.93%
Taxi Start (Normal Tariff)
$1.15 BGN 1.91
$1.40 BGN 2.32
-17.86%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.20
$0.66 BGN 1.09
9.09%
Taxi 1hour Waiting (Normal Tariff)
$13.04 BGN 21.64
$12.60 BGN 20.92
3.49%
Gasoline (1 liter)
$1.44 BGN 2.39
$1.55 BGN 2.57
-7.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K BGN 53.6K
$32.7K BGN 54.2K
-1.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K BGN 42.5K
$28.7K BGN 47.7K
-10.95%
🧾 Monthly Utilities & Internet
Karlovo
Varna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.3 BGN 160
$125 BGN 208
-23.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.51 BGN 27.40
$19.20 BGN 31.87
-14.01%
Internet (50+ Mbps, Unlimited Data)
$13.02 BGN 21.61
$15.54 BGN 25.79
-16.22%
🎉 Sport & Entertainment
Karlovo
Varna
Difference
Gym Membership (Monthly)
$29.92 BGN 49.66
$40.25 BGN 66.8
-25.66%
Tennis Court (1 Hour on Weekend)
$14.82 BGN 24.60
$14.71 BGN 24.42
0.75%
Cinema Ticket
$5.77 BGN 9.57
$9.07 BGN 15.06
-36.38%
🧸 Childcare & Education
Karlovo
Varna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$239 BGN 396
$407 BGN 675
-41.30%
International Primary School, 1 Child (Yearly)
$4,170 BGN 6,922
$5,430 BGN 9,014
-23.21%
👕👟 Clothing & Footwear
Karlovo
Varna
Difference
Jeans (Levis 501 Or Similar)
$29.43 BGN 48.86
$61.2 BGN 102
-51.91%
Summer Dress (H&M, Zara, etc)
$11.86 BGN 19.69
$34.17 BGN 56.7
-65.29%
Sport Shoes (Adidas, Nike)
$59.9 BGN 99.5
$92.7 BGN 154
-35.35%
Men's Leather Business Shoes
$47.79 BGN 79.3
$102 BGN 169
-52.98%
🏠 Accommodation & Living
Karlovo
Varna
Difference
1-bedroom Apartment, City Center (Monthly)
$288 BGN 478
$514 BGN 854
-44.00%
1-bedroom Apartment, Outside City Center (Monthly)
$192 BGN 319
$398 BGN 661
-51.75%
3-bedroom Apartment, City Center (Monthly)
$464 BGN 770
$900 BGN 1,495
-48.46%
3-bedroom Apartment, Outside City Center (Monthly)
$359 BGN 596
$652 BGN 1,082
-44.92%
Buy Apartment in City Center (m2)
$1,512 BGN 2,510
$3,137 BGN 5,208
-51.80%
Buy Apartment Outside City Center (m2)
$1,200 BGN 1,992
$2,043 BGN 3,392
-41.27%
💵 Salaries & Financials
Karlovo
Varna
Difference
Average Monthly Net Salary (After Tax)
$475 BGN 789
$1,238 BGN 2,055
-61.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
4.71
-2.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: April 12, 2026

Last update for Varna: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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