Solo nomad: Estimated monthly costs are $802 (excluding rent), and $1,324 including rent.
Family of 3: Estimated monthly costs are $2,050 (excluding rent), and $3,152 including rent.
Currency
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$8.86JMD 1,412
$4.72JMD 752
$15.73JMD 2,506
Three-Course Dinner for Two, Mid-Range
$61.9JMD 9,860
$37.14JMD 5,916
$148JMD 23.6K
Fast Food Meal(McDonalds, etc)
$8.22JMD 1,309
$6.32JMD 1,007
$10.1JMD 1,609
Cappuccino
$3.6JMD 573
$1.22JMD 194
$7.32JMD 1,166
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.22JMD 195
$0.79JMD 126
$2.65JMD 423
Water(0.33 liter bottle)
$0.73JMD 117
$0.6JMD 95.4
$1.49JMD 238
Local Beer(0.5 liter draught)
$2.52JMD 401
$1.58JMD 252
$5.03JMD 802
Imported Beer(0.33 liter bottle)
$3.11JMD 496
$2.18JMD 347
$4.98JMD 794
🛒 Groceries & Markets
Cost
Range
Milk(1 liter)
$3.76JMD 599
$2.25JMD 358
$5.15JMD 820
White Bread(500g)
$2.84JMD 452
$1.53JMD 243
$4.03JMD 641
Rice(white)(1kg)
$1.53JMD 244
$0.95JMD 151
$3.05JMD 487
Eggs
$3.44JMD 548
$2.2JMD 351
$4.91JMD 782
Local Cheese(1kg)
$11.32JMD 1,804
$3.52JMD 560
$25.53JMD 4,067
Chicken Fillets(1kg)
$7.65JMD 1,219
$2.44JMD 389
$12.22JMD 1,946
Beef Round Steak(1kg)
$8.04JMD 1,281
$2.9JMD 462
$25.55JMD 4,070
Apples(1kg)
$6.03JMD 961
$1.83JMD 291
$13.44JMD 2,140
Banana(1kg)
$3.52JMD 561
$1.53JMD 243
$6.04JMD 962
Oranges(1kg)
$4.2JMD 670
$1.91JMD 305
$6.37JMD 1,015
Tomato(1kg)
$2.18JMD 347
$1.07JMD 171
$3.06JMD 487
Potato(1kg)
$2.38JMD 378
$0.93JMD 148
$4.94JMD 787
Onion(1kg)
$2.03JMD 323
$1.1JMD 175
$4.03JMD 642
Lettuce(1 head)
$2.31JMD 368
$1.14JMD 181
$3.79JMD 604
Water(1.5 liter bottle)
$1.24JMD 197
$0.64JMD 102
$2.22JMD 354
Cigarettes 20 Pack(Marlboro, Camel)
$9.63JMD 1,534
$9JMD 1,433
$19.28JMD 3,070
Wine(Bottle)
$12.06JMD 1,921
$3.8JMD 606
$19.04JMD 3,032
Local Beer(0.5 liter bottle)
$2.62JMD 417
$1.51JMD 241
$3.34JMD 532
Imported Beer(0.33 liter bottle)
$3.16JMD 503
$1.59JMD 253
$4.12JMD 656
🚌 Getting Around
Cost
Range
One-way Ticket(Public Transport)
$0.92JMD 147
$0.74JMD 117
$0.92JMD 147
Public Transport Monthly Pass(Regular Price)
$48.7JMD 7,758
$36.93JMD 5,882
$73.9JMD 11.8K
Taxi Start(Normal Tariff)
$0.91JMD 145
$0.91JMD 145
$1.83JMD 291
Taxi(Normal Tariff)(1km)
$3.24JMD 516
$2.91JMD 464
$3.24JMD 516
Taxi 1hour Waiting(Normal Tariff)
$8.48JMD 1,351
$4.63JMD 737
$16.95JMD 2,700
Gasoline(1 liter)
$1.26JMD 201
$1.08JMD 172
$1.51JMD 240
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.1KJMD 6.7M
$37.7KJMD 6M
$44KJMD 7M
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.4KJMD 5.2M
$25.3KJMD 4M
$37.9KJMD 6M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$140JMD 22.3K
$80.7JMD 12.9K
$205JMD 32.6K
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.38JMD 3,725
$18.38JMD 2,928
$43.1JMD 6,866
Internet(50+ Mbps, Unlimited Data)
$46.6JMD 7,423
$34.37JMD 5,474
$62.5JMD 9,954
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$56.4JMD 8,987
$25.08JMD 3,994
$100JMD 16K
Tennis Court(1 Hour on Weekend)
$10.57JMD 1,683
-
Cinema Ticket
$12.36JMD 1,968
$9.27JMD 1,476
$15.45JMD 2,460
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$224JMD 35.6K
$74.6JMD 11.9K
$311JMD 49.5K
International Primary School, 1 Child(Yearly)
$3,586JMD 571.2K
$1,557JMD 248K
$9,343JMD 1.5M
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$26.24JMD 4,180
$12.47JMD 1,986
$49.88JMD 7,946
Summer Dress(H&M, Zara, etc)
$23.38JMD 3,724
$12.3JMD 1,959
$46.13JMD 7,348
Sport Shoes(Adidas, Nike)
$65.9JMD 10.5K
$40.34JMD 6,426
$86.9JMD 13.8K
Men's Leather Business Shoes
$80.7JMD 12.9K
$37.35JMD 5,949
$125JMD 19.8K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$670JMD 106.7K
$316JMD 50.3K
$1,138JMD 181.2K
1-bedroom Apartment, Outside City Center(Monthly)
$352JMD 56.1K
$185JMD 29.4K
$616JMD 98.1K
3-bedroom Apartment, City Center(Monthly)
$1,467JMD 233.7K
$564JMD 89.9K
$2,884JMD 459.4K
3-bedroom Apartment, Outside City Center(Monthly)
$924JMD 147.2K
$507JMD 80.8K
$1,585JMD 252.4K
Buy Apartment in City Center(m2)
$2,653JMD 422.6K
$2,321JMD 369.8K
$7,450JMD 1.2M
Buy Apartment Outside City Center(m2)
$3,094JMD 492.8K
$2,033JMD 323.8K
$5,792JMD 922.6K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$684JMD 109K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.34
5
12
Citycost data is based on AI and user input – minor inaccuracies may occur.
Last update: December 1, 2025
Digital Nomad Cost of Living Index
Cost of Living in Jamaica - Frequently Asked Questions
How does Jamaica compare in terms of overall affordability for travelers, expats, and digital nomads?
Jamaica offers a mix of value, with affordable options outside main tourist zones and higher costs where resorts cluster. For many, the Cost of Living in Jamaica feels manageable when you lean on local markets, casual eateries, and longer-term housing rather than short-term resort stays. You can stretch a budget by choosing walkable neighborhoods, using public transport, and cooking at home. Seasonal shifts affect availability and prices in popular areas, so plan accordingly. Tip: Start with a longer trial stay in a neighborhood that matches your pace, then adjust as you learn the rhythm of the island.
What does daily life look like for someone staying in Jamaica, in terms of housing search, food, transport, and errands?
For daily routines, you search housing by neighborhoods that fit your lifestyle; use local agents and online listings, but view places in person and check water, power, and safety. Food options range from busy street vendors to markets and casual eateries; buying fresh fruit, seafood, and staples supports a balanced budget. Transport is flexible: route buses, shared taxis, or a modest rental car, with walking or cycling possible in smaller towns. Co-working spaces and cafes host digital nomads, making errands like banking and postal services easier in bigger towns. Jamaica living cost varies by area, so pick a base that aligns with work and play. Tip: Build a simple weekly plan to balance work hours and exploration.
How can you think about quality of life in Jamaica, budgeting frameworks, and neighborhood fit across seasons?
Quality of life shines when you pair a clear budgeting framework with flexible routines. Try a simple approach like a 50/30/20 split for housing, essentials, and discretionary spend, then adjust by season and location. Favor neighborhoods that align with your pace – urban in Kingston or beach-adjacent in Montego Bay – while keeping a base with access to groceries, clinics, and coworking. Save by cooking at home, buying seasonal produce, using public transport, and taking advantage of low-cost community events. Plan for hurricane season and off-peak travel to balance energy and safety. Tip: Keep a loose calendar of monthly expenses and a short list of must-haves for easy re-planning.