For one person, living costs in Hays, KS are estimated at $1,737 a month, including rent and utilities – 36% below the national average. Rent and utilities take about half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hays, KS actually costs, broken down by who's living it.
A single person spends around $1,737 per month with rent, or $879 for everyday expenses alone.
$1,737 /mo
A couple spends around $2,467 per month with rent, or $1,457 for everyday expenses alone.
$2,467 /mo
A family of three spends around $3,198 per month with rent, or $2,035 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K$28.1K
$28.1K$28.1K
$37.4K$37.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K$26.0K
$23.1K$23.1K
$27.4K$27.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$269$269
$167$167
$492$492
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.85$34.85
$34.85$34.85
$132$132
Internet(50+ Mbps, Unlimited Data)
$68.8$68.8
$58.6$58.6
$99.4$99.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$45.17$45.17
$21.69$21.69
$54.2$54.2
Cinema Ticket
$15.21$15.21
$12.17$12.17
$15.21$15.21
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$922$922
$922$922
$986$986
International Primary School, 1 Child(Yearly)
$15.7K$15.7K
$15.7K$15.7K
$15.7K$15.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$23.68$23.68
$23.68$23.68
$69.1$69.1
Summer Dress(H&M, Zara, etc)
$31.82$31.82
$25.46$25.46
$61.1$61.1
Sport Shoes(Adidas, Nike)
$110$110
$74.2$74.2
$167$167
Men's Leather Business Shoes
$138$138
$78.8$78.8
$197$197
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$793$793
$702$702
$884$884
1-bedroom Apartment, Outside City Center(Monthly)
$589$589
$542$542
$634$634
3-bedroom Apartment, City Center(Monthly)
$1,034$1,034
$815$815
$1,253$1,253
3-bedroom Apartment, Outside City Center(Monthly)
$895$895
$699$699
$1,090$1,090
Buy Apartment in City Center(m2)
$2,386$2,386
$1,754$1,754
$2,386$2,386
Buy Apartment Outside City Center(m2)
$2,615$2,615
$2,045$2,045
$2,615$2,615
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,386$2,386
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.65
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 18, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Hays, KS$1,737
Hays, KS$3,198
🏠Accommodation & Living
$589 33.9%
🧾Monthly Utilities & Internet
$372 21.4%
🛒Groceries & Markets
$325 18.7%
🍽Eating Out
$220 12.7%
👕👟Clothing & Footwear
$136 7.9%
🎉Sport & Entertainment
$76 4.4%
🚌Getting Around
$18 * 1.1%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
$895 28%
🧾Monthly Utilities & Internet
$407 12.7%
🛒Groceries & Markets
$738 23.1%
🍽Eating Out
$664 20.8%
👕👟Clothing & Footwear
$303 9.5%
🎉Sport & Entertainment
$151 * 4.7%
🚌Getting Around
$41 * 1.3%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $793, dropping to $589 outside central areas. Housing accounts for roughly 33% of the average salary ($2,386) – well above the 30% international benchmark.
💰The average net salary is $2,386. With monthly costs around $1,737, saving is possible but often limited. A more comfortable lifestyle typically starts at $2,605.
🛒Groceries cost around $325 per month for one person. A mid-range dinner for two is priced at $44.00.
Cost Highlights
⭐Eggs is cheaper than 96% of cities in North America
⭐Milk is cheaper than 96% of cities in North America
⭐3-bedroom apartment, city center is cheaper than 94% of cities in North America
English is commonly used in services, signage, and daily life
Cost of Living in Hays, KS - Frequently Asked Questions
Is Hays, KS, United States generally affordable compared with larger cities, and who tends to find the best value here?
Compared with large metro areas, Cost of Living in Hays, KS, United States tends to feel more approachable, with housing options that range from modest apartments to family homes and everyday expenses that are predictable. The town’s pace supports reliable utilities and convenient services. For travelers, expats, and digital nomads, the value comes from a steady cost structure, a friendly community that helps you settle in quickly. You’ll find it easy to balance work and downtime here, especially if you enjoy local dining, outdoor spaces, and short commutes. Tip: Map a few reliable neighborhoods near campus or town center to balance commute with access to services.
What does daily life look like in Hays, including housing search, food options, transport, and coworking opportunities?
The Hays, KS, United States living cost tends to be steady, helping you plan groceries and utilities. Housing search centers on rental duplexes, modest apartments, and older homes within a reasonable radius of campus and downtown; leases are straightforward, and parking is generally easier than in larger cities. Food options include supermarkets, farmers markets in season, and casual eateries with local flavors. Transport is car-centric, though some bus routes exist and biking is feasible in many areas. For co-working, seek wifi-friendly cafes and small shared offices; errands are manageable in a compact town. Tip: Build a weekly routine that groups errands to minimize backtracking.
How can you optimize quality of life, budgeting, and neighborhood fit while living in Hays?
Quality of life here tends to hinge on balance between pace, access to basics, and outdoor options. A simple budgeting framework like needs, wants, and savings helps, along with tracking housing and energy costs indirectly through utilities and rent. Seasonality affects outdoor activity and energy use, so plan for summers and winters by choosing clothing, gear, and shelter accordingly. Neighborhood fit depends on your rhythm: downtown living offers walkability and cafes, while quieter east or west areas provide longer-term calm and space. You’ll notice a difference between a walkable core and a car-focused edge. Tip: Start with a simple monthly budget and test different neighborhoods to feel the vibe before committing to a long lease.
How much does it cost to live in Hays, KS in 2026?
For 2026, a single person in Hays, KS should plan on about $1,737 per month with rent, or $879 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Does Hays, KS offer good value for money?
Hays, KS is mid-range – monthly costs with rent reach about $1,737. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
How much do people earn on average in Hays, KS?
After taxes, the average worker in Hays, KS takes home about $2,386 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How affordable is housing in Hays, KS?
Rent in Hays, KS is middle-of-the-road – 1-bedroom apartments fall between $589 and $793 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
What does fitness cost in Hays, KS?
Expect to pay about $45.17 per month for a gym in Hays, KS – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
What are kindergarten prices in Hays, KS?
Private kindergarten in Hays, KS costs about $922 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Is $2,500 a month enough for Hays, KS?
$2,500 is below the $1,737 average in Hays, KS, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
How family-friendly is Hays, KS?
Hays, KS is a solid pick for families. Childcare runs about $922 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.
Is Hays, KS a cheap city to live in?
Hays, KS is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,737, a figure most working professionals can handle without major financial stress.