Last update: Oct 2026

Cost of Living Comparison Between Hays, KS and New York, NY

For one person, living is cheaper in Hays, KS: $1,737 a month against $4,938 in New York, NY, rent and utilities included – about $38,400 less a year. Rent and utilities account for most of the difference.

Hays, KS
🇺🇸 United States
$1,737
/mo nomad
New York, NY
🇺🇸 United States
$4,938
/mo nomad
Monthly Cost of Living

How much you'll spend in Hays, KS and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hays, KS and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,737 per month in Hays, KS vs $4,938 in New York, NY, rent included.

  • Hays, KS $1,737
  • New York, NY $4,938

A couple spends around $2,467 per month in Hays, KS vs $7,273 in New York, NY, rent included.

  • Hays, KS $2,467
  • New York, NY $7,273

A family of three spends $3,198 per month in Hays, KS vs $9,608 in New York, NY, rent included.

  • Hays, KS $3,198
  • New York, NY $9,608

Hays, KS is about 65% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Hays, KS and New York, NY sit above the global median – Hays, KS by 28%, New York, NY by 264%.

Currency
🍽 Eating Out
Hays, KS
New York, NY
Difference
Meal at Budget Restaurant
$13.33 $13.33
$24.99 $24.99
-46.66%
Three-Course Dinner for Two, Mid-Range
$43.87 $43.87
$120 $120
-63.52%
Fast Food Meal (McDonalds, etc)
$8.11 $8.11
$13.74 $13.74
-40.98%
Cappuccino
$3.98 $3.98
$6.60 $6.60
-39.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 $2.39
$3.82 $3.82
-37.43%
Water (0.33 liter bottle)
$1.02 $1.02
$2.87 $2.87
-64.46%
Local Beer (0.5 liter draught)
$3.85 $3.85
$7.95 $7.95
-51.57%
Imported Beer (0.33 liter bottle)
$4.33 $4.33
$10.06 $10.06
-56.96%
🛒 Groceries & Markets
Hays, KS
New York, NY
Difference
Milk (1 liter)
$0.76 $0.76
$1.37 $1.37
-44.53%
White Bread (500g)
$2.26 $2.26
$4.75 $4.75
-52.42%
Rice (white) (1kg)
$4.46 $4.46
$7.69 $7.69
-42.00%
Eggs
$2.06 $2.06
$5.87 $5.87
-64.91%
Local Cheese (1kg)
$4.46 $4.46
$19.25 $19.25
-76.83%
Chicken Fillets (1kg)
$8.93 $8.93
$17.83 $17.83
-49.92%
Beef Round Steak (1kg)
$13.33 $13.33
$19.03 $19.03
-29.95%
Apples (1kg)
$6.04 $6.04
$6.69 $6.69
-9.72%
Banana (1kg)
$1.64 $1.64
$2.29 $2.29
-28.38%
Oranges (1kg)
$5.06 $5.06
$6.41 $6.41
-21.06%
Tomato (1kg)
$4.42 $4.42
$6.75 $6.75
-34.52%
Potato (1kg)
$2.93 $2.93
$3.93 $3.93
-25.45%
Onion (1kg)
$2.17 $2.17
$4.52 $4.52
-51.99%
Lettuce (1 head)
$1.97 $1.97
$2.79 $2.79
-29.39%
Water (1.5 liter bottle)
$2.03 $2.03
$2.51 $2.51
-19.12%
Cigarettes 20 Pack (Marlboro, Camel)
$9.68 $9.68
$18.10 $18.10
-46.52%
Wine (Bottle)
$12.15 $12.15
$20.16 $20.16
-39.73%
Local Beer (0.5 liter bottle)
$2.23 $2.23
$3.26 $3.26
-31.60%
Imported Beer (0.33 liter bottle)
$3.85 $3.85
$3.75 $3.75
2.67%
🚌 Getting Around
Hays, KS
New York, NY
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$2.92 $2.92
-31.16%
Public Transport Monthly Pass (Regular Price)
-
$143 $143
-
Taxi Start (Normal Tariff)
$2.43 $2.43
$3.06 $3.06
-20.59%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$2.16 $2.16
-27.31%
Taxi 1hour Waiting (Normal Tariff)
$39.71 $39.71
$41.33 $41.33
-3.92%
Gasoline (1 liter)
$0.92 $0.92
$1.12 $1.12
-17.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K $28.1K
$33.1K $33.1K
-15.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.7K $25.7K
0.90%
🧾 Monthly Utilities & Internet
Hays, KS
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$269 $269
$219 $219
22.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.85 $34.85
$75.3 $75.3
-53.74%
Internet (50+ Mbps, Unlimited Data)
$68.8 $68.8
$70.5 $70.5
-2.38%
🎉 Sport & Entertainment
Hays, KS
New York, NY
Difference
Gym Membership (Monthly)
$45.17 $45.17
$116 $116
-60.89%
Tennis Court (1 Hour on Weekend)
-
$67.6 $67.6
-
Cinema Ticket
$15.21 $15.21
$21.37 $21.37
-28.83%
🧸 Childcare & Education
Hays, KS
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$922 $922
$3,432 $3,432
-73.12%
International Primary School, 1 Child (Yearly)
$15.7K $15.7K
$61.7K $61.7K
-74.48%
👕👟 Clothing & Footwear
Hays, KS
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$23.68 $23.68
$74.9 $74.9
-68.38%
Summer Dress (H&M, Zara, etc)
$31.82 $31.82
$52.1 $52.1
-38.97%
Sport Shoes (Adidas, Nike)
$110 $110
$117 $117
-6.13%
Men's Leather Business Shoes
$138 $138
$135 $135
2.48%
🏠 Accommodation & Living
Hays, KS
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$793 $793
$4,347 $4,347
-81.75%
1-bedroom Apartment, Outside City Center (Monthly)
$589 $589
$3,117 $3,117
-81.11%
3-bedroom Apartment, City Center (Monthly)
$1,034 $1,034
$9,110 $9,110
-88.65%
3-bedroom Apartment, Outside City Center (Monthly)
$895 $895
$5,379 $5,379
-83.37%
Buy Apartment in City Center (m2)
$2,386 $2,386
$19.3K $19.3K
-87.62%
Buy Apartment Outside City Center (m2)
$2,615 $2,615
$6,943 $6,943
-62.34%
💵 Salaries & Financials
Hays, KS
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$2,386 $2,386
$5,238 $5,238
-54.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.65
6.85
-2.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hays, KS: October 18, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hays, KS
$589
New York, NY
$3.1K 429% $2.5K
Monthly Utilities & Internet
Hays, KS
$372
New York, NY
$365 1.9% $7.2
Groceries & Markets
Hays, KS
$325
New York, NY
$552 69.8% $227
Eating Out
Hays, KS
$220
New York, NY
$407 84.8% $187
Clothing & Footwear
Hays, KS
$136
New York, NY
$170 24.9% $34
Sport & Entertainment
Hays, KS
$76
New York, NY
$158 109% $83
Getting Around
Hays, KS
$18 *
New York, NY
$168 819% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $793 in Hays, KS versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 120% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Hays, KS versus $120 in New York, NY. Monthly groceries follow the same trend: $325 vs $552 – making Hays, KS the more affordable choice for daily food spending.

Good to know
🇺🇸 Hays, KS
🇺🇸 New York, NY
🕒 Local time
01:02 1:02 AM
02:02 2:02 AM
1 h ahead of Hays, KS
🌤 Weather
👥 Population
19,726
8,804,190
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Hays, KS New York, NY 2,150 km ≈ 3 h 15 min nonstop flight
From you
  • Hays, KS
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hays, KS vs New York, NY: Cost of Living - Frequently Asked Questions
Is New York, NY cheaper than Hays, KS?
Yes – New York, NY is pricier by about 184%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,605 per month in Hays, KS and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Hays, KS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Hays, KS or in New York, NY?
A mid-range dinner for two costs $44.00 in Hays, KS and $120 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Hays, KS and in New York, NY?
Groceries cost about 70% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Hays, KS or in New York, NY?
A $2,500 monthly budget goes further in Hays, KS, where all-in costs run around $1,737, than in New York, NY at $4,938. In Hays, KS it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Is Hays, KS or New York, NY more family-friendly?
Families tend to lean toward Hays, KS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hays, KS or New York, NY?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Hays, KS. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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