Cost of Living in Hamilton - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,333 (excluding rent), and $4,780 including rent.

Family of 3: Estimated monthly costs are $5,722 (excluding rent), and $13.2K including rent.

Meal at Budget Restaurant

$59.4 BMD 59.4

$29.72 BMD 29.72

$99.1 BMD 99.1

Three-Course Dinner for Two, Mid-Range

$180 BMD 180

$125 BMD 125

$200 BMD 200

Fast Food Meal (McDonalds, etc)

$15.07 BMD 15.07

$12.06 BMD 12.06

$17.08 BMD 17.08

Cappuccino

$6.36 BMD 6.36

$4.89 BMD 4.89

$9.88 BMD 9.88

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.49 BMD 3.49

$3.07 BMD 3.07

$4.09 BMD 4.09

Water (0.33 liter bottle)

$2.99 BMD 2.99

$2.56 BMD 2.56

$4.09 BMD 4.09

Local Beer (0.5 liter draught)

$10.17 BMD 10.17

$8.14 BMD 8.14

$10.17 BMD 10.17

Imported Beer (0.33 liter bottle)

$8.70 BMD 8.70

$8.19 BMD 8.19

$11.26 BMD 11.26

Milk (1 liter)

$4.35 BMD 4.35

$1.82 BMD 1.82

$5.51 BMD 5.51

White Bread (500g)

$8.92 BMD 8.92

$6.32 BMD 6.32

$11.24 BMD 11.24

Rice (white) (1kg)

$5.42 BMD 5.42

$3.37 BMD 3.37

$8.44 BMD 8.44

Eggs

$7.73 BMD 7.73

$5.54 BMD 5.54

$13.74 BMD 13.74

Local Cheese (1kg)

$11.75 BMD 11.75

$7.06 BMD 7.06

$26.70 BMD 26.70

Chicken Fillets (1kg)

$24.79 BMD 24.79

$14.17 BMD 14.17

$50.6 BMD 50.6

Beef Round Steak (1kg)

$32.62 BMD 32.62

$13.38 BMD 13.38

$75.9 BMD 75.9

Apples (1kg)

$10.50 BMD 10.50

$5.09 BMD 5.09

$20.24 BMD 20.24

Banana (1kg)

$6.20 BMD 6.20

$4.88 BMD 4.88

$6.87 BMD 6.87

Oranges (1kg)

$12.71 BMD 12.71

$6.98 BMD 6.98

$17.94 BMD 17.94

Tomato (1kg)

$11.22 BMD 11.22

$3.96 BMD 3.96

$17.83 BMD 17.83

Potato (1kg)

$8.56 BMD 8.56

$7.19 BMD 7.19

$10.27 BMD 10.27

Onion (1kg)

$5.13 BMD 5.13

$3.03 BMD 3.03

$8.09 BMD 8.09

Lettuce (1 head)

$6.14 BMD 6.14

$4.08 BMD 4.08

$8.18 BMD 8.18

Water (1.5 liter bottle)

$3.19 BMD 3.19

$1.97 BMD 1.97

$3.93 BMD 3.93

Cigarettes 20 Pack (Marlboro, Camel)

$17.81 BMD 17.81

$14.15 BMD 14.15

$20.22 BMD 20.22

Wine (Bottle)

$25.25 BMD 25.25

$20.20 BMD 20.20

$35.34 BMD 35.34

Local Beer (0.5 liter bottle)

$5.46 BMD 5.46

$4.64 BMD 4.64

$6.18 BMD 6.18

Imported Beer (0.33 liter bottle)

$4.56 BMD 4.56

$2.03 BMD 2.03

$10.13 BMD 10.13

One-way Ticket (Public Transport)

$4.66 BMD 4.66

$3.92 BMD 3.92

$4.90 BMD 4.90

Public Transport Monthly Pass (Regular Price)

$67.7 BMD 67.7

Taxi Start (Normal Tariff)

$6.25 BMD 6.25

$5.95 BMD 5.95

$6.53 BMD 6.53

Taxi (Normal Tariff) (1km)

$3.38 BMD 3.38

$2.16 BMD 2.16

$5.47 BMD 5.47

Taxi 1hour Waiting (Normal Tariff)

$54.3 BMD 54.3

$38.10 BMD 38.10

$70.6 BMD 70.6

Gasoline (1 liter)

$2.30 BMD 2.30

$2.16 BMD 2.16

$2.31 BMD 2.31

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K BMD 34.3K

$29.4K BMD 29.4K

$37.3K BMD 37.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K BMD 39.1K

$35.1K BMD 35.1K

$40.1K BMD 40.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 BMD 233

$191 BMD 191

$399 BMD 399

SIM Card Monthly Plan (Calls and 10GB+ Data)

$117 BMD 117

$97.1 BMD 97.1

$172 BMD 172

Internet (50+ Mbps, Unlimited Data)

$158 BMD 158

$132 BMD 132

$198 BMD 198

Gym Membership (Monthly)

$189 BMD 189

$125 BMD 125

$301 BMD 301

Tennis Court (1 Hour on Weekend)

$32.71 BMD 32.71

$15.10 BMD 15.10

$50.3 BMD 50.3

Cinema Ticket

$13.51 BMD 13.51

$12.01 BMD 12.01

$15.02 BMD 15.02

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,310 BMD 1,310

$1,191 BMD 1,191

$2,315 BMD 2,315

International Primary School, 1 Child (Yearly)

$25.0K BMD 25.0K

$23.4K BMD 23.4K

$25.5K BMD 25.5K

Jeans (Levis 501 Or Similar)

$80.7 BMD 80.7

$40.34 BMD 40.34

$151 BMD 151

Summer Dress (H&M, Zara, etc)

$61.1 BMD 61.1

$40.71 BMD 40.71

$102 BMD 102

Sport Shoes (Adidas, Nike)

$139 BMD 139

$122 BMD 122

$158 BMD 158

Men's Leather Business Shoes

$125 BMD 125

$98.2 BMD 98.2

$147 BMD 147

1-bedroom Apartment, City Center (Monthly)

$3,430 BMD 3,430

$2,522 BMD 2,522

$4,540 BMD 4,540

1-bedroom Apartment, Outside City Center (Monthly)

$2,276 BMD 2,276

$2,034 BMD 2,034

$2,543 BMD 2,543

3-bedroom Apartment, City Center (Monthly)

$8,788 BMD 8,788

$7,098 BMD 7,098

$10.1K BMD 10.1K

3-bedroom Apartment, Outside City Center (Monthly)

$7,557 BMD 7,557

$5,038 BMD 5,038

$9,572 BMD 9,572

Buy Apartment in City Center (m2)

$14.6K BMD 14.6K

$13.9K BMD 13.9K

$15.2K BMD 15.2K

Buy Apartment Outside City Center (m2)

$8,869 BMD 8,869

$7,707 BMD 7,707

$10.0K BMD 10.0K

Average Monthly Net Salary (After Tax)

$6,606 BMD 6,606

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 3, 2026

Hamilton Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Hamilton - Frequently Asked Questions

Affordability depends on your lifestyle and expectations. For some, Bermuda's polished infrastructure means you pay a premium for everyday essentials, yet you can tailor your costs by choosing suburbs, shared housing, and local groceries over import-driven options. Cost of Living in Hamilton, Bermuda often feels highest near the core of the island, while older neighborhoods and commuter-friendly areas offer more balance. If you plan to work remotely, you can optimize by timing stays with shoulder seasons and negotiating longer-term arrangements. Tip: explore neighborhoods, compare options, and build a flexible budget.

In day-to-day life, you’ll adjust by choosing housing type and location that suits your work rhythm. Look for apartments near Hamilton's waterfront or in quieter Paget or Devonshire pockets for value. Food runs from small markets to international grocers; cooking at home often keeps costs predictable, while dining out provides seasonal, quality options. For transport, reliable bus routes, a sea ferry service, and local taxis cover most needs, with bikes and walking practical for closer stays. Co-working spaces with high-speed Wi‑Fi can anchor remote days. Hamilton, Bermuda living cost awareness helps you target neighborhoods that balance commute, access, and comfort. Tip: map your daily routes before you commit to a lease.

Quality of life hinges on a simple budgeting framework: separate fixed housing costs, flexible daily spend, and occasional backups for travel or recreation. In Bermuda, sea breezes and outdoor living shape your routines across seasons – warmer months invite beach days and more outdoor dining, cooler months favor indoor markets and cultural events. To find a neighborhood that fits you, try Hamilton core for walkability and services, Paget for quieter streets, or Devonshire for more space. Save by cooking at home when you can, buying in-season produce, and choosing shorter outings over long commutes. Tip: set a monthly envelope for discretionary spending and track it against your typical week.