Cost of Living in Hamilton - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,394 (excluding rent), and $4,793 including rent.

Family of 3: Estimated monthly costs are $5,153 (excluding rent), and $13.6K including rent.

Meal at Budget Restaurant

$59.2 BMD 59.2

$29.61 BMD 29.61

$98.7 BMD 98.7

Three-Course Dinner for Two, Mid-Range

$177 BMD 177

$123 BMD 123

$197 BMD 197

Fast Food Meal (McDonalds, etc)

$15.16 BMD 15.16

$12.12 BMD 12.12

$17.18 BMD 17.18

Cappuccino

$6.35 BMD 6.35

$4.88 BMD 4.88

$9.85 BMD 9.85

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 BMD 3.34

$2.93 BMD 2.93

$3.91 BMD 3.91

Water (0.33 liter bottle)

$2.89 BMD 2.89

$2.48 BMD 2.48

$3.96 BMD 3.96

Local Beer (0.5 liter draught)

$10.07 BMD 10.07

$8.05 BMD 8.05

$10.07 BMD 10.07

Imported Beer (0.33 liter bottle)

$8.65 BMD 8.65

$8.14 BMD 8.14

$11.2 BMD 11.2

Milk (1 liter)

$4.4 BMD 4.4

$1.84 BMD 1.84

$5.58 BMD 5.58

White Bread (500g)

$8.71 BMD 8.71

$6.17 BMD 6.17

$10.96 BMD 10.96

Rice (white) (1kg)

$5.54 BMD 5.54

$3.45 BMD 3.45

$8.62 BMD 8.62

Eggs

$7.75 BMD 7.75

$5.56 BMD 5.56

$13.77 BMD 13.77

Local Cheese (1kg)

$11.41 BMD 11.41

$6.86 BMD 6.86

$25.94 BMD 25.94

Chicken Fillets (1kg)

$24.76 BMD 24.76

$14.15 BMD 14.15

$50.5 BMD 50.5

Beef Round Steak (1kg)

$32.76 BMD 32.76

$13.44 BMD 13.44

$76.2 BMD 76.2

Apples (1kg)

$10.49 BMD 10.49

$5.08 BMD 5.08

$20.22 BMD 20.22

Banana (1kg)

$6.19 BMD 6.19

$4.87 BMD 4.87

$6.85 BMD 6.85

Oranges (1kg)

$12.65 BMD 12.65

$6.95 BMD 6.95

$17.86 BMD 17.86

Tomato (1kg)

$11.24 BMD 11.24

$3.97 BMD 3.97

$17.85 BMD 17.85

Potato (1kg)

$8.46 BMD 8.46

$7.11 BMD 7.11

$10.16 BMD 10.16

Onion (1kg)

$5.2 BMD 5.2

$3.08 BMD 3.08

$8.2 BMD 8.2

Lettuce (1 head)

$6.06 BMD 6.06

$4.03 BMD 4.03

$8.07 BMD 8.07

Water (1.5 liter bottle)

$3.16 BMD 3.16

$1.95 BMD 1.95

$3.91 BMD 3.91

Cigarettes 20 Pack (Marlboro, Camel)

$17.9 BMD 17.9

$14.23 BMD 14.23

$20.32 BMD 20.32

Wine (Bottle)

$25.47 BMD 25.47

$20.37 BMD 20.37

$35.65 BMD 35.65

Local Beer (0.5 liter bottle)

$5.22 BMD 5.22

$4.44 BMD 4.44

$5.92 BMD 5.92

Imported Beer (0.33 liter bottle)

$4.53 BMD 4.53

$2.01 BMD 2.01

$10.06 BMD 10.06

One-way Ticket (Public Transport)

$4.8 BMD 4.8

$4.05 BMD 4.05

$5.06 BMD 5.06

Public Transport Monthly Pass (Regular Price)

$68 BMD 68

Taxi Start (Normal Tariff)

$6.1 BMD 6.1

$5.8 BMD 5.8

$6.37 BMD 6.37

Taxi (Normal Tariff) (1km)

$3.35 BMD 3.35

$2.14 BMD 2.14

$5.42 BMD 5.42

Taxi 1hour Waiting (Normal Tariff)

$54 BMD 54

$37.84 BMD 37.84

$70.1 BMD 70.1

Gasoline (1 liter)

$2.28 BMD 2.28

$2.15 BMD 2.15

$2.29 BMD 2.29

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K BMD 34.7K

$29.8K BMD 29.8K

$37.7K BMD 37.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K BMD 38.3K

$34.3K BMD 34.3K

$39.2K BMD 39.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 BMD 234

$191 BMD 191

$400 BMD 400

SIM Card Monthly Plan (Calls and 10GB+ Data)

$119 BMD 119

$99.2 BMD 99.2

$175 BMD 175

Internet (50+ Mbps, Unlimited Data)

$154 BMD 154

$129 BMD 129

$193 BMD 193

Gym Membership (Monthly)

$185 BMD 185

$123 BMD 123

$295 BMD 295

Tennis Court (1 Hour on Weekend)

$32.83 BMD 32.83

$15.15 BMD 15.15

$50.5 BMD 50.5

Cinema Ticket

$13.55 BMD 13.55

$12.05 BMD 12.05

$15.06 BMD 15.06

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,319 BMD 1,319

$1,199 BMD 1,199

$2,332 BMD 2,332

International Primary School, 1 Child (Yearly)

$24.5K BMD 24.5K

$23K BMD 23K

$25K BMD 25K

Jeans (Levis 501 Or Similar)

$81.2 BMD 81.2

$40.59 BMD 40.59

$152 BMD 152

Summer Dress (H&M, Zara, etc)

$59.5 BMD 59.5

$39.68 BMD 39.68

$99.2 BMD 99.2

Sport Shoes (Adidas, Nike)

$139 BMD 139

$122 BMD 122

$158 BMD 158

Men's Leather Business Shoes

$128 BMD 128

$101 BMD 101

$151 BMD 151

1-bedroom Apartment, City Center (Monthly)

$3,405 BMD 3,405

$2,504 BMD 2,504

$4,507 BMD 4,507

1-bedroom Apartment, Outside City Center (Monthly)

$2,273 BMD 2,273

$2,032 BMD 2,032

$2,540 BMD 2,540

3-bedroom Apartment, City Center (Monthly)

$8,526 BMD 8,526

$6,886 BMD 6,886

$9,837 BMD 9,837

3-bedroom Apartment, Outside City Center (Monthly)

$7,503 BMD 7,503

$5,002 BMD 5,002

$9,503 BMD 9,503

Buy Apartment in City Center (m2)

$13.2K BMD 13.2K

$10.8K BMD 10.8K

$15.1K BMD 15.1K

Buy Apartment Outside City Center (m2)

$7,128 BMD 7,128

$6,081 BMD 6,081

$7,942 BMD 7,942

Average Monthly Net Salary (After Tax)

$6,052 BMD 6,052

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Hamilton - Frequently Asked Questions

Affordability depends on your lifestyle and expectations. For some, Bermuda's polished infrastructure means you pay a premium for everyday essentials, yet you can tailor your costs by choosing suburbs, shared housing, and local groceries over import-driven options. Cost of Living in Hamilton, Bermuda often feels highest near the core of the island, while older neighborhoods and commuter-friendly areas offer more balance. If you plan to work remotely, you can optimize by timing stays with shoulder seasons and negotiating longer-term arrangements. Tip: explore neighborhoods, compare options, and build a flexible budget.

In day-to-day life, you’ll adjust by choosing housing type and location that suits your work rhythm. Look for apartments near Hamilton's waterfront or in quieter Paget or Devonshire pockets for value. Food runs from small markets to international grocers; cooking at home often keeps costs predictable, while dining out provides seasonal, quality options. For transport, reliable bus routes, a sea ferry service, and local taxis cover most needs, with bikes and walking practical for closer stays. Co-working spaces with high-speed Wi‑Fi can anchor remote days. Hamilton, Bermuda living cost awareness helps you target neighborhoods that balance commute, access, and comfort. Tip: map your daily routes before you commit to a lease.

Quality of life hinges on a simple budgeting framework: separate fixed housing costs, flexible daily spend, and occasional backups for travel or recreation. In Bermuda, sea breezes and outdoor living shape your routines across seasons – warmer months invite beach days and more outdoor dining, cooler months favor indoor markets and cultural events. To find a neighborhood that fits you, try Hamilton core for walkability and services, Paget for quieter streets, or Devonshire for more space. Save by cooking at home when you can, buying in-season produce, and choosing shorter outings over long commutes. Tip: set a monthly envelope for discretionary spending and track it against your typical week.