Cost of Living in Hamilton - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $2,314 (excluding rent), and $4,716 including rent.

Family of 3: Estimated monthly costs are $5,761 (excluding rent), and $13.7K including rent.

Meal at Budget Restaurant

$59.4 BMD 59.4

$29.71 BMD 29.71

$99.0 BMD 99.0

Three-Course Dinner for Two, Mid-Range

$178 BMD 178

$124 BMD 124

$198 BMD 198

Fast Food Meal (McDonalds, etc)

$15.10 BMD 15.10

$12.08 BMD 12.08

$17.11 BMD 17.11

Cappuccino

$6.61 BMD 6.61

$5.08 BMD 5.08

$10.27 BMD 10.27

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 BMD 3.45

$3.03 BMD 3.03

$4.04 BMD 4.04

Water (0.33 liter bottle)

$2.86 BMD 2.86

$2.45 BMD 2.45

$3.92 BMD 3.92

Local Beer (0.5 liter draught)

$9.97 BMD 9.97

$7.98 BMD 7.98

$9.97 BMD 9.97

Imported Beer (0.33 liter bottle)

$8.66 BMD 8.66

$8.15 BMD 8.15

$11.21 BMD 11.21

Milk (1 liter)

$4.45 BMD 4.45

$1.86 BMD 1.86

$5.63 BMD 5.63

White Bread (500g)

$8.54 BMD 8.54

$6.05 BMD 6.05

$10.75 BMD 10.75

Rice (white) (1kg)

$5.31 BMD 5.31

$3.31 BMD 3.31

$8.26 BMD 8.26

Eggs

$7.48 BMD 7.48

$5.37 BMD 5.37

$13.30 BMD 13.30

Local Cheese (1kg)

$11.79 BMD 11.79

$7.09 BMD 7.09

$26.79 BMD 26.79

Chicken Fillets (1kg)

$24.10 BMD 24.10

$13.77 BMD 13.77

$49.18 BMD 49.18

Beef Round Steak (1kg)

$32.18 BMD 32.18

$13.20 BMD 13.20

$74.8 BMD 74.8

Apples (1kg)

$10.28 BMD 10.28

$4.98 BMD 4.98

$19.83 BMD 19.83

Banana (1kg)

$6.51 BMD 6.51

$5.13 BMD 5.13

$7.21 BMD 7.21

Oranges (1kg)

$12.78 BMD 12.78

$7.02 BMD 7.02

$18.05 BMD 18.05

Tomato (1kg)

$11.20 BMD 11.20

$3.95 BMD 3.95

$17.79 BMD 17.79

Potato (1kg)

$8.12 BMD 8.12

$6.82 BMD 6.82

$9.75 BMD 9.75

Onion (1kg)

$4.93 BMD 4.93

$2.92 BMD 2.92

$7.78 BMD 7.78

Lettuce (1 head)

$6.04 BMD 6.04

$4.02 BMD 4.02

$8.05 BMD 8.05

Water (1.5 liter bottle)

$3.31 BMD 3.31

$2.04 BMD 2.04

$4.09 BMD 4.09

Cigarettes 20 Pack (Marlboro, Camel)

$17.80 BMD 17.80

$14.14 BMD 14.14

$20.20 BMD 20.20

Wine (Bottle)

$25.13 BMD 25.13

$20.10 BMD 20.10

$35.18 BMD 35.18

Local Beer (0.5 liter bottle)

$5.49 BMD 5.49

$4.67 BMD 4.67

$6.22 BMD 6.22

Imported Beer (0.33 liter bottle)

$4.44 BMD 4.44

$1.97 BMD 1.97

$9.87 BMD 9.87

One-way Ticket (Public Transport)

$4.69 BMD 4.69

$3.95 BMD 3.95

$4.94 BMD 4.94

Public Transport Monthly Pass (Regular Price)

$68.9 BMD 68.9

Taxi Start (Normal Tariff)

$6.13 BMD 6.13

$5.84 BMD 5.84

$6.41 BMD 6.41

Taxi (Normal Tariff) (1km)

$3.44 BMD 3.44

$2.20 BMD 2.20

$5.57 BMD 5.57

Taxi 1hour Waiting (Normal Tariff)

$54.4 BMD 54.4

$38.13 BMD 38.13

$70.6 BMD 70.6

Gasoline (1 liter)

$2.38 BMD 2.38

$2.24 BMD 2.24

$2.39 BMD 2.39

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K BMD 35.0K

$30.0K BMD 30.0K

$38.0K BMD 38.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K BMD 39.7K

$35.7K BMD 35.7K

$40.8K BMD 40.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 BMD 236

$193 BMD 193

$403 BMD 403

SIM Card Monthly Plan (Calls and 10GB+ Data)

$118 BMD 118

$97.7 BMD 97.7

$173 BMD 173

Internet (50+ Mbps, Unlimited Data)

$156 BMD 156

$130 BMD 130

$195 BMD 195

Gym Membership (Monthly)

$186 BMD 186

$124 BMD 124

$297 BMD 297

Tennis Court (1 Hour on Weekend)

$32.28 BMD 32.28

$14.90 BMD 14.90

$49.66 BMD 49.66

Cinema Ticket

$13.33 BMD 13.33

$11.85 BMD 11.85

$14.81 BMD 14.81

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,311 BMD 1,311

$1,192 BMD 1,192

$2,318 BMD 2,318

International Primary School, 1 Child (Yearly)

$24.5K BMD 24.5K

$23.0K BMD 23.0K

$25.0K BMD 25.0K

Jeans (Levis 501 Or Similar)

$78.7 BMD 78.7

$39.33 BMD 39.33

$147 BMD 147

Summer Dress (H&M, Zara, etc)

$60.7 BMD 60.7

$40.49 BMD 40.49

$101 BMD 101

Sport Shoes (Adidas, Nike)

$139 BMD 139

$122 BMD 122

$158 BMD 158

Men's Leather Business Shoes

$129 BMD 129

$101 BMD 101

$152 BMD 152

1-bedroom Apartment, City Center (Monthly)

$3,336 BMD 3,336

$2,453 BMD 2,453

$4,416 BMD 4,416

1-bedroom Apartment, Outside City Center (Monthly)

$2,237 BMD 2,237

$1,999 BMD 1,999

$2,499 BMD 2,499

3-bedroom Apartment, City Center (Monthly)

$8,539 BMD 8,539

$6,897 BMD 6,897

$9,853 BMD 9,853

3-bedroom Apartment, Outside City Center (Monthly)

$7,425 BMD 7,425

$4,950 BMD 4,950

$9,405 BMD 9,405

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$14.0K BMD 14.0K

$15.3K BMD 15.3K

Buy Apartment Outside City Center (m2)

$9,147 BMD 9,147

$7,948 BMD 7,948

$10.3K BMD 10.3K

Average Monthly Net Salary (After Tax)

$6,804 BMD 6,804

20-Year Fixed Mortgage Interest Rate (Annual %)

7.22

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Hamilton Median Internet Speeds (Updated December 2025)

Mobile

309

Mbps

Fixed Broadband

170

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Hamilton - Frequently Asked Questions

Affordability depends on your lifestyle and expectations. For some, Bermuda's polished infrastructure means you pay a premium for everyday essentials, yet you can tailor your costs by choosing suburbs, shared housing, and local groceries over import-driven options. Cost of Living in Hamilton, Bermuda often feels highest near the core of the island, while older neighborhoods and commuter-friendly areas offer more balance. If you plan to work remotely, you can optimize by timing stays with shoulder seasons and negotiating longer-term arrangements. Tip: explore neighborhoods, compare options, and build a flexible budget.

In day-to-day life, you’ll adjust by choosing housing type and location that suits your work rhythm. Look for apartments near Hamilton's waterfront or in quieter Paget or Devonshire pockets for value. Food runs from small markets to international grocers; cooking at home often keeps costs predictable, while dining out provides seasonal, quality options. For transport, reliable bus routes, a sea ferry service, and local taxis cover most needs, with bikes and walking practical for closer stays. Co-working spaces with high-speed Wi‑Fi can anchor remote days. Hamilton, Bermuda living cost awareness helps you target neighborhoods that balance commute, access, and comfort. Tip: map your daily routes before you commit to a lease.

Quality of life hinges on a simple budgeting framework: separate fixed housing costs, flexible daily spend, and occasional backups for travel or recreation. In Bermuda, sea breezes and outdoor living shape your routines across seasons – warmer months invite beach days and more outdoor dining, cooler months favor indoor markets and cultural events. To find a neighborhood that fits you, try Hamilton core for walkability and services, Paget for quieter streets, or Devonshire for more space. Save by cooking at home when you can, buying in-season produce, and choosing shorter outings over long commutes. Tip: set a monthly envelope for discretionary spending and track it against your typical week.