Cost of Living Comparison Between Hackensack, NJ and Austin, TX Cost of Living Comparison Between Hackensack, NJ and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,007 in Hackensack, NJ versus $2,719 in Austin, TX.

Estimated couple costs with rent: $4,754 in Hackensack, NJ versus $4,117 in Austin, TX.

Monthly costs for a family of three with rent: $6,502 in Hackensack, NJ versus $5,515 in Austin, TX.

Living in Hackensack, NJ is roughly 11% more expensive than Austin, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hackensack, NJ 124% above, Austin, TX 103% above.

Meal at Budget Restaurant

$19.83 $19.83

$19.99 $19.99

-0.80%

Three-Course Dinner for Two, Mid-Range

$98.5 $98.5

$76.2 $76.2

29.19%

Fast Food Meal (McDonalds, etc)

$14.15 $14.15

$10.13 $10.13

39.68%

Cappuccino

$5.44 $5.44

$5.49 $5.49

-0.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$2.72 $2.72

-13.24%

Water (0.33 liter bottle)

$1.89 $1.89

$2.14 $2.14

-11.68%

Local Beer (0.5 liter draught)

$6.84 $6.84

$6.07 $6.07

12.69%

Imported Beer (0.33 liter bottle)

$9.13 $9.13

$8.04 $8.04

13.56%

Milk (1 liter)

$1.32 $1.32

$1.09 $1.09

21.10%

White Bread (500g)

$3.79 $3.79

$3.34 $3.34

13.47%

Rice (white) (1kg)

$5.17 $5.17

$3.42 $3.42

51.17%

Eggs

$4.78 $4.78

$4.32 $4.32

10.65%

Local Cheese (1kg)

$13.76 $13.76

$11.80 $11.80

16.61%

Chicken Fillets (1kg)

$10.20 $10.20

$10.68 $10.68

-4.49%

Beef Round Steak (1kg)

$17.09 $17.09

$14.50 $14.50

17.86%

Apples (1kg)

$5.08 $5.08

$4.79 $4.79

6.05%

Banana (1kg)

$1.79 $1.79

$1.50 $1.50

19.33%

Oranges (1kg)

$3.88 $3.88

$4.51 $4.51

-13.97%

Tomato (1kg)

$4.14 $4.14

$4.04 $4.04

2.48%

Potato (1kg)

$2.90 $2.90

$2.76 $2.76

5.07%

Onion (1kg)

$2.64 $2.64

$2.79 $2.79

-5.38%

Lettuce (1 head)

$2.43 $2.43

$2.04 $2.04

19.12%

Water (1.5 liter bottle)

$2.67 $2.67

$2.15 $2.15

24.19%

Cigarettes 20 Pack (Marlboro, Camel)

$11.80 $11.80

$9.23 $9.23

27.84%

Wine (Bottle)

$14.76 $14.76

$14.81 $14.81

-0.34%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.29 $2.29

-25.33%

Imported Beer (0.33 liter bottle)

$4.29 $4.29

$3.53 $3.53

21.53%

One-way Ticket (Public Transport)

$3.49 $3.49

$1.52 $1.52

129.61%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

$43.64 $43.64

39.23%

Taxi Start (Normal Tariff)

$2.97 $2.97

$4.29 $4.29

-30.77%

Taxi (Normal Tariff) (1km)

$1.99 $1.99

$1.82 $1.82

9.34%

Taxi 1hour Waiting (Normal Tariff)

$24.07 $24.07

$35.52 $35.52

-32.24%

Gasoline (1 liter)

$0.91 $0.91

$0.77 $0.77

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K $23.4K

$25.6K $25.6K

-8.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$26.3K $26.3K

-3.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$172 $172

26.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$60.3 $60.3

-12.64%

Internet (50+ Mbps, Unlimited Data)

$58.9 $58.9

$67.2 $67.2

-12.45%

Gym Membership (Monthly)

$44.46 $44.46

$62.8 $62.8

-29.25%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$20.02 $20.02

$14.73 $14.73

35.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,409 $1,409

$1,398 $1,398

0.74%

International Primary School, 1 Child (Yearly)

$16.0K $16.0K

$21.8K $21.8K

-26.65%

Jeans (Levis 501 Or Similar)

$50.9 $50.9

$55.1 $55.1

-7.75%

Summer Dress (H&M, Zara, etc)

$63.4 $63.4

$45.66 $45.66

38.79%

Sport Shoes (Adidas, Nike)

$88.1 $88.1

$86.8 $86.8

1.54%

Men's Leather Business Shoes

$99.1 $99.1

$115 $115

-14.19%

1-bedroom Apartment, City Center (Monthly)

$1,799 $1,799

$2,245 $2,245

-19.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,613 $1,613

$1,401 $1,401

15.13%

3-bedroom Apartment, City Center (Monthly)

$3,439 $3,439

$3,782 $3,782

-9.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,264 $3,264

$2,708 $2,708

20.54%

Buy Apartment in City Center (m2)

$3,574 $3,574

$7,304 $7,304

-51.06%

Buy Apartment Outside City Center (m2)

$3,236 $3,236

$3,331 $3,331

-2.84%

Average Monthly Net Salary (After Tax)

$6,303 $6,303

$4,910 $4,910

28.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.45

2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hackensack, NJ: April 21, 2026

Last update for Austin, TX: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,799 in Hackensack, NJ and $2,245 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98 in Hackensack, NJ vs $76 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $409 vs $375 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hackensack, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 11% lower than in Hackensack, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Hackensack, NJ pays 28% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,799 in Hackensack, NJ versus $2,245 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,007 per month in Hackensack, NJ versus $2,719 in Austin, TX – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 39% less than in Hackensack, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,719 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Hackensack, NJ and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 11% less than in Hackensack, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.