For one person, living costs in Evansville, IN are estimated at $2,292 a month, including rent and utilities – 15% below the national average. Rent and utilities take more than half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Evansville, IN actually costs, broken down by who's living it.
Living costs for one person come to about $2,292 monthly including rent, or $1,067 excluding housing.
$2,292 /mo
Estimated monthly costs for a couple: $3,424 with rent, or $1,805 without housing.
$3,424 /mo
Monthly costs for a family of three come to about $4,555 including rent, or $2,543 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K$36.5K
$33.3K$33.3K
$36.6K$36.6K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K$26.3K
$25.6K$25.6K
$26.8K$26.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231$231
$180$180
$501$501
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.0$61.0
$42.92$42.92
$99.8$99.8
Internet(50+ Mbps, Unlimited Data)
$63.8$63.8
$49.51$49.51
$108$108
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$40.50$40.50
$20.38$20.38
$51.0$51.0
Tennis Court(1 Hour on Weekend)
$24.53$24.53
-
Cinema Ticket
$12.08$12.08
$12.08$12.08
$30.21$30.21
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$280$280
$280$280
$2,052$2,052
International Primary School, 1 Child(Yearly)
$24.5K$24.5K
$19.2K$19.2K
$28.9K$28.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$57.4$57.4
$35.03$35.03
$80.1$80.1
Summer Dress(H&M, Zara, etc)
$41.53$41.53
$26.49$26.49
$58.9$58.9
Sport Shoes(Adidas, Nike)
$80.8$80.8
$65.7$65.7
$141$141
Men's Leather Business Shoes
$144$144
$84.6$84.6
$299$299
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,163$1,163
$858$858
$1,817$1,817
1-bedroom Apartment, Outside City Center(Monthly)
$994$994
$821$821
$2,545$2,545
3-bedroom Apartment, City Center(Monthly)
$1,776$1,776
$1,484$1,484
$2,474$2,474
3-bedroom Apartment, Outside City Center(Monthly)
$1,782$1,782
$1,245$1,245
$2,451$2,451
Buy Apartment in City Center(m2)
$1,509$1,509
$1,486$1,486
$1,524$1,524
Buy Apartment Outside City Center(m2)
$1,537$1,537
$1,534$1,534
$1,545$1,545
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,368$3,368
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.57
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Evansville, IN$2,292
Evansville, IN$4,555
🏠Accommodation & Living
$994 43.4%
🧾Monthly Utilities & Internet
$356 15.5%
🛒Groceries & Markets
$341 14.9%
🍽Eating Out
$313 13.7%
👕👟Clothing & Footwear
$146 6.4%
🚌Getting Around
$78 3.4%
🎉Sport & Entertainment
$65 2.8%
🏠Accommodation & Living
$1.8K 39.1%
🧾Monthly Utilities & Internet
$417 9.2%
🛒Groceries & Markets
$783 17.2%
🍽Eating Out
$936 20.6%
👕👟Clothing & Footwear
$324 7.1%
🚌Getting Around
$160 3.5%
🎉Sport & Entertainment
$154 3.4%
Cost Breakdown
🏠Expect to pay about $1,163 for a central one-bedroom, or $994 outside the center. At 35% of the average salary ($3,368), housing is the biggest financial pressure.
💰Average take-home pay sits at $3,368, while typical expenses reach $2,292. This leaves some room for savings, though a comfortable buffer starts closer to $3,439.
🛒Expect to spend about $341 monthly on groceries. Dining out at a mid-range restaurant costs roughly $60.0 for two.
🚌Public transport is priced at around $59.7 per month.
Cost Highlights
⭐Milk is cheaper than 91% of cities in North America
⭐Chicken fillets is cheaper than 91% of cities in North America
⭐Preschool or kindergarten, full day, private, 1 child is cheaper than 90% of cities in North America
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Cost of Living in Evansville, IN - Frequently Asked Questions
Is Evansville, IN, United States a good value for money compared with other Midwest cities?
Evansville sits in a comfort zone for many travelers, expats, and digital nomads seeking steady value without sacrificing city amenities. Cost of Living in Evansville, IN, United States tends to feel practical for day-to-day needs, with accessible groceries, modest dining options, and a range of housing styles. It’s not a luxury hub, but you’ll find reliable services, green spaces, and lower stress on the wallet versus coastal metros. The city is easy to navigate, with a friendly vibe and compact layout that helps you stretch a budget across housing, transport, and entertainment. Tip: Prioritize neighborhoods near the core to balance commute and cost.
What does daily life look like for housing, food, transport, and errands in Evansville?
For daily life, start with a practical housing plan that fits your pace and budget. Evansville offers a mix of historic homes, efficient small apartments, and family-friendly suburbs; consider proximity to the core if you want walkable options, or to parks and schools for more space. Groceries, casual dining, and farmers' markets cover a broad range without splurges. Transport leans car-friendly, with rideshare and bus routes available; biking works well in several corridors. When you search, track housing, transit, and daily errands against your routine so you won't overextend. Be mindful of Evansville, IN, United States living cost as you budget. Tip: Set a simple monthly budget based on housing, utilities, groceries, and leisure, then adjust as you settle in.
What strategies help you maximize quality of life in Evansville while following a budget and choosing a neighborhood?
Quality of life in Evansville hinges on fit, pace, and routines. Use a practical budgeting framework: plan a small monthly buffer for unexpected costs, focus on neighborhood walks and free or low-cost activities, and prioritize housing near the riverfront or downtown if you value access to events. Seasonality affects dining and outdoor entertainment, so consider summer riverfronts and shoulder-season discounts. For neighborhood fit, sample a few areas at different times of day and talk to locals about safety, amenities, and commute. Tip: Look for coworking or library spaces as affordable hubs to balance work and play.
Is the cost of living in Evansville, IN reasonable?
At around $2,292 monthly all-in, Evansville, IN offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Evansville, IN affordable on an average income?
Everyday life in Evansville, IN is moderately priced at about $2,292 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How does the average salary in Evansville, IN compare to the cost of living?
At $3,368 take-home, most residents in Evansville, IN can cover the $2,292 monthly cost of living. Those earning $3,439 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Evansville, IN per month?
Where you live in Evansville, IN makes all the difference. Central one-bedrooms cost about $1,163; commute-friendly outer districts come in around $994. Overall, the market runs from $994 to $1,163 depending on size, location, and apartment condition.
Is public transport affordable in Evansville, IN?
A monthly transit pass in Evansville, IN runs about $59.7, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Evansville, IN?
At about $341 monthly, food costs in Evansville, IN sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Evansville, IN?
Living on $3,000 in Evansville, IN means careful planning, since monthly costs average $2,292. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Evansville, IN?
Evansville, IN offers genuinely appealing day-to-day living. Residents value fast internet, vibrant nightlife, family-friendly facilities, and at around $2,292 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Evansville, IN vs other spots: cost of living compared