For one person, living costs in Clarksville, TN are estimated at $2,516 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $37 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Clarksville, TN actually costs, broken down by who's living it.
Living costs for one person come to about $2,516 monthly including rent, or $1,133 excluding housing.
$2,516 /mo
Estimated monthly costs for a couple: $3,544 with rent, or $1,959 without housing.
$3,544 /mo
Monthly costs for a family of three come to about $4,572 including rent, or $2,786 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K$29.7K
$29.7K$29.7K
$37.4K$37.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K$24.8K
$24.8K$24.8K
$26.5K$26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$155$155
$84.2$84.2
$456$456
SIM Card Monthly Plan(Calls and 10GB+ Data)
$83.2$83.2
$47.13$47.13
$190$190
Internet(50+ Mbps, Unlimited Data)
$75.8$75.8
$59.9$59.9
$99.8$99.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$29.65$29.65
$19.77$19.77
$35.58$35.58
Tennis Court(1 Hour on Weekend)
$3.92$3.92
-
Cinema Ticket
$13.74$13.74
$12.46$12.46
$19.62$19.62
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$820$820
$648$648
$990$990
International Primary School, 1 Child(Yearly)
$25.4K$25.4K
$25.4K$25.4K
$25.4K$25.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$41.43$41.43
$29.82$29.82
$59.7$59.7
Summer Dress(H&M, Zara, etc)
$37.89$37.89
$19.77$19.77
$49.43$49.43
Sport Shoes(Adidas, Nike)
$97.8$97.8
$49.89$49.89
$150$150
Men's Leather Business Shoes
$119$119
$60.5$60.5
$202$202
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,255$1,255
$998$998
$1,796$1,796
1-bedroom Apartment, Outside City Center(Monthly)
$1,228$1,228
$977$977
$1,513$1,513
3-bedroom Apartment, City Center(Monthly)
$2,106$2,106
$1,805$1,805
$2,452$2,452
3-bedroom Apartment, Outside City Center(Monthly)
$1,631$1,631
$1,427$1,427
$1,835$1,835
Buy Apartment in City Center(m2)
$2,056$2,056
$2,042$2,042
$2,063$2,063
Buy Apartment Outside City Center(m2)
$2,048$2,048
$2,034$2,034
$2,055$2,055
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,762$3,762
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.62
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Clarksville, TN$2,516
Clarksville, TN$4,572
🏠Accommodation & Living
$1.2K 48.8%
🛒Groceries & Markets
$401 15.9%
🧾Monthly Utilities & Internet
$314 12.5%
🍽Eating Out
$312 12.4%
👕👟Clothing & Footwear
$133 5.3%
🚌Getting Around
$71 2.8%
🎉Sport & Entertainment
$57 2.3%
🏠Accommodation & Living
$1.6K 35.7%
🛒Groceries & Markets
$921 20.2%
🧾Monthly Utilities & Internet
$398 8.7%
🍽Eating Out
$1.1K 23.3%
👕👟Clothing & Footwear
$296 6.5%
🚌Getting Around
$145 3.2%
🎉Sport & Entertainment
$118 2.6%
Cost Breakdown
🏠Expect to pay about $1,255 for a central one-bedroom, or $1,228 outside the center. At 33% of the average salary ($3,762), housing is the biggest financial pressure.
💰Average take-home pay sits at $3,762, while typical expenses reach $2,516. This leaves some room for savings, though a comfortable buffer starts closer to $3,774.
🛒Expect to spend about $401 monthly on groceries. Dining out at a mid-range restaurant costs roughly $86.0 for two.
🚌Public transport is priced at around $50.2 per month.
Cost Highlights
⭐Clarksville, TN is more expensive than 83% of cities worldwide and 58% within North America.
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Cost of Living in Clarksville, TN - Frequently Asked Questions
Is Clarksville, TN, United States affordable for travelers, expats, and digital nomads, and how does it compare to nearby cities?
Clarksville offers approachable value for travelers, expats, and digital nomads who want steady amenities without high metro rents. It tends to be more affordable than larger regional hubs while delivering a growing set of coworking spaces, reliable internet, and outdoor recreation. You'll find a mix of neighborhoods – from riverfront apartments to quieter residential pockets – that cater to different budgets and lifestyles. Dining, groceries, and services are practical but not flashy, and seasonal heat drives energy use in summer. Tip: start with a short-term rental to test neighborhoods and rhythms before you commit.
What does daily life look like for a traveler or remote worker in Clarksville, including housing search, food options, transport, and coworking?
Daily life in Clarksville is practical for a range of budgets and work styles. For housing, aim for riverfront or downtown zones if you want sidewalks and cafes, and also check quieter suburbs like Sango for longer leases. A smart search approach blends short-term stays with longer commitments to compare noise, commute, and convenience. Food options include farmers markets, local grocers, and affordable casual dining. Transit is car-friendly, with some bus routes and developing bike lanes that support occasional rides to coworking spaces. Clarksville, TN, United States living cost context helps you budget as you explore neighborhoods. Tip: keep a weekly budget and track shared costs with housemates or colleagues.
How can you plan for quality of life and budgeting in Clarksville across seasons and neighborhoods?
Quality of life in Clarksville strikes a balance between small-city charm and modern services. Build a simple budgeting framework: categorize housing, utilities, groceries, health care, and leisure, then compare by neighborhood type. Off-peak travel and outdoor activities are free or low-cost, with parks, trails, and events that suit nomads who like flexibility. Neighborhood fit varies: downtown offers nightlife and services; Westgate and Sango offer calmer streets and family-friendly vibes. Seasonality matters for energy and recreation – hot summers, mild springs. Tip: join local coworking communities to swap tips on saving on workspace and connectivity while staying flexible.
Is Clarksville, TN affordable on an average income?
Everyday life in Clarksville, TN is moderately priced at about $2,516 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Is rent in Clarksville, TN too high relative to local incomes?
With 33% of the average paycheck going to rent, Clarksville, TN is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
How does the average salary in Clarksville, TN compare to the cost of living?
At $3,762 take-home, most residents in Clarksville, TN can cover the $2,516 monthly cost of living. Those earning $3,774 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Clarksville, TN per month?
Where you live in Clarksville, TN makes all the difference. Central one-bedrooms cost about $1,255; commute-friendly outer districts come in around $1,228. Overall, the market runs from $1,228 to $1,255 depending on size, location, and apartment condition.
Is public transport affordable in Clarksville, TN?
A monthly transit pass in Clarksville, TN runs about $50.2, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Clarksville, TN?
At about $401 monthly, food costs in Clarksville, TN sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $3,000 cover living expenses in Clarksville, TN?
Living on $3,000 in Clarksville, TN means careful planning, since monthly costs average $2,516. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What are the pros and cons of living in Clarksville, TN?
Clarksville, TN offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, clean air, and at around $2,516 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
Clarksville, TN vs other spots: cost of living compared