Cost of Living in Elmina - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $471 (excluding rent), and $537 including rent.
Family of 3: Estimated monthly costs are $1,242 (excluding rent), and $1,309 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.39 GHS 44.9
$2.77 GHS 28.32
$10.12 GHS 103
Three-Course Dinner for Two, Mid-Range
$46.66 GHS 477
$30.88 GHS 316
$85.1 GHS 869
Fast Food Meal (McDonalds, etc)
$7.99 GHS 81.7
$6.84 GHS 69.9
$9.59 GHS 98
Cappuccino
$3.58 GHS 36.6
$2.14 GHS 21.84
$6.25 GHS 63.9
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 GHS 9.68
$0.53 GHS 5.45
$2.96 GHS 30.26
Water (0.33 liter bottle)
$0.34 GHS 3.52
$0.18 GHS 1.86
$0.9 GHS 9.2
Local Beer (0.5 liter draught)
$1.58 GHS 16.19
$0.89 GHS 9.14
$2.58 GHS 26.38
Imported Beer (0.33 liter bottle)
$2.45 GHS 25.02
$1.37 GHS 13.95
$4.06 GHS 41.46
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$3.38 GHS 34.56
$1.98 GHS 20.27
$4.37 GHS 44.69
White Bread (500g)
$1.49 GHS 15.18
$0.9 GHS 9.19
$2.25 GHS 23.03
Rice (white) (1kg)
$2.35 GHS 24.04
$1.28 GHS 13.12
$3.92 GHS 40.06
Eggs
$2.37 GHS 24.2
$1.51 GHS 15.47
$4.55 GHS 46.53
Local Cheese (1kg)
$11 GHS 112
$3.09 GHS 31.59
$24.79 GHS 253
Chicken Fillets (1kg)
$4.58 GHS 46.78
$2.57 GHS 26.3
$6.65 GHS 68
Beef Round Steak (1kg)
$5.77 GHS 59
$2.18 GHS 22.32
$11.7 GHS 120
Apples (1kg)
$2.98 GHS 30.51
$1.06 GHS 10.82
$4.61 GHS 47.1
Banana (1kg)
$1.45 GHS 14.83
$0.77 GHS 7.83
$2.29 GHS 23.4
Oranges (1kg)
$1.62 GHS 16.56
$0.43 GHS 4.36
$4.01 GHS 40.95
Tomato (1kg)
$3.19 GHS 32.65
$1.31 GHS 13.4
$6.02 GHS 61.5
Potato (1kg)
$3.12 GHS 31.91
$1.05 GHS 10.74
$5.1 GHS 52.1
Onion (1kg)
$2.35 GHS 24.02
$1.18 GHS 12.06
$3.78 GHS 38.59
Lettuce (1 head)
$0.8 GHS 8.21
$0.31 GHS 3.16
$1.32 GHS 13.47
Water (1.5 liter bottle)
$0.52 GHS 5.32
$0.38 GHS 3.83
$0.78 GHS 7.99
Cigarettes 20 Pack (Marlboro, Camel)
$1.6 GHS 16.34
$1.52 GHS 15.53
$3.48 GHS 35.53
Wine (Bottle)
$5.68 GHS 58
$2.96 GHS 30.21
$12.32 GHS 126
Local Beer (0.5 liter bottle)
$1.15 GHS 11.8
$0.78 GHS 7.97
$1.55 GHS 15.83
Imported Beer (0.33 liter bottle)
$1.86 GHS 18.99
$1.25 GHS 12.72
$2.63 GHS 26.84
🚌 Getting Around
Cost
Range
Taxi Start (Normal Tariff)
$1.57 GHS 16.04
$1.39 GHS 14.22
$2.23 GHS 22.75
Taxi (Normal Tariff) (1km)
$1.18 GHS 12.03
$0.99 GHS 10.11
$1.32 GHS 13.54
Taxi 1hour Waiting (Normal Tariff)
$5.55 GHS 56.7
$3.13 GHS 31.94
$8.92 GHS 91.2
Gasoline (1 liter)
$1.08 GHS 11.08
$1.02 GHS 10.47
$1.15 GHS 11.78
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,063 GHS 82.4K
$7,201 GHS 73.6K
$16K GHS 163.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,622 GHS 98.3K
$8,365 GHS 85.5K
$12K GHS 122.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.4 GHS 566
$36.43 GHS 372
$127 GHS 1,302
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.11 GHS 134
$7.43 GHS 75.9
$23.7 GHS 242
Internet (50+ Mbps, Unlimited Data)
$38.01 GHS 388
$22.5 GHS 230
$100 GHS 1,027
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$9.51 GHS 97.2
$6.98 GHS 71.3
$11.8 GHS 121
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.4 GHS 730
$66 GHS 675
$103 GHS 1,056
International Primary School, 1 Child (Yearly)
$8,073 GHS 82.5K
$4,817 GHS 49.2K
$26.1K GHS 267.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$14.8 GHS 151
$7.55 GHS 77.2
$30.17 GHS 308
Summer Dress (H&M, Zara, etc)
$19.11 GHS 195
$10.13 GHS 103
$26.57 GHS 272
Sport Shoes (Adidas, Nike)
$28.52 GHS 291
$17.15 GHS 175
$65.1 GHS 665
Men's Leather Business Shoes
$40.6 GHS 415
$20.2 GHS 206
$78.6 GHS 803
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
20
35.8
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Elmina - Frequently Asked Questions
How does the cost of living in Elmina stack up for travelers, expats, and digital nomads?
Elmina offers a gentler pace and typically lower daily costs than Ghana's bigger hubs. In housing, simple furnished rooms or small apartments are common, often with a shared kitchen and reliable basic amenities. For meals, fresh fish, produce from local markets, and affordable chop bars keep costs predictable without sacrificing flavor. Utilities and internet are reasonable if you moderate electricity use and data consumption. Longer stays may unlock better terms through negotiation with landlords. Seasonal fluctuations and tourist demand can influence availability in certain months, but overall you can balance comfort and budget with a pragmatic approach. Cost of Living in Elmina varies by neighborhood and your routines. Tip: Start with a short stay, test different neighborhoods, and negotiate on longer-term leases.
What does daily life look like for housing search, meals, transport, and errands in Elmina?
Daily life in Elmina centers on practical choices and local rhythms. Housing search often starts with guesthouses, small rentals, or family run rooms; many expats begin with a short term stay while they scout for a longer arrangement. Food options range from bustling markets to local chop bars, with seafood and produce offering reliable value. Transport is straightforward: tro tro minibuses, shared taxis, or walking; bikes or scooters can boost flexibility if you stay near the center and harbor. For work, reliable Wi‑Fi may mean choosing cafes with steady connections or a short ride to a nearby town. Elmina living cost varies with your routines and location. Tip: Build a routine around off peak hours, and book longer stays to secure lower rates.
Which neighborhoods fit different lifestyles, and what budgeting framework helps you maximize your quality of life in Elmina?
Elmina offers a mix of activity around the castle and harbor with quieter inland lanes for longer stays. If you want quick access to markets and eateries, central areas near the town center suit you; for a calmer, walkable seaside vibe, look a short ride away from the waterfront. A simple budgeting approach helps: identify essentials first – housing, food, utilities, internet – then allocate leftovers to experiences or occasional dining out. Seasonal patterns affect crowds and availability, so plan ahead for peak tourist times or fishing seasons. You can save by cooking at home, buying fresh seafood from the harbor, and choosing modest, well‑maintained digs. Tip: Prioritize a neighborhood that supports your work and daily routines.
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