Last update: Oct 2026

Cost of Living Comparison Between Zugdidi and Ubud, Bali

For one person, living is cheaper in Zugdidi: $701 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

34

Cost of Living Index in Zugdidi
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Zugdidi Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zugdidi

🇬🇪 Georgia

$701

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Zugdidi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zugdidi and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $701 in Zugdidi versus $1,353 in Ubud, Bali.

Zugdidi $701
Ubud, Bali $1,353

Estimated couple costs with rent: $1,134 in Zugdidi versus $2,297 in Ubud, Bali.

Zugdidi $1,134
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,567 in Zugdidi versus $3,241 in Ubud, Bali.

Zugdidi $1,567
Ubud, Bali $3,241

Living in Zugdidi costs roughly 48% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zugdidi is 48% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$11.18 ₾28.93

$3.23 Rp 58.1K

246.13%

Three-Course Dinner for Two, Mid-Range

$31.24 ₾80.9

$34.88 Rp 627.8K

-10.44%

Fast Food Meal (McDonalds, etc)

$5.92 ₾15.32

$5.70 Rp 102.5K

3.86%

Cappuccino

$3.48 ₾9.01

$2.62 Rp 47.1K

32.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₾1.41

$1.72 Rp 31.0K

-68.60%

Water (0.33 liter bottle)

$0.26 ₾0.67

$0.81 Rp 14.6K

-67.90%

Local Beer (0.5 liter draught)

$2.69 ₾6.96

$2.65 Rp 47.7K

1.51%

Imported Beer (0.33 liter bottle)

$3.15 ₾8.15

$4.37 Rp 78.6K

-27.92%

Milk (1 liter)

$2.15 ₾5.56

$1.57 Rp 28.3K

36.94%

White Bread (500g)

$0.79 ₾2.05

$2.19 Rp 39.5K

-63.93%

Rice (white) (1kg)

$1.81 ₾4.69

$1.18 Rp 21.2K

53.39%

Eggs

$2.75 ₾7.13

$2.16 Rp 38.8K

27.31%

Local Cheese (1kg)

$9.31 ₾24.10

$17.65 Rp 317.7K

-47.25%

Chicken Fillets (1kg)

$6.39 ₾16.53

$3.78 Rp 68.0K

69.05%

Beef Round Steak (1kg)

$13.12 ₾33.95

$11.95 Rp 215.1K

9.79%

Apples (1kg)

$1.61 ₾4.17

$3.60 Rp 64.8K

-55.28%

Banana (1kg)

$1.86 ₾4.82

$1.59 Rp 28.6K

16.98%

Oranges (1kg)

$1.93 ₾5.00

$2.31 Rp 41.6K

-16.45%

Tomato (1kg)

$2.39 ₾6.19

$1.91 Rp 34.3K

25.13%

Potato (1kg)

$0.88 ₾2.28

$1.78 Rp 32.1K

-50.56%

Onion (1kg)

$0.69 ₾1.80

$2.33 Rp 41.9K

-70.39%

Lettuce (1 head)

$1.42 ₾3.67

$1.00 Rp 18.0K

42.00%

Water (1.5 liter bottle)

$0.47 ₾1.23

$0.53 Rp 9,509

-11.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₾8.82

$2.29 Rp 41.1K

48.91%

Wine (Bottle)

$7.85 ₾20.32

$22.07 Rp 397.3K

-64.43%

Local Beer (0.5 liter bottle)

$1.71 ₾4.42

$2.35 Rp 42.2K

-27.23%

Imported Beer (0.33 liter bottle)

$2.30 ₾5.95

$2.98 Rp 53.6K

-22.82%

One-way Ticket (Public Transport)

$0.18 ₾0.46

$0.23 Rp 4,112

-21.74%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$1.14 ₾2.96

$0.47 Rp 8,466

142.55%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$0.43 Rp 7,737

72.09%

Taxi 1hour Waiting (Normal Tariff)

$11.84 ₾30.65

$5.47 Rp 98.4K

116.45%

Gasoline (1 liter)

$0.92 ₾2.37

$0.83 Rp 14.9K

10.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₾47.5K

$23.9K Rp 429.8M

-23.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K ₾55.9K

$32.8K Rp 590.1M

-34.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.5 ₾232

$80.0 Rp 1.4M

11.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.90 ₾33.40

$6.56 Rp 118.1K

96.65%

Internet (50+ Mbps, Unlimited Data)

$19.38 ₾50.2

$18.60 Rp 334.8K

4.19%

Gym Membership (Monthly)

$24.73 ₾64.0

$54.1 Rp 974.1K

-54.31%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.72 ₾12.23

$4.25 Rp 76.5K

11.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 ₾968

$493 Rp 8.9M

-24.14%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$5,597 Rp 100.7M

91.70%

Jeans (Levis 501 Or Similar)

$23.62 ₾61.1

$45.58 Rp 820.4K

-48.18%

Summer Dress (H&M, Zara, etc)

$39.47 ₾102

$34.96 Rp 629.4K

12.90%

Sport Shoes (Adidas, Nike)

$118 ₾305

$77.7 Rp 1.4M

51.72%

Men's Leather Business Shoes

$126 ₾326

$78.5 Rp 1.4M

60.14%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$268 ₾694

$166 Rp 3.0M

61.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

13.78

-8.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zugdidi: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zugdidi

$230 32.8%

Ubud, Bali

$287 21.2% 24.9% $57

Eating Out

Zugdidi

$172 24.5%

Ubud, Bali

$106 7.9% 38.1% $65

Clothing & Footwear

Zugdidi

$138 19.7%

Ubud, Bali

$107 7.9% 22.8% $31

Monthly Utilities & Internet

Zugdidi

$122 17.4%

Ubud, Bali

$105 7.8% 13.7% $17

Sport & Entertainment

Zugdidi

$34 4.9%

Ubud, Bali

$63 4.6% 83.2% $28

Getting Around

Zugdidi

$5.6 * 0.8%

Ubud, Bali

$12 0.9% 124% $6.9

Accommodation & Living

Zugdidi

- * 0%

Ubud, Bali

$673 49.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Zugdidi pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Zugdidi vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $230 vs $287 per month, with Zugdidi cheaper across the board.

Good to know

🇬🇪 Zugdidi

🇮🇩 Ubud, Bali

🕒 Local time

15:38 3:38 PM

19:38 7:38 PM

4 h ahead of Zugdidi

🌤 Weather

👥 Population

41,332

74,800

💱 Currency

Georgian Lari GEL ₾

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GEL in detail →

On the map

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Highest

Between locations

Zugdidi Ubud, Bali 9,320 km ≈ 12 h nonstop flight

From you

Zugdidi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zugdidi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zugdidi wins on cost – living expenses run 93% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zugdidi the obvious pick if budget is a priority.

Average pay runs 61% higher in Zugdidi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 25% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $701 per month in Zugdidi versus $1,353 in Ubud, Bali – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

At $701 in Zugdidi versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Zugdidi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zugdidi the clear choice for anyone on this budget.

Both work as nomad bases, but Zugdidi delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zugdidi hard to pass up.

Safety-wise, Zugdidi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zugdidi gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.