Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zugdidi

For one person, living is cheaper in Zugdidi: $701 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
34

Cost of Living Index in Zugdidi
Learn more

Zugdidi Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Zugdidi

🇬🇪 Georgia

$701

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zugdidi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zugdidi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $701 in Zugdidi.

Ubud, Bali $1,353
Zugdidi $701

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,134 in Zugdidi.

Ubud, Bali $2,297
Zugdidi $1,134

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,567 in Zugdidi.

Ubud, Bali $3,241
Zugdidi $1,567

Living in Ubud, Bali is roughly 93% more expensive than in Zugdidi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 0% above, Zugdidi is 48% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$11.18 ₾28.93

-71.11%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$31.24 ₾80.9

11.65%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.92 ₾15.32

-3.72%

Cappuccino

$2.62 Rp 47.1K

$3.48 ₾9.01

-24.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.54 ₾1.41

218.52%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.26 ₾0.67

211.54%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.69 ₾6.96

-1.49%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.15 ₾8.15

38.73%

Milk (1 liter)

$1.57 Rp 28.3K

$2.15 ₾5.56

-26.98%

White Bread (500g)

$2.19 Rp 39.5K

$0.79 ₾2.05

177.22%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.81 ₾4.69

-34.81%

Eggs

$2.16 Rp 38.8K

$2.75 ₾7.13

-21.45%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.31 ₾24.10

89.58%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.39 ₾16.53

-40.85%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$13.12 ₾33.95

-8.92%

Apples (1kg)

$3.60 Rp 64.8K

$1.61 ₾4.17

123.60%

Banana (1kg)

$1.59 Rp 28.6K

$1.86 ₾4.82

-14.52%

Oranges (1kg)

$2.31 Rp 41.6K

$1.93 ₾5.00

19.69%

Tomato (1kg)

$1.91 Rp 34.3K

$2.39 ₾6.19

-20.08%

Potato (1kg)

$1.78 Rp 32.1K

$0.88 ₾2.28

102.27%

Onion (1kg)

$2.33 Rp 41.9K

$0.69 ₾1.80

237.68%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.42 ₾3.67

-29.58%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.47 ₾1.23

12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.41 ₾8.82

-32.84%

Wine (Bottle)

$22.07 Rp 397.3K

$7.85 ₾20.32

181.15%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.71 ₾4.42

37.43%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.30 ₾5.95

29.57%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.18 ₾0.46

27.78%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.14 ₾2.96

-58.77%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.74 ₾1.91

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$11.84 ₾30.65

-53.80%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.92 ₾2.37

-9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$18.3K ₾47.5K

30.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.6K ₾55.9K

51.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$89.5 ₾232

-10.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$12.90 ₾33.40

-49.15%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$19.38 ₾50.2

-4.02%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$24.73 ₾64.0

118.84%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$4.72 ₾12.23

-9.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$374 ₾968

31.82%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$10.7K ₾27.8K

-47.83%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$23.62 ₾61.1

92.97%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$39.47 ₾102

-11.43%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$118 ₾305

-34.09%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$126 ₾326

-37.55%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$268 ₾694

-37.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.62

9.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Zugdidi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Zugdidi

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Zugdidi

$230 32.8% 19.9% $57

Clothing & Footwear

Ubud, Bali

$107 7.9%

Zugdidi

$138 19.7% 29.5% $31

Eating Out

Ubud, Bali

$106 7.9%

Zugdidi

$172 24.5% 61.5% $65

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Zugdidi

$122 17.4% 15.8% $17

Sport & Entertainment

Ubud, Bali

$63 4.6%

Zugdidi

$34 4.9% 45.4% $28

Getting Around

Ubud, Bali

$12 0.9%

Zugdidi

$5.6 * 0.8% 55.3% $6.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Zugdidi pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $31.00 in Zugdidi for a mid-range dinner for two. Groceries echo the gap at $287 vs $230 per month, with Zugdidi cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇪 Zugdidi

🕒 Local time

00:11 12:11 AM

20:11 8:11 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

41,332

💱 Currency

Indonesian Rupiah IDR Rp

Georgian Lari GEL ₾

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zugdidi 9,320 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Zugdidi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zugdidi: Cost of Living - Frequently Asked Questions

Zugdidi wins on cost – living expenses run 93% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zugdidi the obvious pick if budget is a priority.

On paper, salaries run 61% lower in Zugdidi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 25% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $701 in Zugdidi – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

At $701 in Zugdidi versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Zugdidi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zugdidi the clear choice for anyone on this budget.

Both work as nomad bases, but Zugdidi delivers better value – similar infrastructure at $701 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zugdidi hard to pass up.

Safety-wise, Ubud, Bali and Zugdidi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zugdidi gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.