Cost of Living Comparison Between Ubud, Bali and Zugdidi Cost of Living Comparison Between Ubud, Bali and Zugdidi

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $715 in Zugdidi.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,134 in Zugdidi.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,554 in Zugdidi.

Living in Ubud, Bali is roughly 95% more expensive than in Zugdidi, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, Zugdidi is 48% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$11.35 ₾29.60

-70.31%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$30.92 ₾80.6

24.81%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.83 ₾15.20

-5.32%

Cappuccino

$2.64 Rp 46.6K

$3.53 ₾9.21

-25.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.55 ₾1.43

203.64%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.28 ₾0.74

175.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.64 ₾6.89

-0.38%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.14 ₾8.18

36.31%

Milk (1 liter)

$1.55 Rp 27.3K

$2.24 ₾5.84

-30.80%

White Bread (500g)

$2.22 Rp 39.2K

$0.74 ₾1.94

200.00%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.68 ₾4.39

-32.74%

Eggs

$2.09 Rp 36.8K

$2.83 ₾7.39

-26.15%

Local Cheese (1kg)

$17.39 Rp 306.6K

$9.31 ₾24.28

86.79%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$6.59 ₾17.20

-41.27%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$12.82 ₾33.44

-2.11%

Apples (1kg)

$3.62 Rp 63.8K

$1.68 ₾4.39

115.48%

Banana (1kg)

$1.56 Rp 27.5K

$1.83 ₾4.78

-14.75%

Oranges (1kg)

$2.35 Rp 41.5K

$1.94 ₾5.06

21.13%

Tomato (1kg)

$2.06 Rp 36.2K

$2.53 ₾6.61

-18.58%

Potato (1kg)

$1.90 Rp 33.5K

$0.84 ₾2.20

126.19%

Onion (1kg)

$2.34 Rp 41.2K

$0.65 ₾1.68

260.00%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.37 ₾3.56

-24.82%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.48 ₾1.25

14.58%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$3.43 ₾8.94

-34.40%

Wine (Bottle)

$23.81 Rp 419.7K

$7.70 ₾20.09

209.22%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.67 ₾4.36

38.32%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.28 ₾5.95

22.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.18 ₾0.48

50.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.14 ₾2.97

-57.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.80 ₾2.09

-43.75%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$11.76 ₾30.67

-51.36%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.84 ₾2.19

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$18.3K ₾47.6K

34.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$21.6K ₾56.4K

48.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$87.6 ₾229

-4.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$13.40 ₾34.96

-51.79%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$19.86 ₾51.8

-4.38%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$24.59 ₾64.1

127.61%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$4.76 ₾12.41

-10.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$365 ₾952

33.34%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$10.8K ₾28.1K

-45.58%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$23.29 ₾60.7

95.62%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$38.04 ₾99.2

-4.36%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$119 ₾309

-30.86%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$122 ₾319

-34.25%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$266 ₾694

-36.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.73

8.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Zugdidi: August 31, 2026

Cost Breakdown

Zugdidi pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $31.00 in Zugdidi for a mid-range dinner for two. Groceries echo the gap at $293 vs $230 per month, with Zugdidi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zugdidi: Cost of Living - Frequently Asked Questions

Zugdidi wins on cost – living expenses run 95% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zugdidi the obvious pick if budget is a priority.

On paper, salaries run 57% lower in Zugdidi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,396 per month in Ubud, Bali versus $715 in Zugdidi – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

At $715 in Zugdidi versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Zugdidi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zugdidi the clear choice for anyone on this budget.

Both work as nomad bases, but Zugdidi delivers better value – similar infrastructure at $715 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zugdidi hard to pass up.

Safety-wise, Ubud, Bali and Zugdidi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zugdidi gentler on the wallet – expenses run 95% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.