Last update: Oct 2026

Cost of Living Comparison Between Zirakpur and Ubud, Bali

For one person, living is cheaper in Zirakpur: $398 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Zirakpur
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Zirakpur Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zirakpur

🇮🇳 India

$398

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Zirakpur and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zirakpur and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $398 in Zirakpur versus $1,349 in Ubud, Bali.

Zirakpur $398
Ubud, Bali $1,349

Estimated couple costs with rent: $640 in Zirakpur versus $2,305 in Ubud, Bali.

Zirakpur $640
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $882 in Zirakpur versus $3,261 in Ubud, Bali.

Zirakpur $882
Ubud, Bali $3,261

Living in Zirakpur costs roughly 70% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.10 ₹295

$3.32 Rp 60.3K

-6.63%

Three-Course Dinner for Two, Mid-Range

$13.62 ₹1,293

$35.64 Rp 646.5K

-61.78%

Fast Food Meal (McDonalds, etc)

$3.10 ₹295

$5.53 Rp 100.4K

-43.94%

Cappuccino

$1.98 ₹188

$2.72 Rp 49.3K

-27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.63

$1.70 Rp 30.9K

-77.65%

Water (0.33 liter bottle)

$0.15 ₹14.28

$0.76 Rp 13.8K

-80.26%

Local Beer (0.5 liter draught)

$2.09 ₹198

$2.65 Rp 48.1K

-21.13%

Imported Beer (0.33 liter bottle)

$2.56 ₹243

$4.38 Rp 79.5K

-41.55%

Milk (1 liter)

$0.73 ₹69.1

$1.49 Rp 27.0K

-51.01%

White Bread (500g)

$0.54 ₹51.7

$2.28 Rp 41.3K

-76.32%

Rice (white) (1kg)

$0.88 ₹83.5

$1.19 Rp 21.6K

-26.05%

Eggs

$0.91 ₹86.2

$2.04 Rp 36.9K

-55.39%

Local Cheese (1kg)

$4.92 ₹467

$17.70 Rp 321.1K

-72.20%

Chicken Fillets (1kg)

$2.81 ₹267

$3.96 Rp 71.9K

-29.04%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$1.63 ₹155

$3.66 Rp 66.3K

-55.46%

Banana (1kg)

$0.76 ₹71.7

$1.52 Rp 27.5K

-50.00%

Oranges (1kg)

$1.04 ₹99.0

$2.23 Rp 40.4K

-53.36%

Tomato (1kg)

$0.48 ₹45.80

$1.97 Rp 35.8K

-75.63%

Potato (1kg)

$0.28 ₹26.55

$1.85 Rp 33.5K

-84.86%

Onion (1kg)

$0.32 ₹30.05

$2.42 Rp 44.0K

-86.78%

Lettuce (1 head)

$0.59 ₹55.9

$0.99 Rp 18.0K

-40.40%

Water (1.5 liter bottle)

$0.32 ₹30.46

$0.51 Rp 9,313

-37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$5.09 ₹483

$2.22 Rp 40.3K

129.28%

Wine (Bottle)

$11.71 ₹1,112

$22.24 Rp 403.4K

-47.35%

Local Beer (0.5 liter bottle)

$1.70 ₹162

$2.26 Rp 41.0K

-24.78%

Imported Beer (0.33 liter bottle)

$2.64 ₹251

$2.97 Rp 53.9K

-11.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.23 ₹497

One-way Ticket (Public Transport)

$0.25 ₹23.83

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.19 ₹683

$7.82 Rp 141.9K

-8.06%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.44 Rp 7,972

145.45%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.90

$0.43 Rp 7,801

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.67 ₹159

$5.41 Rp 98.1K

-69.13%

Gasoline (1 liter)

$1.09 ₹103

$0.82 Rp 15.0K

32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$23.8K Rp 432.4M

-53.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.3M

$31.7K Rp 575.9M

-24.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.26 ₹3,632

$79.1 Rp 1.4M

-51.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 ₹386

$6.45 Rp 116.9K

-36.90%

Internet (50+ Mbps, Unlimited Data)

$6.63 ₹629

$18.58 Rp 337.0K

-64.32%

Gym Membership (Monthly)

$15.07 ₹1,430

$49.48 Rp 897.5K

-69.54%

Tennis Court (1 Hour on Weekend)

$7.36 ₹699

$17.65 Rp 320.1K

-58.30%

Cinema Ticket

$3.19 ₹303

$4.27 Rp 77.5K

-25.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.51 ₹4,320

$491 Rp 8.9M

-90.72%

International Primary School, 1 Child (Yearly)

$1,682 ₹159.7K

$5,674 Rp 102.9M

-70.35%

Jeans (Levis 501 Or Similar)

$19.97 ₹1,896

$44.64 Rp 809.7K

-55.26%

Summer Dress (H&M, Zara, etc)

$24.45 ₹2,321

$34.95 Rp 634.0K

-30.04%

Sport Shoes (Adidas, Nike)

$47.82 ₹4,540

$79.9 Rp 1.4M

-40.15%

Men's Leather Business Shoes

$25.91 ₹2,460

$79.4 Rp 1.4M

-67.38%

1-bedroom Apartment, City Center (Monthly)

$120 ₹11.4K

$1,125 Rp 20.4M

-89.30%

1-bedroom Apartment, Outside City Center (Monthly)

$75.6 ₹7,174

$671 Rp 12.2M

-88.75%

3-bedroom Apartment, City Center (Monthly)

$262 ₹24.9K

$3,565 Rp 64.7M

-92.65%

3-bedroom Apartment, Outside City Center (Monthly)

$186 ₹17.7K

$1,723 Rp 31.3M

-89.20%

Buy Apartment in City Center (m2)

$910 ₹86.4K

$2,732 Rp 49.5M

-66.70%

Buy Apartment Outside City Center (m2)

$537 ₹51.0K

$2,284 Rp 41.4M

-76.49%

Average Monthly Net Salary (After Tax)

$182 ₹17.2K

$164 Rp 3.0M

10.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-41.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zirakpur: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zirakpur

$113 28.4%

Ubud, Bali

$288 21.4% 156% $176

Accommodation & Living

Zirakpur

$76 19%

Ubud, Bali

$672 49.8% 789% $596

Eating Out

Zirakpur

$76 19%

Ubud, Bali

$108 8% 42.6% $32

Clothing & Footwear

Zirakpur

$53 13.4%

Ubud, Bali

$108 8% 102% $54

Monthly Utilities & Internet

Zirakpur

$49 12.3%

Ubud, Bali

$104 7.7% 113% $55

Sport & Entertainment

Zirakpur

$21 5.4%

Ubud, Bali

$58 4.3% 171% $37

Getting Around

Zirakpur

$11 2.7%

Ubud, Bali

$11 0.9% 8.3% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $120 in Zirakpur and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14 in Zirakpur vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $113 vs $288 per month, with Zirakpur cheaper across the board.

Good to know

🇮🇳 Zirakpur

🇮🇩 Ubud, Bali

🕒 Local time

11:06 11:06 AM

13:36 1:36 PM

2 h 30 min ahead of Zirakpur

🌤 Weather

👥 Population

95,553

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Zirakpur Ubud, Bali 5,980 km ≈ 8 h nonstop flight

From you

Zirakpur
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zirakpur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zirakpur wins on cost – living expenses run 70% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zirakpur the obvious pick if budget is a priority.

Average pay runs 11% higher in Zirakpur, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $120 in Zirakpur versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $46 in Zirakpur versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 156% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $398 in Zirakpur versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zirakpur and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Zirakpur gentler on the wallet – expenses run 70% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.