Cost of Living Comparison Between Ubud, Bali and Zirakpur Cost of Living Comparison Between Ubud, Bali and Zirakpur

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $396 in Zirakpur.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $622 in Zirakpur.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $848 in Zirakpur.

Living in Ubud, Bali is roughly 245% more expensive than in Zirakpur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Zirakpur is 71% below.

Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$3.18 ₹305
8.18%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$13.71 ₹1,315
164.84%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$3.10 ₹297
84.19%
Cappuccino
$2.67 Rp 47.3K
$1.96 ₹188
36.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$0.40 ₹38.58
337.50%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$0.15 ₹14.53
480.00%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$2.14 ₹205
37.85%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$2.32 ₹223
94.83%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$0.72 ₹69.2
125.00%
White Bread (500g)
$2.33 Rp 41.3K
$0.51 ₹48.54
356.86%
Rice (white) (1kg)
$1.11 Rp 19.6K
$0.80 ₹76.4
38.75%
Eggs
$2.20 Rp 39.0K
$0.94 ₹90.2
134.04%
Local Cheese (1kg)
$17.69 Rp 313.3K
$5.03 ₹483
251.69%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$2.90 ₹278
41.38%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
-
-
Apples (1kg)
$3.71 Rp 65.6K
$1.84 ₹177
101.63%
Banana (1kg)
$1.59 Rp 28.1K
$0.72 ₹68.6
120.83%
Oranges (1kg)
$2.28 Rp 40.4K
$1.03 ₹99.2
121.36%
Tomato (1kg)
$1.95 Rp 34.6K
$0.45 ₹43.50
333.33%
Potato (1kg)
$1.91 Rp 33.7K
$0.32 ₹30.94
496.87%
Onion (1kg)
$2.33 Rp 41.3K
$0.37 ₹35.74
529.73%
Lettuce (1 head)
$1.01 Rp 17.8K
$0.60 ₹57.5
68.33%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.30 ₹28.77
83.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$4.95 ₹475
-54.95%
Wine (Bottle)
$23.07 Rp 408.6K
$11.36 ₹1,090
103.08%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$1.64 ₹158
47.56%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$2.76 ₹265
8.70%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.28 ₹506
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.24 ₹22.87
12.50%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$6.55 ₹629
37.10%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$1.02 ₹97.9
-52.94%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$0.22 ₹21.00
95.45%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$1.66 ₹159
239.76%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.09 ₹105
-26.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$12.3K ₹1.2M
103.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$24.4K ₹2.3M
29.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$37.58 ₹3,605
116.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$4.10 ₹393
58.29%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$7.00 ₹672
168.14%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$12.04 ₹1,155
372.34%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$7.29 ₹700
156.93%
Cinema Ticket
$4.54 Rp 80.4K
$3.18 ₹305
42.77%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$59.4 ₹5,703
708.66%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$1,695 ₹162.6K
236.93%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$21.79 ₹2,090
108.90%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$24.68 ₹2,367
45.38%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$46.59 ₹4,470
72.55%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$25.69 ₹2,465
206.23%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$123 ₹11.8K
808.56%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$74.2 ₹7,122
839.72%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$261 ₹25.1K
1291.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$171 ₹16.4K
916.40%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$968 ₹92.9K
187.56%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$497 ₹47.7K
360.54%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$180 ₹17.3K
-6.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8
72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Zirakpur: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $123 in Zirakpur. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $295 vs $113 per month, with Zirakpur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 245% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zirakpur?
On paper, salaries run 7% lower in Zirakpur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zirakpur?
Rent for a central apartment: $1,115 in Ubud, Bali versus $123 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zirakpur?
Childcare runs $481 in Ubud, Bali versus $59.4 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zirakpur?
Supermarket bills run roughly 161% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zirakpur?
At $396 in Zirakpur versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 245% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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