Cost of Living Comparison Between Ubud, Bali and Zirakpur Cost of Living Comparison Between Ubud, Bali and Zirakpur

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $434 in Zirakpur.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $687 in Zirakpur.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $940 in Zirakpur.

Living in Ubud, Bali is roughly 221% more expensive than in Zirakpur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zirakpur is 67% below.

Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$3.14 ₹299
13.69%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$13.82 ₹1,318
133.86%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$3.43 ₹327
46.06%
Cappuccino
$2.82 Rp 51.0K
$2.00 ₹191
41.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$0.36 ₹34.48
275.00%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$0.22 ₹21.01
231.82%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$1.69 ₹161
73.37%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$2.88 ₹274
36.81%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$0.78 ₹74.1
128.21%
White Bread (500g)
$2.45 Rp 44.2K
$0.52 ₹49.30
371.15%
Rice (white) (1kg)
$1.15 Rp 20.7K
$0.86 ₹82.2
33.72%
Eggs
$2.41 Rp 43.6K
$1.05 ₹99.9
129.52%
Local Cheese (1kg)
$14.33 Rp 258.7K
$5.36 ₹511
167.35%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$3.07 ₹293
36.48%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
-
-
Apples (1kg)
$3.64 Rp 65.7K
$2.04 ₹194
78.43%
Banana (1kg)
$1.57 Rp 28.3K
$0.75 ₹71.9
109.33%
Oranges (1kg)
$2.79 Rp 50.3K
$0.98 ₹93.8
184.69%
Tomato (1kg)
$2.24 Rp 40.5K
$0.53 ₹50.5
322.64%
Potato (1kg)
$1.98 Rp 35.7K
$0.36 ₹34.58
450.00%
Onion (1kg)
$2.28 Rp 41.1K
$0.48 ₹46.08
375.00%
Lettuce (1 head)
$1.05 Rp 19.0K
$0.45 ₹42.88
133.33%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.34 ₹32.18
132.35%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$4.00 ₹382
-20.25%
Wine (Bottle)
$23.49 Rp 424.1K
$11.29 ₹1,077
108.06%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.73 ₹165
67.63%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$2.67 ₹255
3.37%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.07 ₹484
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$0.28 ₹26.28
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$8.55 ₹816
-2.11%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$0.80 ₹76.1
-43.75%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$0.22 ₹20.94
109.09%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$1.29 ₹123
370.54%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.16 ₹111
-25.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$14.6K ₹1.4M
82.21%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$28.4K ₹2.7M
14.47%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$48.54 ₹4,629
62.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$3.30 ₹315
23.94%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$8.45 ₹806
182.25%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$16.23 ₹1,548
508.63%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$7.20 ₹687
-11.81%
Cinema Ticket
$4.01 Rp 72.3K
$2.83 ₹270
41.70%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$61.0 ₹5,817
387.28%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$1,698 ₹161.9K
288.84%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$25.95 ₹2,474
105.90%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$27.04 ₹2,579
40.94%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$51.7 ₹4,929
71.50%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$35.61 ₹3,397
115.16%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$126 ₹12.0K
711.90%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$76.6 ₹7,301
788.65%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$280 ₹26.7K
1140.95%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$178 ₹17.0K
1075.20%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$992 ₹94.6K
175.20%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$508 ₹48.5K
351.56%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$185 ₹17.6K
-11.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.3
60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Zirakpur: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $126 in Zirakpur. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $298 vs $118 per month, with Zirakpur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 221% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zirakpur?
On paper, salaries run 13% lower in Zirakpur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zirakpur?
Rent for a central apartment: $1,020 in Ubud, Bali versus $126 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zirakpur?
Childcare runs $297 in Ubud, Bali versus $61.0 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zirakpur?
Supermarket bills run roughly 153% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zirakpur?
At $434 in Zirakpur versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $434 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 221% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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