Cost of Living Comparison Between Ubud, Bali and Zirakpur Cost of Living Comparison Between Ubud, Bali and Zirakpur

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $421 in Zirakpur.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $679 in Zirakpur.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $938 in Zirakpur.

Living in Ubud, Bali is roughly 234% more expensive than Zirakpur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Zirakpur is 69% below.

Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.23 ₹307
10.53%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$13.99 ₹1,331
132.31%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$3.41 ₹324
42.52%
Cappuccino
$2.75 Rp 49.2K
$1.97 ₹187
39.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.39 ₹37.49
238.46%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.22 ₹20.95
218.18%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.70 ₹161
71.18%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.87 ₹273
32.06%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.77 ₹73.1
122.08%
White Bread (500g)
$2.47 Rp 44.3K
$0.54 ₹51.5
357.41%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.88 ₹83.7
36.36%
Eggs
$2.44 Rp 43.8K
$1.06 ₹100
130.19%
Local Cheese (1kg)
$14.38 Rp 257.7K
$5.48 ₹521
162.41%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$3.04 ₹289
41.78%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
-
-
Apples (1kg)
$3.68 Rp 66.0K
$2.04 ₹194
80.39%
Banana (1kg)
$1.55 Rp 27.8K
$0.75 ₹71.1
106.67%
Oranges (1kg)
$2.79 Rp 49.9K
$1.00 ₹94.6
179.00%
Tomato (1kg)
$2.33 Rp 41.8K
$0.58 ₹54.8
301.72%
Potato (1kg)
$1.97 Rp 35.3K
$0.36 ₹34.49
447.22%
Onion (1kg)
$2.31 Rp 41.4K
$0.48 ₹45.66
381.25%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.46 ₹43.67
130.43%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.36 ₹34.60
102.78%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.16 ₹395
-21.15%
Wine (Bottle)
$22.79 Rp 408.4K
$9.82 ₹934
132.08%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.72 ₹164
63.37%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.78 ₹264
-
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.17 ₹491
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.28 ₹26.46
3.57%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.76 ₹833
-7.99%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.78 ₹73.8
-42.31%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.22 ₹20.82
104.55%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$1.25 ₹119
399.20%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.20 ₹115
-29.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$14.4K ₹1.4M
80.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$27.5K ₹2.6M
15.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$48.64 ₹4,626
66.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$3.37 ₹320
20.47%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$8.70 ₹827
180.69%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$16.00 ₹1,522
510.44%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$7.10 ₹675
-9.15%
Cinema Ticket
$4.04 Rp 72.4K
$2.99 ₹284
35.12%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$60.4 ₹5,741
403.69%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,707 ₹162.3K
287.94%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$26.47 ₹2,517
104.87%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$27.13 ₹2,580
42.94%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$52.7 ₹5,010
63.52%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$35.14 ₹3,342
118.18%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$122 ₹11.6K
704.90%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$75.1 ₹7,144
775.87%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$276 ₹26.2K
1121.18%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$181 ₹17.2K
1042.17%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$504 ₹47.9K
444.13%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$556 ₹52.9K
300.48%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$185 ₹17.6K
-11.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.3
60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Zirakpur: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $122 in Zirakpur. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $297 vs $116 per month, with Zirakpur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 234% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zirakpur?
On paper, Zirakpur earns 13% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zirakpur?
Rent for a central apartment: $986 in Ubud, Bali versus $122 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zirakpur?
Childcare runs $304 in Ubud, Bali versus $60.4 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zirakpur?
Supermarket bills run roughly 156% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zirakpur?
At $421 in Zirakpur versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $421 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 234% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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