😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $420 in Zirakpur.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $681 in Zirakpur.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $942 in Zirakpur.
😐Living in Ubud, Bali is roughly 243% more expensive than Zirakpur, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Zirakpur is 69% below.
Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$3.27₹311
9.17%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$14.08₹1,337
131.39%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$3.44₹326
47.38%
Cappuccino
$2.83Rp 49.0K
$1.91₹181
48.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$0.40₹37.53
235.00%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.20₹18.97
245.00%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
$1.71₹162
74.85%
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
$2.99₹284
28.76%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk(1 liter)
$1.74Rp 30.2K
$0.79₹74.7
120.25%
White Bread(500g)
$2.54Rp 44.0K
$0.55₹52.3
361.82%
Rice(white)(1kg)
$1.19Rp 20.6K
$0.86₹82.1
38.37%
Eggs
$2.43Rp 42.0K
$1.06₹101
129.25%
Local Cheese(1kg)
$14.66Rp 254.1K
$5.59₹530
162.25%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$2.90₹275
44.14%
Beef Round Steak(1kg)
$11.94Rp 206.9K
-
-
Apples(1kg)
$3.69Rp 63.9K
$2.08₹197
77.40%
Banana(1kg)
$1.61Rp 27.8K
$0.82₹77.4
96.34%
Oranges(1kg)
$2.69Rp 46.5K
$0.98₹93.0
174.49%
Tomato(1kg)
$2.33Rp 40.4K
$0.57₹54.3
308.77%
Potato(1kg)
$1.91Rp 33.0K
$0.39₹37.14
389.74%
Onion(1kg)
$2.19Rp 37.9K
$0.45₹43.15
386.67%
Lettuce(1 head)
$1.06Rp 18.3K
$0.48₹45.90
120.83%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.37₹34.72
94.59%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$4.11₹391
-23.84%
Wine(Bottle)
$23.49Rp 407.1K
$9.74₹925
141.17%
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
$1.67₹159
64.07%
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
$2.80₹266
2.86%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$5.03₹478
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.28₹26.52
3.57%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$8.48₹805
-3.66%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$0.83₹78.8
-45.78%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.24₹22.80
75.00%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$1.25₹119
392.80%
Gasoline(1 liter)
$0.84Rp 14.6K
$1.17₹111
-28.21%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$14.7K₹1.4M
78.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$28.4K₹2.7M
14.53%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$48.57₹4,612
61.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$3.41₹323
15.84%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$8.49₹806
187.40%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$15.61₹1,482
518.45%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$7.21₹684
-11.93%
Cinema Ticket
$4.04Rp 70.0K
$2.98₹283
35.57%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$60.3₹5,723
402.04%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$1,682₹159.7K
287.70%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$26.41₹2,508
103.86%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$27.38₹2,599
38.71%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$51.4₹4,882
68.73%
Men's Leather Business Shoes
$78.9Rp 1.4M
$35.04₹3,327
125.06%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$123₹11.6K
726.30%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$77.6₹7,371
768.69%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$277₹26.3K
1123.75%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$180₹17.0K
1068.80%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$521₹49.5K
472.61%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$564₹53.6K
314.51%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
$184₹17.5K
-6.04%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
8.3
60.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Zirakpur: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $123 in Zirakpur. Housing cost is often the main lever when comparing two cities.
💰Zirakpur pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $298 vs $116 per month, with Zirakpur cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 243% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zirakpur?
On paper, Zirakpur earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zirakpur?
Rent for a central apartment: $1,012 in Ubud, Bali versus $123 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zirakpur?
Childcare runs $303 in Ubud, Bali versus $60.3 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zirakpur?
Supermarket bills run roughly 156% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zirakpur?
At $420 in Zirakpur versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $420 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 243% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared