😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $396 in Zirakpur.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $622 in Zirakpur.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $848 in Zirakpur.
🌍Living in Ubud, Bali is roughly 245% more expensive than in Zirakpur, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Zirakpur is 71% below.
Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.44Rp 60.9K
$3.18₹305
8.18%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 643.0K
$13.71₹1,315
164.84%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.0K
$3.10₹297
84.19%
Cappuccino
$2.67Rp 47.3K
$1.96₹188
36.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$0.40₹38.58
337.50%
Water(0.33 liter bottle)
$0.87Rp 15.4K
$0.15₹14.53
480.00%
Local Beer(0.5 liter draught)
$2.95Rp 52.3K
$2.14₹205
37.85%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.0K
$2.32₹223
94.83%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk(1 liter)
$1.62Rp 28.7K
$0.72₹69.2
125.00%
White Bread(500g)
$2.33Rp 41.3K
$0.51₹48.54
356.86%
Rice(white)(1kg)
$1.11Rp 19.6K
$0.80₹76.4
38.75%
Eggs
$2.20Rp 39.0K
$0.94₹90.2
134.04%
Local Cheese(1kg)
$17.69Rp 313.3K
$5.03₹483
251.69%
Chicken Fillets(1kg)
$4.10Rp 72.5K
$2.90₹278
41.38%
Beef Round Steak(1kg)
$12.18Rp 215.6K
-
-
Apples(1kg)
$3.71Rp 65.6K
$1.84₹177
101.63%
Banana(1kg)
$1.59Rp 28.1K
$0.72₹68.6
120.83%
Oranges(1kg)
$2.28Rp 40.4K
$1.03₹99.2
121.36%
Tomato(1kg)
$1.95Rp 34.6K
$0.45₹43.50
333.33%
Potato(1kg)
$1.91Rp 33.7K
$0.32₹30.94
496.87%
Onion(1kg)
$2.33Rp 41.3K
$0.37₹35.74
529.73%
Lettuce(1 head)
$1.01Rp 17.8K
$0.60₹57.5
68.33%
Water(1.5 liter bottle)
$0.55Rp 9,773
$0.30₹28.77
83.33%
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.5K
$4.95₹475
-54.95%
Wine(Bottle)
$23.07Rp 408.6K
$11.36₹1,090
103.08%
Local Beer(0.5 liter bottle)
$2.42Rp 42.8K
$1.64₹158
47.56%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.1K
$2.76₹265
8.70%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$5.28₹506
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,814
$0.24₹22.87
12.50%
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.1K
$6.55₹629
37.10%
Taxi Start(Normal Tariff)
$0.48Rp 8,566
$1.02₹97.9
-52.94%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,679
$0.22₹21.00
95.45%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 99.9K
$1.66₹159
239.76%
Gasoline(1 liter)
$0.80Rp 14.2K
$1.09₹105
-26.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 441.7M
$12.3K₹1.2M
103.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 561.5M
$24.4K₹2.3M
29.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$37.58₹3,605
116.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.0K
$4.10₹393
58.29%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 332.4K
$7.00₹672
168.14%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$12.04₹1,155
372.34%
Tennis Court(1 Hour on Weekend)
$18.73Rp 331.7K
$7.29₹700
156.93%
Cinema Ticket
$4.54Rp 80.4K
$3.18₹305
42.77%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$59.4₹5,703
708.66%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.1M
$1,695₹162.6K
236.93%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 806.0K
$21.79₹2,090
108.90%
Summer Dress(H&M, Zara, etc)
$35.88Rp 635.4K
$24.68₹2,367
45.38%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$46.59₹4,470
72.55%
Men's Leather Business Shoes
$78.7Rp 1.4M
$25.69₹2,465
206.23%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.7M
$123₹11.8K
808.56%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$74.2₹7,122
839.72%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.4M
$261₹25.1K
1291.38%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$171₹16.4K
916.40%
Buy Apartment in City Center(m2)
$2,784Rp 49.3M
$968₹92.9K
187.56%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.5M
$497₹47.7K
360.54%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
$180₹17.3K
-6.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
8
72.25%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Zirakpur: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $123 in Zirakpur. Housing cost is often the main lever when comparing two cities.
💰Zirakpur pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $295 vs $113 per month, with Zirakpur cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 245% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zirakpur?
On paper, salaries run 7% lower in Zirakpur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zirakpur?
Rent for a central apartment: $1,115 in Ubud, Bali versus $123 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zirakpur?
Childcare runs $481 in Ubud, Bali versus $59.4 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zirakpur?
Supermarket bills run roughly 161% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zirakpur?
At $396 in Zirakpur versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 245% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared