Cost of Living Comparison Between Ubud, Bali and Zirakpur Cost of Living Comparison Between Ubud, Bali and Zirakpur

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $420 in Zirakpur.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $681 in Zirakpur.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $942 in Zirakpur.

Living in Ubud, Bali is roughly 243% more expensive than Zirakpur, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Zirakpur is 69% below.

Currency
🍽 Eating Out
Ubud, Bali
Zirakpur
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$3.27 ₹311
9.17%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$14.08 ₹1,337
131.39%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$3.44 ₹326
47.38%
Cappuccino
$2.83 Rp 49.0K
$1.91 ₹181
48.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$0.40 ₹37.53
235.00%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.20 ₹18.97
245.00%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$1.71 ₹162
74.85%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$2.99 ₹284
28.76%
🛒 Groceries & Markets
Ubud, Bali
Zirakpur
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$0.79 ₹74.7
120.25%
White Bread (500g)
$2.54 Rp 44.0K
$0.55 ₹52.3
361.82%
Rice (white) (1kg)
$1.19 Rp 20.6K
$0.86 ₹82.1
38.37%
Eggs
$2.43 Rp 42.0K
$1.06 ₹101
129.25%
Local Cheese (1kg)
$14.66 Rp 254.1K
$5.59 ₹530
162.25%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$2.90 ₹275
44.14%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
-
-
Apples (1kg)
$3.69 Rp 63.9K
$2.08 ₹197
77.40%
Banana (1kg)
$1.61 Rp 27.8K
$0.82 ₹77.4
96.34%
Oranges (1kg)
$2.69 Rp 46.5K
$0.98 ₹93.0
174.49%
Tomato (1kg)
$2.33 Rp 40.4K
$0.57 ₹54.3
308.77%
Potato (1kg)
$1.91 Rp 33.0K
$0.39 ₹37.14
389.74%
Onion (1kg)
$2.19 Rp 37.9K
$0.45 ₹43.15
386.67%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.48 ₹45.90
120.83%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.37 ₹34.72
94.59%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$4.11 ₹391
-23.84%
Wine (Bottle)
$23.49 Rp 407.1K
$9.74 ₹925
141.17%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.67 ₹159
64.07%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$2.80 ₹266
2.86%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.03 ₹478
-
🚌 Getting Around
Ubud, Bali
Zirakpur
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$0.28 ₹26.52
3.57%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$8.48 ₹805
-3.66%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$0.83 ₹78.8
-45.78%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.24 ₹22.80
75.00%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$1.25 ₹119
392.80%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.17 ₹111
-28.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$14.7K ₹1.4M
78.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$28.4K ₹2.7M
14.53%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zirakpur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$48.57 ₹4,612
61.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$3.41 ₹323
15.84%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$8.49 ₹806
187.40%
🎉 Sport & Entertainment
Ubud, Bali
Zirakpur
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$15.61 ₹1,482
518.45%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$7.21 ₹684
-11.93%
Cinema Ticket
$4.04 Rp 70.0K
$2.98 ₹283
35.57%
🧸 Childcare & Education
Ubud, Bali
Zirakpur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$60.3 ₹5,723
402.04%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$1,682 ₹159.7K
287.70%
👕👟 Clothing & Footwear
Ubud, Bali
Zirakpur
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$26.41 ₹2,508
103.86%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$27.38 ₹2,599
38.71%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$51.4 ₹4,882
68.73%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$35.04 ₹3,327
125.06%
🏠 Accommodation & Living
Ubud, Bali
Zirakpur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$123 ₹11.6K
726.30%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$77.6 ₹7,371
768.69%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$277 ₹26.3K
1123.75%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$180 ₹17.0K
1068.80%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$521 ₹49.5K
472.61%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$564 ₹53.6K
314.51%
💵 Salaries & Financials
Ubud, Bali
Zirakpur
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$184 ₹17.5K
-6.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.3
60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zirakpur: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $123 in Zirakpur. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $298 vs $116 per month, with Zirakpur cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zirakpur?
Zirakpur wins on cost – living expenses run 243% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zirakpur the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zirakpur?
On paper, Zirakpur earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zirakpur?
Rent for a central apartment: $1,012 in Ubud, Bali versus $123 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zirakpur?
Childcare runs $303 in Ubud, Bali versus $60.3 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zirakpur?
Supermarket bills run roughly 156% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zirakpur?
At $420 in Zirakpur versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zirakpur?
Both work as nomad bases, but Zirakpur delivers better value – similar infrastructure at $420 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zirakpur hard to pass up.
How safe is Ubud, Bali compared to Zirakpur?
Safety-wise, Ubud, Bali and Zirakpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zirakpur gentler on the wallet – expenses run 243% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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