Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zirakpur

For one person, living is cheaper in Zirakpur: $398 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Zirakpur
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Zirakpur Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zirakpur

🇮🇳 India

$398

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zirakpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zirakpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $398 in Zirakpur.

Ubud, Bali $1,349
Zirakpur $398

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $640 in Zirakpur.

Ubud, Bali $2,305
Zirakpur $640

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $882 in Zirakpur.

Ubud, Bali $3,261
Zirakpur $882

Living in Ubud, Bali is roughly 239% more expensive than in Zirakpur, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$3.10 ₹295

7.10%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$13.62 ₹1,293

161.67%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$3.10 ₹295

78.39%

Cappuccino

$2.72 Rp 49.3K

$1.98 ₹188

37.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 ₹35.63

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.15 ₹14.28

406.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.09 ₹198

26.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.56 ₹243

71.09%

Milk (1 liter)

$1.49 Rp 27.0K

$0.73 ₹69.1

104.11%

White Bread (500g)

$2.28 Rp 41.3K

$0.54 ₹51.7

322.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.88 ₹83.5

35.23%

Eggs

$2.04 Rp 36.9K

$0.91 ₹86.2

124.18%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.92 ₹467

259.76%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.81 ₹267

40.93%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.63 ₹155

124.54%

Banana (1kg)

$1.52 Rp 27.5K

$0.76 ₹71.7

100.00%

Oranges (1kg)

$2.23 Rp 40.4K

$1.04 ₹99.0

114.42%

Tomato (1kg)

$1.97 Rp 35.8K

$0.48 ₹45.80

310.42%

Potato (1kg)

$1.85 Rp 33.5K

$0.28 ₹26.55

560.71%

Onion (1kg)

$2.42 Rp 44.0K

$0.32 ₹30.05

656.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.59 ₹55.9

67.80%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.32 ₹30.46

59.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.09 ₹483

-56.39%

Wine (Bottle)

$22.24 Rp 403.4K

$11.71 ₹1,112

89.92%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.70 ₹162

32.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 ₹251

12.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.23 ₹497

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.25 ₹23.83

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$7.19 ₹683

8.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.08 ₹102

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.25 ₹23.90

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.67 ₹159

223.95%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ₹103

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.1K ₹1.1M

114.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.9K ₹2.3M

32.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$38.26 ₹3,632

106.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$4.07 ₹386

58.48%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$6.63 ₹629

180.24%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$15.07 ₹1,430

228.33%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$7.36 ₹699

139.81%

Cinema Ticket

$4.27 Rp 77.5K

$3.19 ₹303

33.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$45.51 ₹4,320

977.87%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,682 ₹159.7K

237.23%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$19.97 ₹1,896

123.54%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$24.45 ₹2,321

42.94%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$47.82 ₹4,540

67.08%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$25.91 ₹2,460

206.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$120 ₹11.4K

834.34%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$75.6 ₹7,174

788.57%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$262 ₹24.9K

1261.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$186 ₹17.7K

825.56%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$910 ₹86.4K

200.29%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$537 ₹51.0K

325.43%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$182 ₹17.2K

-9.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zirakpur: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zirakpur

$76 19% 88.7% $596

Groceries & Markets

Ubud, Bali

$288 21.4%

Zirakpur

$113 28.4% 60.9% $176

Eating Out

Ubud, Bali

$108 8%

Zirakpur

$76 19% 29.9% $32

Clothing & Footwear

Ubud, Bali

$108 8%

Zirakpur

$53 13.4% 50.5% $54

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zirakpur

$49 12.3% 53% $55

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zirakpur

$21 5.4% 63% $37

Getting Around

Ubud, Bali

$11 0.9%

Zirakpur

$11 2.7% 7.7% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $120 in Zirakpur. Housing cost is often the main lever when comparing two cities.

Zirakpur pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $14 in Zirakpur for a mid-range dinner for two. Groceries echo the gap at $288 vs $113 per month, with Zirakpur cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Zirakpur

🕒 Local time

14:17 2:17 PM

11:47 11:47 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

95,553

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zirakpur 5,980 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Zirakpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zirakpur: Cost of Living - Frequently Asked Questions

Zirakpur wins on cost – living expenses run 70% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zirakpur the obvious pick if budget is a priority.

On paper, salaries run 10% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $120 in Zirakpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $46 in Zirakpur. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 156% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $398 in Zirakpur versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zirakpur but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zirakpur the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zirakpur are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Zirakpur gentler on the wallet – expenses run 70% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.