Cost of Living Comparison Between Zhlobin and Ubud, Bali Cost of Living Comparison Between Zhlobin and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $624 in Zhlobin versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,058 in Zhlobin versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,493 in Zhlobin versus $3,273 in Ubud, Bali.

Living in Zhlobin costs roughly 55% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zhlobin is 55% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
Zhlobin
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.55 BYN 29.23
$3.37 Rp 59.5K
183.38%
Three-Course Dinner for Two, Mid-Range
$49.06 BYN 150
$38.59 Rp 680.3K
27.13%
Fast Food Meal (McDonalds, etc)
$7.20 BYN 22.04
$5.52 Rp 97.3K
30.43%
Cappuccino
$2.33 BYN 7.13
$2.64 Rp 46.6K
-11.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 BYN 3.03
$1.67 Rp 29.5K
-40.72%
Water (0.33 liter bottle)
$0.59 BYN 1.81
$0.77 Rp 13.6K
-23.38%
Local Beer (0.5 liter draught)
$1.46 BYN 4.46
$2.63 Rp 46.4K
-44.49%
Imported Beer (0.33 liter bottle)
$2.51 BYN 7.69
$4.28 Rp 75.5K
-41.36%
🛒 Groceries & Markets
Zhlobin
Ubud, Bali
Difference
Milk (1 liter)
$0.94 BYN 2.89
$1.55 Rp 27.3K
-39.35%
White Bread (500g)
$0.67 BYN 2.05
$2.22 Rp 39.2K
-69.82%
Rice (white) (1kg)
$1.27 BYN 3.89
$1.13 Rp 19.8K
12.39%
Eggs
$1.53 BYN 4.69
$2.09 Rp 36.8K
-26.79%
Local Cheese (1kg)
$7.66 BYN 23.43
$17.39 Rp 306.6K
-55.95%
Chicken Fillets (1kg)
$5.15 BYN 15.75
$3.87 Rp 68.2K
33.07%
Beef Round Steak (1kg)
$10.68 BYN 32.68
$12.55 Rp 221.2K
-14.90%
Apples (1kg)
$1.54 BYN 4.73
$3.62 Rp 63.8K
-57.46%
Banana (1kg)
$1.68 BYN 5.13
$1.56 Rp 27.5K
7.69%
Oranges (1kg)
$2.09 BYN 6.39
$2.35 Rp 41.5K
-11.06%
Tomato (1kg)
$2.77 BYN 8.47
$2.06 Rp 36.2K
34.47%
Potato (1kg)
$0.67 BYN 2.04
$1.90 Rp 33.5K
-64.74%
Onion (1kg)
$0.72 BYN 2.20
$2.34 Rp 41.2K
-69.23%
Lettuce (1 head)
$1.65 BYN 5.04
$1.03 Rp 18.2K
60.19%
Water (1.5 liter bottle)
$0.62 BYN 1.90
$0.55 Rp 9,779
12.73%
Cigarettes 20 Pack (Marlboro, Camel)
$2.63 BYN 8.06
$2.25 Rp 39.7K
16.89%
Wine (Bottle)
$8.00 BYN 24.49
$23.81 Rp 419.7K
-66.40%
Local Beer (0.5 liter bottle)
$1.02 BYN 3.14
$2.31 Rp 40.8K
-55.84%
Imported Beer (0.33 liter bottle)
$1.91 BYN 5.84
$2.80 Rp 49.4K
-31.79%
🚌 Getting Around
Zhlobin
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.35 BYN 1.08
$0.27 Rp 4,802
29.63%
Public Transport Monthly Pass (Regular Price)
$12.62 BYN 38.61
$8.66 Rp 152.7K
45.73%
Taxi Start (Normal Tariff)
$1.60 BYN 4.90
$0.48 Rp 8,489
233.33%
Taxi (Normal Tariff) (1km)
$0.50 BYN 1.54
$0.45 Rp 7,863
11.11%
Taxi 1hour Waiting (Normal Tariff)
$9.62 BYN 29.43
$5.72 Rp 100.8K
68.18%
Gasoline (1 liter)
$0.89 BYN 2.74
$0.76 Rp 13.4K
17.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K BYN 71.2K
$24.5K Rp 431.6M
-4.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K BYN 67.8K
$32.1K Rp 566.3M
-31.07%
🧾 Monthly Utilities & Internet
Zhlobin
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.6 BYN 182
$83.6 Rp 1.5M
-28.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.21 BYN 25.11
$6.46 Rp 113.8K
27.09%
Internet (50+ Mbps, Unlimited Data)
$13.11 BYN 40.10
$18.99 Rp 334.8K
-30.96%
🎉 Sport & Entertainment
Zhlobin
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.67 BYN 100.0
$56.0 Rp 986.8K
-41.63%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 328.2K
-
Cinema Ticket
$5.96 BYN 18.23
$4.28 Rp 75.5K
39.25%
🧸 Childcare & Education
Zhlobin
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$370 BYN 1,131
$487 Rp 8.6M
-24.02%
International Primary School, 1 Child (Yearly)
$24.2K BYN 74.0K
$5,856 Rp 103.2M
313.03%
👕👟 Clothing & Footwear
Zhlobin
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.6 BYN 158
$45.56 Rp 803.2K
13.17%
Summer Dress (H&M, Zara, etc)
$44.96 BYN 138
$36.38 Rp 641.4K
23.58%
Sport Shoes (Adidas, Nike)
$107 BYN 327
$82.0 Rp 1.4M
30.45%
Men's Leather Business Shoes
$109 BYN 334
$80.4 Rp 1.4M
35.58%
🏠 Accommodation & Living
Zhlobin
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$344 BYN 1,051
$1,117 Rp 19.7M
-69.24%
1-bedroom Apartment, Outside City Center (Monthly)
-
$701 Rp 12.4M
-
3-bedroom Apartment, City Center (Monthly)
$511 BYN 1,563
$3,537 Rp 62.4M
-85.55%
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,762 Rp 31.1M
-
Buy Apartment in City Center (m2)
$1,233 BYN 3,774
$2,826 Rp 49.8M
-56.36%
Buy Apartment Outside City Center (m2)
$804 BYN 2,460
$2,292 Rp 40.4M
-64.92%
💵 Salaries & Financials
Zhlobin
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.92
13.78
15.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhlobin: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $344 in Zhlobin and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $49.00 in Zhlobin vs $39.00 in Ubud, Bali. Groceries flip the comparison at $190 vs $293, with Zhlobin cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zhlobin vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zhlobin or Ubud, Bali?
Zhlobin wins on cost – living expenses run 124% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zhlobin and in Ubud, Bali?
You'd need roughly $935 in Zhlobin and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zhlobin compared to Ubud, Bali?
Rent for a central apartment: $344 in Zhlobin versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zhlobin and in Ubud, Bali?
Childcare runs $370 in Zhlobin versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zhlobin or in Ubud, Bali?
Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zhlobin or in Ubud, Bali?
At $624 in Zhlobin versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Zhlobin or Ubud, Bali?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $624 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Zhlobin compared to Ubud, Bali?
Safety-wise, Zhlobin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 124% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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