Last update: Oct 2026

Cost of Living Comparison Between Zhlobin and Ubud, Bali

For one person, living is cheaper in Zhlobin: $631 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

Zhlobin
🇧🇾 Belarus
$631
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Zhlobin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhlobin and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $631 in Zhlobin versus $1,353 in Ubud, Bali.

  • Zhlobin $631
  • Ubud, Bali $1,353

Estimated couple costs with rent: $1,082 in Zhlobin versus $2,297 in Ubud, Bali.

  • Zhlobin $1,082
  • Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,534 in Zhlobin versus $3,241 in Ubud, Bali.

  • Zhlobin $1,534
  • Ubud, Bali $3,241

Living in Zhlobin costs roughly 53% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zhlobin is 53% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Zhlobin
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.90 BYN 29.69
$3.23 Rp 58.1K
206.50%
Three-Course Dinner for Two, Mid-Range
$49.61 BYN 149
$34.88 Rp 627.8K
42.23%
Fast Food Meal (McDonalds, etc)
$6.85 BYN 20.56
$5.70 Rp 102.5K
20.18%
Cappuccino
$2.29 BYN 6.88
$2.62 Rp 47.1K
-12.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 BYN 2.82
$1.72 Rp 31.0K
-45.35%
Water (0.33 liter bottle)
$0.58 BYN 1.75
$0.81 Rp 14.6K
-28.40%
Local Beer (0.5 liter draught)
$1.62 BYN 4.87
$2.65 Rp 47.7K
-38.87%
Imported Beer (0.33 liter bottle)
$2.52 BYN 7.56
$4.37 Rp 78.6K
-42.33%
🛒 Groceries & Markets
Zhlobin
Ubud, Bali
Difference
Milk (1 liter)
$0.94 BYN 2.83
$1.57 Rp 28.3K
-40.13%
White Bread (500g)
$0.71 BYN 2.14
$2.19 Rp 39.5K
-67.58%
Rice (white) (1kg)
$1.34 BYN 4.01
$1.18 Rp 21.2K
13.56%
Eggs
$1.61 BYN 4.84
$2.16 Rp 38.8K
-25.46%
Local Cheese (1kg)
$7.55 BYN 22.66
$17.65 Rp 317.7K
-57.22%
Chicken Fillets (1kg)
$5.29 BYN 15.86
$3.78 Rp 68.0K
39.95%
Beef Round Steak (1kg)
$10.94 BYN 32.82
$11.95 Rp 215.1K
-8.45%
Apples (1kg)
$1.52 BYN 4.57
$3.60 Rp 64.8K
-57.78%
Banana (1kg)
$1.76 BYN 5.28
$1.59 Rp 28.6K
10.69%
Oranges (1kg)
$2.14 BYN 6.42
$2.31 Rp 41.6K
-7.36%
Tomato (1kg)
$2.70 BYN 8.10
$1.91 Rp 34.3K
41.36%
Potato (1kg)
$0.69 BYN 2.06
$1.78 Rp 32.1K
-61.24%
Onion (1kg)
$0.72 BYN 2.17
$2.33 Rp 41.9K
-69.10%
Lettuce (1 head)
$1.44 BYN 4.32
$1.00 Rp 18.0K
44.00%
Water (1.5 liter bottle)
$0.62 BYN 1.85
$0.53 Rp 9,509
16.98%
Cigarettes 20 Pack (Marlboro, Camel)
$2.67 BYN 8.00
$2.29 Rp 41.1K
16.59%
Wine (Bottle)
$8.52 BYN 25.55
$22.07 Rp 397.3K
-61.40%
Local Beer (0.5 liter bottle)
$1.00 BYN 2.99
$2.35 Rp 42.2K
-57.45%
Imported Beer (0.33 liter bottle)
$2.05 BYN 6.14
$2.98 Rp 53.6K
-31.21%
🚌 Getting Around
Zhlobin
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.32 BYN 0.96
$0.23 Rp 4,112
39.13%
Public Transport Monthly Pass (Regular Price)
$14.74 BYN 44.21
$8.90 Rp 160.2K
65.62%
Taxi Start (Normal Tariff)
$1.69 BYN 5.06
$0.47 Rp 8,466
259.57%
Taxi (Normal Tariff) (1km)
$0.49 BYN 1.46
$0.43 Rp 7,737
13.95%
Taxi 1hour Waiting (Normal Tariff)
$9.90 BYN 29.71
$5.47 Rp 98.4K
80.99%
Gasoline (1 liter)
$0.87 BYN 2.60
$0.83 Rp 14.9K
4.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K BYN 65.2K
$23.9K Rp 429.8M
-8.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K BYN 67.9K
$32.8K Rp 590.1M
-31.01%
🧾 Monthly Utilities & Internet
Zhlobin
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.9 BYN 183
$80.0 Rp 1.4M
-23.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.41 BYN 25.23
$6.56 Rp 118.1K
28.20%
Internet (50+ Mbps, Unlimited Data)
$13.56 BYN 40.69
$18.60 Rp 334.8K
-27.10%
🎉 Sport & Entertainment
Zhlobin
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.50 BYN 110
$54.1 Rp 974.1K
-32.56%
Tennis Court (1 Hour on Weekend)
-
$18.28 Rp 329.0K
-
Cinema Ticket
$6.05 BYN 18.14
$4.25 Rp 76.5K
42.35%
🧸 Childcare & Education
Zhlobin
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$404 BYN 1,212
$493 Rp 8.9M
-17.98%
International Primary School, 1 Child (Yearly)
$23.9K BYN 71.6K
$5,597 Rp 100.7M
326.35%
👕👟 Clothing & Footwear
Zhlobin
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.9 BYN 153
$45.58 Rp 820.4K
11.72%
Summer Dress (H&M, Zara, etc)
$44.64 BYN 134
$34.96 Rp 629.4K
27.69%
Sport Shoes (Adidas, Nike)
$107 BYN 320
$77.7 Rp 1.4M
37.22%
Men's Leather Business Shoes
$108 BYN 324
$78.5 Rp 1.4M
37.44%
🏠 Accommodation & Living
Zhlobin
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$350 BYN 1,051
$1,131 Rp 20.4M
-69.05%
1-bedroom Apartment, Outside City Center (Monthly)
-
$673 Rp 12.1M
-
3-bedroom Apartment, City Center (Monthly)
$581 BYN 1,743
$3,613 Rp 65.0M
-83.92%
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,702 Rp 30.6M
-
Buy Apartment in City Center (m2)
$1,137 BYN 3,410
$2,717 Rp 48.9M
-58.17%
Buy Apartment Outside City Center (m2)
$907 BYN 2,720
$2,241 Rp 40.3M
-59.55%
💵 Salaries & Financials
Zhlobin
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
15.93
13.78
15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhlobin: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Zhlobin
$193
Ubud, Bali
$287 48.6% $94
Eating Out
Zhlobin
$146
Ubud, Bali
$106 27.3% $40
Clothing & Footwear
Zhlobin
$140
Ubud, Bali
$107 23.7% $33
Monthly Utilities & Internet
Zhlobin
$83
Ubud, Bali
$105 26.9% $22
Sport & Entertainment
Zhlobin
$49
Ubud, Bali
$63 28.8% $14
Getting Around
Zhlobin
$20
Ubud, Bali
$12 38.3% $7.7
Accommodation & Living
Zhlobin
- *
Ubud, Bali
$673

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $350 in Zhlobin and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Zhlobin vs $35.00 in Ubud, Bali. Groceries flip the comparison at $193 vs $287, with Zhlobin cheaper for home cooking.

Good to know
🇧🇾 Zhlobin
🇮🇩 Ubud, Bali
🕒 Local time
03:53 3:53 AM
08:53 8:53 AM
5 h ahead of Zhlobin
🌤 Weather
👥 Population
76,220
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to BYN – Belarusian Ruble Converter

Belarusian Ruble exchange rates as of October 21, 2026: 1 USD = 3 BYN (1 BYN = 0.333 USD). 1 EUR = 3.37 BYN (1 BYN = 0.297 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Zhlobin Ubud, Bali 10,440 km ≈ 14 h nonstop flight
From you
  • Zhlobin
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zhlobin vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zhlobin or Ubud, Bali?
Zhlobin wins on cost – living expenses run 114% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zhlobin and in Ubud, Bali?
You'd need roughly $946 in Zhlobin and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zhlobin compared to Ubud, Bali?
Rent for a central apartment: $350 in Zhlobin versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zhlobin and in Ubud, Bali?
Childcare runs $404 in Zhlobin versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zhlobin or in Ubud, Bali?
Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zhlobin or in Ubud, Bali?
At $631 in Zhlobin versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Zhlobin or Ubud, Bali?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $631 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Zhlobin compared to Ubud, Bali?
Safety-wise, Zhlobin and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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