Cost of Living Comparison Between Ubud, Bali and Zhlobin Cost of Living Comparison Between Ubud, Bali and Zhlobin

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $550 in Zhlobin.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $906 in Zhlobin.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,262 in Zhlobin.

Living in Ubud, Bali is roughly 156% more expensive than in Zhlobin, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zhlobin is 59% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhlobin
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$9.27 BYN 26.60
-63.00%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.3K
$30.81 BYN 88.4
3.77%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.4K
$5.62 BYN 16.12
-10.14%
Cappuccino
$2.71 Rp 48.6K
$1.68 BYN 4.81
61.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$0.65 BYN 1.86
113.85%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$0.46 BYN 1.32
60.87%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
$1.25 BYN 3.59
131.20%
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
$2.08 BYN 5.96
82.21%
🛒 Groceries & Markets
Ubud, Bali
Zhlobin
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$0.73 BYN 2.08
145.21%
White Bread (500g)
$2.51 Rp 44.9K
$0.56 BYN 1.61
348.21%
Rice (white) (1kg)
$1.21 Rp 21.7K
$1.22 BYN 3.49
-0.82%
Eggs
$2.37 Rp 42.4K
$1.31 BYN 3.75
80.92%
Local Cheese (1kg)
$14.43 Rp 258.4K
$6.62 BYN 18.99
117.98%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$4.20 BYN 12.05
-1.19%
Beef Round Steak (1kg)
$12.11 Rp 216.9K
$7.70 BYN 22.10
57.27%
Apples (1kg)
$3.77 Rp 67.5K
$1.15 BYN 3.30
227.83%
Banana (1kg)
$1.63 Rp 29.1K
$1.74 BYN 5.00
-6.32%
Oranges (1kg)
$2.71 Rp 48.5K
$1.83 BYN 5.25
48.09%
Tomato (1kg)
$2.26 Rp 40.4K
$2.57 BYN 7.38
-12.06%
Potato (1kg)
$1.93 Rp 34.5K
$0.47 BYN 1.35
310.64%
Onion (1kg)
$2.19 Rp 39.3K
$0.62 BYN 1.78
253.23%
Lettuce (1 head)
$1.02 Rp 18.2K
$1.28 BYN 3.66
-20.31%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$0.56 BYN 1.60
28.57%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$1.87 BYN 5.38
70.05%
Wine (Bottle)
$23.84 Rp 426.8K
$8.62 BYN 24.73
176.57%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
$0.93 BYN 2.68
197.85%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$1.74 BYN 4.98
58.05%
🚌 Getting Around
Ubud, Bali
Zhlobin
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,785
$0.30 BYN 0.87
-10.00%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.7K
$13.06 BYN 37.48
-37.21%
Taxi Start (Normal Tariff)
$0.48 Rp 8,653
$1.36 BYN 3.90
-64.71%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,544
$0.32 BYN 0.92
31.25%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 107.9K
$5.90 BYN 16.95
2.20%
Gasoline (1 liter)
$0.82 Rp 14.7K
$0.73 BYN 2.10
12.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.6M
$20.1K BYN 57.7K
32.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.6M
$24.1K BYN 69.2K
33.52%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhlobin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$54.0 BYN 155
44.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.0K
$7.59 BYN 21.79
-48.48%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.2K
$10.55 BYN 30.27
126.64%
🎉 Sport & Entertainment
Ubud, Bali
Zhlobin
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$30.72 BYN 88.2
213.09%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.8K
-
-
Cinema Ticket
$4.01 Rp 71.8K
$4.50 BYN 12.90
-10.89%
🧸 Childcare & Education
Ubud, Bali
Zhlobin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$299 BYN 857
1.31%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$10.1K BYN 29.0K
-35.17%
👕👟 Clothing & Footwear
Ubud, Bali
Zhlobin
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.3K
$50.2 BYN 144
10.29%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.1K
$42.52 BYN 122
-9.88%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$116 BYN 333
-23.72%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$99.1 BYN 284
-22.58%
🏠 Accommodation & Living
Ubud, Bali
Zhlobin
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.6M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.2M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.1M
-
-
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$999 BYN 2,866
176.62%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$899 BYN 2,580
149.50%
💵 Salaries & Financials
Ubud, Bali
Zhlobin
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
14.77
-10.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Zhlobin: July 22, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $31.00 in Zhlobin for a mid-range dinner for two. Groceries echo the gap at $297 vs $165 per month, with Zhlobin cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhlobin: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhlobin?
Zhlobin wins on cost – living expenses run 156% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Zhlobin?
You'd need roughly $2,112 in Ubud, Bali and $824 in Zhlobin to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and in Zhlobin?
Childcare runs $305 in Ubud, Bali versus $304 in Zhlobin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhlobin?
Supermarket bills run roughly 80% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zhlobin?
At $550 in Zhlobin versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhlobin?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $550 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Ubud, Bali compared to Zhlobin?
Safety-wise, Ubud, Bali and Zhlobin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 156% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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