Cost of Living Comparison Between Ubud, Bali and Zhlobin Cost of Living Comparison Between Ubud, Bali and Zhlobin

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $624 in Zhlobin.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,058 in Zhlobin.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,493 in Zhlobin.

Living in Ubud, Bali is roughly 124% more expensive than in Zhlobin, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Zhlobin is 55% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhlobin
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$9.55 BYN 29.23
-64.71%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.3K
$49.06 BYN 150
-21.34%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$7.20 BYN 22.04
-23.33%
Cappuccino
$2.64 Rp 46.6K
$2.33 BYN 7.13
13.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$0.99 BYN 3.03
68.69%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$0.59 BYN 1.81
30.51%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$1.46 BYN 4.46
80.14%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$2.51 BYN 7.69
70.52%
🛒 Groceries & Markets
Ubud, Bali
Zhlobin
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$0.94 BYN 2.89
64.89%
White Bread (500g)
$2.22 Rp 39.2K
$0.67 BYN 2.05
231.34%
Rice (white) (1kg)
$1.13 Rp 19.8K
$1.27 BYN 3.89
-11.02%
Eggs
$2.09 Rp 36.8K
$1.53 BYN 4.69
36.60%
Local Cheese (1kg)
$17.39 Rp 306.6K
$7.66 BYN 23.43
127.02%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$5.15 BYN 15.75
-24.85%
Beef Round Steak (1kg)
$12.55 Rp 221.2K
$10.68 BYN 32.68
17.51%
Apples (1kg)
$3.62 Rp 63.8K
$1.54 BYN 4.73
135.06%
Banana (1kg)
$1.56 Rp 27.5K
$1.68 BYN 5.13
-7.14%
Oranges (1kg)
$2.35 Rp 41.5K
$2.09 BYN 6.39
12.44%
Tomato (1kg)
$2.06 Rp 36.2K
$2.77 BYN 8.47
-25.63%
Potato (1kg)
$1.90 Rp 33.5K
$0.67 BYN 2.04
183.58%
Onion (1kg)
$2.34 Rp 41.2K
$0.72 BYN 2.20
225.00%
Lettuce (1 head)
$1.03 Rp 18.2K
$1.65 BYN 5.04
-37.58%
Water (1.5 liter bottle)
$0.55 Rp 9,779
$0.62 BYN 1.90
-11.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$2.63 BYN 8.06
-14.45%
Wine (Bottle)
$23.81 Rp 419.7K
$8.00 BYN 24.49
197.62%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
$1.02 BYN 3.14
126.47%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
$1.91 BYN 5.84
46.60%
🚌 Getting Around
Ubud, Bali
Zhlobin
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,802
$0.35 BYN 1.08
-22.86%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
$12.62 BYN 38.61
-31.38%
Taxi Start (Normal Tariff)
$0.48 Rp 8,489
$1.60 BYN 4.90
-70.00%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,863
$0.50 BYN 1.54
-10.00%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
$9.62 BYN 29.43
-40.54%
Gasoline (1 liter)
$0.76 Rp 13.4K
$0.89 BYN 2.74
-14.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.6M
$23.3K BYN 71.2K
5.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.3M
$22.1K BYN 67.8K
45.07%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhlobin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$59.6 BYN 182
40.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$8.21 BYN 25.11
-21.32%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.8K
$13.11 BYN 40.10
44.85%
🎉 Sport & Entertainment
Ubud, Bali
Zhlobin
Difference
Gym Membership (Monthly)
$56.0 Rp 986.8K
$32.67 BYN 100.0
71.32%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.2K
-
-
Cinema Ticket
$4.28 Rp 75.5K
$5.96 BYN 18.23
-28.19%
🧸 Childcare & Education
Ubud, Bali
Zhlobin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$370 BYN 1,131
31.62%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.2M
$24.2K BYN 74.0K
-75.79%
👕👟 Clothing & Footwear
Ubud, Bali
Zhlobin
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.2K
$51.6 BYN 158
-11.64%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.4K
$44.96 BYN 138
-19.08%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$107 BYN 327
-23.34%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$109 BYN 334
-26.25%
🏠 Accommodation & Living
Ubud, Bali
Zhlobin
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$344 BYN 1,051
225.06%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$511 BYN 1,563
592.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
-
-
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
$1,233 BYN 3,774
129.15%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$804 BYN 2,460
185.02%
💵 Salaries & Financials
Ubud, Bali
Zhlobin
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
15.92
-13.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Zhlobin: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $344 in Zhlobin. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $49.00 in Zhlobin. Groceries flip the comparison at $293 vs $190, with Zhlobin cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhlobin: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhlobin?
Zhlobin wins on cost – living expenses run 124% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Zhlobin?
You'd need roughly $2,095 in Ubud, Bali and $935 in Zhlobin to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zhlobin?
Rent for a central apartment: $1,117 in Ubud, Bali versus $344 in Zhlobin. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zhlobin?
Childcare runs $487 in Ubud, Bali versus $370 in Zhlobin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhlobin?
Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zhlobin?
At $624 in Zhlobin versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhlobin?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $624 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Ubud, Bali compared to Zhlobin?
Safety-wise, Ubud, Bali and Zhlobin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 124% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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