Cost of Living Comparison Between Ubud, Bali and Zhlobin Cost of Living Comparison Between Ubud, Bali and Zhlobin

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $552 in Zhlobin.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $911 in Zhlobin.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,270 in Zhlobin.

Living in Ubud, Bali is roughly 157% more expensive than Zhlobin, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zhlobin is 59% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhlobin
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$9.06 BYN 25.37
-60.71%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$30.27 BYN 84.8
8.13%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$5.54 BYN 15.50
-10.65%
Cappuccino
$2.71 Rp 48.9K
$1.70 BYN 4.76
59.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$0.60 BYN 1.67
123.33%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.43 BYN 1.20
62.79%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$1.25 BYN 3.50
133.60%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$2.16 BYN 6.05
83.33%
🛒 Groceries & Markets
Ubud, Bali
Zhlobin
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.78 BYN 2.19
132.05%
White Bread (500g)
$2.52 Rp 45.4K
$0.61 BYN 1.71
313.11%
Rice (white) (1kg)
$1.16 Rp 20.9K
$1.22 BYN 3.41
-4.92%
Eggs
$2.46 Rp 44.4K
$1.37 BYN 3.83
79.56%
Local Cheese (1kg)
$14.71 Rp 265.3K
$6.66 BYN 18.65
120.87%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$4.27 BYN 11.95
1.17%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$7.89 BYN 22.09
53.87%
Apples (1kg)
$3.84 Rp 69.3K
$1.16 BYN 3.24
231.03%
Banana (1kg)
$1.56 Rp 28.1K
$1.76 BYN 4.92
-11.36%
Oranges (1kg)
$2.83 Rp 51.1K
$1.77 BYN 4.96
59.89%
Tomato (1kg)
$2.33 Rp 41.9K
$2.53 BYN 7.09
-7.91%
Potato (1kg)
$1.91 Rp 34.5K
$0.47 BYN 1.31
306.38%
Onion (1kg)
$2.20 Rp 39.7K
$0.61 BYN 1.70
260.66%
Lettuce (1 head)
$1.01 Rp 18.3K
$1.33 BYN 3.72
-24.06%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$0.58 BYN 1.63
34.48%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$1.82 BYN 5.09
82.42%
Wine (Bottle)
$23.74 Rp 428.1K
$9.23 BYN 25.84
157.20%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$0.99 BYN 2.78
181.82%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$1.73 BYN 4.83
65.32%
🚌 Getting Around
Ubud, Bali
Zhlobin
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$0.28 BYN 0.78
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$12.82 BYN 35.89
-37.36%
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$1.41 BYN 3.94
-67.38%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$0.33 BYN 0.91
36.36%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$5.77 BYN 16.15
5.72%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.77 BYN 2.17
2.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$19.9K BYN 55.6K
31.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$24.1K BYN 67.4K
33.53%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhlobin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$54.0 BYN 151
48.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$7.51 BYN 21.02
-45.94%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$10.65 BYN 29.82
120.85%
🎉 Sport & Entertainment
Ubud, Bali
Zhlobin
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$30.51 BYN 85.4
223.50%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
-
-
Cinema Ticket
$4.15 Rp 74.8K
$4.53 BYN 12.67
-8.39%
🧸 Childcare & Education
Ubud, Bali
Zhlobin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$301 BYN 842
1.02%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$10.2K BYN 28.4K
-34.87%
👕👟 Clothing & Footwear
Ubud, Bali
Zhlobin
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$51.8 BYN 145
7.16%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$41.97 BYN 118
-8.72%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$115 BYN 321
-22.81%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$96.0 BYN 269
-18.84%
🏠 Accommodation & Living
Ubud, Bali
Zhlobin
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
-
-
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$1,215 BYN 3,401
133.92%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$763 BYN 2,137
196.59%
💵 Salaries & Financials
Ubud, Bali
Zhlobin
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
14.77
-10.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zhlobin: June 1, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $30.00 in Zhlobin for a mid-range dinner for two. Groceries echo the gap at $302 vs $167 per month, with Zhlobin cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhlobin: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhlobin?
Zhlobin wins on cost – living expenses run 157% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Zhlobin?
You'd need roughly $2,129 in Ubud, Bali and $827 in Zhlobin to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Ubud, Bali and Zhlobin?
Childcare runs $304 in Ubud, Bali versus $301 in Zhlobin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zhlobin?
Supermarket bills run roughly 81% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zhlobin?
At $552 in Zhlobin versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhlobin?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $552 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Ubud, Bali compared to Zhlobin?
Safety-wise, Ubud, Bali and Zhlobin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 157% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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