😐Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $624 in Zhlobin.
😐Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,058 in Zhlobin.
😐Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,493 in Zhlobin.
🌍Living in Ubud, Bali is roughly 124% more expensive than in Zhlobin, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 2% above, Zhlobin is 55% below.
Currency
🍽 Eating Out
Ubud, Bali
Zhlobin
Difference
Meal at Budget Restaurant
$3.37Rp 59.5K
$9.55BYN 29.23
-64.71%
Three-Course Dinner for Two, Mid-Range
$38.59Rp 680.3K
$49.06BYN 150
-21.34%
Fast Food Meal(McDonalds, etc)
$5.52Rp 97.3K
$7.20BYN 22.04
-23.33%
Cappuccino
$2.64Rp 46.6K
$2.33BYN 7.13
13.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67Rp 29.5K
$0.99BYN 3.03
68.69%
Water(0.33 liter bottle)
$0.77Rp 13.6K
$0.59BYN 1.81
30.51%
Local Beer(0.5 liter draught)
$2.63Rp 46.4K
$1.46BYN 4.46
80.14%
Imported Beer(0.33 liter bottle)
$4.28Rp 75.5K
$2.51BYN 7.69
70.52%
🛒 Groceries & Markets
Ubud, Bali
Zhlobin
Difference
Milk(1 liter)
$1.55Rp 27.3K
$0.94BYN 2.89
64.89%
White Bread(500g)
$2.22Rp 39.2K
$0.67BYN 2.05
231.34%
Rice(white)(1kg)
$1.13Rp 19.8K
$1.27BYN 3.89
-11.02%
Eggs
$2.09Rp 36.8K
$1.53BYN 4.69
36.60%
Local Cheese(1kg)
$17.39Rp 306.6K
$7.66BYN 23.43
127.02%
Chicken Fillets(1kg)
$3.87Rp 68.2K
$5.15BYN 15.75
-24.85%
Beef Round Steak(1kg)
$12.55Rp 221.2K
$10.68BYN 32.68
17.51%
Apples(1kg)
$3.62Rp 63.8K
$1.54BYN 4.73
135.06%
Banana(1kg)
$1.56Rp 27.5K
$1.68BYN 5.13
-7.14%
Oranges(1kg)
$2.35Rp 41.5K
$2.09BYN 6.39
12.44%
Tomato(1kg)
$2.06Rp 36.2K
$2.77BYN 8.47
-25.63%
Potato(1kg)
$1.90Rp 33.5K
$0.67BYN 2.04
183.58%
Onion(1kg)
$2.34Rp 41.2K
$0.72BYN 2.20
225.00%
Lettuce(1 head)
$1.03Rp 18.2K
$1.65BYN 5.04
-37.58%
Water(1.5 liter bottle)
$0.55Rp 9,779
$0.62BYN 1.90
-11.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 39.7K
$2.63BYN 8.06
-14.45%
Wine(Bottle)
$23.81Rp 419.7K
$8.00BYN 24.49
197.62%
Local Beer(0.5 liter bottle)
$2.31Rp 40.8K
$1.02BYN 3.14
126.47%
Imported Beer(0.33 liter bottle)
$2.80Rp 49.4K
$1.91BYN 5.84
46.60%
🚌 Getting Around
Ubud, Bali
Zhlobin
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,802
$0.35BYN 1.08
-22.86%
Public Transport Monthly Pass(Regular Price)
$8.66Rp 152.7K
$12.62BYN 38.61
-31.38%
Taxi Start(Normal Tariff)
$0.48Rp 8,489
$1.60BYN 4.90
-70.00%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,863
$0.50BYN 1.54
-10.00%
Taxi 1hour Waiting(Normal Tariff)
$5.72Rp 100.8K
$9.62BYN 29.43
-40.54%
Gasoline(1 liter)
$0.76Rp 13.4K
$0.89BYN 2.74
-14.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 431.6M
$23.3KBYN 71.2K
5.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 566.3M
$22.1KBYN 67.8K
45.07%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhlobin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.6Rp 1.5M
$59.6BYN 182
40.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.46Rp 113.8K
$8.21BYN 25.11
-21.32%
Internet(50+ Mbps, Unlimited Data)
$18.99Rp 334.8K
$13.11BYN 40.10
44.85%
🎉 Sport & Entertainment
Ubud, Bali
Zhlobin
Difference
Gym Membership(Monthly)
$56.0Rp 986.8K
$32.67BYN 100.0
71.32%
Tennis Court(1 Hour on Weekend)
$18.62Rp 328.2K
-
-
Cinema Ticket
$4.28Rp 75.5K
$5.96BYN 18.23
-28.19%
🧸 Childcare & Education
Ubud, Bali
Zhlobin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$487Rp 8.6M
$370BYN 1,131
31.62%
International Primary School, 1 Child(Yearly)
$5,856Rp 103.2M
$24.2KBYN 74.0K
-75.79%
👕👟 Clothing & Footwear
Ubud, Bali
Zhlobin
Difference
Jeans(Levis 501 Or Similar)
$45.56Rp 803.2K
$51.6BYN 158
-11.64%
Summer Dress(H&M, Zara, etc)
$36.38Rp 641.4K
$44.96BYN 138
-19.08%
Sport Shoes(Adidas, Nike)
$82.0Rp 1.4M
$107BYN 327
-23.34%
Men's Leather Business Shoes
$80.4Rp 1.4M
$109BYN 334
-26.25%
🏠 Accommodation & Living
Ubud, Bali
Zhlobin
Difference
1-bedroom Apartment, City Center(Monthly)
$1,117Rp 19.7M
$344BYN 1,051
225.06%
1-bedroom Apartment, Outside City Center(Monthly)
$701Rp 12.4M
-
-
3-bedroom Apartment, City Center(Monthly)
$3,537Rp 62.4M
$511BYN 1,563
592.28%
3-bedroom Apartment, Outside City Center(Monthly)
$1,762Rp 31.1M
-
-
Buy Apartment in City Center(m2)
$2,826Rp 49.8M
$1,233BYN 3,774
129.15%
Buy Apartment Outside City Center(m2)
$2,292Rp 40.4M
$804BYN 2,460
185.02%
💵 Salaries & Financials
Ubud, Bali
Zhlobin
Difference
Average Monthly Net Salary(After Tax)
$170Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
15.92
-13.44%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 31, 2026
Last update for Zhlobin: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $344 in Zhlobin. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $39.00 in Ubud, Bali vs $49.00 in Zhlobin. Groceries flip the comparison at $293 vs $190, with Zhlobin cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhlobin: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhlobin?
Zhlobin wins on cost – living expenses run 124% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Zhlobin?
You'd need roughly $2,095 in Ubud, Bali and $935 in Zhlobin to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zhlobin?
Rent for a central apartment: $1,117 in Ubud, Bali versus $344 in Zhlobin. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zhlobin?
Childcare runs $487 in Ubud, Bali versus $370 in Zhlobin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhlobin?
Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zhlobin?
At $624 in Zhlobin versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhlobin?
Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $624 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.
How safe is Ubud, Bali compared to Zhlobin?
Safety-wise, Ubud, Bali and Zhlobin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhlobin gentler on the wallet – expenses run 124% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared