Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zhlobin

For one person, living is cheaper in Zhlobin: $631 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Zhlobin
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Zhlobin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Zhlobin

🇧🇾 Belarus

$631

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zhlobin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zhlobin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $631 in Zhlobin.

Ubud, Bali $1,353
Zhlobin $631

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,082 in Zhlobin.

Ubud, Bali $2,297
Zhlobin $1,082

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,534 in Zhlobin.

Ubud, Bali $3,241
Zhlobin $1,534

Living in Ubud, Bali is roughly 114% more expensive than in Zhlobin, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Zhlobin is 53% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$9.90 BYN 29.69

-67.37%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$49.61 BYN 149

-29.69%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.85 BYN 20.56

-16.79%

Cappuccino

$2.62 Rp 47.1K

$2.29 BYN 6.88

14.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.94 BYN 2.82

82.98%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.58 BYN 1.75

39.66%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.62 BYN 4.87

63.58%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.52 BYN 7.56

73.41%

Milk (1 liter)

$1.57 Rp 28.3K

$0.94 BYN 2.83

67.02%

White Bread (500g)

$2.19 Rp 39.5K

$0.71 BYN 2.14

208.45%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.34 BYN 4.01

-11.94%

Eggs

$2.16 Rp 38.8K

$1.61 BYN 4.84

34.16%

Local Cheese (1kg)

$17.65 Rp 317.7K

$7.55 BYN 22.66

133.77%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$5.29 BYN 15.86

-28.54%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.94 BYN 32.82

9.23%

Apples (1kg)

$3.60 Rp 64.8K

$1.52 BYN 4.57

136.84%

Banana (1kg)

$1.59 Rp 28.6K

$1.76 BYN 5.28

-9.66%

Oranges (1kg)

$2.31 Rp 41.6K

$2.14 BYN 6.42

7.94%

Tomato (1kg)

$1.91 Rp 34.3K

$2.70 BYN 8.10

-29.26%

Potato (1kg)

$1.78 Rp 32.1K

$0.69 BYN 2.06

157.97%

Onion (1kg)

$2.33 Rp 41.9K

$0.72 BYN 2.17

223.61%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.44 BYN 4.32

-30.56%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.62 BYN 1.85

-14.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.67 BYN 8.00

-14.23%

Wine (Bottle)

$22.07 Rp 397.3K

$8.52 BYN 25.55

159.04%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.00 BYN 2.99

135.00%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.05 BYN 6.14

45.37%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.32 BYN 0.96

-28.13%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$14.74 BYN 44.21

-39.62%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.69 BYN 5.06

-72.19%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.49 BYN 1.46

-12.24%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.90 BYN 29.71

-44.75%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.87 BYN 2.60

-4.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.7K BYN 65.2K

9.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$22.6K BYN 67.9K

44.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$60.9 BYN 183

31.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$8.41 BYN 25.23

-22.00%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$13.56 BYN 40.69

37.17%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$36.50 BYN 110

48.27%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$6.05 BYN 18.14

-29.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$404 BYN 1,212

21.93%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.9K BYN 71.6K

-76.55%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$50.9 BYN 153

-10.49%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$44.64 BYN 134

-21.68%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$107 BYN 320

-27.13%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$108 BYN 324

-27.24%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$350 BYN 1,051

223.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$581 BYN 1,743

521.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,137 BYN 3,410

139.07%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$907 BYN 2,720

147.19%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

15.93

-13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Zhlobin: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Zhlobin

- * 0% 100%

Groceries & Markets

Ubud, Bali

$287 21.2%

Zhlobin

$193 30.6% 32.7% $94

Clothing & Footwear

Ubud, Bali

$107 7.9%

Zhlobin

$140 22.1% 31% $33

Eating Out

Ubud, Bali

$106 7.9%

Zhlobin

$146 23.2% 37.6% $40

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Zhlobin

$83 13.1% 21.2% $22

Sport & Entertainment

Ubud, Bali

$63 4.6%

Zhlobin

$49 7.7% 22.4% $14

Getting Around

Ubud, Bali

$12 0.9%

Zhlobin

$20 3.2% 61.9% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $350 in Zhlobin. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $50.0 in Zhlobin. Groceries flip the comparison at $287 vs $193, with Zhlobin cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇾 Zhlobin

🕒 Local time

08:15 8:15 AM

03:15 3:15 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,220

💱 Currency

Indonesian Rupiah IDR Rp

Belarusian Ruble BYN Br

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BYN = 0.333 USD

1 BYN = 0.297 EUR

Exchange rates and currency converter

BYN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Belarusian Ruble exchange rates as of October 21, 2026: 1 USD = 3 BYN (1 BYN = 0.333 USD). 1 EUR = 3.37 BYN (1 BYN = 0.297 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zhlobin 10,440 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zhlobin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhlobin: Cost of Living - Frequently Asked Questions

Zhlobin wins on cost – living expenses run 114% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhlobin the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $946 in Zhlobin to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $350 in Zhlobin. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $404 in Zhlobin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $631 in Zhlobin versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Zhlobin but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhlobin the clear choice for anyone on this budget.

Both work as nomad bases, but Zhlobin delivers better value – similar infrastructure at $631 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhlobin hard to pass up.

Safety-wise, Ubud, Bali and Zhlobin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhlobin gentler on the wallet – expenses run 114% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.