Last update: Nov 2026

Cost of Living Comparison Between Zgorzelec and Warsaw

For one person, living is cheaper in Zgorzelec: $1,416 a month against $1,995 in Warsaw, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Zgorzelec
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Zgorzelec Living Index
95

Cost of Living Index in Warsaw
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Warsaw Living Index

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Zgorzelec

🇵🇱 Poland

$1,416

/mo nomad

Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Monthly Cost of Living

How much you'll spend in Zgorzelec and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zgorzelec and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,416 in Zgorzelec versus $1,995 in Warsaw.

Zgorzelec $1,416
Warsaw $1,995

Estimated couple costs with rent: $2,062 in Zgorzelec versus $2,866 in Warsaw.

Zgorzelec $2,062
Warsaw $2,866

Monthly costs for a family of three with rent: $2,707 in Zgorzelec versus $3,737 in Warsaw.

Zgorzelec $2,707
Warsaw $3,737

Living in Zgorzelec costs roughly 29% less than in Warsaw, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Zgorzelec 5% above, Warsaw 48% above.

Meal at Budget Restaurant

$8.90 zł 35.19

$11.57 zł 45.75

-23.08%

Three-Course Dinner for Two, Mid-Range

$51.7 zł 205

$61.8 zł 245

-16.34%

Fast Food Meal (McDonalds, etc)

$7.51 zł 29.70

$9.95 zł 39.36

-24.52%

Cappuccino

$3.09 zł 12.22

$4.31 zł 17.04

-28.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 zł 3.61

$2.32 zł 9.19

-60.78%

Water (0.33 liter bottle)

$1.63 zł 6.45

$2.27 zł 8.97

-28.19%

Local Beer (0.5 liter draught)

$1.48 zł 5.84

$4.54 zł 17.97

-67.40%

Imported Beer (0.33 liter bottle)

$2.05 zł 8.10

$5.18 zł 20.48

-60.42%

Milk (1 liter)

$0.95 zł 3.75

$1.06 zł 4.20

-10.38%

White Bread (500g)

$1.20 zł 4.76

$1.54 zł 6.10

-22.08%

Rice (white) (1kg)

$1.40 zł 5.53

$1.53 zł 6.04

-8.50%

Eggs

$3.51 zł 13.90

$3.80 zł 15.02

-7.63%

Local Cheese (1kg)

$8.58 zł 33.94

$8.87 zł 35.06

-3.27%

Chicken Fillets (1kg)

$5.84 zł 23.08

$6.80 zł 26.89

-14.12%

Beef Round Steak (1kg)

$13.05 zł 51.6

$14.56 zł 57.6

-10.37%

Apples (1kg)

$0.86 zł 3.41

$1.16 zł 4.59

-25.86%

Banana (1kg)

$1.50 zł 5.91

$1.70 zł 6.73

-11.76%

Oranges (1kg)

$1.64 zł 6.48

$1.67 zł 6.62

-1.80%

Tomato (1kg)

$1.55 zł 6.12

$4.35 zł 17.22

-64.37%

Potato (1kg)

$0.62 zł 2.45

$0.94 zł 3.70

-34.04%

Onion (1kg)

$1.01 zł 3.99

$0.91 zł 3.59

10.99%

Lettuce (1 head)

$1.27 zł 5.02

$1.43 zł 5.65

-11.19%

Water (1.5 liter bottle)

$0.64 zł 2.52

$0.69 zł 2.74

-7.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 zł 18.35

$6.15 zł 24.34

-24.55%

Wine (Bottle)

$7.53 zł 29.77

$6.20 zł 24.52

21.45%

Local Beer (0.5 liter bottle)

$0.85 zł 3.36

$1.09 zł 4.33

-22.02%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.80

$1.70 zł 6.70

-13.53%

One-way Ticket (Public Transport)

$1.09 zł 4.32

$1.13 zł 4.47

-3.54%

Public Transport Monthly Pass (Regular Price)

$29.10 zł 115

$27.41 zł 108

6.17%

Taxi Start (Normal Tariff)

$2.32 zł 9.18

$2.57 zł 10.16

-9.73%

Taxi (Normal Tariff) (1km)

$1.05 zł 4.14

$1.30 zł 5.12

-19.23%

Taxi 1hour Waiting (Normal Tariff)

$12.75 zł 50.4

$12.56 zł 49.65

1.51%

Gasoline (1 liter)

$1.62 zł 6.39

$1.73 zł 6.85

-6.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 120.1K

$30.0K zł 118.7K

1.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K zł 109.4K

$30.4K zł 120.1K

-8.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 zł 1,140

$329 zł 1,301

-12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.87 zł 31.12

$9.08 zł 35.90

-13.33%

Internet (50+ Mbps, Unlimited Data)

$18.41 zł 72.8

$16.00 zł 63.3

15.06%

Gym Membership (Monthly)

$37.66 zł 149

$46.70 zł 185

-19.36%

Tennis Court (1 Hour on Weekend)

$21.48 zł 85.0

$27.92 zł 110

-23.07%

Cinema Ticket

$7.34 zł 29.01

$8.80 zł 34.81

-16.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 zł 1,910

$592 zł 2,342

-18.45%

International Primary School, 1 Child (Yearly)

$7,450 zł 29.5K

$18.2K zł 72.0K

-59.08%

Jeans (Levis 501 Or Similar)

$77.2 zł 305

$105 zł 415

-26.55%

Summer Dress (H&M, Zara, etc)

$37.75 zł 149

$38.96 zł 154

-3.11%

Sport Shoes (Adidas, Nike)

$86.2 zł 341

$108 zł 427

-20.16%

Men's Leather Business Shoes

$109 zł 431

$112 zł 444

-2.95%

1-bedroom Apartment, City Center (Monthly)

$599 zł 2,367

$1,150 zł 4,547

-47.93%

1-bedroom Apartment, Outside City Center (Monthly)

$515 zł 2,036

$910 zł 3,599

-43.43%

3-bedroom Apartment, City Center (Monthly)

$968 zł 3,830

$2,144 zł 8,478

-54.82%

3-bedroom Apartment, Outside City Center (Monthly)

$824 zł 3,257

$1,456 zł 5,757

-43.42%

Buy Apartment in City Center (m2)

$2,959 zł 11.7K

$6,018 zł 23.8K

-50.83%

Buy Apartment Outside City Center (m2)

$2,159 zł 8,539

$3,852 zł 15.2K

-43.95%

Average Monthly Net Salary (After Tax)

$1,369 zł 5,413

$2,052 zł 8,114

-33.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.68

-0.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zgorzelec: November 1, 2026

Last update for Warsaw: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zgorzelec

$515 36.4%

Warsaw

$910 45.6% 76.8% $395

Monthly Utilities & Internet

Zgorzelec

$315 22.2%

Warsaw

$354 17.7% 12.5% $39

Groceries & Markets

Zgorzelec

$202 14.2%

Warsaw

$236 11.8% 17% $34

Eating Out

Zgorzelec

$152 10.8%

Warsaw

$226 11.3% 47.9% $73

Clothing & Footwear

Zgorzelec

$139 9.9%

Warsaw

$164 8.2% 17.5% $24

Sport & Entertainment

Zgorzelec

$52 3.7%

Warsaw

$64 3.2% 22.9% $12

Getting Around

Zgorzelec

$41 2.9%

Warsaw

$41 2.1% 0.1% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Zgorzelec and $1,150 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 50% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $52 in Zgorzelec vs $62 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $202 vs $236 per month, with Zgorzelec cheaper across the board.

Good to know

🇵🇱 Zgorzelec

🇵🇱 Warsaw

🕒 Local time

07:19 7:19 AM

Same time as Zgorzelec

🌤 Weather

👥 Population

29,534

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zgorzelec vs Warsaw: Cost of Living - Frequently Asked Questions

Zgorzelec wins on cost – living expenses run 29% lower than in Warsaw. Housing and daily spending are where you’ll feel the difference most, making Zgorzelec the obvious pick if budget is a priority.

On paper, salaries run 33% lower in Zgorzelec. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $599 in Zgorzelec versus $1,150 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,416 per month in Zgorzelec versus $1,995 in Warsaw – Zgorzelec is about 29% cheaper, which adds up to real savings over time.

A monthly transit pass in Warsaw runs roughly 6% less than in Zgorzelec. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zgorzelec and Warsaw are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Zgorzelec wins on affordability, Warsaw on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.