Last update: Nov 2026

Cost of Living Comparison Between Zgorzelec and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,416 in Zgorzelec, rent and utilities included – about $1,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Zgorzelec
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Zgorzelec Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zgorzelec

🇵🇱 Poland

$1,416

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Zgorzelec and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zgorzelec and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,416 in Zgorzelec versus $1,331 in Ubud, Bali.

Zgorzelec $1,416
Ubud, Bali $1,331

Estimated couple costs with rent: $2,062 in Zgorzelec versus $2,255 in Ubud, Bali.

Zgorzelec $2,062
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,707 in Zgorzelec versus $3,180 in Ubud, Bali.

Zgorzelec $2,707
Ubud, Bali $3,180

Living in Zgorzelec is roughly 6% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zgorzelec is 5% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$8.90 zł 34.77

$3.38 Rp 61.3K

163.31%

Three-Course Dinner for Two, Mid-Range

$51.7 zł 202

$34.65 Rp 629.1K

49.29%

Fast Food Meal (McDonalds, etc)

$7.51 zł 29.35

$5.57 Rp 101.2K

34.83%

Cappuccino

$3.09 zł 12.08

$2.62 Rp 47.6K

17.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.91 zł 3.57

$1.54 Rp 27.9K

-40.91%

Water (0.33 liter bottle)

$1.63 zł 6.38

$0.64 Rp 11.6K

154.69%

Local Beer (0.5 liter draught)

$1.48 zł 5.77

$2.67 Rp 48.4K

-44.57%

Imported Beer (0.33 liter bottle)

$2.05 zł 8.00

$4.26 Rp 77.4K

-51.88%

Milk (1 liter)

$0.95 zł 3.71

$1.46 Rp 26.5K

-34.93%

White Bread (500g)

$1.20 zł 4.70

$2.29 Rp 41.6K

-47.60%

Rice (white) (1kg)

$1.40 zł 5.47

$1.11 Rp 20.1K

26.13%

Eggs

$3.51 zł 13.74

$2.10 Rp 38.1K

67.14%

Local Cheese (1kg)

$8.58 zł 33.54

$15.94 Rp 289.4K

-46.17%

Chicken Fillets (1kg)

$5.84 zł 22.81

$3.88 Rp 70.5K

50.52%

Beef Round Steak (1kg)

$13.05 zł 51.0

$11.40 Rp 207.0K

14.47%

Apples (1kg)

$0.86 zł 3.37

$3.55 Rp 64.5K

-75.77%

Banana (1kg)

$1.50 zł 5.84

$1.54 Rp 27.9K

-2.60%

Oranges (1kg)

$1.64 zł 6.40

$2.23 Rp 40.5K

-26.46%

Tomato (1kg)

$1.55 zł 6.04

$1.97 Rp 35.8K

-21.32%

Potato (1kg)

$0.62 zł 2.42

$1.86 Rp 33.7K

-66.67%

Onion (1kg)

$1.01 zł 3.94

$2.42 Rp 43.9K

-58.26%

Lettuce (1 head)

$1.27 zł 4.96

$1.02 Rp 18.6K

24.51%

Water (1.5 liter bottle)

$0.64 zł 2.49

$0.52 Rp 9,483

23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 zł 18.13

$2.20 Rp 39.9K

110.91%

Wine (Bottle)

$7.53 zł 29.42

$21.79 Rp 395.6K

-65.44%

Local Beer (0.5 liter bottle)

$0.85 zł 3.32

$2.33 Rp 42.2K

-63.52%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.73

$2.97 Rp 53.9K

-50.51%

One-way Ticket (Public Transport)

$1.09 zł 4.27

$0.25 Rp 4,546

336.00%

Public Transport Monthly Pass (Regular Price)

$29.10 zł 114

$8.17 Rp 148.4K

256.18%

Taxi Start (Normal Tariff)

$2.32 zł 9.07

$0.44 Rp 7,947

427.27%

Taxi (Normal Tariff) (1km)

$1.05 zł 4.09

$0.47 Rp 8,496

123.40%

Taxi 1hour Waiting (Normal Tariff)

$12.75 zł 49.82

$5.60 Rp 101.7K

127.68%

Gasoline (1 liter)

$1.62 zł 6.31

$0.83 Rp 15.0K

95.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.7K

$24.4K Rp 443.8M

24.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K zł 108.1K

$31.7K Rp 575.5M

-12.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 zł 1,127

$77.5 Rp 1.4M

272.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.87 zł 30.75

$6.14 Rp 111.6K

28.18%

Internet (50+ Mbps, Unlimited Data)

$18.41 zł 71.9

$18.92 Rp 343.4K

-2.70%

Gym Membership (Monthly)

$37.66 zł 147

$51.0 Rp 925.8K

-26.14%

Tennis Court (1 Hour on Weekend)

$21.48 zł 84.0

$18.25 Rp 331.3K

17.70%

Cinema Ticket

$7.34 zł 28.67

$4.38 Rp 79.6K

67.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 zł 1,887

$492 Rp 8.9M

-1.93%

International Primary School, 1 Child (Yearly)

$7,450 zł 29.1K

$12.2K Rp 221.9M

-39.04%

Jeans (Levis 501 Or Similar)

$77.2 zł 301

$45.16 Rp 819.9K

70.84%

Summer Dress (H&M, Zara, etc)

$37.75 zł 148

$34.89 Rp 633.4K

8.20%

Sport Shoes (Adidas, Nike)

$86.2 zł 337

$78.3 Rp 1.4M

10.00%

Men's Leather Business Shoes

$109 zł 425

$77.9 Rp 1.4M

39.82%

1-bedroom Apartment, City Center (Monthly)

$599 zł 2,339

$1,078 Rp 19.6M

-44.45%

1-bedroom Apartment, Outside City Center (Monthly)

$515 zł 2,012

$665 Rp 12.1M

-22.56%

3-bedroom Apartment, City Center (Monthly)

$968 zł 3,785

$3,510 Rp 63.7M

-72.41%

3-bedroom Apartment, Outside City Center (Monthly)

$824 zł 3,218

$1,671 Rp 30.3M

-50.71%

Buy Apartment in City Center (m2)

$2,959 zł 11.6K

$2,340 Rp 42.5M

26.45%

Buy Apartment Outside City Center (m2)

$2,159 zł 8,438

$2,236 Rp 40.6M

-3.44%

Average Monthly Net Salary (After Tax)

$1,369 zł 5,349

$166 Rp 3.0M

722.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

13.78

-51.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zgorzelec: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zgorzelec

$515 36.4%

Ubud, Bali

$665 50% 29.1% $150

Monthly Utilities & Internet

Zgorzelec

$315 22.2%

Ubud, Bali

$103 7.7% 67.4% $212

Groceries & Markets

Zgorzelec

$202 14.2%

Ubud, Bali

$279 21% 38.6% $78

Eating Out

Zgorzelec

$152 10.8%

Ubud, Bali

$106 8% 30.6% $47

Clothing & Footwear

Zgorzelec

$139 9.9%

Ubud, Bali

$106 8% 23.8% $33

Sport & Entertainment

Zgorzelec

$52 3.7%

Ubud, Bali

$60 4.5% 14.2% $7.4

Getting Around

Zgorzelec

$41 2.9%

Ubud, Bali

$12 0.9% 70.9% $29

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Zgorzelec and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zgorzelec pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $52 in Zgorzelec vs $35 in Ubud, Bali. Groceries flip the comparison at $202 vs $279, with Zgorzelec cheaper for home cooking.

Good to know

🇵🇱 Zgorzelec

🇮🇩 Ubud, Bali

🕒 Local time

00:55 12:55 AM

07:55 7:55 AM

7 h ahead of Zgorzelec

🌤 Weather

👥 Population

29,534

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to PLN in detail →

On the map

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Between locations

Zgorzelec Ubud, Bali 11,460 km ≈ 15 h nonstop flight

From you

Zgorzelec
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zgorzelec vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Zgorzelec. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Zgorzelec is about 8.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $599 in Zgorzelec versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $483 in Zgorzelec versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zgorzelec pay roughly 28% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zgorzelec and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zgorzelec on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.