Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zgorzelec

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,416 in Zgorzelec, rent and utilities included – about $1,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
68

Cost of Living Index in Zgorzelec
Learn more

Zgorzelec Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zgorzelec

🇵🇱 Poland

$1,416

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zgorzelec

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zgorzelec actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,416 in Zgorzelec.

Ubud, Bali $1,331
Zgorzelec $1,416

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,062 in Zgorzelec.

Ubud, Bali $2,255
Zgorzelec $2,062

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,707 in Zgorzelec.

Ubud, Bali $3,180
Zgorzelec $2,707

Living in Ubud, Bali costs roughly 6% less than in Zgorzelec, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Zgorzelec is 5% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.90 zł 34.77

-62.02%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$51.7 zł 202

-33.02%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.51 zł 29.35

-25.83%

Cappuccino

$2.62 Rp 47.6K

$3.09 zł 12.08

-15.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.91 zł 3.57

69.23%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.63 zł 6.38

-60.74%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.48 zł 5.77

80.41%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.05 zł 8.00

107.80%

Milk (1 liter)

$1.46 Rp 26.5K

$0.95 zł 3.71

53.68%

White Bread (500g)

$2.29 Rp 41.6K

$1.20 zł 4.70

90.83%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.40 zł 5.47

-20.71%

Eggs

$2.10 Rp 38.1K

$3.51 zł 13.74

-40.17%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.58 zł 33.54

85.78%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.84 zł 22.81

-33.56%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$13.05 zł 51.0

-12.64%

Apples (1kg)

$3.55 Rp 64.5K

$0.86 zł 3.37

312.79%

Banana (1kg)

$1.54 Rp 27.9K

$1.50 zł 5.84

2.67%

Oranges (1kg)

$2.23 Rp 40.5K

$1.64 zł 6.40

35.98%

Tomato (1kg)

$1.97 Rp 35.8K

$1.55 zł 6.04

27.10%

Potato (1kg)

$1.86 Rp 33.7K

$0.62 zł 2.42

200.00%

Onion (1kg)

$2.42 Rp 43.9K

$1.01 zł 3.94

139.60%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.27 zł 4.96

-19.69%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.64 zł 2.49

-18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.64 zł 18.13

-52.59%

Wine (Bottle)

$21.79 Rp 395.6K

$7.53 zł 29.42

189.38%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.85 zł 3.32

174.12%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.47 zł 5.73

102.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.09 zł 4.27

-77.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$29.10 zł 114

-71.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.32 zł 9.07

-81.03%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.05 zł 4.09

-55.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$12.75 zł 49.82

-56.08%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.62 zł 6.31

-48.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.4K zł 118.7K

-19.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$27.7K zł 108.1K

14.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$288 zł 1,127

-73.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$7.87 zł 30.75

-21.98%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$18.41 zł 71.9

2.77%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$37.66 zł 147

35.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$21.48 zł 84.0

-15.04%

Cinema Ticket

$4.38 Rp 79.6K

$7.34 zł 28.67

-40.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$483 zł 1,887

1.97%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$7,450 zł 29.1K

64.04%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$77.2 zł 301

-41.46%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$37.75 zł 148

-7.58%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.2 zł 337

-9.09%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 zł 425

-28.48%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$599 zł 2,339

80.01%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$515 zł 2,012

29.13%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$968 zł 3,785

262.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$824 zł 3,218

102.89%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,959 zł 11.6K

-20.92%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,159 zł 8,438

3.57%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,369 zł 5,349

-87.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.63

107.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zgorzelec: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zgorzelec

$515 36.4% 22.6% $150

Groceries & Markets

Ubud, Bali

$279 21%

Zgorzelec

$202 14.2% 27.8% $78

Clothing & Footwear

Ubud, Bali

$106 8%

Zgorzelec

$139 9.9% 31.2% $33

Eating Out

Ubud, Bali

$106 8%

Zgorzelec

$152 10.8% 44.2% $47

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zgorzelec

$315 22.2% 207% $212

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zgorzelec

$52 3.7% 12.4% $7.4

Getting Around

Ubud, Bali

$12 0.9%

Zgorzelec

$41 2.9% 243% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $599 in Zgorzelec. Housing cost is often the main lever when comparing two cities.

Zgorzelec pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $52 in Zgorzelec. Groceries flip the comparison at $279 vs $202, with Zgorzelec cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Zgorzelec

🕒 Local time

08:09 8:09 AM

01:09 1:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

29,534

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zgorzelec 11,460 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zgorzelec

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgorzelec: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Zgorzelec. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $599 in Zgorzelec. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $483 in Zgorzelec. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zgorzelec pay roughly 28% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zgorzelec are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zgorzelec on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.