Cost of Living Comparison Between Ubud, Bali and Zgorzelec Cost of Living Comparison Between Ubud, Bali and Zgorzelec

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,388 in Zgorzelec.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,057 in Zgorzelec.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,725 in Zgorzelec.

Living in Ubud, Bali is roughly 2% more expensive than Zgorzelec, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 6% above, Zgorzelec 4% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$9.32 zł 33.98

-61.80%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$48.63 zł 177

-32.70%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.17 zł 29.78

-39.41%

Cappuccino

$2.71 Rp 48.9K

$3.28 zł 11.97

-17.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.92 zł 3.36

45.65%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.68 zł 6.14

-58.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$1.59 zł 5.80

83.65%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$2.18 zł 7.96

81.65%

Milk (1 liter)

$1.81 Rp 32.6K

$1.01 zł 3.67

79.21%

White Bread (500g)

$2.52 Rp 45.4K

$1.31 zł 4.77

92.37%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.65 zł 6.03

-29.70%

Eggs

$2.46 Rp 44.4K

$3.23 zł 11.80

-23.84%

Local Cheese (1kg)

$14.71 Rp 265.3K

$10.09 zł 36.80

45.79%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.50 zł 23.72

-33.54%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$11.78 zł 42.95

3.06%

Apples (1kg)

$3.84 Rp 69.3K

$0.92 zł 3.35

317.39%

Banana (1kg)

$1.56 Rp 28.1K

$1.66 zł 6.04

-6.02%

Oranges (1kg)

$2.83 Rp 51.1K

$1.76 zł 6.43

60.80%

Tomato (1kg)

$2.33 Rp 41.9K

$1.61 zł 5.88

44.72%

Potato (1kg)

$1.91 Rp 34.5K

$0.70 zł 2.56

172.86%

Onion (1kg)

$2.20 Rp 39.7K

$1.15 zł 4.20

91.30%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.31 zł 4.76

-22.90%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.66 zł 2.39

18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$4.87 zł 17.76

-31.83%

Wine (Bottle)

$23.74 Rp 428.0K

$8.26 zł 30.11

187.41%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$0.91 zł 3.33

206.59%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.55 zł 5.66

84.52%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.11 zł 4.04

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.45 zł 118

-75.25%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.13 zł 7.75

-78.40%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.90 zł 3.27

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.79 zł 39.33

-43.47%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.71 zł 6.22

-53.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.2K zł 121.0K

-21.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$32.4K zł 118.0K

-0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$277 zł 1,011

-71.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$10.07 zł 36.73

-59.68%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$17.44 zł 63.6

34.86%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$35.85 zł 131

175.31%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.48 zł 71.0

-65.97%

Cinema Ticket

$4.15 Rp 74.8K

$7.62 zł 27.79

-45.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$409 zł 1,490

-25.61%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$6,725 zł 24.5K

-1.66%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$91.5 zł 334

-39.33%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$37.26 zł 136

2.82%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$93.3 zł 340

-4.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 zł 383

-25.89%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$660 zł 2,406

52.54%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$491 zł 1,790

37.56%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$984 zł 3,589

249.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$801 zł 2,922

154.53%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$2,951 zł 10.8K

-3.72%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,634 zł 9,605

-14.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,469 zł 5,355

-88.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.8

95.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zgorzelec: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $660 in Zgorzelec. Housing cost is often the main lever when comparing two cities.

Zgorzelec pays 789% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $49.00 in Zgorzelec. Groceries flip the comparison at $302 vs $212, with Zgorzelec cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgorzelec: Cost of Living - Frequently Asked Questions

Zgorzelec wins on cost – living expenses run 2% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zgorzelec the obvious pick if budget is a priority.

On paper, Zgorzelec earns 789% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $660 in Zgorzelec. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $409 in Zgorzelec. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,388 in Zgorzelec versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Zgorzelec but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zgorzelec the clear choice for anyone on this budget.

Both work as nomad bases, but Zgorzelec delivers better value – similar infrastructure at $1,388 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zgorzelec hard to pass up.

Safety-wise, Ubud, Bali and Zgorzelec are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zgorzelec gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.