Last update: Oct 2026

Cost of Living Comparison Between Zawiercie and Warsaw

For one person, living is cheaper in Zawiercie: $1,331 a month against $2,032 in Warsaw, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Zawiercie
Learn more

Zawiercie Living Index
99

Cost of Living Index in Warsaw
Learn more

Warsaw Living Index

Jump to prices

Zawiercie

🇵🇱 Poland

$1,331

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Zawiercie and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zawiercie and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Zawiercie versus $2,032 in Warsaw.

Zawiercie $1,331
Warsaw $2,032

Estimated couple costs with rent: $1,889 in Zawiercie versus $2,918 in Warsaw.

Zawiercie $1,889
Warsaw $2,918

Monthly costs for a family of three with rent: $2,448 in Zawiercie versus $3,804 in Warsaw.

Zawiercie $2,448
Warsaw $3,804

Living in Zawiercie costs roughly 35% less than in Warsaw, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zawiercie is 1% below, Warsaw is 50% above.

Meal at Budget Restaurant

$6.43 zł 24.99

$11.51 zł 44.72

-44.14%

Three-Course Dinner for Two, Mid-Range

$34.17 zł 133

$60.6 zł 236

-43.64%

Fast Food Meal (McDonalds, etc)

$7.99 zł 31.06

$10.00 zł 38.87

-20.10%

Cappuccino

$2.06 zł 8.01

$4.17 zł 16.22

-50.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 zł 5.03

$2.27 zł 8.81

-43.17%

Water (0.33 liter bottle)

$0.62 zł 2.40

$2.21 zł 8.61

-71.95%

Local Beer (0.5 liter draught)

$2.77 zł 10.75

$4.60 zł 17.87

-39.78%

Imported Beer (0.33 liter bottle)

$3.41 zł 13.24

$5.01 zł 19.47

-31.94%

Milk (1 liter)

$0.92 zł 3.59

$1.05 zł 4.07

-12.38%

White Bread (500g)

$1.01 zł 3.91

$1.52 zł 5.90

-33.55%

Rice (white) (1kg)

$1.45 zł 5.63

$1.54 zł 6.00

-5.84%

Eggs

$2.69 zł 10.43

$3.76 zł 14.60

-28.46%

Local Cheese (1kg)

$7.89 zł 30.64

$8.55 zł 33.22

-7.72%

Chicken Fillets (1kg)

$5.34 zł 20.74

$6.29 zł 24.43

-15.10%

Beef Round Steak (1kg)

$11.81 zł 45.90

$14.54 zł 56.5

-18.78%

Apples (1kg)

$0.92 zł 3.59

$1.17 zł 4.55

-21.37%

Banana (1kg)

$1.43 zł 5.55

$1.73 zł 6.73

-17.34%

Oranges (1kg)

$1.42 zł 5.51

$1.71 zł 6.66

-16.96%

Tomato (1kg)

$2.57 zł 9.99

$4.04 zł 15.71

-36.39%

Potato (1kg)

$0.74 zł 2.87

$0.91 zł 3.53

-18.68%

Onion (1kg)

$0.77 zł 3.01

$0.86 zł 3.34

-10.47%

Lettuce (1 head)

$1.23 zł 4.79

$1.39 zł 5.39

-11.51%

Water (1.5 liter bottle)

$0.49 zł 1.91

$0.69 zł 2.67

-28.99%

Cigarettes 20 Pack (Marlboro, Camel)

$4.85 zł 18.85

$6.19 zł 24.04

-21.65%

Wine (Bottle)

$6.52 zł 25.34

$6.46 zł 25.10

0.93%

Local Beer (0.5 liter bottle)

$1.01 zł 3.91

$1.10 zł 4.28

-8.18%

Imported Beer (0.33 liter bottle)

$1.69 zł 6.55

$1.63 zł 6.35

3.68%

One-way Ticket (Public Transport)

$1.09 zł 4.25

$1.11 zł 4.31

-1.80%

Public Transport Monthly Pass (Regular Price)

$30.67 zł 119

$28.52 zł 111

7.54%

Taxi Start (Normal Tariff)

$1.73 zł 6.72

$2.47 zł 9.58

-29.96%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.82

$1.31 zł 5.08

-44.27%

Taxi 1hour Waiting (Normal Tariff)

$10.88 zł 42.28

$12.87 zł 50.0

-15.46%

Gasoline (1 liter)

$1.72 zł 6.67

$1.75 zł 6.80

-1.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 119.8K

$30.7K zł 119.4K

0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K zł 102.1K

$30.8K zł 119.5K

-14.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 zł 1,040

$341 zł 1,324

-21.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.82 zł 30.39

$9.00 zł 34.95

-13.11%

Internet (50+ Mbps, Unlimited Data)

$10.25 zł 39.83

$16.19 zł 62.9

-36.69%

Gym Membership (Monthly)

$36.54 zł 142

$45.81 zł 178

-20.24%

Tennis Court (1 Hour on Weekend)

$24.15 zł 93.8

$27.81 zł 108

-13.16%

Cinema Ticket

$5.24 zł 20.34

$9.04 zł 35.12

-42.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 zł 2,160

$594 zł 2,306

-6.33%

International Primary School, 1 Child (Yearly)

$12.1K zł 47.0K

$14.3K zł 55.6K

-15.47%

Jeans (Levis 501 Or Similar)

$70.2 zł 273

$109 zł 424

-35.65%

Summer Dress (H&M, Zara, etc)

$31.49 zł 122

$40.12 zł 156

-21.51%

Sport Shoes (Adidas, Nike)

$89.4 zł 347

$104 zł 405

-14.24%

Men's Leather Business Shoes

$92.7 zł 360

$111 zł 431

-16.44%

1-bedroom Apartment, City Center (Monthly)

$593 zł 2,306

$1,181 zł 4,587

-49.74%

1-bedroom Apartment, Outside City Center (Monthly)

$512 zł 1,990

$942 zł 3,659

-45.63%

3-bedroom Apartment, City Center (Monthly)

$984 zł 3,823

$2,074 zł 8,056

-52.55%

3-bedroom Apartment, Outside City Center (Monthly)

$803 zł 3,118

$1,533 zł 5,958

-47.66%

Buy Apartment in City Center (m2)

$2,952 zł 11.5K

$5,932 zł 23.0K

-50.24%

Buy Apartment Outside City Center (m2)

$2,227 zł 8,652

$3,836 zł 14.9K

-41.94%

Average Monthly Net Salary (After Tax)

$876 zł 3,402

$2,049 zł 7,959

-57.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

6.68

7.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiercie: October 11, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zawiercie

$512 38.5%

Warsaw

$942 46.4% 83.9% $430

Monthly Utilities & Internet

Zawiercie

$286 21.5%

Warsaw

$366 18% 28.2% $80

Groceries & Markets

Zawiercie

$189 14.2%

Warsaw

$231 11.4% 21.9% $41

Eating Out

Zawiercie

$128 9.7%

Warsaw

$223 11% 73.7% $95

Clothing & Footwear

Zawiercie

$128 9.6%

Warsaw

$164 8.1% 28.4% $36

Sport & Entertainment

Zawiercie

$47 3.5%

Warsaw

$64 3.1% 35.9% $17

Getting Around

Zawiercie

$40 3%

Warsaw

$42 2.1% 3.9% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $593 in Zawiercie and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 134% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Zawiercie vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $189 vs $231 per month, with Zawiercie cheaper across the board.

Good to know

🇵🇱 Zawiercie

🇵🇱 Warsaw

🕒 Local time

14:01 2:01 PM

Same time as Zawiercie

🌤 Weather

👥 Population

48,412

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zawiercie Warsaw 220 km

From you

Zawiercie
Warsaw

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiercie vs Warsaw: Cost of Living - Frequently Asked Questions

Zawiercie wins on cost – living expenses run 53% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zawiercie the obvious pick if budget is a priority.

On paper, salaries run 134% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $593 in Zawiercie versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,331 per month in Zawiercie versus $2,032 in Warsaw – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zawiercie runs roughly 8% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,331 in Zawiercie versus $2,032 in Warsaw, a $1,000 budget is realistic in Zawiercie but tight or insufficient in Warsaw. The gap between the two cities makes Zawiercie the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiercie delivers better value – similar infrastructure at $1,331 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiercie hard to pass up.

Safety-wise, Zawiercie and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiercie gentler on the wallet – expenses run 53% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.