Last update: Oct 2026

Cost of Living Comparison Between Zawiercie and Ubud, Bali

For one person, living costs are similar in Zawiercie and in Ubud, Bali: $1,328 and $1,349 a month, rent and utilities included.

64

Cost of Living Index in Zawiercie
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Zawiercie Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zawiercie

🇵🇱 Poland

$1,328

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Zawiercie and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zawiercie and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,328 in Zawiercie versus $1,349 in Ubud, Bali.

Zawiercie $1,328
Ubud, Bali $1,349

Estimated couple costs with rent: $1,886 in Zawiercie versus $2,305 in Ubud, Bali.

Zawiercie $1,886
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,445 in Zawiercie versus $3,261 in Ubud, Bali.

Zawiercie $2,445
Ubud, Bali $3,261

Monthly costs are close between Zawiercie and Ubud, Bali; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$6.41 zł 25.36

$3.32 Rp 60.4K

93.07%

Three-Course Dinner for Two, Mid-Range

$33.62 zł 133

$35.64 Rp 647.8K

-5.67%

Fast Food Meal (McDonalds, etc)

$8.04 zł 31.83

$5.53 Rp 100.6K

45.39%

Cappuccino

$1.98 zł 7.83

$2.72 Rp 49.4K

-27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 zł 4.97

$1.70 Rp 30.9K

-25.88%

Water (0.33 liter bottle)

$0.60 zł 2.38

$0.76 Rp 13.8K

-21.05%

Local Beer (0.5 liter draught)

$2.76 zł 10.90

$2.65 Rp 48.2K

4.15%

Imported Beer (0.33 liter bottle)

$3.21 zł 12.70

$4.38 Rp 79.6K

-26.71%

Milk (1 liter)

$0.90 zł 3.56

$1.49 Rp 27.1K

-39.60%

White Bread (500g)

$1.03 zł 4.09

$2.28 Rp 41.4K

-54.82%

Rice (white) (1kg)

$1.47 zł 5.83

$1.19 Rp 21.6K

23.53%

Eggs

$2.70 zł 10.67

$2.04 Rp 37.0K

32.35%

Local Cheese (1kg)

$7.93 zł 31.40

$17.70 Rp 321.7K

-55.20%

Chicken Fillets (1kg)

$5.38 zł 21.29

$3.96 Rp 72.0K

35.86%

Beef Round Steak (1kg)

$11.71 zł 46.33

$12.19 Rp 221.6K

-3.94%

Apples (1kg)

$0.90 zł 3.57

$3.66 Rp 66.4K

-75.41%

Banana (1kg)

$1.40 zł 5.53

$1.52 Rp 27.6K

-7.89%

Oranges (1kg)

$1.41 zł 5.58

$2.23 Rp 40.5K

-36.77%

Tomato (1kg)

$2.62 zł 10.37

$1.97 Rp 35.9K

32.99%

Potato (1kg)

$0.75 zł 2.96

$1.85 Rp 33.6K

-59.46%

Onion (1kg)

$0.79 zł 3.12

$2.42 Rp 44.1K

-67.36%

Lettuce (1 head)

$1.28 zł 5.06

$0.99 Rp 18.0K

29.29%

Water (1.5 liter bottle)

$0.49 zł 1.95

$0.51 Rp 9,332

-3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 zł 18.90

$2.22 Rp 40.4K

115.32%

Wine (Bottle)

$6.33 zł 25.04

$22.24 Rp 404.2K

-71.54%

Local Beer (0.5 liter bottle)

$1.03 zł 4.08

$2.26 Rp 41.1K

-54.42%

Imported Beer (0.33 liter bottle)

$1.66 zł 6.59

$2.97 Rp 54.0K

-44.11%

One-way Ticket (Public Transport)

$1.03 zł 4.06

$0.25 Rp 4,562

312.00%

Public Transport Monthly Pass (Regular Price)

$29.66 zł 117

$7.82 Rp 142.2K

279.28%

Taxi Start (Normal Tariff)

$1.81 zł 7.18

$0.44 Rp 7,989

311.36%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.95

$0.43 Rp 7,817

72.09%

Taxi 1hour Waiting (Normal Tariff)

$10.86 zł 42.97

$5.41 Rp 98.3K

100.74%

Gasoline (1 liter)

$1.66 zł 6.58

$0.82 Rp 15.0K

102.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 121.9K

$23.8K Rp 433.3M

29.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K zł 109.4K

$31.7K Rp 577.0M

-12.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 zł 1,052

$79.1 Rp 1.4M

236.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.91 zł 31.30

$6.45 Rp 117.2K

22.64%

Internet (50+ Mbps, Unlimited Data)

$10.02 zł 39.66

$18.58 Rp 337.7K

-46.07%

Gym Membership (Monthly)

$40.29 zł 159

$49.48 Rp 899.4K

-18.57%

Tennis Court (1 Hour on Weekend)

$20.69 zł 81.9

$17.65 Rp 320.8K

17.22%

Cinema Ticket

$5.11 zł 20.23

$4.27 Rp 77.7K

19.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$562 zł 2,225

$491 Rp 8.9M

14.63%

International Primary School, 1 Child (Yearly)

$12.0K zł 47.4K

$5,674 Rp 103.1M

111.16%

Jeans (Levis 501 Or Similar)

$69.7 zł 276

$44.64 Rp 811.4K

56.05%

Summer Dress (H&M, Zara, etc)

$30.81 zł 122

$34.95 Rp 635.3K

-11.85%

Sport Shoes (Adidas, Nike)

$88.4 zł 350

$79.9 Rp 1.5M

10.59%

Men's Leather Business Shoes

$93.4 zł 369

$79.4 Rp 1.4M

17.55%

1-bedroom Apartment, City Center (Monthly)

$595 zł 2,353

$1,125 Rp 20.4M

-47.14%

1-bedroom Apartment, Outside City Center (Monthly)

$511 zł 2,022

$671 Rp 12.2M

-23.92%

3-bedroom Apartment, City Center (Monthly)

$954 zł 3,776

$3,565 Rp 64.8M

-73.23%

3-bedroom Apartment, Outside City Center (Monthly)

$808 zł 3,196

$1,723 Rp 31.3M

-53.14%

Buy Apartment in City Center (m2)

$2,921 zł 11.6K

$2,732 Rp 49.6M

6.92%

Buy Apartment Outside City Center (m2)

$2,142 zł 8,476

$2,284 Rp 41.5M

-6.22%

Average Monthly Net Salary (After Tax)

$861 zł 3,409

$164 Rp 3.0M

425.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

13.78

-47.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zawiercie: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zawiercie

$511 38.5%

Ubud, Bali

$672 49.8% 31.4% $161

Monthly Utilities & Internet

Zawiercie

$284 21.4%

Ubud, Bali

$104 7.7% 63.3% $180

Groceries & Markets

Zawiercie

$189 14.3%

Ubud, Bali

$288 21.4% 52.2% $99

Clothing & Footwear

Zawiercie

$127 9.6%

Ubud, Bali

$108 8% 15.3% $19

Eating Out

Zawiercie

$127 9.6%

Ubud, Bali

$108 8% 15.1% $19

Sport & Entertainment

Zawiercie

$51 3.8%

Ubud, Bali

$58 4.3% 14.9% $7.5

Getting Around

Zawiercie

$39 3%

Ubud, Bali

$11 0.9% 70.9% $28

Cost Breakdown

A one-bedroom apartment in the center runs $595 in Zawiercie and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zawiercie pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $34 in Zawiercie vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $189 vs $288 per month, with Zawiercie cheaper across the board.

Good to know

🇵🇱 Zawiercie

🇮🇩 Ubud, Bali

🕒 Local time

12:34 12:34 PM

19:34 7:34 PM

7 h ahead of Zawiercie

🌤 Weather

👥 Population

48,412

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,282 IDR (100,000 IDR = 4.93 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Zawiercie Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Zawiercie
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zawiercie vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in Zawiercie is about 5.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $595 in Zawiercie versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 74% less than in Zawiercie. The price difference matters if you commute daily and watch your budget.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Zawiercie is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zawiercie and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.