🙂Monthly costs for one person with rent: $1,373 in Zawiercie versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,976 in Zawiercie versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,579 in Zawiercie versus $3,275 in Ubud, Bali.
🌍Monthly costs are close between Zawiercie and Ubud, Bali; which city is cheaper depends on the spending category.
📊Both cities are pricier than the global median: Zawiercie0% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Zawiercie
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.77zł 25.22
$3.33Rp 58.7K
103.30%
Three-Course Dinner for Two, Mid-Range
$36.85zł 137
$35.82Rp 630.7K
2.88%
Fast Food Meal(McDonalds, etc)
$8.15zł 30.36
$5.63Rp 99.1K
44.76%
Cappuccino
$2.10zł 7.84
$2.82Rp 49.7K
-25.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.36zł 5.06
$1.75Rp 30.8K
-22.29%
Water(0.33 liter bottle)
$0.65zł 2.44
$0.80Rp 14.0K
-18.75%
Local Beer(0.5 liter draught)
$3.00zł 11.16
$3.04Rp 53.6K
-1.32%
Imported Beer(0.33 liter bottle)
$3.43zł 12.78
$4.30Rp 75.7K
-20.23%
🛒 Groceries & Markets
Zawiercie
Ubud, Bali
Difference
Milk(1 liter)
$1.04zł 3.87
$1.61Rp 28.3K
-35.40%
White Bread(500g)
$1.06zł 3.95
$2.27Rp 39.9K
-53.30%
Rice(white)(1kg)
$1.58zł 5.88
$1.17Rp 20.6K
35.04%
Eggs
$2.88zł 10.72
$2.17Rp 38.2K
32.72%
Local Cheese(1kg)
$8.28zł 30.83
$17.63Rp 310.5K
-53.03%
Chicken Fillets(1kg)
$5.60zł 20.85
$4.05Rp 71.4K
38.27%
Beef Round Steak(1kg)
$12.35zł 45.99
$12.18Rp 214.5K
1.40%
Apples(1kg)
$0.97zł 3.62
$3.62Rp 63.7K
-73.20%
Banana(1kg)
$1.52zł 5.66
$1.64Rp 28.8K
-7.32%
Oranges(1kg)
$1.50zł 5.60
$2.31Rp 40.6K
-35.06%
Tomato(1kg)
$2.63zł 9.78
$1.96Rp 34.5K
34.18%
Potato(1kg)
$0.79zł 2.95
$1.84Rp 32.5K
-57.07%
Onion(1kg)
$0.79zł 2.95
$2.37Rp 41.7K
-66.67%
Lettuce(1 head)
$1.36zł 5.08
$1.05Rp 18.5K
29.52%
Water(1.5 liter bottle)
$0.56zł 2.09
$0.54Rp 9,560
3.70%
Cigarettes 20 Pack(Marlboro, Camel)
$5.23zł 19.46
$2.30Rp 40.6K
127.39%
Wine(Bottle)
$6.87zł 25.57
$23.08Rp 406.4K
-70.23%
Local Beer(0.5 liter bottle)
$1.11zł 4.12
$2.34Rp 41.2K
-52.56%
Imported Beer(0.33 liter bottle)
$1.72zł 6.39
$3.07Rp 54.0K
-43.97%
🚌 Getting Around
Zawiercie
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.11zł 4.13
$0.25Rp 4,365
344.00%
Public Transport Monthly Pass(Regular Price)
$30.76zł 115
$9.42Rp 165.9K
226.54%
Taxi Start(Normal Tariff)
$1.86zł 6.91
$0.49Rp 8,631
279.59%
Taxi(Normal Tariff)(1km)
$0.77zł 2.86
$0.47Rp 8,349
63.83%
Taxi 1hour Waiting(Normal Tariff)
$11.17zł 41.60
$5.60Rp 98.6K
99.46%
Gasoline(1 liter)
$1.61zł 6.01
$0.81Rp 14.2K
98.77%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1Kzł 119.4K
$25.0KRp 440.3M
28.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0Kzł 104.1K
$31.1KRp 547.0M
-9.98%
🧾 Monthly Utilities & Internet
Zawiercie
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$286zł 1,064
$82.7Rp 1.5M
245.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.13zł 30.28
$6.49Rp 114.2K
25.27%
Internet(50+ Mbps, Unlimited Data)
$10.56zł 39.33
$18.79Rp 330.8K
-43.80%
🎉 Sport & Entertainment
Zawiercie
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.31zł 146
$55.2Rp 972.6K
-28.84%
Tennis Court(1 Hour on Weekend)
$23.22zł 86.5
$18.21Rp 320.6K
27.51%
Cinema Ticket
$5.46zł 20.34
$4.30Rp 75.7K
26.98%
🧸 Childcare & Education
Zawiercie
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$604zł 2,247
$494Rp 8.7M
22.13%
International Primary School, 1 Child(Yearly)
$13.1Kzł 48.6K
$5,917Rp 104.2M
120.69%
👕👟 Clothing & Footwear
Zawiercie
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$71.6zł 267
$46.28Rp 814.8K
54.69%
Summer Dress(H&M, Zara, etc)
$33.55zł 125
$36.44Rp 641.6K
-7.93%
Sport Shoes(Adidas, Nike)
$92.8zł 345
$80.7Rp 1.4M
14.98%
Men's Leather Business Shoes
$98.4zł 366
$78.8Rp 1.4M
24.86%
🏠 Accommodation & Living
Zawiercie
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$621zł 2,312
$1,114Rp 19.6M
-44.26%
1-bedroom Apartment, Outside City Center(Monthly)
$515zł 1,917
$693Rp 12.2M
-25.72%
3-bedroom Apartment, City Center(Monthly)
$1,040zł 3,873
$3,639Rp 64.1M
-71.41%
3-bedroom Apartment, Outside City Center(Monthly)
$853zł 3,174
$1,712Rp 30.1M
-50.21%
Buy Apartment in City Center(m2)
$3,006zł 11.2K
$2,761Rp 48.6M
8.91%
Buy Apartment Outside City Center(m2)
$2,342zł 8,719
$2,293Rp 40.4M
2.14%
💵 Salaries & Financials
Zawiercie
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$941zł 3,502
$167Rp 2.9M
462.93%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.19
13.78
-47.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zawiercie: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $621 in Zawiercie and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Zawiercie pays 463% more on average. How far that income stretches comes down to housing choices and lifestyle.
🛒Dining out: $37.00 in Zawiercie vs $36.00 in Ubud, Bali. Groceries flip the comparison at $201 vs $294, with Zawiercie cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zawiercie vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Are salaries higher in Zawiercie or in Ubud, Bali?
Average pay runs 463% higher in Zawiercie, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zawiercie compared to Ubud, Bali?
Rent for a central apartment: $621 in Zawiercie versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Zawiercie compared to Ubud, Bali?
A monthly transit pass in Zawiercie runs roughly 227% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Are groceries more expensive in Zawiercie or in Ubud, Bali?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Zawiercie or in Ubud, Bali?
At $1,373 in Zawiercie versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Zawiercie but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiercie the clear choice for anyone on this budget.
Which city is better for digital nomads, Zawiercie or Ubud, Bali?
Both work as nomad bases, but Zawiercie delivers better value – similar infrastructure at $1,373 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiercie hard to pass up.
How safe is Zawiercie compared to Ubud, Bali?
Safety-wise, Zawiercie and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Should I move to Zawiercie or to Ubud, Bali?
It comes down to priorities – Zawiercie wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.