Cost of Living Comparison Between Ubud, Bali and Zawiercie Cost of Living Comparison Between Ubud, Bali and Zawiercie

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,373 in Zawiercie.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,976 in Zawiercie.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,579 in Zawiercie.

Monthly costs are close between Ubud, Bali and Zawiercie; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 0% above, Zawiercie 0% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$6.77 zł 25.26

-50.81%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$36.85 zł 137

-2.80%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$8.15 zł 30.40

-30.92%

Cappuccino

$2.82 Rp 49.7K

$2.10 zł 7.85

34.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.36 zł 5.07

28.68%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.65 zł 2.44

23.08%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.00 zł 11.18

1.33%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.43 zł 12.80

25.36%

Milk (1 liter)

$1.61 Rp 28.3K

$1.04 zł 3.88

54.81%

White Bread (500g)

$2.27 Rp 39.9K

$1.06 zł 3.95

114.15%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.58 zł 5.89

-25.95%

Eggs

$2.17 Rp 38.2K

$2.88 zł 10.74

-24.65%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.28 zł 30.88

112.92%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.60 zł 20.88

-27.68%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$12.35 zł 46.06

-1.38%

Apples (1kg)

$3.62 Rp 63.7K

$0.97 zł 3.63

273.20%

Banana (1kg)

$1.64 Rp 28.8K

$1.52 zł 5.67

7.89%

Oranges (1kg)

$2.31 Rp 40.6K

$1.50 zł 5.61

54.00%

Tomato (1kg)

$1.96 Rp 34.5K

$2.63 zł 9.79

-25.48%

Potato (1kg)

$1.84 Rp 32.5K

$0.79 zł 2.95

132.91%

Onion (1kg)

$2.37 Rp 41.7K

$0.79 zł 2.95

200.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.36 zł 5.08

-22.79%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.56 zł 2.10

-3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.23 zł 19.49

-56.02%

Wine (Bottle)

$23.08 Rp 406.4K

$6.87 zł 25.61

235.95%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.11 zł 4.13

110.81%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.72 zł 6.40

78.49%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.11 zł 4.13

-77.48%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$30.76 zł 115

-69.38%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.86 zł 6.92

-73.66%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.77 zł 2.86

-38.96%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$11.17 zł 41.66

-49.87%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.61 zł 6.02

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$32.1K zł 119.6K

-22.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$28.0K zł 104.3K

11.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$286 zł 1,066

-71.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$8.13 zł 30.32

-20.17%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$10.56 zł 39.40

77.94%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.31 zł 147

40.52%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$23.22 zł 86.6

-21.58%

Cinema Ticket

$4.30 Rp 75.7K

$5.46 zł 20.37

-21.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$604 zł 2,251

-18.12%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$13.1K zł 48.7K

-54.69%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$71.6 zł 267

-35.35%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$33.55 zł 125

8.61%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$92.8 zł 346

-13.03%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$98.4 zł 367

-19.91%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$621 zł 2,316

79.41%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$515 zł 1,920

34.63%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,040 zł 3,879

249.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$853 zł 3,179

100.85%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,006 zł 11.2K

-8.18%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,342 zł 8,732

-2.09%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$941 zł 3,508

-82.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.19

91.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zawiercie: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $621 in Zawiercie. Housing cost is often the main lever when comparing two cities.

Zawiercie pays 463% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36.00 in Ubud, Bali vs $37.00 in Zawiercie. Groceries flip the comparison at $294 vs $201, with Zawiercie cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiercie: Cost of Living - Frequently Asked Questions

On paper, salaries run 463% lower in Zawiercie. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $621 in Zawiercie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Zawiercie runs roughly 227% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,373 in Zawiercie versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Zawiercie but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiercie the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiercie delivers better value – similar infrastructure at $1,373 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiercie hard to pass up.

Safety-wise, Ubud, Bali and Zawiercie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Zawiercie wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.