Cost of Living Comparison Between Ubud, Bali and Zawiercie Cost of Living Comparison Between Ubud, Bali and Zawiercie

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,345 in Zawiercie.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,916 in Zawiercie.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,487 in Zawiercie.

Living in Ubud, Bali is roughly 5% more expensive than in Zawiercie, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Zawiercie 1% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.87 zł 26.06

-49.78%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$37.06 zł 141

-12.74%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.18 zł 31.04

-40.83%

Cappuccino

$2.75 Rp 49.4K

$2.11 zł 8.01

30.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.40 zł 5.30

-1.43%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.65 zł 2.46

15.38%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.02 zł 11.46

-0.99%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.36 zł 12.73

14.58%

Milk (1 liter)

$1.74 Rp 31.2K

$0.97 zł 3.70

79.38%

White Bread (500g)

$2.46 Rp 44.2K

$1.07 zł 4.05

129.91%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.43 zł 5.44

-18.18%

Eggs

$2.43 Rp 43.7K

$2.90 zł 11.01

-16.21%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.54 zł 39.99

37.57%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.38 zł 24.20

-31.82%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.61 zł 40.27

12.91%

Apples (1kg)

$3.72 Rp 66.8K

$0.90 zł 3.43

313.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.61 zł 6.11

1.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.79 zł 6.81

53.07%

Tomato (1kg)

$2.24 Rp 40.3K

$2.97 zł 11.29

-24.58%

Potato (1kg)

$1.92 Rp 34.5K

$0.79 zł 3.00

143.04%

Onion (1kg)

$2.28 Rp 40.9K

$0.79 zł 3.01

188.61%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.28 zł 4.84

-17.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.52 zł 1.98

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.07 zł 19.24

-35.11%

Wine (Bottle)

$23.19 Rp 416.8K

$6.60 zł 25.03

251.36%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.07 zł 4.07

159.81%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.80 zł 6.81

51.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.07 zł 4.07

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.76 zł 124

-75.24%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.23 zł 8.48

-78.48%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.78 zł 2.95

-46.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.74 zł 40.75

-42.09%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.76 zł 6.69

-53.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.3K zł 126.3K

-20.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.3K zł 114.9K

6.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$237 zł 900

-66.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.22 zł 31.19

-50.49%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$11.02 zł 41.80

120.78%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.29 zł 138

171.73%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.83 zł 75.2

-68.03%

Cinema Ticket

$3.99 Rp 71.6K

$5.47 zł 20.75

-27.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$307 zł 1,166

-0.75%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$10.8K zł 41.0K

-38.46%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$89.1 zł 338

-39.24%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.92 zł 136

5.26%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$98.3 zł 373

-11.69%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$94.2 zł 358

-18.97%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$653 zł 2,477

51.96%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$502 zł 1,905

33.98%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$967 zł 3,668

249.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$827 zł 3,139

147.81%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,013 zł 11.4K

-6.92%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,429 zł 9,218

-8.33%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$918 zł 3,483

-81.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.92

91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zawiercie: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $653 in Zawiercie. Housing cost is often the main lever when comparing two cities.

Zawiercie pays 450% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $37.00 in Zawiercie. Groceries flip the comparison at $297 vs $207, with Zawiercie cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiercie: Cost of Living - Frequently Asked Questions

Zawiercie wins on cost – living expenses run 5% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiercie the obvious pick if budget is a priority.

On paper, salaries run 450% lower in Zawiercie. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $653 in Zawiercie. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $307 in Zawiercie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,345 in Zawiercie versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zawiercie but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiercie the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiercie delivers better value – similar infrastructure at $1,345 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiercie hard to pass up.

Safety-wise, Ubud, Bali and Zawiercie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiercie gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.