Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zawiercie

For one person, living costs are similar in Ubud, Bali and in Zawiercie: $1,349 and $1,328 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
64

Cost of Living Index in Zawiercie
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Zawiercie Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zawiercie

🇵🇱 Poland

$1,328

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zawiercie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zawiercie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,328 in Zawiercie.

Ubud, Bali $1,349
Zawiercie $1,328

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,886 in Zawiercie.

Ubud, Bali $2,305
Zawiercie $1,886

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,445 in Zawiercie.

Ubud, Bali $3,261
Zawiercie $2,445

Monthly costs are close between Ubud, Bali and Zawiercie; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$6.41 zł 25.28

-48.21%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$33.62 zł 133

6.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.04 zł 31.74

-31.22%

Cappuccino

$2.72 Rp 49.3K

$1.98 zł 7.80

37.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.26 zł 4.96

34.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.60 zł 2.37

26.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.76 zł 10.87

-3.99%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.21 zł 12.66

36.45%

Milk (1 liter)

$1.49 Rp 27.0K

$0.90 zł 3.55

65.56%

White Bread (500g)

$2.28 Rp 41.3K

$1.03 zł 4.08

121.36%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.47 zł 5.81

-19.05%

Eggs

$2.04 Rp 36.9K

$2.70 zł 10.64

-24.44%

Local Cheese (1kg)

$17.70 Rp 320.8K

$7.93 zł 31.30

123.20%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$5.38 zł 21.23

-26.39%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$11.71 zł 46.19

4.10%

Apples (1kg)

$3.66 Rp 66.3K

$0.90 zł 3.55

306.67%

Banana (1kg)

$1.52 Rp 27.5K

$1.40 zł 5.51

8.57%

Oranges (1kg)

$2.23 Rp 40.4K

$1.41 zł 5.56

58.16%

Tomato (1kg)

$1.97 Rp 35.8K

$2.62 zł 10.34

-24.81%

Potato (1kg)

$1.85 Rp 33.5K

$0.75 zł 2.95

146.67%

Onion (1kg)

$2.42 Rp 43.9K

$0.79 zł 3.11

206.33%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.28 zł 5.05

-22.66%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.49 zł 1.95

4.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.78 zł 18.84

-53.56%

Wine (Bottle)

$22.24 Rp 403.1K

$6.33 zł 24.97

251.34%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.03 zł 4.07

119.42%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.66 zł 6.57

78.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$1.03 zł 4.04

-75.73%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$29.66 zł 117

-73.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$1.81 zł 7.16

-75.69%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$0.74 zł 2.94

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$10.86 zł 42.84

-50.18%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.66 zł 6.56

-50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$30.8K zł 121.5K

-22.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$27.6K zł 109.0K

14.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$266 zł 1,049

-70.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$7.91 zł 31.21

-18.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$10.02 zł 39.53

85.43%

Gym Membership (Monthly)

$49.48 Rp 896.9K

$40.29 zł 159

22.81%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$20.69 zł 81.6

-14.69%

Cinema Ticket

$4.27 Rp 77.5K

$5.11 zł 20.16

-16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$562 zł 2,218

-12.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$12.0K zł 47.3K

-52.64%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$69.7 zł 275

-35.92%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$30.81 zł 122

13.44%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$88.4 zł 349

-9.57%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$93.4 zł 368

-14.93%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$595 zł 2,346

89.17%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$511 zł 2,015

31.43%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$954 zł 3,764

273.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$808 zł 3,186

113.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,921 zł 11.5K

-6.47%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,142 zł 8,450

6.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$861 zł 3,398

-80.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.19

91.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zawiercie: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zawiercie

$511 38.5% 23.9% $161

Groceries & Markets

Ubud, Bali

$288 21.4%

Zawiercie

$189 14.3% 34.3% $99

Eating Out

Ubud, Bali

$108 8%

Zawiercie

$127 9.6% 17.7% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Zawiercie

$127 9.6% 18.1% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zawiercie

$284 21.4% 173% $180

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zawiercie

$51 3.8% 13% $7.5

Getting Around

Ubud, Bali

$11 0.9%

Zawiercie

$39 3% 244% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $595 in Zawiercie. Housing cost is often the main lever when comparing two cities.

Zawiercie pays about 5.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $34 in Zawiercie for a mid-range dinner for two. Groceries echo the gap at $288 vs $189 per month, with Zawiercie cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Zawiercie

🕒 Local time

20:43 8:43 PM

13:43 1:43 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

48,412

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.94 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zawiercie 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zawiercie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiercie: Cost of Living - Frequently Asked Questions

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $595 in Zawiercie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 74% less than in Zawiercie. The price difference matters if you commute daily and watch your budget.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Zawiercie is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zawiercie are both considered safe, so it’s unlikely to be the deciding factor between them.