Cost of Living Comparison Between Ubud, Bali and Zawiercie Cost of Living Comparison Between Ubud, Bali and Zawiercie

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,315 in Zawiercie.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,919 in Zawiercie.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,523 in Zawiercie.

Living in Ubud, Bali is roughly 8% more expensive than Zawiercie, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zawiercie is 2% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$6.70 zł 24.44

-46.87%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$37.14 zł 135

-11.87%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$8.43 zł 30.73

-41.28%

Cappuccino

$2.71 Rp 48.9K

$2.21 zł 8.07

22.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.34 zł 4.89

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.71 zł 2.60

-1.41%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$3.05 zł 11.12

-4.26%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$3.18 zł 11.59

24.53%

Milk (1 liter)

$1.81 Rp 32.6K

$1.03 zł 3.75

75.73%

White Bread (500g)

$2.52 Rp 45.4K

$1.07 zł 3.89

135.51%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.44 zł 5.24

-19.44%

Eggs

$2.46 Rp 44.4K

$2.87 zł 10.45

-14.29%

Local Cheese (1kg)

$14.71 Rp 265.3K

$10.52 zł 38.37

39.83%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$6.10 zł 22.24

-29.18%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$11.02 zł 40.19

10.16%

Apples (1kg)

$3.84 Rp 69.3K

$0.92 zł 3.36

317.39%

Banana (1kg)

$1.56 Rp 28.1K

$1.67 zł 6.08

-6.59%

Oranges (1kg)

$2.83 Rp 51.1K

$1.72 zł 6.27

64.53%

Tomato (1kg)

$2.33 Rp 41.9K

$3.04 zł 11.08

-23.36%

Potato (1kg)

$1.91 Rp 34.5K

$0.83 zł 3.02

130.12%

Onion (1kg)

$2.20 Rp 39.7K

$0.78 zł 2.86

182.05%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.28 zł 4.67

-21.09%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.53 zł 1.92

47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.30 zł 19.33

-37.36%

Wine (Bottle)

$23.74 Rp 428.0K

$6.77 zł 24.70

250.66%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.09 zł 3.97

155.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.79 zł 6.53

59.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.12 zł 4.07

-75.89%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.62 zł 119

-75.38%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.11 zł 7.69

-78.20%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.74 zł 2.68

-39.19%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$10.75 zł 39.19

-43.26%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.75 zł 6.40

-54.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$33.5K zł 122.2K

-21.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.3K zł 110.3K

6.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$244 zł 888

-67.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$8.18 zł 29.84

-50.37%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$10.93 zł 39.84

115.19%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.11 zł 135

165.97%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.87 zł 72.5

-66.63%

Cinema Ticket

$4.15 Rp 74.8K

$5.29 zł 19.27

-21.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$311 zł 1,133

-2.16%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$11.1K zł 40.5K

-40.46%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$86.6 zł 316

-35.84%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$36.71 zł 134

4.36%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$98.6 zł 360

-10.17%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.2 zł 344

-17.35%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$641 zł 2,337

57.01%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$498 zł 1,816

35.57%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$980 zł 3,573

251.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$824 zł 3,004

147.54%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$3,098 zł 11.3K

-8.28%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,367 zł 8,632

-4.36%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$953 zł 3,475

-82.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.92

91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zawiercie: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $641 in Zawiercie. Housing cost is often the main lever when comparing two cities.

Zawiercie pays 477% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $37.00 in Zawiercie. Groceries flip the comparison at $302 vs $208, with Zawiercie cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zawiercie: Cost of Living - Frequently Asked Questions

Zawiercie wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zawiercie the obvious pick if budget is a priority.

On paper, Zawiercie earns 477% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $641 in Zawiercie. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $311 in Zawiercie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,315 in Zawiercie versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zawiercie but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zawiercie the clear choice for anyone on this budget.

Both work as nomad bases, but Zawiercie delivers better value – similar infrastructure at $1,315 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zawiercie hard to pass up.

Safety-wise, Ubud, Bali and Zawiercie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zawiercie gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.