Cost of Living Comparison Between Zaragoza and Ubud, Bali Cost of Living Comparison Between Zaragoza and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $633 in Zaragoza versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,038 in Zaragoza versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,443 in Zaragoza versus $3,275 in Ubud, Bali.

Living in Zaragoza costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zaragoza is 54% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.14 $7.14

$3.33 Rp 58.7K

114.41%

Three-Course Dinner for Two, Mid-Range

$29.88 $29.88

$35.82 Rp 630.7K

-16.58%

Fast Food Meal (McDonalds, etc)

$7.15 $7.15

$5.63 Rp 99.1K

27.00%

Cappuccino

$1.53 $1.53

$2.82 Rp 49.7K

-45.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 $1.11

$1.75 Rp 30.8K

-36.57%

Water (0.33 liter bottle)

$0.79 $0.79

$0.80 Rp 14.0K

-1.25%

Local Beer (0.5 liter draught)

$1.23 $1.23

$3.04 Rp 53.6K

-59.54%

Imported Beer (0.33 liter bottle)

$2.05 $2.05

$4.30 Rp 75.7K

-52.33%

Milk (1 liter)

$1.75 $1.75

$1.61 Rp 28.3K

8.70%

White Bread (500g)

$2.20 $2.20

$2.27 Rp 39.9K

-3.08%

Rice (white) (1kg)

$1.02 $1.02

$1.17 Rp 20.6K

-12.82%

Eggs

$2.47 $2.47

$2.17 Rp 38.2K

13.82%

Local Cheese (1kg)

$7.81 $7.81

$17.63 Rp 310.5K

-55.70%

Chicken Fillets (1kg)

$3.80 $3.80

$4.05 Rp 71.4K

-6.17%

Beef Round Steak (1kg)

$5.43 $5.43

$12.18 Rp 214.5K

-55.42%

Apples (1kg)

$4.01 $4.01

$3.62 Rp 63.7K

10.77%

Banana (1kg)

$1.48 $1.48

$1.64 Rp 28.8K

-9.76%

Oranges (1kg)

$2.99 $2.99

$2.31 Rp 40.6K

29.44%

Tomato (1kg)

$2.21 $2.21

$1.96 Rp 34.5K

12.76%

Potato (1kg)

$3.03 $3.03

$1.84 Rp 32.5K

64.67%

Onion (1kg)

$1.86 $1.86

$2.37 Rp 41.7K

-21.52%

Lettuce (1 head)

$0.97 $0.97

$1.05 Rp 18.5K

-7.62%

Water (1.5 liter bottle)

$0.78 $0.78

$0.54 Rp 9,560

44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 $3.93

$2.30 Rp 40.6K

70.87%

Wine (Bottle)

$8.18 $8.18

$23.08 Rp 406.4K

-64.56%

Local Beer (0.5 liter bottle)

$1.56 $1.56

$2.34 Rp 41.2K

-33.33%

Imported Beer (0.33 liter bottle)

$2.20 $2.20

$3.07 Rp 54.0K

-28.34%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.25 Rp 4,365

516.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$5.08 $5.08

$0.49 Rp 8,631

936.73%

Taxi (Normal Tariff) (1km)

$3.09 $3.09

$0.47 Rp 8,349

557.45%

Taxi 1hour Waiting (Normal Tariff)

$20.39 $20.39

$5.60 Rp 98.6K

264.11%

Gasoline (1 liter)

$1.12 $1.12

$0.81 Rp 14.2K

38.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K $24.7K

$25.0K Rp 440.3M

-1.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$31.1K Rp 547.0M

-18.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.93 $44.93

$82.7 Rp 1.5M

-45.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.64 $21.64

$6.49 Rp 114.2K

233.44%

Internet (50+ Mbps, Unlimited Data)

$34.38 $34.38

$18.79 Rp 330.8K

82.97%

Gym Membership (Monthly)

$35.03 $35.03

$55.2 Rp 972.6K

-36.59%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.85 $4.85

$4.30 Rp 75.7K

12.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$151 $151

$494 Rp 8.7M

-69.47%

International Primary School, 1 Child (Yearly)

$4,682 $4,682

$5,917 Rp 104.2M

-20.87%

Jeans (Levis 501 Or Similar)

$67.1 $67.1

$46.28 Rp 814.8K

44.99%

Summer Dress (H&M, Zara, etc)

$46.98 $46.98

$36.44 Rp 641.6K

28.92%

Sport Shoes (Adidas, Nike)

$110 $110

$80.7 Rp 1.4M

36.68%

Men's Leather Business Shoes

$70.1 $70.1

$78.8 Rp 1.4M

-11.00%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

13.78

-38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zaragoza: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Dining out: $30.00 in Zaragoza vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $219 vs $294 per month, with Zaragoza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zaragoza vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zaragoza wins on cost – living expenses run 118% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaragoza the obvious pick if budget is a priority.

You'd need roughly $950 in Zaragoza and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $633 per month in Zaragoza versus $1,378 in Ubud, Bali – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.

At $633 in Zaragoza versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Zaragoza but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaragoza the clear choice for anyone on this budget.

Both work as nomad bases, but Zaragoza delivers better value – similar infrastructure at $633 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaragoza hard to pass up.

Safety-wise, Zaragoza and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaragoza gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.