🙂Monthly costs for one person with rent: $617 in Zaragoza versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,019 in Zaragoza versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,420 in Zaragoza versus $3,660 in Ubud, Bali.
🙂Living in Zaragoza costs roughly 57% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Zaragoza is 54% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Zaragoza
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.14$8.14
$3.56Rp 63.7K
128.65%
Three-Course Dinner for Two, Mid-Range
$29.72$29.72
$32.73Rp 584.5K
-9.20%
Fast Food Meal(McDonalds, etc)
$7.20$7.20
$4.95Rp 88.4K
45.45%
Cappuccino
$1.49$1.49
$2.71Rp 48.4K
-45.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10$1.10
$1.34Rp 24.0K
-17.91%
Water(0.33 liter bottle)
$0.91$0.91
$0.70Rp 12.5K
30.00%
Local Beer(0.5 liter draught)
$1.28$1.28
$2.92Rp 52.1K
-56.16%
Imported Beer(0.33 liter bottle)
$2.08$2.08
$3.96Rp 70.7K
-47.47%
🛒 Groceries & Markets
Zaragoza
Ubud, Bali
Difference
Milk(1 liter)
$1.78$1.78
$1.81Rp 32.3K
-1.66%
White Bread(500g)
$1.97$1.97
$2.52Rp 45.0K
-21.83%
Rice(white)(1kg)
$0.94$0.94
$1.16Rp 20.7K
-18.97%
Eggs
$2.52$2.52
$2.46Rp 43.9K
2.44%
Local Cheese(1kg)
$7.24$7.24
$14.71Rp 262.7K
-50.78%
Chicken Fillets(1kg)
$3.97$3.97
$4.32Rp 77.1K
-8.10%
Beef Round Steak(1kg)
$5.37$5.37
$12.14Rp 216.7K
-55.77%
Apples(1kg)
$3.26$3.26
$3.84Rp 68.6K
-15.10%
Banana(1kg)
$1.62$1.62
$1.56Rp 27.8K
3.85%
Oranges(1kg)
$2.50$2.50
$2.83Rp 50.6K
-11.66%
Tomato(1kg)
$2.18$2.18
$2.33Rp 41.5K
-6.44%
Potato(1kg)
$2.15$2.15
$1.91Rp 34.2K
12.57%
Onion(1kg)
$1.85$1.85
$2.20Rp 39.3K
-15.91%
Lettuce(1 head)
$0.96$0.96
$1.01Rp 18.1K
-4.95%
Water(1.5 liter bottle)
$0.77$0.77
$0.78Rp 13.8K
-1.28%
Cigarettes 20 Pack(Marlboro, Camel)
$3.81$3.81
$3.32Rp 59.2K
14.76%
Wine(Bottle)
$7.82$7.82
$23.74Rp 423.9K
-67.06%
Local Beer(0.5 liter bottle)
$1.54$1.54
$2.79Rp 49.8K
-44.80%
Imported Beer(0.33 liter bottle)
$2.30$2.30
$2.86Rp 51.1K
-19.58%
🚌 Getting Around
Zaragoza
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.57$0.57
$0.27Rp 4,800
111.11%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$5.04$5.04
$0.46Rp 8,150
995.65%
Taxi(Normal Tariff)(1km)
$2.98$2.98
$0.45Rp 8,037
562.22%
Taxi 1hour Waiting(Normal Tariff)
$19.82$19.82
$6.10Rp 108.9K
224.92%
Gasoline(1 liter)
$1.03$1.03
$0.79Rp 14.2K
30.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K$24.8K
$26.1KRp 467.0M
-5.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K$24.5K
$32.1KRp 573.6M
-23.65%
🧾 Monthly Utilities & Internet
Zaragoza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.97$44.97
$79.9Rp 1.4M
-43.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.19$19.19
$4.06Rp 72.6K
372.66%
Internet(50+ Mbps, Unlimited Data)
$35.44$35.44
$23.52Rp 420.0K
50.68%
🎉 Sport & Entertainment
Zaragoza
Ubud, Bali
Difference
Gym Membership(Monthly)
$34.86$34.86
$98.7Rp 1.8M
-64.68%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$4.98$4.98
$4.15Rp 74.1K
20.00%
🧸 Childcare & Education
Zaragoza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$145$145
$304Rp 5.4M
-52.43%
International Primary School, 1 Child(Yearly)
$5,880$5,880
$6,613Rp 118.1M
-11.08%
👕👟 Clothing & Footwear
Zaragoza
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$66.5$66.5
$55.5Rp 991.8K
19.64%
Summer Dress(H&M, Zara, etc)
$42.82$42.82
$38.31Rp 684.1K
11.77%
Sport Shoes(Adidas, Nike)
$109$109
$88.6Rp 1.6M
23.33%
Men's Leather Business Shoes
$70.0$70.0
$77.9Rp 1.4M
-10.07%
🏠 Accommodation & Living
Zaragoza
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,006Rp 18.0M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$675Rp 12.1M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,442Rp 61.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,039Rp 36.4M
-
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Zaragoza
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
8.58
13.28
-35.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zaragoza: May 30, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🛒Dining out: $30.00 in Zaragoza vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $207 vs $302 per month, with Zaragoza cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zaragoza vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zaragoza or Ubud, Bali?
Zaragoza wins on cost – living expenses run 130% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaragoza the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zaragoza vs Ubud, Bali?
You'd need roughly $925 in Zaragoza and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Zaragoza or Ubud, Bali?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Zaragoza compared to Ubud, Bali?
All in, you'll spend $617 per month in Zaragoza versus $1,419 in Ubud, Bali – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Zaragoza or Ubud, Bali?
At $617 in Zaragoza versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zaragoza but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaragoza the clear choice for anyone on this budget.
Which city is better for digital nomads, Zaragoza or Ubud, Bali?
Both work as nomad bases, but Zaragoza delivers better value – similar infrastructure at $617 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaragoza hard to pass up.
How safe is Zaragoza compared to Ubud, Bali?
Safety-wise, Zaragoza and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zaragoza gentler on the wallet – expenses run 130% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.