Cost of Living Comparison Between Zaragoza and Ubud, Bali Cost of Living Comparison Between Zaragoza and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $617 in Zaragoza versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,019 in Zaragoza versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,420 in Zaragoza versus $3,660 in Ubud, Bali.

Living in Zaragoza costs roughly 57% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zaragoza is 54% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Zaragoza
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.14 $8.14
$3.56 Rp 63.7K
128.65%
Three-Course Dinner for Two, Mid-Range
$29.72 $29.72
$32.73 Rp 584.5K
-9.20%
Fast Food Meal (McDonalds, etc)
$7.20 $7.20
$4.95 Rp 88.4K
45.45%
Cappuccino
$1.49 $1.49
$2.71 Rp 48.4K
-45.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 $1.10
$1.34 Rp 24.0K
-17.91%
Water (0.33 liter bottle)
$0.91 $0.91
$0.70 Rp 12.5K
30.00%
Local Beer (0.5 liter draught)
$1.28 $1.28
$2.92 Rp 52.1K
-56.16%
Imported Beer (0.33 liter bottle)
$2.08 $2.08
$3.96 Rp 70.7K
-47.47%
🛒 Groceries & Markets
Zaragoza
Ubud, Bali
Difference
Milk (1 liter)
$1.78 $1.78
$1.81 Rp 32.3K
-1.66%
White Bread (500g)
$1.97 $1.97
$2.52 Rp 45.0K
-21.83%
Rice (white) (1kg)
$0.94 $0.94
$1.16 Rp 20.7K
-18.97%
Eggs
$2.52 $2.52
$2.46 Rp 43.9K
2.44%
Local Cheese (1kg)
$7.24 $7.24
$14.71 Rp 262.7K
-50.78%
Chicken Fillets (1kg)
$3.97 $3.97
$4.32 Rp 77.1K
-8.10%
Beef Round Steak (1kg)
$5.37 $5.37
$12.14 Rp 216.7K
-55.77%
Apples (1kg)
$3.26 $3.26
$3.84 Rp 68.6K
-15.10%
Banana (1kg)
$1.62 $1.62
$1.56 Rp 27.8K
3.85%
Oranges (1kg)
$2.50 $2.50
$2.83 Rp 50.6K
-11.66%
Tomato (1kg)
$2.18 $2.18
$2.33 Rp 41.5K
-6.44%
Potato (1kg)
$2.15 $2.15
$1.91 Rp 34.2K
12.57%
Onion (1kg)
$1.85 $1.85
$2.20 Rp 39.3K
-15.91%
Lettuce (1 head)
$0.96 $0.96
$1.01 Rp 18.1K
-4.95%
Water (1.5 liter bottle)
$0.77 $0.77
$0.78 Rp 13.8K
-1.28%
Cigarettes 20 Pack (Marlboro, Camel)
$3.81 $3.81
$3.32 Rp 59.2K
14.76%
Wine (Bottle)
$7.82 $7.82
$23.74 Rp 423.9K
-67.06%
Local Beer (0.5 liter bottle)
$1.54 $1.54
$2.79 Rp 49.8K
-44.80%
Imported Beer (0.33 liter bottle)
$2.30 $2.30
$2.86 Rp 51.1K
-19.58%
🚌 Getting Around
Zaragoza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.57 $0.57
$0.27 Rp 4,800
111.11%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 143.4K
-
Taxi Start (Normal Tariff)
$5.04 $5.04
$0.46 Rp 8,150
995.65%
Taxi (Normal Tariff) (1km)
$2.98 $2.98
$0.45 Rp 8,037
562.22%
Taxi 1hour Waiting (Normal Tariff)
$19.82 $19.82
$6.10 Rp 108.9K
224.92%
Gasoline (1 liter)
$1.03 $1.03
$0.79 Rp 14.2K
30.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K $24.8K
$26.1K Rp 467.0M
-5.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$32.1K Rp 573.6M
-23.65%
🧾 Monthly Utilities & Internet
Zaragoza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$44.97 $44.97
$79.9 Rp 1.4M
-43.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.19 $19.19
$4.06 Rp 72.6K
372.66%
Internet (50+ Mbps, Unlimited Data)
$35.44 $35.44
$23.52 Rp 420.0K
50.68%
🎉 Sport & Entertainment
Zaragoza
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.86 $34.86
$98.7 Rp 1.8M
-64.68%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 118.4K
-
Cinema Ticket
$4.98 $4.98
$4.15 Rp 74.1K
20.00%
🧸 Childcare & Education
Zaragoza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$145 $145
$304 Rp 5.4M
-52.43%
International Primary School, 1 Child (Yearly)
$5,880 $5,880
$6,613 Rp 118.1M
-11.08%
👕👟 Clothing & Footwear
Zaragoza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$66.5 $66.5
$55.5 Rp 991.8K
19.64%
Summer Dress (H&M, Zara, etc)
$42.82 $42.82
$38.31 Rp 684.1K
11.77%
Sport Shoes (Adidas, Nike)
$109 $109
$88.6 Rp 1.6M
23.33%
Men's Leather Business Shoes
$70.0 $70.0
$77.9 Rp 1.4M
-10.07%
🏠 Accommodation & Living
Zaragoza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,006 Rp 18.0M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$675 Rp 12.1M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,442 Rp 61.5M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,039 Rp 36.4M
-
Buy Apartment in City Center (m2)
-
$2,841 Rp 50.7M
-
Buy Apartment Outside City Center (m2)
-
$2,264 Rp 40.4M
-
💵 Salaries & Financials
Zaragoza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.58
13.28
-35.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zaragoza: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

Dining out: $30.00 in Zaragoza vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $207 vs $302 per month, with Zaragoza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zaragoza vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zaragoza or Ubud, Bali?
Zaragoza wins on cost – living expenses run 130% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaragoza the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zaragoza vs Ubud, Bali?
You'd need roughly $925 in Zaragoza and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Zaragoza or Ubud, Bali?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Zaragoza compared to Ubud, Bali?
All in, you'll spend $617 per month in Zaragoza versus $1,419 in Ubud, Bali – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Zaragoza or Ubud, Bali?
At $617 in Zaragoza versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zaragoza but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaragoza the clear choice for anyone on this budget.
Which city is better for digital nomads, Zaragoza or Ubud, Bali?
Both work as nomad bases, but Zaragoza delivers better value – similar infrastructure at $617 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaragoza hard to pass up.
How safe is Zaragoza compared to Ubud, Bali?
Safety-wise, Zaragoza and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zaragoza gentler on the wallet – expenses run 130% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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