Cost of Living Comparison Between Ubud, Bali and Zaragoza Cost of Living Comparison Between Ubud, Bali and Zaragoza

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $623 in Zaragoza.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,033 in Zaragoza.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,443 in Zaragoza.

Living in Ubud, Bali is roughly 126% more expensive than in Zaragoza, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zaragoza is 53% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.03 $8.03

-57.04%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$29.95 $29.95

7.98%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.85 $6.85

-29.34%

Cappuccino

$2.75 Rp 49.4K

$1.52 $1.52

80.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.09 $1.09

26.61%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.92 $0.92

-18.48%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.22 $1.22

145.08%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.11 $2.11

82.46%

Milk (1 liter)

$1.74 Rp 31.2K

$1.81 $1.81

-3.87%

White Bread (500g)

$2.46 Rp 44.2K

$2.06 $2.06

19.42%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.01 $1.01

15.84%

Eggs

$2.43 Rp 43.7K

$2.44 $2.44

-0.41%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.09 $7.09

104.51%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.94 $3.94

10.41%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.60 $5.60

113.93%

Apples (1kg)

$3.72 Rp 66.8K

$3.12 $3.12

19.23%

Banana (1kg)

$1.63 Rp 29.2K

$1.67 $1.67

-2.40%

Oranges (1kg)

$2.74 Rp 49.3K

$2.59 $2.59

5.79%

Tomato (1kg)

$2.24 Rp 40.3K

$2.24 $2.24

Potato (1kg)

$1.92 Rp 34.5K

$2.25 $2.25

-14.67%

Onion (1kg)

$2.28 Rp 40.9K

$1.81 $1.81

25.97%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.94 $0.94

12.77%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.72 $0.72

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.77 $3.77

-12.73%

Wine (Bottle)

$23.19 Rp 416.8K

$8.03 $8.03

188.79%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.55 $1.55

79.35%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.27 $2.27

20.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.56 $0.56

-51.79%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$5.02 $5.02

-90.44%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.06 $3.06

-86.27%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$19.60 $19.60

-68.27%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.05 $1.05

-22.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$25.5K $25.5K

4.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$24.8K $24.8K

29.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$44.68 $44.68

75.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$19.15 $19.15

-78.75%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$34.98 $34.98

-30.45%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.90 $34.90

182.55%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$5.13 $5.13

-22.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$147 $147

107.91%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,830 $5,830

13.94%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$66.3 $66.3

-18.39%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$42.87 $42.87

-11.80%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$109 $109

-20.58%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$70.3 $70.3

8.58%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.58

54.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zaragoza: July 12, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $30.00 in Zaragoza for a mid-range dinner for two. Groceries echo the gap at $297 vs $209 per month, with Zaragoza cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zaragoza: Cost of Living - Frequently Asked Questions

Zaragoza wins on cost – living expenses run 126% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaragoza the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $935 in Zaragoza to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $623 in Zaragoza – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.

At $623 in Zaragoza versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zaragoza but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaragoza the clear choice for anyone on this budget.

Both work as nomad bases, but Zaragoza delivers better value – similar infrastructure at $623 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaragoza hard to pass up.

Safety-wise, Ubud, Bali and Zaragoza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaragoza gentler on the wallet – expenses run 126% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.