Cost of Living Comparison Between Zamosc and Ubud, Bali Cost of Living Comparison Between Zamosc and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,407 in Zamosc versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,035 in Zamosc versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,663 in Zamosc versus $3,763 in Ubud, Bali.

Monthly costs are close between Zamosc and Ubud, Bali; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Zamosc 5% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$9.40 zł 35.62

$3.45 Rp 61.8K

172.46%

Three-Course Dinner for Two, Mid-Range

$39.96 zł 151

$32.34 Rp 578.5K

23.56%

Fast Food Meal (McDonalds, etc)

$7.98 zł 30.24

$4.84 Rp 86.7K

64.88%

Cappuccino

$3.08 zł 11.68

$2.75 Rp 49.1K

12.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 zł 9.56

$1.38 Rp 24.8K

82.61%

Water (0.33 liter bottle)

$2.09 zł 7.92

$0.75 Rp 13.4K

178.67%

Local Beer (0.5 liter draught)

$3.25 zł 12.30

$2.99 Rp 53.5K

8.70%

Imported Beer (0.33 liter bottle)

$2.97 zł 11.24

$3.85 Rp 68.9K

-22.86%

Milk (1 liter)

$1.10 zł 4.19

$1.74 Rp 31.1K

-36.78%

White Bread (500g)

$1.21 zł 4.59

$2.46 Rp 44.0K

-50.81%

Rice (white) (1kg)

$2.41 zł 9.15

$1.17 Rp 20.9K

105.98%

Eggs

$3.62 zł 13.72

$2.43 Rp 43.5K

48.97%

Local Cheese (1kg)

$9.84 zł 37.28

$14.50 Rp 259.5K

-32.14%

Chicken Fillets (1kg)

$5.65 zł 21.41

$4.35 Rp 77.8K

29.89%

Beef Round Steak (1kg)

$16.09 zł 61.0

$11.98 Rp 214.3K

34.31%

Apples (1kg)

$0.90 zł 3.43

$3.72 Rp 66.5K

-75.81%

Banana (1kg)

$1.60 zł 6.07

$1.63 Rp 29.1K

-1.84%

Oranges (1kg)

$1.61 zł 6.11

$2.74 Rp 49.1K

-41.24%

Tomato (1kg)

$2.19 zł 8.31

$2.24 Rp 40.1K

-2.23%

Potato (1kg)

$0.71 zł 2.68

$1.92 Rp 34.3K

-63.02%

Onion (1kg)

$1.44 zł 5.47

$2.28 Rp 40.7K

-36.84%

Lettuce (1 head)

$0.78 zł 2.96

$1.06 Rp 19.0K

-26.42%

Water (1.5 liter bottle)

$0.44 zł 1.68

$0.72 Rp 12.9K

-38.89%

Cigarettes 20 Pack (Marlboro, Camel)

$5.23 zł 19.83

$3.29 Rp 58.8K

58.97%

Wine (Bottle)

$5.13 zł 19.44

$23.19 Rp 414.9K

-77.88%

Local Beer (0.5 liter bottle)

$1.09 zł 4.11

$2.78 Rp 49.7K

-60.79%

Imported Beer (0.33 liter bottle)

$1.45 zł 5.48

$2.73 Rp 48.9K

-46.89%

One-way Ticket (Public Transport)

$0.78 zł 2.97

$0.27 Rp 4,765

188.89%

Public Transport Monthly Pass (Regular Price)

$32.99 zł 125

$8.11 Rp 145.0K

306.78%

Taxi Start (Normal Tariff)

$2.19 zł 8.31

$0.48 Rp 8,636

356.25%

Taxi (Normal Tariff) (1km)

$0.76 zł 2.87

$0.42 Rp 7,511

80.95%

Taxi 1hour Waiting (Normal Tariff)

$11.98 zł 45.40

$6.22 Rp 111.3K

92.60%

Gasoline (1 liter)

$1.62 zł 6.13

$0.81 Rp 14.6K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K zł 130.5K

$26.6K Rp 476.1M

29.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 117.6K

$32.2K Rp 575.9M

-3.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,040

$78.4 Rp 1.4M

250.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.61 zł 32.62

$4.07 Rp 72.8K

111.55%

Internet (50+ Mbps, Unlimited Data)

$18.48 zł 70.0

$24.33 Rp 435.2K

-24.04%

Gym Membership (Monthly)

$38.12 zł 144

$98.6 Rp 1.8M

-61.34%

Tennis Court (1 Hour on Weekend)

$19.24 zł 72.9

$6.34 Rp 113.3K

203.47%

Cinema Ticket

$6.71 zł 25.44

$3.99 Rp 71.3K

68.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 zł 1,410

$305 Rp 5.5M

21.93%

International Primary School, 1 Child (Yearly)

$8,148 zł 30.9K

$6,642 Rp 118.8M

22.67%

Jeans (Levis 501 Or Similar)

$92.0 zł 349

$54.1 Rp 968.6K

69.87%

Summer Dress (H&M, Zara, etc)

$34.24 zł 130

$37.81 Rp 676.3K

-9.44%

Sport Shoes (Adidas, Nike)

$93.8 zł 355

$86.8 Rp 1.6M

7.96%

Men's Leather Business Shoes

$97.1 zł 368

$76.4 Rp 1.4M

27.11%

1-bedroom Apartment, City Center (Monthly)

$654 zł 2,477

$992 Rp 17.7M

-34.10%

1-bedroom Apartment, Outside City Center (Monthly)

$502 zł 1,902

$673 Rp 12.0M

-25.41%

3-bedroom Apartment, City Center (Monthly)

$988 zł 3,745

$3,375 Rp 60.4M

-70.72%

3-bedroom Apartment, Outside City Center (Monthly)

$826 zł 3,129

$2,050 Rp 36.7M

-59.73%

Buy Apartment in City Center (m2)

$2,591 zł 9,822

$2,805 Rp 50.2M

-7.60%

Buy Apartment Outside City Center (m2)

$2,228 zł 8,446

$2,227 Rp 39.8M

0.06%

Average Monthly Net Salary (After Tax)

$791 zł 2,997

$167 Rp 3.0M

373.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

13.28

-51.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $654 in Zamosc and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zamosc pays 374% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40.00 in Zamosc vs $32.00 in Ubud, Bali. Groceries flip the comparison at $217 vs $297, with Zamosc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zamosc vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay runs 374% higher in Zamosc, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $654 in Zamosc versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Zamosc runs roughly 307% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,407 in Zamosc versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Zamosc but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zamosc the clear choice for anyone on this budget.

Both work as nomad bases, but Zamosc delivers better value – similar infrastructure at $1,407 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zamosc hard to pass up.

Safety-wise, Zamosc and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Zamosc wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.