Cost of Living Comparison Between Zamosc and Ubud, Bali Cost of Living Comparison Between Zamosc and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,424 in Zamosc versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,069 in Zamosc versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,713 in Zamosc versus $3,327 in Ubud, Bali.

Living in Zamosc is roughly 4% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Zamosc 4% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$10.05 zł 38.15

$3.44 Rp 61.0K

192.15%

Three-Course Dinner for Two, Mid-Range

$39.34 zł 149

$36.31 Rp 644.2K

8.34%

Fast Food Meal (McDonalds, etc)

$7.79 zł 29.59

$5.71 Rp 101.2K

36.43%

Cappuccino

$3.09 zł 11.74

$2.67 Rp 47.4K

15.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 zł 7.50

$1.75 Rp 31.0K

12.57%

Water (0.33 liter bottle)

$1.56 zł 5.92

$0.87 Rp 15.5K

79.31%

Local Beer (0.5 liter draught)

$3.52 zł 13.38

$2.95 Rp 52.4K

19.32%

Imported Beer (0.33 liter bottle)

$3.27 zł 12.40

$4.52 Rp 80.2K

-27.65%

Milk (1 liter)

$1.09 zł 4.15

$1.62 Rp 28.7K

-32.72%

White Bread (500g)

$1.03 zł 3.91

$2.33 Rp 41.3K

-55.79%

Rice (white) (1kg)

$2.31 zł 8.79

$1.11 Rp 19.6K

108.11%

Eggs

$3.42 zł 12.98

$2.20 Rp 39.0K

55.45%

Local Cheese (1kg)

$9.43 zł 35.80

$17.69 Rp 313.9K

-46.69%

Chicken Fillets (1kg)

$5.57 zł 21.14

$4.10 Rp 72.7K

35.85%

Beef Round Steak (1kg)

$15.75 zł 59.8

$12.18 Rp 216.0K

29.31%

Apples (1kg)

$1.19 zł 4.53

$3.71 Rp 65.8K

-67.92%

Banana (1kg)

$1.62 zł 6.13

$1.59 Rp 28.2K

1.89%

Oranges (1kg)

$1.57 zł 5.96

$2.28 Rp 40.5K

-31.14%

Tomato (1kg)

$2.11 zł 8.02

$1.95 Rp 34.7K

8.21%

Potato (1kg)

$0.73 zł 2.77

$1.91 Rp 33.8K

-61.78%

Onion (1kg)

$1.23 zł 4.66

$2.33 Rp 41.4K

-47.21%

Lettuce (1 head)

$0.79 zł 2.99

$1.01 Rp 17.9K

-21.78%

Water (1.5 liter bottle)

$0.41 zł 1.56

$0.55 Rp 9,791

-25.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 zł 20.12

$2.23 Rp 39.6K

137.67%

Wine (Bottle)

$5.45 zł 20.67

$23.07 Rp 409.3K

-76.38%

Local Beer (0.5 liter bottle)

$1.06 zł 4.01

$2.42 Rp 42.9K

-56.20%

Imported Beer (0.33 liter bottle)

$1.41 zł 5.35

$3.00 Rp 53.2K

-53.00%

One-way Ticket (Public Transport)

$1.15 zł 4.36

$0.27 Rp 4,823

325.93%

Public Transport Monthly Pass (Regular Price)

$29.80 zł 113

$8.98 Rp 159.4K

231.85%

Taxi Start (Normal Tariff)

$2.15 zł 8.17

$0.48 Rp 8,582

347.92%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.74

$0.43 Rp 7,693

67.44%

Taxi 1hour Waiting (Normal Tariff)

$13.34 zł 50.6

$5.64 Rp 100.1K

136.52%

Gasoline (1 liter)

$1.60 zł 6.06

$0.80 Rp 14.3K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K zł 121.1K

$24.9K Rp 442.5M

27.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K zł 109.3K

$31.7K Rp 562.6M

-9.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$269 zł 1,020

$81.5 Rp 1.4M

229.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.72 zł 33.09

$6.49 Rp 115.2K

34.36%

Internet (50+ Mbps, Unlimited Data)

$18.22 zł 69.2

$18.77 Rp 333.0K

-2.93%

Gym Membership (Monthly)

$38.97 zł 148

$56.9 Rp 1.0M

-31.48%

Tennis Court (1 Hour on Weekend)

$22.18 zł 84.2

$18.73 Rp 332.3K

18.42%

Cinema Ticket

$6.83 zł 25.92

$4.54 Rp 80.5K

50.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$373 zł 1,415

$481 Rp 8.5M

-22.44%

International Primary School, 1 Child (Yearly)

$4,553 zł 17.3K

$5,711 Rp 101.3M

-20.28%

Jeans (Levis 501 Or Similar)

$103 zł 391

$45.52 Rp 807.5K

126.19%

Summer Dress (H&M, Zara, etc)

$37.63 zł 143

$35.88 Rp 636.6K

4.88%

Sport Shoes (Adidas, Nike)

$88.9 zł 337

$80.4 Rp 1.4M

10.55%

Men's Leather Business Shoes

$92.6 zł 351

$78.7 Rp 1.4M

17.66%

1-bedroom Apartment, City Center (Monthly)

$628 zł 2,383

$1,115 Rp 19.8M

-43.68%

1-bedroom Apartment, Outside City Center (Monthly)

$556 zł 2,113

$698 Rp 12.4M

-20.24%

3-bedroom Apartment, City Center (Monthly)

$1,060 zł 4,024

$3,637 Rp 64.5M

-70.85%

3-bedroom Apartment, Outside City Center (Monthly)

$904 zł 3,433

$1,737 Rp 30.8M

-47.94%

Buy Apartment in City Center (m2)

$2,828 zł 10.7K

$2,784 Rp 49.4M

1.58%

Buy Apartment Outside City Center (m2)

$2,677 zł 10.2K

$2,290 Rp 40.6M

16.90%

Average Monthly Net Salary (After Tax)

$798 zł 3,030

$168 Rp 3.0M

375.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

13.78

-48.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $628 in Zamosc and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zamosc pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Zamosc vs $36.00 in Ubud, Bali. Groceries flip the comparison at $212 vs $295, with Zamosc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zamosc vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 4% lower than in Zamosc. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 375% higher in Zamosc, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $628 in Zamosc versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $373 in Zamosc versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zamosc pay roughly 39% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,424 in Zamosc, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zamosc. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zamosc and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Zamosc. Beyond cost, consider language, visa policies, and how big the international community is in each city.