Cost of Living Comparison Between Ubud, Bali and Zamosc Cost of Living Comparison Between Ubud, Bali and Zamosc

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,424 in Zamosc.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,069 in Zamosc.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,713 in Zamosc.

Living in Ubud, Bali costs roughly 4% less than in Zamosc, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 0% above, Zamosc 4% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.05 zł 38.15

-65.77%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$39.34 zł 149

-7.70%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.79 zł 29.59

-26.70%

Cappuccino

$2.67 Rp 47.4K

$3.09 zł 11.74

-13.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.97 zł 7.50

-11.17%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.56 zł 5.92

-44.23%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$3.52 zł 13.38

-16.19%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.27 zł 12.40

38.23%

Milk (1 liter)

$1.62 Rp 28.7K

$1.09 zł 4.15

48.62%

White Bread (500g)

$2.33 Rp 41.3K

$1.03 zł 3.91

126.21%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.31 zł 8.79

-51.95%

Eggs

$2.20 Rp 39.0K

$3.42 zł 12.98

-35.67%

Local Cheese (1kg)

$17.69 Rp 313.9K

$9.43 zł 35.80

87.59%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.57 zł 21.14

-26.39%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$15.75 zł 59.8

-22.67%

Apples (1kg)

$3.71 Rp 65.8K

$1.19 zł 4.53

211.76%

Banana (1kg)

$1.59 Rp 28.2K

$1.62 zł 6.13

-1.85%

Oranges (1kg)

$2.28 Rp 40.5K

$1.57 zł 5.96

45.22%

Tomato (1kg)

$1.95 Rp 34.7K

$2.11 zł 8.02

-7.58%

Potato (1kg)

$1.91 Rp 33.8K

$0.73 zł 2.77

161.64%

Onion (1kg)

$2.33 Rp 41.4K

$1.23 zł 4.66

89.43%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.79 zł 2.99

27.85%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.41 zł 1.56

34.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$5.30 zł 20.12

-57.92%

Wine (Bottle)

$23.07 Rp 409.3K

$5.45 zł 20.67

323.30%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.06 zł 4.01

128.30%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.41 zł 5.35

112.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.15 zł 4.36

-76.52%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$29.80 zł 113

-69.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.15 zł 8.17

-77.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.72 zł 2.74

-40.28%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$13.34 zł 50.6

-57.72%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.60 zł 6.06

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$31.9K zł 121.1K

-21.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$28.8K zł 109.3K

10.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$269 zł 1,020

-69.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$8.72 zł 33.09

-25.57%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$18.22 zł 69.2

3.02%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$38.97 zł 148

45.93%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$22.18 zł 84.2

-15.55%

Cinema Ticket

$4.54 Rp 80.5K

$6.83 zł 25.92

-33.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$373 zł 1,415

28.93%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$4,553 zł 17.3K

25.44%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$103 zł 391

-55.79%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$37.63 zł 143

-4.65%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$88.9 zł 337

-9.54%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$92.6 zł 351

-15.01%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$628 zł 2,383

77.55%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$556 zł 2,113

25.37%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,060 zł 4,024

243.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$904 zł 3,433

92.09%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,828 zł 10.7K

-1.55%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,677 zł 10.2K

-14.45%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$798 zł 3,030

-78.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.07

94.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Zamosc: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $628 in Zamosc. Housing cost is often the main lever when comparing two cities.

Zamosc pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $39.00 in Zamosc. Groceries flip the comparison at $295 vs $212, with Zamosc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zamosc: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 4% lower than in Zamosc. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 375% lower in Zamosc. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $628 in Zamosc. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $373 in Zamosc. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zamosc pay roughly 39% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,424 in Zamosc, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zamosc. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zamosc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 4% less than in Zamosc. Beyond cost, consider language, visa policies, and how big the international community is in each city.