Cost of Living Comparison Between Ubud, Bali and Zamosc Cost of Living Comparison Between Ubud, Bali and Zamosc

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,407 in Zamosc.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,035 in Zamosc.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,663 in Zamosc.

Monthly costs are close between Ubud, Bali and Zamosc; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 5% above, Zamosc 5% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$9.40 zł 35.70

-63.30%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$39.96 zł 152

-19.07%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.98 zł 30.30

-39.35%

Cappuccino

$2.75 Rp 49.3K

$3.08 zł 11.70

-10.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.52 zł 9.58

-45.24%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.09 zł 7.94

-64.11%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$3.25 zł 12.33

-8.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.97 zł 11.26

29.63%

Milk (1 liter)

$1.74 Rp 31.1K

$1.10 zł 4.19

58.18%

White Bread (500g)

$2.46 Rp 44.1K

$1.21 zł 4.60

103.31%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.41 zł 9.17

-51.45%

Eggs

$2.43 Rp 43.6K

$3.62 zł 13.75

-32.87%

Local Cheese (1kg)

$14.50 Rp 260.2K

$9.84 zł 37.36

47.36%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.65 zł 21.45

-23.01%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$16.09 zł 61.1

-25.54%

Apples (1kg)

$3.72 Rp 66.7K

$0.90 zł 3.43

313.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.60 zł 6.08

1.87%

Oranges (1kg)

$2.74 Rp 49.2K

$1.61 zł 6.13

70.19%

Tomato (1kg)

$2.24 Rp 40.2K

$2.19 zł 8.33

2.28%

Potato (1kg)

$1.92 Rp 34.4K

$0.71 zł 2.68

170.42%

Onion (1kg)

$2.28 Rp 40.8K

$1.44 zł 5.48

58.33%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.78 zł 2.97

35.90%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.44 zł 1.68

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$5.23 zł 19.88

-37.09%

Wine (Bottle)

$23.19 Rp 416.1K

$5.13 zł 19.48

352.05%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.09 zł 4.12

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.45 zł 5.49

88.28%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.78 zł 2.98

-65.38%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$32.99 zł 125

-75.42%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.19 zł 8.32

-78.08%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.76 zł 2.87

-44.74%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$11.98 zł 45.49

-48.08%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.62 zł 6.15

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$34.4K zł 130.8K

-22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$31.0K zł 117.8K

3.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$274 zł 1,042

-71.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$8.61 zł 32.69

-52.73%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$18.48 zł 70.2

31.66%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$38.12 zł 145

158.68%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$19.24 zł 73.1

-67.05%

Cinema Ticket

$3.99 Rp 71.5K

$6.71 zł 25.49

-40.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$372 zł 1,413

-17.98%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$8,148 zł 30.9K

-18.48%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$92.0 zł 349

-41.13%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$34.24 zł 130

10.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.8 zł 356

-7.37%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$97.1 zł 369

-21.33%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$654 zł 2,483

51.75%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$502 zł 1,906

34.06%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$988 zł 3,753

241.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$826 zł 3,136

148.32%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,591 zł 9,842

8.23%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$2,228 zł 8,463

-0.06%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$791 zł 3,003

-78.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.47

105.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zamosc: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $654 in Zamosc. Housing cost is often the main lever when comparing two cities.

Zamosc pays 374% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32.00 in Ubud, Bali vs $40.00 in Zamosc. Groceries flip the comparison at $297 vs $217, with Zamosc cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zamosc: Cost of Living - Frequently Asked Questions

On paper, salaries run 374% lower in Zamosc. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $654 in Zamosc. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Zamosc runs roughly 307% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,407 in Zamosc versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Zamosc but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zamosc the clear choice for anyone on this budget.

Both work as nomad bases, but Zamosc delivers better value – similar infrastructure at $1,407 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zamosc hard to pass up.

Safety-wise, Ubud, Bali and Zamosc are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Zamosc wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.