Last update: Nov 2026

Cost of Living Comparison Between Zamosc and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,394 in Zamosc, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Zamosc
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Zamosc Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Zamosc

🇵🇱 Poland

$1,394

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Zamosc and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zamosc and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,394 per month in Zamosc vs $935 in Chiang Mai, rent included.

Zamosc $1,394
Chiang Mai $935

A couple spends around $2,005 per month in Zamosc vs $1,467 in Chiang Mai, rent included.

Zamosc $2,005
Chiang Mai $1,467

A family of three spends $2,616 per month in Zamosc vs $1,999 in Chiang Mai, rent included.

Zamosc $2,616
Chiang Mai $1,999

Zamosc costs about 49% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Zamosc sits 3% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.30 zł 36.77

$2.13 ฿72.0

336.62%

Three-Course Dinner for Two, Mid-Range

$37.44 zł 148

$18.62 ฿628

101.07%

Fast Food Meal (McDonalds, etc)

$7.06 zł 27.91

$5.60 ฿189

26.07%

Cappuccino

$2.93 zł 11.58

$1.66 ฿56.1

76.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.87 zł 7.41

$0.65 ฿21.83

187.69%

Water (0.33 liter bottle)

$1.49 zł 5.90

$0.30 ฿10.29

396.67%

Local Beer (0.5 liter draught)

$3.38 zł 13.36

$2.32 ฿78.4

45.69%

Imported Beer (0.33 liter bottle)

$3.10 zł 12.24

$3.67 ฿124

-15.53%

Milk (1 liter)

$1.01 zł 4.01

$2.02 ฿68.0

-50.00%

White Bread (500g)

$0.97 zł 3.84

$1.41 ฿47.51

-31.21%

Rice (white) (1kg)

$2.14 zł 8.48

$1.39 ฿46.96

53.96%

Eggs

$3.37 zł 13.32

$2.37 ฿79.9

42.19%

Local Cheese (1kg)

$9.46 zł 37.40

$16.52 ฿557

-42.74%

Chicken Fillets (1kg)

$5.24 zł 20.70

$2.67 ฿90.1

96.25%

Beef Round Steak (1kg)

$14.77 zł 58.4

$9.02 ฿304

63.75%

Apples (1kg)

$1.11 zł 4.39

$2.40 ฿80.9

-53.75%

Banana (1kg)

$1.53 zł 6.06

$1.04 ฿35.13

47.12%

Oranges (1kg)

$1.44 zł 5.68

$1.66 ฿56.0

-13.25%

Tomato (1kg)

$1.93 zł 7.63

$1.56 ฿52.6

23.72%

Potato (1kg)

$0.67 zł 2.63

$1.24 ฿41.76

-45.97%

Onion (1kg)

$1.19 zł 4.71

$1.09 ฿36.66

9.17%

Lettuce (1 head)

$0.74 zł 2.94

$0.76 ฿25.70

-2.63%

Water (1.5 liter bottle)

$0.40 zł 1.57

$0.51 ฿17.35

-21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 zł 19.59

$4.12 ฿139

20.15%

Wine (Bottle)

$5.14 zł 20.32

$17.93 ฿605

-71.33%

Local Beer (0.5 liter bottle)

$1.02 zł 4.02

$1.62 ฿54.8

-37.04%

Imported Beer (0.33 liter bottle)

$1.30 zł 5.16

$2.82 ฿95.2

-53.90%

One-way Ticket (Public Transport)

$1.08 zł 4.27

$0.93 ฿31.53

16.13%

Public Transport Monthly Pass (Regular Price)

$30.10 zł 119

$52.9 ฿1,785

-43.09%

Taxi Start (Normal Tariff)

$1.99 zł 7.86

$1.18 ฿39.70

68.64%

Taxi (Normal Tariff) (1km)

$0.67 zł 2.65

$0.17 ฿5.79

294.12%

Taxi 1hour Waiting (Normal Tariff)

$12.74 zł 50.4

$1.81 ฿61.1

603.87%

Gasoline (1 liter)

$1.49 zł 5.89

$1.47 ฿49.69

1.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K zł 122.0K

$21.0K ฿708.9K

46.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 111.7K

$26.5K ฿894.6K

6.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 zł 1,003

$62.6 ฿2,111

305.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.10 zł 32.03

$11.60 ฿392

-30.17%

Internet (50+ Mbps, Unlimited Data)

$17.90 zł 70.8

$20.30 ฿685

-11.82%

Gym Membership (Monthly)

$37.94 zł 150

$37.88 ฿1,278

0.16%

Tennis Court (1 Hour on Weekend)

$21.68 zł 85.7

$3.70 ฿125

485.95%

Cinema Ticket

$6.41 zł 25.35

$6.51 ฿220

-1.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$350 zł 1,383

$727 ฿24.5K

-51.90%

International Primary School, 1 Child (Yearly)

$4,256 zł 16.8K

$16.6K ฿559.2K

-74.32%

Jeans (Levis 501 Or Similar)

$97.8 zł 387

$53.5 ฿1,807

82.74%

Summer Dress (H&M, Zara, etc)

$36.81 zł 146

$24.80 ฿837

48.43%

Sport Shoes (Adidas, Nike)

$84.8 zł 335

$90.4 ฿3,050

-6.22%

Men's Leather Business Shoes

$88.5 zł 350

$72.0 ฿2,428

22.93%

1-bedroom Apartment, City Center (Monthly)

$598 zł 2,366

$481 ฿16.2K

24.32%

1-bedroom Apartment, Outside City Center (Monthly)

$517 zł 2,046

$310 ฿10.5K

66.94%

3-bedroom Apartment, City Center (Monthly)

$983 zł 3,889

$1,058 ฿35.7K

-7.08%

3-bedroom Apartment, Outside City Center (Monthly)

$817 zł 3,229

$659 ฿22.2K

23.98%

Buy Apartment in City Center (m2)

$2,947 zł 11.7K

$2,418 ฿81.6K

21.91%

Buy Apartment Outside City Center (m2)

$2,168 zł 8,576

$1,609 ฿54.3K

34.78%

Average Monthly Net Salary (After Tax)

$772 zł 3,052

$595 ฿20.1K

29.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

5.57

26.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: November 2, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zamosc

$517 37.1%

Chiang Mai

$310 33.1% 40.1% $207

Monthly Utilities & Internet

Zamosc

$280 20.1%

Chiang Mai

$94 10.1% 66.2% $185

Groceries & Markets

Zamosc

$201 14.4%

Chiang Mai

$237 25.3% 17.7% $36

Eating Out

Zamosc

$167 12%

Chiang Mai

$77 8.2% 54.2% $91

Clothing & Footwear

Zamosc

$139 9.9%

Chiang Mai

$108 11.6% 21.8% $30

Sport & Entertainment

Zamosc

$51 3.6%

Chiang Mai

$51 5.4% 0.3% $0.1

Getting Around

Zamosc

$40 2.9%

Chiang Mai

$59 6.3% 47.5% $19

Cost Breakdown

A central one-bedroom costs $598 in Zamosc versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37 in Zamosc versus $19 in Chiang Mai. Groceries tell a different story – $201 in Zamosc vs $237 in Chiang Mai – so Zamosc wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Zamosc

🇹🇭 Chiang Mai

🕒 Local time

21:16 9:16 PM

03:16 3:16 AM

6 h ahead of Zamosc

🌤 Weather

👥 Population

62,368

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.226 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 3, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Zamosc Chiang Mai 7,410 km ≈ 10 h nonstop flight

From you

Zamosc
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zamosc vs Chiang Mai: Cost of Living - Frequently Asked Questions

Zamosc costs about 49% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,091 per month in Zamosc and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $598 in Zamosc.

Kindergarten costs $350 per month in Zamosc and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 15% cheaper in Zamosc – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,394 in Zamosc and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,394 in Zamosc. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.