Cost of Living Comparison Between Zamosc and Chiang Mai Cost of Living Comparison Between Zamosc and Chiang Mai

Monthly Cost of Living

A single person spends $1,429 per month in Zamosc vs $866 in Chiang Mai, rent included.

A couple spends around $2,089 per month in Zamosc vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,750 per month in Zamosc vs $1,835 in Chiang Mai, rent included.

Zamosc costs about 65% more than Chiang Mai, driven mainly by Eating Out.

Zamosc sits 7% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.40 zł 34.25

$1.94 ฿63.5

384.54%

Three-Course Dinner for Two, Mid-Range

$40.43 zł 147

$18.64 ฿609

116.90%

Fast Food Meal (McDonalds, etc)

$7.68 zł 28.00

$7.82 ฿255

-1.79%

Cappuccino

$3.12 zł 11.38

$1.95 ฿63.8

60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.46 zł 8.96

$0.85 ฿27.77

189.41%

Water (0.33 liter bottle)

$2.01 zł 7.31

$0.35 ฿11.58

474.29%

Local Beer (0.5 liter draught)

$3.30 zł 12.01

$2.13 ฿69.6

54.93%

Imported Beer (0.33 liter bottle)

$2.99 zł 10.91

$3.73 ฿122

-19.84%

Milk (1 liter)

$1.11 zł 4.05

$1.71 ฿56.0

-35.09%

White Bread (500g)

$1.19 zł 4.34

$1.63 ฿53.2

-26.99%

Rice (white) (1kg)

$2.38 zł 8.68

$1.14 ฿37.15

108.77%

Eggs

$3.54 zł 12.89

$1.93 ฿63.1

83.42%

Local Cheese (1kg)

$9.72 zł 35.42

$16.21 ฿530

-40.04%

Chicken Fillets (1kg)

$5.80 zł 21.14

$3.12 ฿102

85.90%

Beef Round Steak (1kg)

$15.98 zł 58.3

$10.90 ฿356

46.61%

Apples (1kg)

$0.91 zł 3.32

$2.75 ฿90.0

-66.91%

Banana (1kg)

$1.61 zł 5.86

$1.21 ฿39.52

33.06%

Oranges (1kg)

$1.62 zł 5.91

$1.62 ฿53.0

Tomato (1kg)

$2.15 zł 7.85

$1.59 ฿51.8

35.22%

Potato (1kg)

$0.74 zł 2.71

$1.40 ฿45.70

-47.14%

Onion (1kg)

$1.50 zł 5.47

$1.17 ฿38.17

28.21%

Lettuce (1 head)

$0.85 zł 3.09

$0.66 ฿21.60

28.79%

Water (1.5 liter bottle)

$0.45 zł 1.63

$0.53 ฿17.22

-15.09%

Cigarettes 20 Pack (Marlboro, Camel)

$5.12 zł 18.66

$4.69 ฿153

9.17%

Wine (Bottle)

$5.55 zł 20.22

$18.66 ฿609

-70.26%

Local Beer (0.5 liter bottle)

$1.07 zł 3.92

$1.80 ฿58.8

-40.56%

Imported Beer (0.33 liter bottle)

$1.38 zł 5.01

$3.23 ฿106

-57.28%

One-way Ticket (Public Transport)

$0.83 zł 3.01

$0.90 ฿29.26

-7.78%

Public Transport Monthly Pass (Regular Price)

$32.17 zł 117

$19.21 ฿628

67.46%

Taxi Start (Normal Tariff)

$2.13 zł 7.76

$1.41 ฿45.91

51.06%

Taxi (Normal Tariff) (1km)

$0.79 zł 2.89

$1.29 ฿42.12

-38.76%

Taxi 1hour Waiting (Normal Tariff)

$12.02 zł 43.81

$7.84 ฿256

53.32%

Gasoline (1 liter)

$1.61 zł 5.88

$1.27 ฿41.58

26.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K zł 124.4K

$21.3K ฿694.9K

60.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K zł 112.6K

$22.2K ฿725.4K

39.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$269 zł 979

$69.1 ฿2,256

288.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.28 zł 30.19

$14.08 ฿460

-41.19%

Internet (50+ Mbps, Unlimited Data)

$18.32 zł 66.8

$18.00 ฿588

1.78%

Gym Membership (Monthly)

$38.17 zł 139

$41.06 ฿1,341

-7.04%

Tennis Court (1 Hour on Weekend)

$19.32 zł 70.4

$6.96 ฿227

177.59%

Cinema Ticket

$6.62 zł 24.13

$5.92 ฿193

11.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 zł 1,355

$299 ฿9,766

24.31%

International Primary School, 1 Child (Yearly)

$8,075 zł 29.4K

$15.0K ฿488.3K

-45.99%

Jeans (Levis 501 Or Similar)

$89.5 zł 326

$54.7 ฿1,787

63.56%

Summer Dress (H&M, Zara, etc)

$34.56 zł 126

$26.77 ฿874

29.10%

Sport Shoes (Adidas, Nike)

$94.3 zł 344

$85.0 ฿2,776

10.99%

Men's Leather Business Shoes

$94.5 zł 345

$70.6 ฿2,306

33.91%

1-bedroom Apartment, City Center (Monthly)

$660 zł 2,405

$428 ฿14.0K

54.09%

1-bedroom Apartment, Outside City Center (Monthly)

$503 zł 1,833

$237 ฿7,752

111.89%

3-bedroom Apartment, City Center (Monthly)

$975 zł 3,556

$801 ฿26.2K

21.72%

3-bedroom Apartment, Outside City Center (Monthly)

$810 zł 2,953

$515 ฿16.8K

57.15%

Buy Apartment in City Center (m2)

$2,814 zł 10.3K

$1,975 ฿64.5K

42.53%

Buy Apartment Outside City Center (m2)

$2,456 zł 8,954

$1,475 ฿48.2K

66.54%

Average Monthly Net Salary (After Tax)

$838 zł 3,054

$617 ฿20.2K

35.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

29.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $660 in Zamosc versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Zamosc versus $19.00 in Chiang Mai. Groceries tell a different story – $217 in Zamosc vs $246 in Chiang Mai – so Zamosc wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zamosc vs Chiang Mai: Cost of Living - Frequently Asked Questions

Zamosc costs about 65% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,143 per month in Zamosc and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $372 per month in Zamosc and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Zamosc – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Zamosc at $1,429. In Chiang Mai it covers expenses comfortably, while in Zamosc it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,429 in Zamosc. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.