Cost of Living Comparison Between Zamosc and Chiang Mai Cost of Living Comparison Between Zamosc and Chiang Mai

Monthly Cost of Living

A single person spends $1,424 per month in Zamosc vs $932 in Chiang Mai, rent included.

A couple spends around $2,069 per month in Zamosc vs $1,399 in Chiang Mai, rent included.

A family of three spends $2,713 per month in Zamosc vs $1,866 in Chiang Mai, rent included.

Zamosc costs about 53% more than Chiang Mai, driven mainly by Eating Out.

Zamosc sits 4% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Zamosc
Chiang Mai
Difference
Meal at Budget Restaurant
$10.05 zł 38.15
$2.08 ฿69.3
383.17%
Three-Course Dinner for Two, Mid-Range
$39.34 zł 149
$19.61 ฿653
100.61%
Fast Food Meal (McDonalds, etc)
$7.79 zł 29.59
$5.67 ฿189
37.39%
Cappuccino
$3.09 zł 11.74
$1.81 ฿60.1
70.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.97 zł 7.50
$0.77 ฿25.58
155.84%
Water (0.33 liter bottle)
$1.56 zł 5.92
$0.35 ฿11.49
345.71%
Local Beer (0.5 liter draught)
$3.52 zł 13.38
$2.21 ฿73.7
59.28%
Imported Beer (0.33 liter bottle)
$3.27 zł 12.40
$3.79 ฿126
-13.72%
🛒 Groceries & Markets
Zamosc
Chiang Mai
Difference
Milk (1 liter)
$1.09 zł 4.15
$2.05 ฿68.2
-46.83%
White Bread (500g)
$1.03 zł 3.91
$1.51 ฿50.4
-31.79%
Rice (white) (1kg)
$2.31 zł 8.79
$1.40 ฿46.57
65.00%
Eggs
$3.42 zł 12.98
$2.26 ฿75.2
51.33%
Local Cheese (1kg)
$9.43 zł 35.80
$16.19 ฿539
-41.75%
Chicken Fillets (1kg)
$5.57 zł 21.14
$2.90 ฿96.4
92.07%
Beef Round Steak (1kg)
$15.75 zł 59.8
$9.42 ฿314
67.20%
Apples (1kg)
$1.19 zł 4.53
$2.68 ฿89.2
-55.60%
Banana (1kg)
$1.62 zł 6.13
$1.09 ฿36.28
48.62%
Oranges (1kg)
$1.57 zł 5.96
$1.62 ฿53.8
-3.09%
Tomato (1kg)
$2.11 zł 8.02
$1.46 ฿48.61
44.52%
Potato (1kg)
$0.73 zł 2.77
$1.28 ฿42.54
-42.97%
Onion (1kg)
$1.23 zł 4.66
$1.06 ฿35.21
16.04%
Lettuce (1 head)
$0.79 zł 2.99
$0.72 ฿23.88
9.72%
Water (1.5 liter bottle)
$0.41 zł 1.56
$0.53 ฿17.51
-22.64%
Cigarettes 20 Pack (Marlboro, Camel)
$5.30 zł 20.12
$4.23 ฿141
25.30%
Wine (Bottle)
$5.45 zł 20.67
$18.29 ฿609
-70.20%
Local Beer (0.5 liter bottle)
$1.06 zł 4.01
$1.63 ฿54.3
-34.97%
Imported Beer (0.33 liter bottle)
$1.41 zł 5.35
$2.90 ฿96.6
-51.38%
🚌 Getting Around
Zamosc
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.15 zł 4.36
$0.88 ฿29.24
30.68%
Public Transport Monthly Pass (Regular Price)
$29.80 zł 113
$53.8 ฿1,790
-44.58%
Taxi Start (Normal Tariff)
$2.15 zł 8.17
$1.17 ฿39.04
83.76%
Taxi (Normal Tariff) (1km)
$0.72 zł 2.74
$0.58 ฿19.25
24.14%
Taxi 1hour Waiting (Normal Tariff)
$13.34 zł 50.6
$2.39 ฿79.4
458.16%
Gasoline (1 liter)
$1.60 zł 6.06
$1.45 ฿48.28
10.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K zł 121.1K
$21.0K ฿699.5K
51.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K zł 109.3K
$26.4K ฿879.7K
8.98%
🧾 Monthly Utilities & Internet
Zamosc
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$269 zł 1,020
$63.7 ฿2,119
322.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.72 zł 33.09
$12.89 ฿429
-32.35%
Internet (50+ Mbps, Unlimited Data)
$18.22 zł 69.2
$20.52 ฿683
-11.21%
🎉 Sport & Entertainment
Zamosc
Chiang Mai
Difference
Gym Membership (Monthly)
$38.97 zł 148
$39.02 ฿1,299
-0.13%
Tennis Court (1 Hour on Weekend)
$22.18 zł 84.2
$3.92 ฿130
465.82%
Cinema Ticket
$6.83 zł 25.92
$6.58 ฿219
3.80%
🧸 Childcare & Education
Zamosc
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$373 zł 1,415
$784 ฿26.1K
-52.44%
International Primary School, 1 Child (Yearly)
$4,553 zł 17.3K
$14.7K ฿488.4K
-68.97%
👕👟 Clothing & Footwear
Zamosc
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$103 zł 391
$55.1 ฿1,835
86.83%
Summer Dress (H&M, Zara, etc)
$37.63 zł 143
$24.74 ฿824
52.10%
Sport Shoes (Adidas, Nike)
$88.9 zł 337
$94.1 ฿3,133
-5.58%
Men's Leather Business Shoes
$92.6 zł 351
$74.0 ฿2,462
25.15%
🏠 Accommodation & Living
Zamosc
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$628 zł 2,383
$490 ฿16.3K
28.02%
1-bedroom Apartment, Outside City Center (Monthly)
$556 zł 2,113
$288 ฿9,594
93.09%
3-bedroom Apartment, City Center (Monthly)
$1,060 zł 4,024
$891 ฿29.7K
18.93%
3-bedroom Apartment, Outside City Center (Monthly)
$904 zł 3,433
$521 ฿17.3K
73.56%
Buy Apartment in City Center (m2)
$2,828 zł 10.7K
$1,974 ฿65.7K
43.30%
Buy Apartment Outside City Center (m2)
$2,677 zł 10.2K
$1,444 ฿48.1K
85.32%
💵 Salaries & Financials
Zamosc
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$798 zł 3,030
$602 ฿20.0K
32.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
5.57
26.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: September 14, 2026

Last update for Chiang Mai: September 13, 2026

Cost Breakdown

A central one-bedroom costs $628 in Zamosc versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Zamosc versus $20.00 in Chiang Mai. Groceries tell a different story – $212 in Zamosc vs $241 in Chiang Mai – so Zamosc wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zamosc vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zamosc or Chiang Mai?
Zamosc costs about 53% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zamosc and in Chiang Mai?
For a comfortable life, plan on about $2,137 per month in Zamosc and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Zamosc or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Zamosc and in Chiang Mai?
Kindergarten costs $373 per month in Zamosc and $784 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Zamosc or in Chiang Mai?
Interestingly, groceries are about 14% cheaper in Zamosc – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Zamosc or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Zamosc at $1,424. In Chiang Mai it covers expenses comfortably, while in Zamosc it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Zamosc or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,424 in Zamosc. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zamosc compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zamosc or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.

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