😐A single person spends $1,407 per month in Zamosc vs $861 in Chiang Mai, rent included.
😐A couple spends around $2,035 per month in Zamosc vs $1,350 in Chiang Mai, rent included.
😐A family of three spends $2,663 per month in Zamosc vs $1,838 in Chiang Mai, rent included.
😐Zamosc costs about 63% more than Chiang Mai, driven mainly by Eating Out.
📊Zamosc sits 5% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Zamosc
Chiang Mai
Difference
Meal at Budget Restaurant
$9.40zł 35.62
$1.96฿65.7
379.59%
Three-Course Dinner for Two, Mid-Range
$39.96zł 151
$18.35฿616
117.77%
Fast Food Meal(McDonalds, etc)
$7.98zł 30.24
$7.48฿251
6.68%
Cappuccino
$3.08zł 11.68
$2.02฿67.7
52.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.52zł 9.56
$0.85฿28.45
196.47%
Water(0.33 liter bottle)
$2.09zł 7.92
$0.36฿11.94
480.56%
Local Beer(0.5 liter draught)
$3.25zł 12.30
$2.14฿71.7
51.87%
Imported Beer(0.33 liter bottle)
$2.97zł 11.24
$3.59฿121
-17.27%
🛒 Groceries & Markets
Zamosc
Chiang Mai
Difference
Milk(1 liter)
$1.10zł 4.19
$1.65฿55.4
-33.33%
White Bread(500g)
$1.21zł 4.59
$1.57฿52.6
-22.93%
Rice(white)(1kg)
$2.41zł 9.15
$1.19฿39.95
102.52%
Eggs
$3.62zł 13.72
$1.94฿65.0
86.60%
Local Cheese(1kg)
$9.84zł 37.28
$16.19฿544
-39.22%
Chicken Fillets(1kg)
$5.65zł 21.41
$2.99฿100
88.96%
Beef Round Steak(1kg)
$16.09zł 61.0
$10.94฿367
47.07%
Apples(1kg)
$0.90zł 3.43
$2.71฿91.0
-66.79%
Banana(1kg)
$1.60zł 6.07
$1.17฿39.18
36.75%
Oranges(1kg)
$1.61zł 6.11
$1.69฿56.6
-4.73%
Tomato(1kg)
$2.19zł 8.31
$1.60฿53.9
36.87%
Potato(1kg)
$0.71zł 2.68
$1.38฿46.45
-48.55%
Onion(1kg)
$1.44zł 5.47
$1.20฿40.38
20.00%
Lettuce(1 head)
$0.78zł 2.96
$0.67฿22.46
16.42%
Water(1.5 liter bottle)
$0.44zł 1.68
$0.56฿18.70
-21.43%
Cigarettes 20 Pack(Marlboro, Camel)
$5.23zł 19.83
$4.64฿156
12.72%
Wine(Bottle)
$5.13zł 19.44
$17.62฿591
-70.89%
Local Beer(0.5 liter bottle)
$1.09zł 4.11
$1.86฿62.4
-41.40%
Imported Beer(0.33 liter bottle)
$1.45zł 5.48
$3.30฿111
-56.06%
🚌 Getting Around
Zamosc
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.78zł 2.97
$0.88฿29.63
-11.36%
Public Transport Monthly Pass(Regular Price)
$32.99zł 125
$19.34฿649
70.58%
Taxi Start(Normal Tariff)
$2.19zł 8.31
$1.36฿45.82
61.03%
Taxi(Normal Tariff)(1km)
$0.76zł 2.87
$1.34฿44.90
-43.28%
Taxi 1hour Waiting(Normal Tariff)
$11.98zł 45.40
$8.21฿276
45.92%
Gasoline(1 liter)
$1.62zł 6.13
$1.22฿41.11
32.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4Kzł 130.5K
$21.4K฿716.8K
61.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0Kzł 117.6K
$22.5K฿756.3K
37.68%
🧾 Monthly Utilities & Internet
Zamosc
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$274zł 1,040
$70.7฿2,372
288.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.61zł 32.62
$14.04฿471
-38.68%
Internet(50+ Mbps, Unlimited Data)
$18.48zł 70.0
$17.49฿587
5.66%
🎉 Sport & Entertainment
Zamosc
Chiang Mai
Difference
Gym Membership(Monthly)
$38.12zł 144
$42.15฿1,415
-9.56%
Tennis Court(1 Hour on Weekend)
$19.24zł 72.9
$6.88฿231
179.65%
Cinema Ticket
$6.71zł 25.44
$5.92฿199
13.34%
🧸 Childcare & Education
Zamosc
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$372zł 1,410
$309฿10.4K
20.54%
International Primary School, 1 Child(Yearly)
$8,148zł 30.9K
$14.9K฿499.5K
-45.23%
👕👟 Clothing & Footwear
Zamosc
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$92.0zł 349
$55.8฿1,872
64.94%
Summer Dress(H&M, Zara, etc)
$34.24zł 130
$26.11฿877
31.14%
Sport Shoes(Adidas, Nike)
$93.8zł 355
$83.0฿2,787
12.92%
Men's Leather Business Shoes
$97.1zł 368
$70.5฿2,365
37.76%
🏠 Accommodation & Living
Zamosc
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$654zł 2,477
$432฿14.5K
51.29%
1-bedroom Apartment, Outside City Center(Monthly)
$502zł 1,902
$239฿8,020
110.03%
3-bedroom Apartment, City Center(Monthly)
$988zł 3,745
$822฿27.6K
20.18%
3-bedroom Apartment, Outside City Center(Monthly)
$826zł 3,129
$512฿17.2K
61.24%
Buy Apartment in City Center(m2)
$2,591zł 9,822
$1,915฿64.3K
35.35%
Buy Apartment Outside City Center(m2)
$2,228zł 8,446
$1,467฿49.3K
51.88%
💵 Salaries & Financials
Zamosc
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$791zł 2,997
$579฿19.4K
36.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.47
5
29.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zamosc: July 13, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $654 in Zamosc versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 36% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $40.00 in Zamosc versus $18.00 in Chiang Mai. Groceries tell a different story – $217 in Zamosc vs $243 in Chiang Mai – so Zamosc wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zamosc vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zamosc or Chiang Mai?
Zamosc costs about 63% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Zamosc and in Chiang Mai?
For a comfortable life, plan on about $2,110 per month in Zamosc and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Zamosc or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Zamosc and in Chiang Mai?
Kindergarten costs $372 per month in Zamosc and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Zamosc or in Chiang Mai?
Interestingly, groceries are about 12% cheaper in Zamosc – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Zamosc or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Zamosc at $1,407. In Chiang Mai it covers expenses comfortably, while in Zamosc it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Zamosc or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,407 in Zamosc. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Zamosc compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Zamosc or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.