Cost of Living Comparison Between Chiang Mai and Zamosc Cost of Living Comparison Between Chiang Mai and Zamosc

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $1,424 in Zamosc, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $2,069 in Zamosc, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $2,713 in Zamosc, rent included.

Chiang Mai is about 35% cheaper than Zamosc, driven mainly by Eating Out.

Chiang Mai sits 32% below the global median, while Zamosc is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.08 ฿69.3

$10.05 zł 38.15

-79.30%

Three-Course Dinner for Two, Mid-Range

$19.61 ฿653

$39.34 zł 149

-50.15%

Fast Food Meal (McDonalds, etc)

$5.67 ฿189

$7.79 zł 29.59

-27.21%

Cappuccino

$1.81 ฿60.1

$3.09 zł 11.74

-41.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.58

$1.97 zł 7.50

-60.91%

Water (0.33 liter bottle)

$0.35 ฿11.49

$1.56 zł 5.92

-77.56%

Local Beer (0.5 liter draught)

$2.21 ฿73.7

$3.52 zł 13.38

-37.22%

Imported Beer (0.33 liter bottle)

$3.79 ฿126

$3.27 zł 12.40

15.90%

Milk (1 liter)

$2.05 ฿68.2

$1.09 zł 4.15

88.07%

White Bread (500g)

$1.51 ฿50.4

$1.03 zł 3.91

46.60%

Rice (white) (1kg)

$1.40 ฿46.57

$2.31 zł 8.79

-39.39%

Eggs

$2.26 ฿75.2

$3.42 zł 12.98

-33.92%

Local Cheese (1kg)

$16.19 ฿539

$9.43 zł 35.80

71.69%

Chicken Fillets (1kg)

$2.90 ฿96.4

$5.57 zł 21.14

-47.94%

Beef Round Steak (1kg)

$9.42 ฿314

$15.75 zł 59.8

-40.19%

Apples (1kg)

$2.68 ฿89.2

$1.19 zł 4.53

125.21%

Banana (1kg)

$1.09 ฿36.28

$1.62 zł 6.13

-32.72%

Oranges (1kg)

$1.62 ฿53.8

$1.57 zł 5.96

3.18%

Tomato (1kg)

$1.46 ฿48.61

$2.11 zł 8.02

-30.81%

Potato (1kg)

$1.28 ฿42.54

$0.73 zł 2.77

75.34%

Onion (1kg)

$1.06 ฿35.21

$1.23 zł 4.66

-13.82%

Lettuce (1 head)

$0.72 ฿23.88

$0.79 zł 2.99

-8.86%

Water (1.5 liter bottle)

$0.53 ฿17.51

$0.41 zł 1.56

29.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 ฿141

$5.30 zł 20.12

-20.19%

Wine (Bottle)

$18.29 ฿609

$5.45 zł 20.67

235.60%

Local Beer (0.5 liter bottle)

$1.63 ฿54.3

$1.06 zł 4.01

53.77%

Imported Beer (0.33 liter bottle)

$2.90 ฿96.6

$1.41 zł 5.35

105.67%

One-way Ticket (Public Transport)

$0.88 ฿29.24

$1.15 zł 4.36

-23.48%

Public Transport Monthly Pass (Regular Price)

$53.8 ฿1,790

$29.80 zł 113

80.44%

Taxi Start (Normal Tariff)

$1.17 ฿39.04

$2.15 zł 8.17

-45.58%

Taxi (Normal Tariff) (1km)

$0.58 ฿19.25

$0.72 zł 2.74

-19.44%

Taxi 1hour Waiting (Normal Tariff)

$2.39 ฿79.4

$13.34 zł 50.6

-82.08%

Gasoline (1 liter)

$1.45 ฿48.28

$1.60 zł 6.06

-9.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿699.5K

$31.9K zł 121.1K

-34.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿879.7K

$28.8K zł 109.3K

-8.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 ฿2,119

$269 zł 1,020

-76.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.89 ฿429

$8.72 zł 33.09

47.82%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿683

$18.22 zł 69.2

12.62%

Gym Membership (Monthly)

$39.02 ฿1,299

$38.97 zł 148

0.13%

Tennis Court (1 Hour on Weekend)

$3.92 ฿130

$22.18 zł 84.2

-82.33%

Cinema Ticket

$6.58 ฿219

$6.83 zł 25.92

-3.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$784 ฿26.1K

$373 zł 1,415

110.27%

International Primary School, 1 Child (Yearly)

$14.7K ฿488.4K

$4,553 zł 17.3K

222.27%

Jeans (Levis 501 Or Similar)

$55.1 ฿1,835

$103 zł 391

-46.47%

Summer Dress (H&M, Zara, etc)

$24.74 ฿824

$37.63 zł 143

-34.25%

Sport Shoes (Adidas, Nike)

$94.1 ฿3,133

$88.9 zł 337

5.91%

Men's Leather Business Shoes

$74.0 ฿2,462

$92.6 zł 351

-20.10%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.3K

$628 zł 2,383

-21.89%

1-bedroom Apartment, Outside City Center (Monthly)

$288 ฿9,594

$556 zł 2,113

-48.21%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.7K

$1,060 zł 4,024

-15.92%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.3K

$904 zł 3,433

-42.38%

Buy Apartment in City Center (m2)

$1,974 ฿65.7K

$2,828 zł 10.7K

-30.22%

Buy Apartment Outside City Center (m2)

$1,444 ฿48.1K

$2,677 zł 10.2K

-46.04%

Average Monthly Net Salary (After Tax)

$602 ฿20.0K

$798 zł 3,030

-24.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.07

-21.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Zamosc: September 14, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $628 in Zamosc. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $39.00 in Zamosc. Groceries tell a different story – $241 in Chiang Mai vs $212 in Zamosc – so Zamosc wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Zamosc: Cost of Living - Frequently Asked Questions

Zamosc costs about 53% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,398 per month in Chiang Mai and $2,137 in Zamosc. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $784 per month in Chiang Mai and $373 in Zamosc. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Zamosc – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Zamosc at $1,424. In Chiang Mai it covers expenses comfortably, while in Zamosc it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,424 in Zamosc. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.