Last update: Oct 2026

Cost of Living Comparison Between Zambia and Morocco

Name: Morocco
Address: MA

For one person, living is cheaper in Morocco: $778 a month against $898 in Zambia, rent and utilities included – about $1,400 less a year. The total is higher in Zambia despite lower rent and utilities.

43

Cost of Living Index in Zambia
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Zambia Living Index
37

Cost of Living Index in Morocco
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Morocco Living Index

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🇿🇲 Zambia

$898

/mo nomad

🇲🇦 Morocco

$778

/mo nomad

Monthly Cost of Living

How much you'll spend in Zambia and in Morocco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zambia and in Morocco actually costs, broken down by who's living it.

A single person spends $898 per month in Zambia vs $778 in Morocco, rent included.

Zambia $898
Morocco $778

A couple spends around $1,593 per month in Zambia vs $1,186 in Morocco, rent included.

Zambia $1,593
Morocco $1,186

A family of three spends $2,287 per month in Zambia vs $1,593 in Morocco, rent included.

Zambia $2,287
Morocco $1,593

The regional cost range is wider in Zambia ($131–$863) than in Morocco ($557–$1,040), so city choice matters more there.

The cost of living in Zambia is about 15% higher than in Morocco on average.

Both Zambia and Morocco are more affordable than the global median – Zambia 34% lower, Morocco 43% lower.

Meal at Budget Restaurant

$6.88 ZMW 139

$4.00 MAD 39.45

72.00%

Three-Course Dinner for Two, Mid-Range

$29.72 ZMW 599

$25.71 MAD 253

15.60%

Fast Food Meal (McDonalds, etc)

$5.11 ZMW 103

$6.80 MAD 67.0

-24.85%

Cappuccino

$3.00 ZMW 60.4

$1.63 MAD 16.09

84.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 ZMW 14.68

$0.63 MAD 6.20

15.87%

Water (0.33 liter bottle)

$0.44 ZMW 8.88

$0.35 MAD 3.47

25.71%

Local Beer (0.5 liter draught)

$1.23 ZMW 24.69

$4.14 MAD 40.79

-70.29%

Imported Beer (0.33 liter bottle)

$2.52 ZMW 50.7

$4.08 MAD 40.20

-38.24%

Milk (1 liter)

$1.76 ZMW 35.49

$0.90 MAD 8.88

95.56%

White Bread (500g)

$1.15 ZMW 23.09

$0.61 MAD 6.00

88.52%

Rice (white) (1kg)

$2.39 ZMW 48.20

$1.66 MAD 16.33

43.98%

Eggs

$1.77 ZMW 35.69

$1.80 MAD 17.76

-1.67%

Local Cheese (1kg)

$10.20 ZMW 206

$9.91 MAD 97.6

2.93%

Chicken Fillets (1kg)

$6.49 ZMW 131

$5.92 MAD 58.3

9.63%

Beef Round Steak (1kg)

$6.02 ZMW 121

$10.61 MAD 105

-43.26%

Apples (1kg)

$3.35 ZMW 67.5

$1.42 MAD 13.98

135.92%

Banana (1kg)

$2.21 ZMW 44.61

$1.35 MAD 13.33

63.70%

Oranges (1kg)

$3.57 ZMW 71.9

$0.78 MAD 7.71

357.69%

Tomato (1kg)

$1.54 ZMW 31.10

$0.79 MAD 7.73

94.94%

Potato (1kg)

$2.76 ZMW 55.7

$0.70 MAD 6.93

294.29%

Onion (1kg)

$1.84 ZMW 37.15

$0.75 MAD 7.39

145.33%

Lettuce (1 head)

$1.17 ZMW 23.48

$0.38 MAD 3.77

207.89%

Water (1.5 liter bottle)

$0.70 ZMW 14.03

$0.56 MAD 5.49

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.80 ZMW 56.4

$4.14 MAD 40.82

-32.37%

Wine (Bottle)

$9.66 ZMW 195

$7.31 MAD 72.0

32.15%

Local Beer (0.5 liter bottle)

$1.38 ZMW 27.71

$2.47 MAD 24.31

-44.13%

Imported Beer (0.33 liter bottle)

$2.07 ZMW 41.66

$2.68 MAD 26.39

-22.76%

One-way Ticket (Public Transport)

$1.01 ZMW 20.26

$0.52 MAD 5.12

94.23%

Public Transport Monthly Pass (Regular Price)

$49.68 ZMW 1,001

$23.68 MAD 233

109.80%

Taxi Start (Normal Tariff)

$2.51 ZMW 50.6

$0.70 MAD 6.85

258.57%

Taxi (Normal Tariff) (1km)

$1.63 ZMW 32.85

$0.68 MAD 6.74

139.71%

Taxi 1hour Waiting (Normal Tariff)

$8.63 ZMW 174

$5.18 MAD 51.0

66.60%

Gasoline (1 liter)

$1.45 ZMW 29.18

$1.46 MAD 14.42

-0.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,253 ZMW 126.0K

$31.1K MAD 305.9K

-79.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K ZMW 789.4K

$30.9K MAD 304.3K

26.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.1 ZMW 1,836

$39.24 MAD 387

132.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.68 ZMW 215

$10.86 MAD 107

-1.66%

Internet (50+ Mbps, Unlimited Data)

$58.6 ZMW 1,181

$37.75 MAD 372

55.28%

Gym Membership (Monthly)

$50.0 ZMW 1,008

$24.10 MAD 237

107.59%

Tennis Court (1 Hour on Weekend)

$16.42 ZMW 331

$18.91 MAD 186

-13.17%

Cinema Ticket

$6.84 ZMW 138

$6.23 MAD 61.4

9.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$140 ZMW 2,831

$137 MAD 1,353

2.31%

International Primary School, 1 Child (Yearly)

$16.4K ZMW 330.0K

$4,155 MAD 40.9K

294.14%

Jeans (Levis 501 Or Similar)

$23.74 ZMW 478

$35.33 MAD 348

-32.80%

Summer Dress (H&M, Zara, etc)

$14.37 ZMW 290

$42.63 MAD 420

-66.29%

Sport Shoes (Adidas, Nike)

$58.5 ZMW 1,179

$82.0 MAD 808

-28.66%

Men's Leather Business Shoes

$75.4 ZMW 1,519

$61.2 MAD 603

23.07%

1-bedroom Apartment, City Center (Monthly)

$447 ZMW 9,017

$394 MAD 3,879

13.66%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ZMW 3,549

$233 MAD 2,294

-24.34%

3-bedroom Apartment, City Center (Monthly)

$1,054 ZMW 21.2K

$587 MAD 5,779

79.75%

3-bedroom Apartment, Outside City Center (Monthly)

$734 ZMW 14.8K

$367 MAD 3,617

99.85%

Buy Apartment in City Center (m2)

$3,827 ZMW 77.1K

$1,637 MAD 16.1K

133.75%

Buy Apartment Outside City Center (m2)

$6,287 ZMW 126.7K

$1,029 MAD 10.1K

510.88%

Average Monthly Net Salary (After Tax)

$422 ZMW 8,507

$453 MAD 4,467

-6.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.25

4.7

458.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 24, 2026

Last update for Morocco: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zambia

$234 26.1%

Morocco

$187 24% 20.4% $48

Accommodation & Living

Zambia

$176 19.6%

Morocco

$233 29.9% 32.2% $57

Monthly Utilities & Internet

Zambia

$160 17.9%

Morocco

$88 11.3% 45.3% $73

Eating Out

Zambia

$122 13.6%

Morocco

$105 13.5% 14.2% $17

Clothing & Footwear

Zambia

$77 8.6%

Morocco

$100 12.8% 28.6% $22

Getting Around

Zambia

$64 7.2%

Morocco

$30 3.8% 53.6% $34

Sport & Entertainment

Zambia

$64 7.1%

Morocco

$37 4.7% 42.6% $27

Cost Breakdown

Average rent: $591 in Zambia vs $292 in Morocco. For reference, capital cities sit at $380 in Lusaka and $572 in Rabat.

Average salary: $340 in Zambia vs $396 in Morocco. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 102% higher in Zambia.

Dining out costs 16% more in Zambia.

Public transport is 150% more expensive in Zambia.

Salaries are 16% higher in Morocco, and purchasing power comes out stronger in Morocco.

Good to know

🇿🇲 Zambia

🇲🇦 Morocco

🕒 Local time

11:26 11:26 AM

09:26 9:26 AM

2 h behind Zambia

🌤 Weather

👥 Population

19,610,769

37,076,584

💱 Currency

Zambian Kwacha ZMW ZK

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 ZMW = 4.96 USD

100 ZMW = 4.46 EUR

100 MAD = 10.15 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 28, 2026: 1 USD = 20.15 ZMW (100 ZMW = 4.96 USD). 1 EUR = 22.43 ZMW (100 ZMW = 4.46 EUR).

Moroccan Dirham exchange rates as of October 28, 2026: 1 USD = 9.85 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to ZMW in detail →

On the map

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Between locations

Zambia Morocco 6,640 km ≈ 9 h nonstop flight

From you

Zambia
Morocco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zambia vs Morocco: Cost of Living - Frequently Asked Questions

Morocco is the cheaper option – living costs run roughly 13% lower on average.

Housing costs more in Zambia: a central one-bedroom averages $591 versus $292 in Morocco.

Morocco is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.