Last update: Nov 2026

Cost of Living Comparison Between Morocco and Zambia

Name: Zambia
Address: ZM

For one person, living is cheaper in Morocco: $777 a month against $888 in Zambia, rent and utilities included – about $1,300 less a year. The total is higher in Zambia despite lower rent and utilities.

37

Cost of Living Index in Morocco
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Morocco Living Index
42

Cost of Living Index in Zambia
Learn more

Zambia Living Index

Jump to prices

🇲🇦 Morocco

$777

/mo nomad

🇿🇲 Zambia

$888

/mo nomad

Monthly Cost of Living

How much you'll spend in Morocco and in Zambia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morocco and in Zambia actually costs, broken down by who's living it.

A single person spends $777 per month in Morocco vs $888 in Zambia, rent included.

Morocco $777
Zambia $888

A couple spends around $1,188 per month in Morocco vs $1,577 in Zambia, rent included.

Morocco $1,188
Zambia $1,577

A family of three spends $1,600 per month in Morocco vs $2,267 in Zambia, rent included.

Morocco $1,600
Zambia $2,267

The regional cost range is wider in Zambia ($129–$860) than in Morocco ($556–$1,044), so city choice matters more there.

The cost of living in Morocco is roughly 12% lower than in Zambia on average.

Both Morocco and Zambia are more affordable than the global median – Morocco 43% lower, Zambia 34% lower.

Meal at Budget Restaurant

$4.04 MAD 39.38

$6.63 ZMW 134

-39.06%

Three-Course Dinner for Two, Mid-Range

$25.56 MAD 249

$29.20 ZMW 590

-12.47%

Fast Food Meal (McDonalds, etc)

$7.15 MAD 69.8

$4.92 ZMW 99.4

45.33%

Cappuccino

$1.72 MAD 16.82

$3.25 ZMW 65.6

-47.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 MAD 6.34

$0.77 ZMW 15.52

-15.58%

Water (0.33 liter bottle)

$0.38 MAD 3.75

$0.48 ZMW 9.74

-20.83%

Local Beer (0.5 liter draught)

$4.17 MAD 40.69

$1.27 ZMW 25.61

228.35%

Imported Beer (0.33 liter bottle)

$4.11 MAD 40.12

$2.48 ZMW 50.2

65.73%

Milk (1 liter)

$0.91 MAD 8.89

$1.80 ZMW 36.29

-49.44%

White Bread (500g)

$0.61 MAD 5.93

$1.19 ZMW 23.99

-48.74%

Rice (white) (1kg)

$1.73 MAD 16.86

$2.35 ZMW 47.49

-26.38%

Eggs

$1.81 MAD 17.62

$1.78 ZMW 36.02

1.69%

Local Cheese (1kg)

$9.81 MAD 95.6

$10.04 ZMW 203

-2.29%

Chicken Fillets (1kg)

$6.10 MAD 59.5

$6.29 ZMW 127

-3.02%

Beef Round Steak (1kg)

$10.76 MAD 105

$6.11 ZMW 123

76.10%

Apples (1kg)

$1.48 MAD 14.40

$3.38 ZMW 68.3

-56.21%

Banana (1kg)

$1.35 MAD 13.15

$2.14 ZMW 43.23

-36.92%

Oranges (1kg)

$0.85 MAD 8.31

$3.31 ZMW 66.9

-74.32%

Tomato (1kg)

$0.80 MAD 7.79

$1.52 ZMW 30.69

-47.37%

Potato (1kg)

$0.66 MAD 6.40

$2.63 ZMW 53.2

-74.90%

Onion (1kg)

$0.71 MAD 6.91

$1.92 ZMW 38.86

-63.02%

Lettuce (1 head)

$0.39 MAD 3.78

$1.17 ZMW 23.68

-66.67%

Water (1.5 liter bottle)

$0.55 MAD 5.40

$0.74 ZMW 14.99

-25.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 MAD 39.25

$2.98 ZMW 60.2

34.90%

Wine (Bottle)

$7.24 MAD 70.6

$10.03 ZMW 203

-27.82%

Local Beer (0.5 liter bottle)

$2.51 MAD 24.52

$1.30 ZMW 26.18

93.08%

Imported Beer (0.33 liter bottle)

$2.72 MAD 26.50

$2.02 ZMW 40.76

34.65%

One-way Ticket (Public Transport)

$0.53 MAD 5.19

$0.96 ZMW 19.38

-44.79%

Public Transport Monthly Pass (Regular Price)

$24.07 MAD 235

$55.0 ZMW 1,112

-56.27%

Taxi Start (Normal Tariff)

$0.70 MAD 6.79

$2.48 ZMW 50.1

-71.77%

Taxi (Normal Tariff) (1km)

$0.69 MAD 6.76

$1.59 ZMW 32.15

-56.60%

Taxi 1hour Waiting (Normal Tariff)

$5.10 MAD 49.75

$8.85 ZMW 179

-42.37%

Gasoline (1 liter)

$1.45 MAD 14.17

$1.35 ZMW 27.31

7.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K MAD 301.2K

$6,270 ZMW 126.7K

392.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K MAD 304.3K

$41.6K ZMW 840.5K

-24.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.85 MAD 379

$77.5 ZMW 1,567

-49.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.62 MAD 104

$11.24 ZMW 227

-5.52%

Internet (50+ Mbps, Unlimited Data)

$37.34 MAD 364

$57.7 ZMW 1,166

-35.27%

Gym Membership (Monthly)

$24.40 MAD 238

$48.69 ZMW 984

-49.89%

Tennis Court (1 Hour on Weekend)

$19.13 MAD 187

$15.83 ZMW 320

20.85%

Cinema Ticket

$5.99 MAD 58.4

$6.63 ZMW 134

-9.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$136 MAD 1,324

$147 ZMW 2,962

-7.35%

International Primary School, 1 Child (Yearly)

$10.4K MAD 101.5K

$20.0K ZMW 403.3K

-47.83%

Jeans (Levis 501 Or Similar)

$34.76 MAD 339

$25.13 ZMW 508

38.32%

Summer Dress (H&M, Zara, etc)

$43.39 MAD 423

$13.67 ZMW 276

217.41%

Sport Shoes (Adidas, Nike)

$82.3 MAD 802

$57.6 ZMW 1,164

42.88%

Men's Leather Business Shoes

$62.7 MAD 611

$77.5 ZMW 1,567

-19.20%

1-bedroom Apartment, City Center (Monthly)

$385 MAD 3,759

$456 ZMW 9,226

-15.57%

1-bedroom Apartment, Outside City Center (Monthly)

$227 MAD 2,215

$176 ZMW 3,553

29.16%

3-bedroom Apartment, City Center (Monthly)

$576 MAD 5,617

$1,061 ZMW 21.4K

-45.72%

3-bedroom Apartment, Outside City Center (Monthly)

$363 MAD 3,539

$725 ZMW 14.6K

-49.92%

Buy Apartment in City Center (m2)

$1,636 MAD 16.0K

$3,803 ZMW 76.9K

-56.99%

Buy Apartment Outside City Center (m2)

$1,035 MAD 10.1K

$3,966 ZMW 80.1K

-73.89%

Average Monthly Net Salary (After Tax)

$445 MAD 4,342

$461 ZMW 9,319

-3.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

26.25

-82.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morocco: November 2, 2026

Last update for Zambia: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Morocco

$227 29.2%

Zambia

$176 19.8% 22.6% $51

Groceries & Markets

Morocco

$189 24.3%

Zambia

$233 26.2% 23.4% $44

Eating Out

Morocco

$108 13.9%

Zambia

$123 13.9% 14.3% $15

Clothing & Footwear

Morocco

$100 12.9%

Zambia

$78 8.8% 22% $22

Monthly Utilities & Internet

Morocco

$87 11.2%

Zambia

$146 16.5% 68.7% $60

Sport & Entertainment

Morocco

$36 4.7%

Zambia

$62 7% 70.2% $26

Getting Around

Morocco

$30 3.9%

Zambia

$69 7.8% 128% $39

Cost Breakdown

Average rent: $289 in Morocco vs $590 in Zambia. For reference, capital cities sit at $565 in Rabat and $388 in Lusaka.

Average salary: $395 in Morocco vs $358 in Zambia. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 104% higher in Zambia.

Dining out costs 16% more in Zambia.

Public transport is 200% more expensive in Zambia.

Salaries are 10% higher in Morocco, and purchasing power comes out stronger in Morocco.

Good to know

🇲🇦 Morocco

🇿🇲 Zambia

🕒 Local time

06:10 6:10 AM

08:10 8:10 AM

2 h ahead of Morocco

🌤 Weather

👥 Population

37,076,584

19,610,769

💱 Currency

Moroccan Dirham MAD د.م.

Zambian Kwacha ZMW ZK

📈 Exchange rate

100 MAD = 10.25 USD

100 MAD = 9.13 EUR

100 ZMW = 4.95 USD

100 ZMW = 4.41 EUR

Exchange rates and currency converter

ZMW, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of November 6, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.95 MAD (100 MAD = 9.13 EUR).

Zambian Kwacha exchange rates as of November 6, 2026: 1 USD = 20.21 ZMW (100 ZMW = 4.95 USD). 1 EUR = 22.69 ZMW (100 ZMW = 4.41 EUR).

USD to MAD in detail →

On the map

Lowest

Highest

Between locations

Morocco Zambia 6,640 km ≈ 9 h nonstop flight

From you

Morocco
Zambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Morocco vs Zambia: Cost of Living - Frequently Asked Questions

Morocco is the cheaper option – living costs run roughly 12% lower on average.

Housing costs more in Zambia: a central one-bedroom averages $590 versus $289 in Morocco.

Morocco is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.