🇧🇷 Brazil
44
Cost of Living Index in Brazil
Learn more Last update: Oct 2026
Cost of Living Comparison Between Zambia and Cebu
For one person, living costs are similar in Zambia and in Cebu: $905 and $934 a month, rent and utilities included.
-
-
😐 Solo nomad: Zambia is 32.5% more expensive than Cebu without rent, and 3% cheaper with rent.
😐 Family of 3: Zambia is 26.2% more expensive than Cebu without rent, and 22.7% more expensive with rent.
🍽 Eating Out
Zambia
Cebu
Difference
Meal at Budget Restaurant
$6.84 ZMW 136
$3.03 ₱190
125.74%
Three-Course Dinner for Two, Mid-Range
$30.13 ZMW 597
$23.48 ₱1,473
28.32%
Fast Food Meal (McDonalds, etc)
$5.20 ZMW 103
$4.09 ₱256
27.14%
Cappuccino
$3.03 ZMW 60.1
$2.52 ₱158
20.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ZMW 15.38
$1.54 ₱96.9
-49.35%
Water (0.33 liter bottle)
$0.49 ZMW 9.72
$0.49 ₱30.98
-
Local Beer (0.5 liter draught)
$1.30 ZMW 25.73
$1.79 ₱112
-27.37%
Imported Beer (0.33 liter bottle)
$2.53 ZMW 50.3
$2.26 ₱142
11.95%
🛒 Groceries & Markets
Zambia
Cebu
Difference
Milk (1 liter)
$1.88 ZMW 37.25
$1.95 ₱122
-3.59%
White Bread (500g)
$1.23 ZMW 24.32
$1.43 ₱89.7
-13.99%
Rice (white) (1kg)
$2.44 ZMW 48.42
$1.02 ₱63.8
139.22%
Eggs
$1.84 ZMW 36.42
$2.06 ₱129
-10.68%
Local Cheese (1kg)
$10.44 ZMW 207
$9.81 ₱615
6.42%
Chicken Fillets (1kg)
$6.54 ZMW 130
$4.61 ₱289
41.87%
Beef Round Steak (1kg)
$6.13 ZMW 122
$7.70 ₱483
-20.39%
Apples (1kg)
$3.48 ZMW 68.9
$3.31 ₱207
5.14%
Banana (1kg)
$2.14 ZMW 42.42
$1.45 ₱90.9
47.59%
Oranges (1kg)
$3.51 ZMW 69.5
$2.36 ₱148
48.73%
Tomato (1kg)
$1.57 ZMW 31.15
$1.54 ₱96.4
1.95%
Potato (1kg)
$2.81 ZMW 55.7
$2.36 ₱148
19.07%
Onion (1kg)
$1.90 ZMW 37.77
$1.99 ₱125
-4.52%
Lettuce (1 head)
$1.15 ZMW 22.88
$1.15 ₱72.1
-
Water (1.5 liter bottle)
$0.71 ZMW 14.09
$0.67 ₱42.15
5.97%
Cigarettes 20 Pack (Marlboro, Camel)
$2.84 ZMW 56.3
$3.00 ₱188
-5.33%
Wine (Bottle)
$10.13 ZMW 201
$6.35 ₱398
59.53%
Local Beer (0.5 liter bottle)
$1.41 ZMW 27.94
$1.31 ₱81.9
7.63%
Imported Beer (0.33 liter bottle)
$2.10 ZMW 41.62
$1.73 ₱108
21.39%
🚌 Getting Around
Zambia
Cebu
Difference
One-way Ticket (Public Transport)
$0.98 ZMW 19.52
$0.25 ₱15.78
292.00%
Public Transport Monthly Pass (Regular Price)
$50.2 ZMW 995
$12.65 ₱793
296.44%
Taxi Start (Normal Tariff)
$2.57 ZMW 50.9
$0.74 ₱46.32
247.30%
Taxi (Normal Tariff) (1km)
$1.69 ZMW 33.60
$0.21 ₱13.11
704.76%
Taxi 1hour Waiting (Normal Tariff)
$8.94 ZMW 177
$4.33 ₱271
106.47%
Gasoline (1 liter)
$1.46 ZMW 28.88
$1.33 ₱83.5
9.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$6,225 ZMW 123.4K
$21.8K ₱1.4M
-71.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K ZMW 768.5K
$19.4K ₱1.2M
99.79%
🧾 Monthly Utilities & Internet
Zambia
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.7 ZMW 1,778
$121 ₱7,563
-25.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.95 ZMW 217
$14.45 ₱907
-24.22%
Internet (50+ Mbps, Unlimited Data)
$58.9 ZMW 1,169
$28.29 ₱1,774
108.34%
🎉 Sport & Entertainment
Zambia
Cebu
Difference
Gym Membership (Monthly)
$50.3 ZMW 998
$32.68 ₱2,050
53.95%
Tennis Court (1 Hour on Weekend)
$16.39 ZMW 325
$6.39 ₱401
156.49%
Cinema Ticket
$6.80 ZMW 135
$5.46 ₱342
24.54%
🧸 Childcare & Education
Zambia
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$142 ZMW 2,821
$273 ₱17.1K
-47.96%
International Primary School, 1 Child (Yearly)
$16.8K ZMW 333.1K
$8,156 ₱511.5K
105.94%
👕👟 Clothing & Footwear
Zambia
Cebu
Difference
Jeans (Levis 501 Or Similar)
$24.56 ZMW 487
$49.57 ₱3,109
-50.45%
Summer Dress (H&M, Zara, etc)
$14.64 ZMW 290
$24.87 ₱1,560
-41.13%
Sport Shoes (Adidas, Nike)
$59.2 ZMW 1,174
$76.6 ₱4,804
-22.69%
Men's Leather Business Shoes
$75.9 ZMW 1,505
$59.3 ₱3,717
28.03%
🏠 Accommodation & Living
Zambia
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$453 ZMW 8,980
$506 ₱31.7K
-10.46%
1-bedroom Apartment, Outside City Center (Monthly)
$174 ZMW 3,443
$309 ₱19.4K
-43.89%
3-bedroom Apartment, City Center (Monthly)
$1,074 ZMW 21.3K
$1,052 ₱66.0K
2.13%
3-bedroom Apartment, Outside City Center (Monthly)
$720 ZMW 14.3K
$619 ₱38.8K
16.26%
Buy Apartment in City Center (m2)
$3,941 ZMW 78.1K
$2,915 ₱182.9K
35.16%
Buy Apartment Outside City Center (m2)
$6,414 ZMW 127.2K
$1,867 ₱117.1K
243.50%
💵 Salaries & Financials
Zambia
Cebu
Difference
Average Monthly Net Salary (After Tax)
$428 ZMW 8,485
$341 ₱21.4K
25.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
26.25
7.2
264.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zambia: October 4, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Groceries & Markets
Zambia $240 26.5%
Cebu $210 22.7% 12.2% $29
Accommodation & Living
Zambia $174 19.2%
Cebu $309 33.5% 78.2% $136
Monthly Utilities & Internet
Zambia $160 17.7%
Cebu $163 17.7% 2.4% $3.8
Eating Out
Zambia $123 13.7%
Cebu $88 9.6% 28.3% $35
Clothing & Footwear
Zambia $78 8.7%
Cebu $95 10.2% 20.7% $16
Getting Around
Zambia $65 7.2%
Cebu $15 1.7% 76.3% $50
Sport & Entertainment
Zambia $64 7.1%
Cebu $44 4.7% 31.8% $20
Groceries & Markets
Zambia $551 24%
Cebu $493 25.8% 10.5% $58
Accommodation & Living
Zambia $720 31.4%
Cebu $619 32.4% 14% $101
Monthly Utilities & Internet
Zambia $170 7.4%
Cebu $178 9.3% 4.3% $7.3
Eating Out
Zambia $401 17.5%
Cebu $288 15.1% 28% $112
Clothing & Footwear
Zambia $174 7.6%
Cebu $210 11% 20.7% $36
Getting Around
Zambia $132 5.8%
Cebu $31 1.6% 76.3% $101
Sport & Entertainment
Zambia $144 6.3%
Cebu $94 4.9% 35.1% $51
Good to know
🇿🇲 Zambia
🇵🇭 Cebu
Weather
Population
19,610,769
964,169
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Zambia Cebu 10,900 km ≈ 14 h nonstop flight
From you
- Zambia
- Cebu
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zambia vs other spots: cost of living compared
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