Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zambia

Name: Zambia
Address: ZM

For one person, living costs are similar in Cebu and in Zambia: $934 and $905 a month, rent and utilities included.

44

Cost of Living Index in Cebu
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Cebu Living Index
44

Cost of Living Index in Zambia
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Zambia Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

🇿🇲 Zambia

$905

/mo nomad

🙂 Solo nomad: Cebu is 24.5% cheaper than Zambia without rent, and 3.1% more expensive with rent.

🙂 Family of 3: Cebu is 20.8% cheaper than Zambia without rent, and 18.5% cheaper with rent.

Meal at Budget Restaurant

$3.03 ₱190

$6.84 ZMW 136

-55.70%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$30.13 ZMW 597

-22.07%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.20 ZMW 103

-21.35%

Cappuccino

$2.52 ₱158

$3.03 ZMW 60.1

-16.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.78 ZMW 15.38

97.44%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.49 ZMW 9.72

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.30 ZMW 25.73

37.69%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.53 ZMW 50.3

-10.67%

Milk (1 liter)

$1.95 ₱122

$1.88 ZMW 37.25

3.72%

White Bread (500g)

$1.43 ₱89.7

$1.23 ZMW 24.32

16.26%

Rice (white) (1kg)

$1.02 ₱63.8

$2.44 ZMW 48.42

-58.20%

Eggs

$2.06 ₱129

$1.84 ZMW 36.42

11.96%

Local Cheese (1kg)

$9.81 ₱615

$10.44 ZMW 207

-6.03%

Chicken Fillets (1kg)

$4.61 ₱289

$6.54 ZMW 130

-29.51%

Beef Round Steak (1kg)

$7.70 ₱483

$6.13 ZMW 122

25.61%

Apples (1kg)

$3.31 ₱207

$3.48 ZMW 68.9

-4.89%

Banana (1kg)

$1.45 ₱90.9

$2.14 ZMW 42.42

-32.24%

Oranges (1kg)

$2.36 ₱148

$3.51 ZMW 69.5

-32.76%

Tomato (1kg)

$1.54 ₱96.4

$1.57 ZMW 31.15

-1.91%

Potato (1kg)

$2.36 ₱148

$2.81 ZMW 55.7

-16.01%

Onion (1kg)

$1.99 ₱125

$1.90 ZMW 37.77

4.74%

Lettuce (1 head)

$1.15 ₱72.1

$1.15 ZMW 22.88

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.71 ZMW 14.09

-5.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.84 ZMW 56.3

5.63%

Wine (Bottle)

$6.35 ₱398

$10.13 ZMW 201

-37.31%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.41 ZMW 27.94

-7.09%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.10 ZMW 41.62

-17.62%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.98 ZMW 19.52

-74.49%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$50.2 ZMW 995

-74.78%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.57 ZMW 50.9

-71.21%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.69 ZMW 33.60

-87.57%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$8.94 ZMW 177

-51.57%

Gasoline (1 liter)

$1.33 ₱83.5

$1.46 ZMW 28.88

-8.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$6,225 ZMW 123.4K

249.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$38.8K ZMW 768.5K

-49.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$89.7 ZMW 1,778

34.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$10.95 ZMW 217

31.96%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$58.9 ZMW 1,169

-52.00%

Gym Membership (Monthly)

$32.68 ₱2,050

$50.3 ZMW 998

-35.04%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$16.39 ZMW 325

-61.01%

Cinema Ticket

$5.46 ₱342

$6.80 ZMW 135

-19.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$142 ZMW 2,821

92.16%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$16.8K ZMW 333.1K

-51.44%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$24.56 ZMW 487

101.83%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$14.64 ZMW 290

69.88%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$59.2 ZMW 1,174

29.35%

Men's Leather Business Shoes

$59.3 ₱3,717

$75.9 ZMW 1,505

-21.89%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$453 ZMW 8,980

11.68%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$174 ZMW 3,443

78.23%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,074 ZMW 21.3K

-2.08%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$720 ZMW 14.3K

-13.99%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$3,941 ZMW 78.1K

-26.01%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$6,414 ZMW 127.2K

-70.89%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$428 ZMW 8,485

-20.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

26.25

-72.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Zambia: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Zambia

$174 19.2% 43.9% $136

Groceries & Markets

Cebu

$210 22.7%

Zambia

$240 26.5% 13.9% $29

Monthly Utilities & Internet

Cebu

$163 17.7%

Zambia

$160 17.7% 2.3% $3.8

Clothing & Footwear

Cebu

$95 10.2%

Zambia

$78 8.7% 17.1% $16

Eating Out

Cebu

$88 9.6%

Zambia

$123 13.7% 39.5% $35

Sport & Entertainment

Cebu

$44 4.7%

Zambia

$64 7.1% 46.6% $20

Getting Around

Cebu

$15 1.7%

Zambia

$65 7.2% 322% $50

Good to know

🇵🇭 Cebu

🇿🇲 Zambia

🕒 Local time

14:10 2:10 PM

08:10 8:10 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

19,610,769

💱 Currency

Philippine Peso PHP ₱

Zambian Kwacha ZMW ZK

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

Exchange rates and currency converter

ZMW, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Zambian Kwacha exchange rates as of October 10, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.24 ZMW (100 ZMW = 4.5 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Zambia 10,900 km ≈ 14 h nonstop flight

From you

Cebu
Zambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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