Last update: Oct 2026

Cost of Living Comparison Between Zambia and Berlin

For one person, living is cheaper in Zambia: $888 a month against $2,535 in Berlin, rent and utilities included – about $19,800 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Zambia
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Zambia Living Index
122

Cost of Living Index in Berlin
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Berlin Living Index

Jump to prices

🇿🇲 Zambia

$888

/mo nomad

Berlin

🇩🇪 Germany

$2,535

/mo nomad

🙂 Solo nomad: Zambia is 40.3% cheaper than Berlin without rent, and 65% cheaper with rent.

🙂 Family of 3: Zambia is 45.4% cheaper than Berlin without rent, and 56.7% cheaper with rent.

Meal at Budget Restaurant

$6.63 ZMW 134

$16.50 €14.70

-59.82%

Three-Course Dinner for Two, Mid-Range

$29.20 ZMW 592

$79.1 €70.4

-63.07%

Fast Food Meal (McDonalds, etc)

$4.92 ZMW 99.7

$13.98 €12.46

-64.81%

Cappuccino

$3.25 ZMW 65.8

$4.38 €3.90

-25.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ZMW 15.57

$3.20 €2.85

-75.94%

Water (0.33 liter bottle)

$0.48 ZMW 9.77

$3.08 €2.74

-84.42%

Local Beer (0.5 liter draught)

$1.27 ZMW 25.69

$5.38 €4.79

-76.39%

Imported Beer (0.33 liter bottle)

$2.48 ZMW 50.4

$4.38 €3.90

-43.38%

Milk (1 liter)

$1.80 ZMW 36.40

$1.24 €1.11

45.16%

White Bread (500g)

$1.19 ZMW 24.06

$2.51 €2.23

-52.59%

Rice (white) (1kg)

$2.35 ZMW 47.63

$3.36 €2.99

-30.06%

Eggs

$1.78 ZMW 36.13

$4.68 €4.16

-61.97%

Local Cheese (1kg)

$10.04 ZMW 204

$18.28 €16.29

-45.08%

Chicken Fillets (1kg)

$6.29 ZMW 127

$12.25 €10.91

-48.65%

Beef Round Steak (1kg)

$6.11 ZMW 124

$18.10 €16.13

-66.24%

Apples (1kg)

$3.38 ZMW 68.5

$3.36 €2.99

0.60%

Banana (1kg)

$2.14 ZMW 43.36

$1.97 €1.76

8.63%

Oranges (1kg)

$3.31 ZMW 67.1

$3.39 €3.02

-2.36%

Tomato (1kg)

$1.52 ZMW 30.78

$3.61 €3.22

-57.89%

Potato (1kg)

$2.63 ZMW 53.3

$2.02 €1.80

30.20%

Onion (1kg)

$1.92 ZMW 38.97

$1.92 €1.71

Lettuce (1 head)

$1.17 ZMW 23.75

$1.48 €1.32

-20.95%

Water (1.5 liter bottle)

$0.74 ZMW 15.04

$0.90 €0.81

-17.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ZMW 60.3

$10.48 €9.33

-71.56%

Wine (Bottle)

$10.03 ZMW 203

$6.68 €5.95

50.15%

Local Beer (0.5 liter bottle)

$1.30 ZMW 26.25

$1.31 €1.17

-0.76%

Imported Beer (0.33 liter bottle)

$2.02 ZMW 40.88

$2.01 €1.79

0.50%

One-way Ticket (Public Transport)

$0.96 ZMW 19.44

$4.53 €4.04

-78.81%

Public Transport Monthly Pass (Regular Price)

$55.0 ZMW 1,116

$70.2 €62.6

-21.64%

Taxi Start (Normal Tariff)

$2.48 ZMW 50.3

$4.85 €4.32

-48.87%

Taxi (Normal Tariff) (1km)

$1.59 ZMW 32.24

$3.11 €2.77

-48.87%

Taxi 1hour Waiting (Normal Tariff)

$8.85 ZMW 179

$37.21 €33.15

-76.22%

Gasoline (1 liter)

$1.35 ZMW 27.39

$2.33 €2.08

-42.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,270 ZMW 127.1K

$33.3K €29.7K

-81.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K ZMW 843.0K

$39.4K €35.1K

5.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 ZMW 1,572

$390 €347

-80.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.24 ZMW 228

$19.74 €17.59

-43.06%

Internet (50+ Mbps, Unlimited Data)

$57.7 ZMW 1,169

$49.03 €43.68

17.66%

Gym Membership (Monthly)

$48.69 ZMW 987

$40.21 €35.82

21.09%

Tennis Court (1 Hour on Weekend)

$15.83 ZMW 321

$35.15 €31.31

-54.96%

Cinema Ticket

$6.63 ZMW 134

$15.36 €13.68

-56.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 ZMW 2,971

$145 €130

0.74%

International Primary School, 1 Child (Yearly)

$20.0K ZMW 404.5K

$18.0K €16.0K

10.96%

Jeans (Levis 501 Or Similar)

$25.13 ZMW 509

$100.0 €89.1

-74.87%

Summer Dress (H&M, Zara, etc)

$13.67 ZMW 277

$47.89 €42.66

-71.46%

Sport Shoes (Adidas, Nike)

$57.6 ZMW 1,167

$103 €91.7

-44.04%

Men's Leather Business Shoes

$77.5 ZMW 1,572

$141 €126

-45.15%

1-bedroom Apartment, City Center (Monthly)

$456 ZMW 9,253

$1,427 €1,271

-68.01%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ZMW 3,563

$1,082 €964

-83.76%

3-bedroom Apartment, City Center (Monthly)

$1,061 ZMW 21.5K

$2,717 €2,421

-60.95%

3-bedroom Apartment, Outside City Center (Monthly)

$725 ZMW 14.7K

$2,170 €1,933

-66.61%

Buy Apartment in City Center (m2)

$3,803 ZMW 77.1K

$8,523 €7,592

-55.38%

Buy Apartment Outside City Center (m2)

$3,966 ZMW 80.4K

$5,436 €4,842

-27.05%

Average Monthly Net Salary (After Tax)

$461 ZMW 9,347

$3,543 €3,156

-86.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.25

3.8

590.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 31, 2026

Last update for Berlin: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zambia

$233 26.2%

Berlin

$351 13.8% 50.8% $118

Accommodation & Living

Zambia

$176 19.8%

Berlin

$1.1K 42.7% 516% $907

Monthly Utilities & Internet

Zambia

$146 16.5%

Berlin

$459 18.1% 213% $312

Eating Out

Zambia

$123 13.9%

Berlin

$287 11.3% 133% $164

Clothing & Footwear

Zambia

$78 8.8%

Berlin

$176 7% 126% $98

Getting Around

Zambia

$69 7.8%

Berlin

$109 4.3% 56.9% $39

Sport & Entertainment

Zambia

$62 7%

Berlin

$71 2.8% 14.5% $9

Good to know

🇿🇲 Zambia

🇩🇪 Berlin

🕒 Local time

02:02 2:02 AM

01:02 1:02 AM

1 h behind Zambia

🌤 Weather

👥 Population

19,610,769

3,769,962 Capital

💱 Currency

Zambian Kwacha ZMW ZK

Euro EUR €

📈 Exchange rate

100 ZMW = 4.93 USD

100 ZMW = 4.39 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of November 6, 2026: 1 USD = 20.27 ZMW (100 ZMW = 4.93 USD). 1 EUR = 22.75 ZMW (100 ZMW = 4.39 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

USD to ZMW in detail →

On the map

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Highest

Between locations

Zambia Berlin 7,690 km ≈ 10 h nonstop flight

From you

Zambia
Berlin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zambia vs other spots: cost of living compared

Cost of Living Comparison Between Zambia and Berlin

EUR, USD to ZMW – Zambian Kwacha Converter

City Median Internet Speeds Comparison (Updated April 2026)

Zambia

Berlin

Zambia

Berlin

Zambia vs other spots: cost of living compared

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