Last update: Oct 2026

Cost of Living Comparison Between Zambia and Austin, TX

For one person, living is cheaper in Zambia: $905 a month against $2,704 in Austin, TX, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

🇿🇲 Zambia
$905
/mo nomad
Austin, TX
🇺🇸 United States
$2,704
/mo nomad
🙂 Solo nomad: Zambia is 43.5% cheaper than Austin, TX without rent, and 66.5% cheaper with rent.
🙂 Family of 3: Zambia is 47.5% cheaper than Austin, TX without rent, and 58.2% cheaper with rent.
Currency
🍽 Eating Out
Zambia
Austin, TX
Difference
Meal at Budget Restaurant
$6.84 ZMW 136
$20.22 $20.22
-66.17%
Three-Course Dinner for Two, Mid-Range
$30.13 ZMW 597
$85.0 $85.0
-64.57%
Fast Food Meal (McDonalds, etc)
$5.20 ZMW 103
$12.35 $12.35
-57.89%
Cappuccino
$3.03 ZMW 60.1
$5.47 $5.47
-44.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ZMW 15.38
$3.82 $3.82
-79.58%
Water (0.33 liter bottle)
$0.49 ZMW 9.72
$2.50 $2.50
-80.40%
Local Beer (0.5 liter draught)
$1.30 ZMW 25.73
$8.06 $8.06
-83.87%
Imported Beer (0.33 liter bottle)
$2.53 ZMW 50.3
$8.99 $8.99
-71.86%
🛒 Groceries & Markets
Zambia
Austin, TX
Difference
Milk (1 liter)
$1.88 ZMW 37.25
$1.13 $1.13
66.37%
White Bread (500g)
$1.23 ZMW 24.32
$3.78 $3.78
-67.46%
Rice (white) (1kg)
$2.44 ZMW 48.42
$3.25 $3.25
-24.92%
Eggs
$1.84 ZMW 36.42
$4.14 $4.14
-55.56%
Local Cheese (1kg)
$10.44 ZMW 207
$13.08 $13.08
-20.18%
Chicken Fillets (1kg)
$6.54 ZMW 130
$14.31 $14.31
-54.30%
Beef Round Steak (1kg)
$6.13 ZMW 122
$15.96 $15.96
-61.59%
Apples (1kg)
$3.48 ZMW 68.9
$4.38 $4.38
-20.55%
Banana (1kg)
$2.14 ZMW 42.42
$1.45 $1.45
47.59%
Oranges (1kg)
$3.51 ZMW 69.5
$4.54 $4.54
-22.69%
Tomato (1kg)
$1.57 ZMW 31.15
$4.19 $4.19
-62.53%
Potato (1kg)
$2.81 ZMW 55.7
$2.63 $2.63
6.84%
Onion (1kg)
$1.90 ZMW 37.77
$2.36 $2.36
-19.49%
Lettuce (1 head)
$1.15 ZMW 22.88
$1.76 $1.76
-34.66%
Water (1.5 liter bottle)
$0.71 ZMW 14.09
$2.16 $2.16
-67.13%
Cigarettes 20 Pack (Marlboro, Camel)
$2.84 ZMW 56.3
$9.81 $9.81
-71.05%
Wine (Bottle)
$10.13 ZMW 201
$14.72 $14.72
-31.18%
Local Beer (0.5 liter bottle)
$1.41 ZMW 27.94
$2.78 $2.78
-49.28%
Imported Beer (0.33 liter bottle)
$2.10 ZMW 41.62
$3.48 $3.48
-39.66%
🚌 Getting Around
Zambia
Austin, TX
Difference
One-way Ticket (Public Transport)
$0.98 ZMW 19.52
$1.49 $1.49
-34.23%
Public Transport Monthly Pass (Regular Price)
$50.2 ZMW 995
$40.51 $40.51
23.80%
Taxi Start (Normal Tariff)
$2.57 ZMW 50.9
$2.67 $2.67
-3.75%
Taxi (Normal Tariff) (1km)
$1.69 ZMW 33.60
$1.58 $1.58
6.96%
Taxi 1hour Waiting (Normal Tariff)
$8.94 ZMW 177
$35.29 $35.29
-74.67%
Gasoline (1 liter)
$1.46 ZMW 28.88
$0.99 $0.99
47.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$6,225 ZMW 123.4K
$35.8K $35.8K
-82.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K ZMW 768.5K
$27.2K $27.2K
42.60%
🧾 Monthly Utilities & Internet
Zambia
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$89.7 ZMW 1,778
$219 $219
-59.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.95 ZMW 217
$58.0 $58.0
-81.12%
Internet (50+ Mbps, Unlimited Data)
$58.9 ZMW 1,169
$68.4 $68.4
-13.78%
🎉 Sport & Entertainment
Zambia
Austin, TX
Difference
Gym Membership (Monthly)
$50.3 ZMW 998
$57.9 $57.9
-13.11%
Tennis Court (1 Hour on Weekend)
$16.39 ZMW 325
$14.82 $14.82
10.59%
Cinema Ticket
$6.80 ZMW 135
$14.13 $14.13
-51.88%
🧸 Childcare & Education
Zambia
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$142 ZMW 2,821
$1,509 $1,509
-90.57%
International Primary School, 1 Child (Yearly)
$16.8K ZMW 333.1K
$21.5K $21.5K
-21.72%
👕👟 Clothing & Footwear
Zambia
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$24.56 ZMW 487
$51.7 $51.7
-52.46%
Summer Dress (H&M, Zara, etc)
$14.64 ZMW 290
$44.05 $44.05
-66.77%
Sport Shoes (Adidas, Nike)
$59.2 ZMW 1,174
$85.1 $85.1
-30.41%
Men's Leather Business Shoes
$75.9 ZMW 1,505
$105 $105
-27.96%
🏠 Accommodation & Living
Zambia
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$453 ZMW 8,980
$1,932 $1,932
-76.56%
1-bedroom Apartment, Outside City Center (Monthly)
$174 ZMW 3,443
$1,272 $1,272
-86.36%
3-bedroom Apartment, City Center (Monthly)
$1,074 ZMW 21.3K
$3,670 $3,670
-70.73%
3-bedroom Apartment, Outside City Center (Monthly)
$720 ZMW 14.3K
$2,525 $2,525
-71.50%
Buy Apartment in City Center (m2)
$3,941 ZMW 78.1K
$7,617 $7,617
-48.27%
Buy Apartment Outside City Center (m2)
$6,414 ZMW 127.2K
$3,199 $3,199
100.46%
💵 Salaries & Financials
Zambia
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$428 ZMW 8,485
$5,105 $5,105
-91.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
26.25
6.79
286.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Zambia
$240
Austin, TX
$403 68.2% $163
Accommodation & Living
Zambia
$174
Austin, TX
$1.3K 633% $1.1K
Monthly Utilities & Internet
Zambia
$160
Austin, TX
$346 117% $186
Eating Out
Zambia
$123
Austin, TX
$348 182% $225
Clothing & Footwear
Zambia
$78
Austin, TX
$129 64.2% $50
Getting Around
Zambia
$65
Austin, TX
$57 12.5% $8.1
Sport & Entertainment
Zambia
$64
Austin, TX
$86 34.8% $22
Good to know
🇿🇲 Zambia
🇺🇸 Austin, TX
🕒 Local time
09:40 9:40 AM
02:40 2:40 AM
7 h behind Zambia
🌤 Weather
👥 Population
19,610,769
974,447
💱 Currency
Exchange rates and currency converter

USD, EUR to ZMW – Zambian Kwacha Converter

Zambian Kwacha exchange rates as of October 10, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.24 ZMW (100 ZMW = 4.5 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Zambia Austin, TX 14,300 km ≈ 18 h nonstop flight
From you
  • Zambia
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Zambia vs other spots: cost of living compared

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