Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Zambia

Name: Zambia
Address: ZM

For one person, living is cheaper in Zambia: $905 a month against $2,704 in Austin, TX, rent and utilities included – about $21,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
44

Cost of Living Index in Zambia
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Zambia Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

🇿🇲 Zambia

$905

/mo nomad

😐 Solo nomad: Austin, TX is 76.9% more expensive than Zambia without rent, and 198.6% more expensive with rent.

😐 Family of 3: Austin, TX is 90.4% more expensive than Zambia without rent, and 139.2% more expensive with rent.

Meal at Budget Restaurant

$20.22 $20.22

$6.84 ZMW 136

195.61%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$30.13 ZMW 597

182.21%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$5.20 ZMW 103

137.50%

Cappuccino

$5.47 $5.47

$3.03 ZMW 60.1

80.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.78 ZMW 15.38

389.74%

Water (0.33 liter bottle)

$2.50 $2.50

$0.49 ZMW 9.72

410.20%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.30 ZMW 25.73

520.00%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$2.53 ZMW 50.3

255.34%

Milk (1 liter)

$1.13 $1.13

$1.88 ZMW 37.25

-39.89%

White Bread (500g)

$3.78 $3.78

$1.23 ZMW 24.32

207.32%

Rice (white) (1kg)

$3.25 $3.25

$2.44 ZMW 48.42

33.20%

Eggs

$4.14 $4.14

$1.84 ZMW 36.42

125.00%

Local Cheese (1kg)

$13.08 $13.08

$10.44 ZMW 207

25.29%

Chicken Fillets (1kg)

$14.31 $14.31

$6.54 ZMW 130

118.81%

Beef Round Steak (1kg)

$15.96 $15.96

$6.13 ZMW 122

160.36%

Apples (1kg)

$4.38 $4.38

$3.48 ZMW 68.9

25.86%

Banana (1kg)

$1.45 $1.45

$2.14 ZMW 42.42

-32.24%

Oranges (1kg)

$4.54 $4.54

$3.51 ZMW 69.5

29.34%

Tomato (1kg)

$4.19 $4.19

$1.57 ZMW 31.15

166.88%

Potato (1kg)

$2.63 $2.63

$2.81 ZMW 55.7

-6.41%

Onion (1kg)

$2.36 $2.36

$1.90 ZMW 37.77

24.21%

Lettuce (1 head)

$1.76 $1.76

$1.15 ZMW 22.88

53.04%

Water (1.5 liter bottle)

$2.16 $2.16

$0.71 ZMW 14.09

204.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$2.84 ZMW 56.3

245.42%

Wine (Bottle)

$14.72 $14.72

$10.13 ZMW 201

45.31%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.41 ZMW 27.94

97.16%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.10 ZMW 41.62

65.71%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.98 ZMW 19.52

52.04%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$50.2 ZMW 995

-19.22%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.57 ZMW 50.9

3.89%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.69 ZMW 33.60

-6.51%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$8.94 ZMW 177

294.74%

Gasoline (1 liter)

$0.99 $0.99

$1.46 ZMW 28.88

-32.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$6,225 ZMW 123.4K

475.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$38.8K ZMW 768.5K

-29.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$89.7 ZMW 1,778

144.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$10.95 ZMW 217

429.59%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$58.9 ZMW 1,169

15.98%

Gym Membership (Monthly)

$57.9 $57.9

$50.3 ZMW 998

15.09%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$16.39 ZMW 325

-9.58%

Cinema Ticket

$14.13 $14.13

$6.80 ZMW 135

107.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$142 ZMW 2,821

960.66%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$16.8K ZMW 333.1K

27.75%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$24.56 ZMW 487

110.34%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$14.64 ZMW 290

200.89%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$59.2 ZMW 1,174

43.71%

Men's Leather Business Shoes

$105 $105

$75.9 ZMW 1,505

38.80%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$453 ZMW 8,980

326.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$174 ZMW 3,443

632.94%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,074 ZMW 21.3K

241.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$720 ZMW 14.3K

250.85%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,941 ZMW 78.1K

93.30%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$6,414 ZMW 127.2K

-50.12%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$428 ZMW 8,485

1093.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

26.25

-74.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Zambia: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Zambia

$174 19.2% 86.4% $1.1K

Groceries & Markets

Austin, TX

$403 15.3%

Zambia

$240 26.5% 40.5% $163

Eating Out

Austin, TX

$348 13.2%

Zambia

$123 13.7% 64.6% $225

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Zambia

$160 17.7% 53.8% $186

Clothing & Footwear

Austin, TX

$129 4.9%

Zambia

$78 8.7% 39.1% $50

Sport & Entertainment

Austin, TX

$86 3.3%

Zambia

$64 7.1% 25.8% $22

Getting Around

Austin, TX

$57 2.2%

Zambia

$65 7.2% 14.2% $8.1

Good to know

🇺🇸 Austin, TX

🇿🇲 Zambia

🕒 Local time

03:36 3:36 AM

10:36 10:36 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

19,610,769

💱 Currency

United States Dollar USD $

Zambian Kwacha ZMW ZK

📈 Exchange rate

1 USD = 0.892 EUR

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

Exchange rates and currency converter

ZMW, EUR to USD – United States Dollar Converter

🇿🇲 Zambian Kwacha (ZK)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Zambian Kwacha exchange rates as of October 10, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.24 ZMW (100 ZMW = 4.5 EUR).

ZMW to USD in detail →

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Between locations

Austin, TX Zambia 14,300 km ≈ 18 h nonstop flight

From you

Austin, TX
Zambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs other spots: cost of living compared

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