Cost of Living Comparison Between Zagreb and Beliลกฤ‡e Cost of Living Comparison Between Zagreb and Beliลกฤ‡e

Monthly Cost of Living

Monthly costs for one person with rent: $1,738 in Zagreb versus $1,213 in Beliลกฤ‡e.

Estimated couple costs with rent: $2,574 in Zagreb versus $1,820 in Beliลกฤ‡e.

Monthly costs for a family of three with rent: $3,409 in Zagreb versus $2,427 in Beliลกฤ‡e.

Living in Zagreb is roughly 43% more expensive than Beliลกฤ‡e, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zagreb is 30% above, Beliลกฤ‡e is 9% below.

Currency
๐Ÿฝ Eating Out
Zagreb
Beliลกฤ‡e
Difference
Meal at Budget Restaurant
$11.78 โ‚ฌ10.13
$8.27 โ‚ฌ7.11
42.44%
Three-Course Dinner for Two, Mid-Range
$69.1 โ‚ฌ59.5
$40.47 โ‚ฌ34.81
70.79%
Fast Food Meal (McDonalds, etc)
$9.49 โ‚ฌ8.16
$6.92 โ‚ฌ5.95
37.14%
Cappuccino
$2.43 โ‚ฌ2.09
$2.14 โ‚ฌ1.84
13.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.16 โ‚ฌ2.72
$2.26 โ‚ฌ1.95
39.82%
Water (0.33 liter bottle)
$2.36 โ‚ฌ2.03
$2.09 โ‚ฌ1.79
12.92%
Local Beer (0.5 liter draught)
$3.67 โ‚ฌ3.16
$2.35 โ‚ฌ2.02
56.17%
Imported Beer (0.33 liter bottle)
$4.67 โ‚ฌ4.01
$2.37 โ‚ฌ2.04
97.05%
๐Ÿ›’ Groceries & Markets
Zagreb
Beliลกฤ‡e
Difference
Milk (1 liter)
$1.35 โ‚ฌ1.16
$0.91 โ‚ฌ0.78
48.35%
White Bread (500g)
$1.87 โ‚ฌ1.61
$0.66 โ‚ฌ0.57
183.33%
Rice (white) (1kg)
$2.66 โ‚ฌ2.28
$2.82 โ‚ฌ2.43
-5.67%
Eggs
$3.65 โ‚ฌ3.14
$3.14 โ‚ฌ2.70
16.24%
Local Cheese (1kg)
$10.88 โ‚ฌ9.36
$10.84 โ‚ฌ9.32
0.37%
Chicken Fillets (1kg)
$9.92 โ‚ฌ8.54
$7.65 โ‚ฌ6.58
29.67%
Beef Round Steak (1kg)
$12.72 โ‚ฌ10.94
$11.29 โ‚ฌ9.71
12.67%
Apples (1kg)
$1.88 โ‚ฌ1.62
$1.18 โ‚ฌ1.02
59.32%
Banana (1kg)
$1.66 โ‚ฌ1.43
$1.37 โ‚ฌ1.18
21.17%
Oranges (1kg)
$1.98 โ‚ฌ1.71
$1.60 โ‚ฌ1.38
23.75%
Tomato (1kg)
$3.06 โ‚ฌ2.64
$2.52 โ‚ฌ2.17
21.43%
Potato (1kg)
$1.44 โ‚ฌ1.24
$0.91 โ‚ฌ0.78
58.24%
Onion (1kg)
$1.47 โ‚ฌ1.26
$1.22 โ‚ฌ1.05
20.49%
Lettuce (1 head)
$1.30 โ‚ฌ1.12
$1.22 โ‚ฌ1.05
6.56%
Water (1.5 liter bottle)
$1.29 โ‚ฌ1.11
$0.95 โ‚ฌ0.82
35.79%
Cigarettes 20 Pack (Marlboro, Camel)
$5.76 โ‚ฌ4.96
$5.67 โ‚ฌ4.88
1.59%
Wine (Bottle)
$9.49 โ‚ฌ8.16
$7.77 โ‚ฌ6.69
22.14%
Local Beer (0.5 liter bottle)
$1.84 โ‚ฌ1.58
$1.19 โ‚ฌ1.02
54.62%
Imported Beer (0.33 liter bottle)
$2.30 โ‚ฌ1.98
$2.02 โ‚ฌ1.74
13.86%
๐ŸšŒ Getting Around
Zagreb
Beliลกฤ‡e
Difference
One-way Ticket (Public Transport)
$0.64 โ‚ฌ0.55
$1.69 โ‚ฌ1.46
-62.13%
Public Transport Monthly Pass (Regular Price)
$57.0 โ‚ฌ49.05
$42.34 โ‚ฌ36.42
34.67%
Taxi Start (Normal Tariff)
$2.28 โ‚ฌ1.96
$3.81 โ‚ฌ3.28
-40.16%
Taxi (Normal Tariff) (1km)
$1.07 โ‚ฌ0.92
$1.10 โ‚ฌ0.95
-2.73%
Taxi 1hour Waiting (Normal Tariff)
$10.12 โ‚ฌ8.70
$5.71 โ‚ฌ4.91
77.23%
Gasoline (1 liter)
$1.79 โ‚ฌ1.54
$1.66 โ‚ฌ1.42
7.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.1K โ‚ฌ30.2K
$32.6K โ‚ฌ28.0K
7.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K โ‚ฌ22.5K
$26.5K โ‚ฌ22.8K
-1.27%
๐Ÿงพ Monthly Utilities & Internet
Zagreb
Beliลกฤ‡e
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$208 โ‚ฌ179
$124 โ‚ฌ107
67.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.19 โ‚ฌ17.37
$18.07 โ‚ฌ15.54
11.73%
Internet (50+ Mbps, Unlimited Data)
$32.82 โ‚ฌ28.23
$26.21 โ‚ฌ22.55
25.22%
๐ŸŽ‰ Sport & Entertainment
Zagreb
Beliลกฤ‡e
Difference
Gym Membership (Monthly)
$50.7 โ‚ฌ43.58
$25.53 โ‚ฌ21.96
98.43%
Tennis Court (1 Hour on Weekend)
$14.47 โ‚ฌ12.44
$14.98 โ‚ฌ12.88
-3.40%
Cinema Ticket
$8.85 โ‚ฌ7.61
$5.26 โ‚ฌ4.53
68.25%
๐Ÿงธ Childcare & Education
Zagreb
Beliลกฤ‡e
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$501 โ‚ฌ431
$345 โ‚ฌ297
45.13%
International Primary School, 1 Child (Yearly)
$13.3K โ‚ฌ11.4K
$2,799 โ‚ฌ2,407
374.04%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Zagreb
Beliลกฤ‡e
Difference
Jeans (Levis 501 Or Similar)
$98.3 โ‚ฌ84.5
$123 โ‚ฌ106
-19.99%
Summer Dress (H&M, Zara, etc)
$39.43 โ‚ฌ33.92
$43.74 โ‚ฌ37.62
-9.85%
Sport Shoes (Adidas, Nike)
$98.2 โ‚ฌ84.5
$46.48 โ‚ฌ39.98
111.25%
Men's Leather Business Shoes
$117 โ‚ฌ100
$57.4 โ‚ฌ49.33
103.38%
๐Ÿ  Accommodation & Living
Zagreb
Beliลกฤ‡e
Difference
1-bedroom Apartment, City Center (Monthly)
$873 โ‚ฌ751
$191 โ‚ฌ164
356.84%
1-bedroom Apartment, Outside City Center (Monthly)
$662 โ‚ฌ569
$464 โ‚ฌ399
42.54%
3-bedroom Apartment, City Center (Monthly)
$1,467 โ‚ฌ1,262
$347 โ‚ฌ298
323.22%
3-bedroom Apartment, Outside City Center (Monthly)
$1,079 โ‚ฌ928
$771 โ‚ฌ663
39.86%
Buy Apartment in City Center (m2)
$5,268 โ‚ฌ4,531
$4,078 โ‚ฌ3,508
29.18%
Buy Apartment Outside City Center (m2)
$3,255 โ‚ฌ2,800
$1,241 โ‚ฌ1,067
162.37%
๐Ÿ’ต Salaries & Financials
Zagreb
Beliลกฤ‡e
Difference
Average Monthly Net Salary (After Tax)
$1,886 โ‚ฌ1,623
$1,884 โ‚ฌ1,621
0.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.72
3.2
16.25%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Zagreb: June 2, 2026

Last update for Beliลกฤ‡e: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $873 in Zagreb and $191 in Beliลกฤ‡e. Housing cost is often the main lever when comparing two cities.

Zagreb pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Zagreb vs $40.00 in Beliลกฤ‡e for a mid-range dinner for two. Groceries echo the gap at $281 vs $224 per month, with Beliลกฤ‡e cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zagreb vs Beliลกฤ‡e: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Zagreb and Beliลกฤ‡e?
Zagreb and Beliลกฤ‡e differ by about 43% in total monthly costs ($1,738 vs $1,213 including rent). Beliลกฤ‡e is meaningfully more affordable โ€“ a gap that matters a lot on a fixed or modest income.
Which city pays better: Zagreb or Beliลกฤ‡e?
Zagreb pays 0% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Zagreb and Beliลกฤ‡e?
Rent for a central apartment: $873 in Zagreb versus $191 in Beliลกฤ‡e. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Zagreb and Beliลกฤ‡e?
Childcare runs $501 in Zagreb versus $345 in Beliลกฤ‡e. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 25% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,213 in Beliลกฤ‡e versus $1,738 in Zagreb, a $2,000 budget is realistic in Beliลกฤ‡e but tight or insufficient in Zagreb. The gap between the two cities makes Beliลกฤ‡e the clear choice for anyone on this budget.
How does quality of life compare between Zagreb and Beliลกฤ‡e?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ€“ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Zagreb or Beliลกฤ‡e safer for residents?
Safety-wise, Zagreb and Beliลกฤ‡e are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Zagreb or Beliลกฤ‡e?
Expats usually find Beliลกฤ‡e gentler on the wallet โ€“ expenses run 43% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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