๐Monthly costs for one person with rent: $1,213 in Beliลกฤe versus $1,738 in Zagreb.
๐Estimated couple costs with rent: $1,820 in Beliลกฤe versus $2,574 in Zagreb.
๐Monthly costs for a family of three with rent: $2,427 in Beliลกฤe versus $3,409 in Zagreb.
๐Living in Beliลกฤe costs roughly 30% less than in Zagreb, driven mainly by Groceries & Markets.
๐The two cities straddle the global median: Beliลกฤe is 9% below, Zagreb is 30% above.
Currency
๐ฝ Eating Out
Beliลกฤe
Zagreb
Difference
Meal at Budget Restaurant
$8.27โฌ7.11
$11.78โฌ10.13
-29.80%
Three-Course Dinner for Two, Mid-Range
$40.47โฌ34.81
$69.1โฌ59.5
-41.45%
Fast Food Meal(McDonalds, etc)
$6.92โฌ5.95
$9.49โฌ8.16
-27.08%
Cappuccino
$2.14โฌ1.84
$2.43โฌ2.09
-11.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.26โฌ1.95
$3.16โฌ2.72
-28.48%
Water(0.33 liter bottle)
$2.09โฌ1.79
$2.36โฌ2.03
-11.44%
Local Beer(0.5 liter draught)
$2.35โฌ2.02
$3.67โฌ3.16
-35.97%
Imported Beer(0.33 liter bottle)
$2.37โฌ2.04
$4.67โฌ4.01
-49.25%
๐ Groceries & Markets
Beliลกฤe
Zagreb
Difference
Milk(1 liter)
$0.91โฌ0.78
$1.35โฌ1.16
-32.59%
White Bread(500g)
$0.66โฌ0.57
$1.87โฌ1.61
-64.71%
Rice(white)(1kg)
$2.82โฌ2.43
$2.66โฌ2.28
6.02%
Eggs
$3.14โฌ2.70
$3.65โฌ3.14
-13.97%
Local Cheese(1kg)
$10.84โฌ9.32
$10.88โฌ9.36
-0.37%
Chicken Fillets(1kg)
$7.65โฌ6.58
$9.92โฌ8.54
-22.88%
Beef Round Steak(1kg)
$11.29โฌ9.71
$12.72โฌ10.94
-11.24%
Apples(1kg)
$1.18โฌ1.02
$1.88โฌ1.62
-37.23%
Banana(1kg)
$1.37โฌ1.18
$1.66โฌ1.43
-17.47%
Oranges(1kg)
$1.60โฌ1.38
$1.98โฌ1.71
-19.19%
Tomato(1kg)
$2.52โฌ2.17
$3.06โฌ2.64
-17.65%
Potato(1kg)
$0.91โฌ0.78
$1.44โฌ1.24
-36.81%
Onion(1kg)
$1.22โฌ1.05
$1.47โฌ1.26
-17.01%
Lettuce(1 head)
$1.22โฌ1.05
$1.30โฌ1.12
-6.15%
Water(1.5 liter bottle)
$0.95โฌ0.82
$1.29โฌ1.11
-26.36%
Cigarettes 20 Pack(Marlboro, Camel)
$5.67โฌ4.88
$5.76โฌ4.96
-1.56%
Wine(Bottle)
$7.77โฌ6.69
$9.49โฌ8.16
-18.12%
Local Beer(0.5 liter bottle)
$1.19โฌ1.02
$1.84โฌ1.58
-35.33%
Imported Beer(0.33 liter bottle)
$2.02โฌ1.74
$2.30โฌ1.98
-12.17%
๐ Getting Around
Beliลกฤe
Zagreb
Difference
One-way Ticket(Public Transport)
$1.69โฌ1.46
$0.64โฌ0.55
164.06%
Public Transport Monthly Pass(Regular Price)
$42.34โฌ36.42
$57.0โฌ49.05
-25.75%
Taxi Start(Normal Tariff)
$3.81โฌ3.28
$2.28โฌ1.96
67.11%
Taxi(Normal Tariff)(1km)
$1.10โฌ0.95
$1.07โฌ0.92
2.80%
Taxi 1hour Waiting(Normal Tariff)
$5.71โฌ4.91
$10.12โฌ8.70
-43.58%
Gasoline(1 liter)
$1.66โฌ1.42
$1.79โฌ1.54
-7.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6Kโฌ28.0K
$35.1Kโฌ30.2K
-7.07%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5Kโฌ22.8K
$26.2Kโฌ22.5K
1.28%
๐งพ Monthly Utilities & Internet
Beliลกฤe
Zagreb
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124โฌ107
$208โฌ179
-40.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.07โฌ15.54
$20.19โฌ17.37
-10.50%
Internet(50+ Mbps, Unlimited Data)
$26.21โฌ22.55
$32.82โฌ28.23
-20.14%
๐ Sport & Entertainment
Beliลกฤe
Zagreb
Difference
Gym Membership(Monthly)
$25.53โฌ21.96
$50.7โฌ43.58
-49.61%
Tennis Court(1 Hour on Weekend)
$14.98โฌ12.88
$14.47โฌ12.44
3.52%
Cinema Ticket
$5.26โฌ4.53
$8.85โฌ7.61
-40.56%
๐งธ Childcare & Education
Beliลกฤe
Zagreb
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$345โฌ297
$501โฌ431
-31.09%
International Primary School, 1 Child(Yearly)
$2,799โฌ2,407
$13.3Kโฌ11.4K
-78.90%
๐๐ Clothing & Footwear
Beliลกฤe
Zagreb
Difference
Jeans(Levis 501 Or Similar)
$123โฌ106
$98.3โฌ84.5
24.99%
Summer Dress(H&M, Zara, etc)
$43.74โฌ37.62
$39.43โฌ33.92
10.93%
Sport Shoes(Adidas, Nike)
$46.48โฌ39.98
$98.2โฌ84.5
-52.66%
Men's Leather Business Shoes
$57.4โฌ49.33
$117โฌ100
-50.83%
๐ Accommodation & Living
Beliลกฤe
Zagreb
Difference
1-bedroom Apartment, City Center(Monthly)
$191โฌ164
$873โฌ751
-78.11%
1-bedroom Apartment, Outside City Center(Monthly)
$464โฌ399
$662โฌ569
-29.84%
3-bedroom Apartment, City Center(Monthly)
$347โฌ298
$1,467โฌ1,262
-76.37%
3-bedroom Apartment, Outside City Center(Monthly)
$771โฌ663
$1,079โฌ928
-28.50%
Buy Apartment in City Center(m2)
$4,078โฌ3,508
$5,268โฌ4,531
-22.59%
Buy Apartment Outside City Center(m2)
$1,241โฌ1,067
$3,255โฌ2,800
-61.89%
๐ต Salaries & Financials
Beliลกฤe
Zagreb
Difference
Average Monthly Net Salary(After Tax)
$1,884โฌ1,621
$1,886โฌ1,623
-0.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.2
3.72
-13.98%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Beliลกฤe: June 2, 2026
Last update for Zagreb: June 2, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $191 in Beliลกฤe and $873 in Zagreb. Housing cost is often the main lever when comparing two cities.
๐ฐZagreb pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $40.00 in Beliลกฤe vs $69.0 in Zagreb for a mid-range dinner for two. Groceries echo the gap at $224 vs $281 per month, with Beliลกฤe cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Beliลกฤe vs Zagreb: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Beliลกฤe and Zagreb?
Beliลกฤe and Zagreb differ by about 43% in total monthly costs ($1,213 vs $1,738 including rent). Beliลกฤe is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Zagreb earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Beliลกฤe and Zagreb?
Rent for a central apartment: $191 in Beliลกฤe versus $873 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Beliลกฤe and Zagreb?
Childcare runs $345 in Beliลกฤe versus $501 in Zagreb. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 25% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,213 in Beliลกฤe versus $1,738 in Zagreb, a $2,000 budget is realistic in Beliลกฤe but tight or insufficient in Zagreb. The gap between the two cities makes Beliลกฤe the clear choice for anyone on this budget.
How does quality of life compare between Beliลกฤe and Zagreb?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Beliลกฤe or Zagreb safer for residents?
Safety-wise, Beliลกฤe and Zagreb are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Beliลกฤe or Zagreb?
Expats usually find Beliลกฤe gentler on the wallet โ expenses run 43% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.