Cost of Living Comparison Between Beliลกฤ‡e and Zagreb Cost of Living Comparison Between Beliลกฤ‡e and Zagreb

Monthly Cost of Living

Monthly costs for one person with rent: $1,213 in Beliลกฤ‡e versus $1,738 in Zagreb.

Estimated couple costs with rent: $1,820 in Beliลกฤ‡e versus $2,574 in Zagreb.

Monthly costs for a family of three with rent: $2,427 in Beliลกฤ‡e versus $3,409 in Zagreb.

Living in Beliลกฤ‡e costs roughly 30% less than in Zagreb, driven mainly by Groceries & Markets.

The two cities straddle the global median: Beliลกฤ‡e is 9% below, Zagreb is 30% above.

Currency
๐Ÿฝ Eating Out
Beliลกฤ‡e
Zagreb
Difference
Meal at Budget Restaurant
$8.27 โ‚ฌ7.11
$11.78 โ‚ฌ10.13
-29.80%
Three-Course Dinner for Two, Mid-Range
$40.47 โ‚ฌ34.81
$69.1 โ‚ฌ59.5
-41.45%
Fast Food Meal (McDonalds, etc)
$6.92 โ‚ฌ5.95
$9.49 โ‚ฌ8.16
-27.08%
Cappuccino
$2.14 โ‚ฌ1.84
$2.43 โ‚ฌ2.09
-11.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 โ‚ฌ1.95
$3.16 โ‚ฌ2.72
-28.48%
Water (0.33 liter bottle)
$2.09 โ‚ฌ1.79
$2.36 โ‚ฌ2.03
-11.44%
Local Beer (0.5 liter draught)
$2.35 โ‚ฌ2.02
$3.67 โ‚ฌ3.16
-35.97%
Imported Beer (0.33 liter bottle)
$2.37 โ‚ฌ2.04
$4.67 โ‚ฌ4.01
-49.25%
๐Ÿ›’ Groceries & Markets
Beliลกฤ‡e
Zagreb
Difference
Milk (1 liter)
$0.91 โ‚ฌ0.78
$1.35 โ‚ฌ1.16
-32.59%
White Bread (500g)
$0.66 โ‚ฌ0.57
$1.87 โ‚ฌ1.61
-64.71%
Rice (white) (1kg)
$2.82 โ‚ฌ2.43
$2.66 โ‚ฌ2.28
6.02%
Eggs
$3.14 โ‚ฌ2.70
$3.65 โ‚ฌ3.14
-13.97%
Local Cheese (1kg)
$10.84 โ‚ฌ9.32
$10.88 โ‚ฌ9.36
-0.37%
Chicken Fillets (1kg)
$7.65 โ‚ฌ6.58
$9.92 โ‚ฌ8.54
-22.88%
Beef Round Steak (1kg)
$11.29 โ‚ฌ9.71
$12.72 โ‚ฌ10.94
-11.24%
Apples (1kg)
$1.18 โ‚ฌ1.02
$1.88 โ‚ฌ1.62
-37.23%
Banana (1kg)
$1.37 โ‚ฌ1.18
$1.66 โ‚ฌ1.43
-17.47%
Oranges (1kg)
$1.60 โ‚ฌ1.38
$1.98 โ‚ฌ1.71
-19.19%
Tomato (1kg)
$2.52 โ‚ฌ2.17
$3.06 โ‚ฌ2.64
-17.65%
Potato (1kg)
$0.91 โ‚ฌ0.78
$1.44 โ‚ฌ1.24
-36.81%
Onion (1kg)
$1.22 โ‚ฌ1.05
$1.47 โ‚ฌ1.26
-17.01%
Lettuce (1 head)
$1.22 โ‚ฌ1.05
$1.30 โ‚ฌ1.12
-6.15%
Water (1.5 liter bottle)
$0.95 โ‚ฌ0.82
$1.29 โ‚ฌ1.11
-26.36%
Cigarettes 20 Pack (Marlboro, Camel)
$5.67 โ‚ฌ4.88
$5.76 โ‚ฌ4.96
-1.56%
Wine (Bottle)
$7.77 โ‚ฌ6.69
$9.49 โ‚ฌ8.16
-18.12%
Local Beer (0.5 liter bottle)
$1.19 โ‚ฌ1.02
$1.84 โ‚ฌ1.58
-35.33%
Imported Beer (0.33 liter bottle)
$2.02 โ‚ฌ1.74
$2.30 โ‚ฌ1.98
-12.17%
๐ŸšŒ Getting Around
Beliลกฤ‡e
Zagreb
Difference
One-way Ticket (Public Transport)
$1.69 โ‚ฌ1.46
$0.64 โ‚ฌ0.55
164.06%
Public Transport Monthly Pass (Regular Price)
$42.34 โ‚ฌ36.42
$57.0 โ‚ฌ49.05
-25.75%
Taxi Start (Normal Tariff)
$3.81 โ‚ฌ3.28
$2.28 โ‚ฌ1.96
67.11%
Taxi (Normal Tariff) (1km)
$1.10 โ‚ฌ0.95
$1.07 โ‚ฌ0.92
2.80%
Taxi 1hour Waiting (Normal Tariff)
$5.71 โ‚ฌ4.91
$10.12 โ‚ฌ8.70
-43.58%
Gasoline (1 liter)
$1.66 โ‚ฌ1.42
$1.79 โ‚ฌ1.54
-7.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K โ‚ฌ28.0K
$35.1K โ‚ฌ30.2K
-7.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K โ‚ฌ22.8K
$26.2K โ‚ฌ22.5K
1.28%
๐Ÿงพ Monthly Utilities & Internet
Beliลกฤ‡e
Zagreb
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 โ‚ฌ107
$208 โ‚ฌ179
-40.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.07 โ‚ฌ15.54
$20.19 โ‚ฌ17.37
-10.50%
Internet (50+ Mbps, Unlimited Data)
$26.21 โ‚ฌ22.55
$32.82 โ‚ฌ28.23
-20.14%
๐ŸŽ‰ Sport & Entertainment
Beliลกฤ‡e
Zagreb
Difference
Gym Membership (Monthly)
$25.53 โ‚ฌ21.96
$50.7 โ‚ฌ43.58
-49.61%
Tennis Court (1 Hour on Weekend)
$14.98 โ‚ฌ12.88
$14.47 โ‚ฌ12.44
3.52%
Cinema Ticket
$5.26 โ‚ฌ4.53
$8.85 โ‚ฌ7.61
-40.56%
๐Ÿงธ Childcare & Education
Beliลกฤ‡e
Zagreb
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$345 โ‚ฌ297
$501 โ‚ฌ431
-31.09%
International Primary School, 1 Child (Yearly)
$2,799 โ‚ฌ2,407
$13.3K โ‚ฌ11.4K
-78.90%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Beliลกฤ‡e
Zagreb
Difference
Jeans (Levis 501 Or Similar)
$123 โ‚ฌ106
$98.3 โ‚ฌ84.5
24.99%
Summer Dress (H&M, Zara, etc)
$43.74 โ‚ฌ37.62
$39.43 โ‚ฌ33.92
10.93%
Sport Shoes (Adidas, Nike)
$46.48 โ‚ฌ39.98
$98.2 โ‚ฌ84.5
-52.66%
Men's Leather Business Shoes
$57.4 โ‚ฌ49.33
$117 โ‚ฌ100
-50.83%
๐Ÿ  Accommodation & Living
Beliลกฤ‡e
Zagreb
Difference
1-bedroom Apartment, City Center (Monthly)
$191 โ‚ฌ164
$873 โ‚ฌ751
-78.11%
1-bedroom Apartment, Outside City Center (Monthly)
$464 โ‚ฌ399
$662 โ‚ฌ569
-29.84%
3-bedroom Apartment, City Center (Monthly)
$347 โ‚ฌ298
$1,467 โ‚ฌ1,262
-76.37%
3-bedroom Apartment, Outside City Center (Monthly)
$771 โ‚ฌ663
$1,079 โ‚ฌ928
-28.50%
Buy Apartment in City Center (m2)
$4,078 โ‚ฌ3,508
$5,268 โ‚ฌ4,531
-22.59%
Buy Apartment Outside City Center (m2)
$1,241 โ‚ฌ1,067
$3,255 โ‚ฌ2,800
-61.89%
๐Ÿ’ต Salaries & Financials
Beliลกฤ‡e
Zagreb
Difference
Average Monthly Net Salary (After Tax)
$1,884 โ‚ฌ1,621
$1,886 โ‚ฌ1,623
-0.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.2
3.72
-13.98%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Beliลกฤ‡e: June 2, 2026

Last update for Zagreb: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $191 in Beliลกฤ‡e and $873 in Zagreb. Housing cost is often the main lever when comparing two cities.

Zagreb pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Beliลกฤ‡e vs $69.0 in Zagreb for a mid-range dinner for two. Groceries echo the gap at $224 vs $281 per month, with Beliลกฤ‡e cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Beliลกฤ‡e vs Zagreb: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Beliลกฤ‡e and Zagreb?
Beliลกฤ‡e and Zagreb differ by about 43% in total monthly costs ($1,213 vs $1,738 including rent). Beliลกฤ‡e is meaningfully more affordable โ€“ a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Zagreb earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Beliลกฤ‡e and Zagreb?
Rent for a central apartment: $191 in Beliลกฤ‡e versus $873 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Beliลกฤ‡e and Zagreb?
Childcare runs $345 in Beliลกฤ‡e versus $501 in Zagreb. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 25% higher in Zagreb. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,213 in Beliลกฤ‡e versus $1,738 in Zagreb, a $2,000 budget is realistic in Beliลกฤ‡e but tight or insufficient in Zagreb. The gap between the two cities makes Beliลกฤ‡e the clear choice for anyone on this budget.
How does quality of life compare between Beliลกฤ‡e and Zagreb?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ€“ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Beliลกฤ‡e or Zagreb safer for residents?
Safety-wise, Beliลกฤ‡e and Zagreb are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Beliลกฤ‡e or Zagreb?
Expats usually find Beliลกฤ‡e gentler on the wallet โ€“ expenses run 43% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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